Chattanooga Homes with Partially Finished Basement

Chattanooga Homes with Partially Finished Basement

Welcome to Chattanooga, Tennessee – a vibrant city nestled along the banks of the Tennessee River, surrounded by the breathtaking beauty of the Appalachian Mountains. Known for its rich history, outdoor adventures, and a thriving arts scene, Chattanooga offers the perfect blend of urban living and natural wonder. With a mild climate and an abundance of parks, including the stunning Lookout Mountain and the picturesque Tennessee Riverwalk, this city is an outdoor enthusiast's paradise.

As you explore the real estate options in Chattanooga, you'll discover a variety of homes that cater to diverse lifestyles and preferences. One particularly appealing choice is homes with partially finished basements. These properties offer a unique opportunity to expand your living space and customize it to fit your needs. Whether you envision a cozy family room, a home office, or a vibrant game room, a partially finished basement provides the perfect canvas for your creativity.

In addition to the functional benefits, homes with partially finished basements often come at competitive prices, making them an attractive option for first-time buyers or those looking to invest in the Chattanooga market. The city’s charming neighborhoods, such as Northshore and St. Elmo, are known for their welcoming communities and proximity to local amenities, including shops, restaurants, and schools.

Chattanooga is not just a place to live; it's a lifestyle. With its friendly atmosphere, rich cultural heritage, and endless recreational opportunities, this city truly has something for everyone. Explore the possibilities that await you in a home with a partially finished basement, and make Chattanooga your new home sweet home!

Newest Chattanooga Homes with Partially Finished Basement

$379,000
2 Beds 3 Baths 1540988 MLS
In 1926 this Historic Charmer started its journey. This one of a kind home has been meticulously cared for by its current owner and the eclectic feel radiates throughout the entire home. The welcoming & oversized covered front porch invites you in to a home with extensive hardwood floors, a timeless great room with built in book shelves, a gas log fire place and an open view of the oversized dining room & recently updated gourmet kitchen. This is no ordinary kitchen..... Stainless steel abounds, beautiful granite countertops are everywhere as well as a large tile back splash. A cozy eat-in area resides in the corner & a multitude of cabinets offer all the room you need for storage. There a two well placed & cozy bedrooms upstairs & 2 full baths. The primary suite has a gorgeous white claw foot tub & access to a private fenced in back yard. The lot offers amazing privacy, abundant landscaping with a courtyard area & serious curb appeal, a covered carport, a large private deck off rear of home and a covered stone structure at street level. To finish out the inside, the home offers a partially finished basement with a rec room ( currently being used as a 3rd bedroom ), another full bath and a large expansion area for future growth. Don't miss your opportunity to put your own heart & energy into the future of this amazing home. Only 5-10 minutes from all that Chattanooga Downtown has to offer. You can't beat this!!

821 Summit Avenue, Chattanooga

$339,900
2 Beds 2 Baths 1539915 MLS
Freshly updated, beautifully distinctive, and impossible to duplicate, this is the kind of home that immediately stands apart. Recent improvements include a brand-new, 400-square-foot deck, new flooring in the two upstairs bedrooms, fresh interior paint in select areas, freshly painted patio, new garage-door lock, and the refrigerator, range, and dishwasher were purchased in 2025 as well as a recently renewed, transferable Choice Home Warranty that doesn't expire until next July 2027. The sun-filled main level feels remarkably open and inviting, pairing sleek mid-century modern influence with inspiring pops of color and architectural personality. It is a refreshing departure from the ordinary, stylish without sacrificing comfort and perfectly suited for both everyday living and entertaining. Step outside to the expansive new deck overlooking just over 0.4 acres, offering uncommon breathing room in a location celebrated for its exceptional convenience. Downstairs, a finished studio apartment with its own private entrance and separate driveway adds an entirely different level of flexibility. Create a secluded home office, primary or guest suite, multigenerational living space, creative studio, private retreat, or explore the potential for supplemental rental income. Homes with this combination of individuality, usable land, versatile living space, recent updates, and everyday accessibility rarely come together in one property. For the buyer unwilling to settle for everyday average, this one is a true original.

742 S Germantown Circle, Chattanooga

$395,000
4 Beds 3 Baths 1539688 MLS
This well-cared-for home is located in a desirable, low-traffic neighborhood with sidewalks, level streets, and pride of ownership throughout the community. Cathedral and elevated ceilings, hardwood flooring, and abundant natural light create a bright, spacious atmosphere throughout the main level. The kitchen features granite countertops, plenty of natural light, and stainless steel appliances, including a side-by-side refrigerator that remains with the home. The primary suite offers a double-trey ceiling and a large walk-in closet in addition to a second closet. The Primary bathroom has a large jetted tub, a stand-up shower and double sinks in the vanity. The toilet is enclosed for privacy. Both upstairs bathrooms feature granite countertops and updated faucets, while upgraded ceiling fans are located in the bedrooms. A gas fireplace provides a warm focal point for the main living area, which has tall ceilings. The spacious finished basement expands the home's versatility with higher ceilings, a kitchenette, dedicated media room with wired surround sound, built-in storage, and a finished studio apartment-ideal for guests, extended family, a home office, or additional living space. Outside, enjoy a very private, wooded backyard and a flat neighborhood that is well suited for walking. The paid-off alarm system, overhead garage storage and shelving all convey. With comfortable everyday living spaces and plenty of room for entertaining, this move-in-ready home offers flexibility, privacy, and lasting appeal. The home is located about 20 minutes from downtown Chattanooga. It is located in East Brainerd and is close to businesses, restaurants, grocery stores, shopping, banks etc. It is located fairly close to I75, with easy access to traveling towards Atlanta, Knoxville and Nashville.

2918 Fernleaf Lane, Chattanooga

$279,000
2 Beds 1 Baths 1539619 MLS
This East Ridge home has more going on than it lets on from the street. Fully fenced front and back, a flagstone patio with a fire pit in the front yard, a screened porch perfect for taking it all in, two covered carports, and a basement with real potential. Step through the front door into a small foyer with a coat closet, then into a living room with hardwood floors, crown molding, and a tray ceiling detail. Straight ahead leads you to the kitchen, which has plenty of cabinet storage, dark countertops, tile floors, and enough space for an eat-in dining area. The stacked washer and dryer are tucked into a shiplap accent wall just off the kitchen, and the back door leads out to a deck overlooking the tree-lined backyard. Just off the living room, a short hallway leads to both bedrooms and the full bathroom. The bathroom has its own character with an updated vanity and fixtures. Also off the living room, the stairs lead down to the basement which is unfinished but has a lot going for it. The main section has painted walls and recessed lighting and is the closest to a usable living space. It just needs a little attention to get it there. On one side is the first large storage area perfect for storing decorations, seasonal items, and general storage. On the other side, a separate section with its own exterior door to the driveway is ideal for tools, lawn equipment, and larger items. The basement gives you the potential to add finished square footage and still have dedicated storage on top of it.

119 Bales Avenue, Chattanooga

$350,000
3 Beds 3 Baths 1539442 MLS
Welcome to 4825 Montcrest Drive! Nestled on a spacious, near-half-acre corner lot (0.49), this beautifully renovated 3-bedroom, 2.5-bath home offers modern comfort, practical features, and maximum value. This wonderful property features new floors, updated bathrooms, stainless steel appliances and so much more! Enjoy the best of city convenience without the city price tag--unincorporated county-only taxes keep your monthly mortgage payment significantly lower with space for a remarkably low price per square foot! Key Highlights: Flexible Lower Level: A generous, partially finished basement provides unbeatable versatility--ideal for a cozy den, expansive primary bedroom away from the upstairs bedrooms, home office, or media room, complete with a built-in surround sound system that stays with the home for the ultimate movie or game night setup. Garage & Storage Perks: The garage comes equipped with workshop cabinets that convey with the property, offering fantastic organized storage or a ready-to-go workspace. Outdoor Living: Enjoy warm evenings across two expansive back decks overlooking a fenced backyard with plenty of room to relax and entertain. Big-Ticket Peace of Mind: Rest easy knowing major systems are already updated, including a newer roof, gutters, AC, and heat pump. Prime Location: Minutes from a hidden gem of a boat ramp, State and Local parks, VW, Amazon, shopping, dining, and downtown Chattanooga--with the community pool located right across the street! Maximize your purchasing power with low county taxes and zero city tax! Home is listed well below nearby comps. Schedule your private showing today and make this turnkey retreat yours.

4825 Montcrest Drive, Chattanooga

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