Chattanooga Homes with Lease Option Financing available

Chattanooga Homes with Lease Option Financing available

Welcome to Chattanooga, Tennessee – a vibrant city nestled in the foothills of the Appalachian Mountains, renowned for its stunning natural beauty and rich cultural heritage. Often referred to as the "Scenic City," Chattanooga boasts a picturesque landscape, where the Tennessee River flows gracefully through the heart of the city, surrounded by breathtaking mountain views.

With a thriving arts scene, a plethora of outdoor activities, and a welcoming community, Chattanooga has something for everyone. Explore the historic Tennessee Aquarium, stroll through the charming Riverwalk, or take a ride on the iconic Lookout Mountain Incline Railway for a panoramic view of the region. The city is also home to a diverse culinary scene, offering everything from Southern comfort food to innovative farm-to-table dining experiences.

For those considering a move to this enchanting city, you’ll be pleased to learn about the availability of homes with lease option financing. This flexible financing option allows you to rent a home with the opportunity to purchase it later, making it an excellent choice for first-time homebuyers or those looking to transition into homeownership. With a variety of properties available in desirable neighborhoods across Hamilton County, you can find the perfect place to call home while enjoying all that Chattanooga has to offer.

Whether you’re drawn to the city’s outdoor adventures, cultural attractions, or warm community spirit, Chattanooga promises a lifestyle that blends comfort and excitement. Explore the possibilities of homeownership here and discover your dream home in this charming Southern gem!

Newest Chattanooga Homes with Lease Option Financing available

3 Beds ⋅ 2 Baths ⋅ 1541208 MLS

Welcome to 2604 12th Avenue, a refreshed one-level home located in the historic East Lake community, conveniently positioned between East Ridge and Downtown Chattanooga. This 3-bedroom, 2-bathroom residence offers approximately 1,000 square feet of comfortable living space and is ready for its next chapter. Behind the charming exterior is a home that has undergone many of the most important updates a buyer can ask for. Completed in early August 2026, significant improvements include a complete foundation repair, installation of a new water mitigation system around the entire structure, updated bathrooms, new appliances, fresh interior paint, refinished floors, new exterior siding, and new gutters. These major renovations provide peace of mind and help ensure this home is ready to serve its next owners for many years to come. The property sits on a significantly flat and sun-soaked level city lot with additional flexibility thanks to rear alley access. Whether you envision outdoor entertaining, gardening, play space, or expanding your usable footprint, this property offers room to make the space your own. This home may also qualify for City of Chattanooga homeownership assistance programs, creating an excellent opportunity for buyers looking to invest in their future right now. East Lake was established in the late 19th century and is home to Chattanooga's first public park. With its convenient location, extensive recent renovations, generous lot, and the opportunity to become part of a growing community, come see this adorable, affordable home today.

2604 12th Avenue, Chattanooga

2 Beds ⋅ 2 Baths ⋅ 1540437 MLS

Welcome to 1284 Heritage Landing Drive, where the perfect blend of convenience, comfort, and lifestyle awaits in Chattanooga's highly sought-after Northshore area. This well maintained 2-bedroom, 2-bath home features a bright, open-concept floor plan with spacious living areas, generously sized bedrooms, abundant cabinetry, and an updated kitchen complete with stainless steel appliances, wine cooler, refrigerator, washer, and dryer--making this truly move-in ready. The versatile loft provides the perfect space for a home office, media room, or additional living area, while the oversized two-car garage offers ample storage. Located within the gated Heritage Landing community, residents enjoy exceptional amenities including a clubhouse, swimming pool, scenic ponds, and picturesque walking trails. Just minutes from downtown Chattanooga, you'll have easy access to award-winning restaurants, boutique shopping, parks, the Tennessee Riverwalk, and vibrant riverfront attractions. Whether you're searching for a primary residence, a low-maintenance lifestyle, or a home in one of Chattanooga's most desirable communities, this property is a must-see.

1284 Heritage Landing Drive, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1540073 MLS

Stunning new construction featuring 3 spacious bedrooms and 2.5 beautifully appointed baths. This home showcases high-end luxury finishes throughout, including a designer kitchen with quartz countertops, premium cabinetry, and an expansive open floor plan perfect for modern living and entertaining. Thoughtfully designed with elegance and functionality in mind-move-in ready and built to impress. LEASE PURCHASE AVAIABLE !!

8529 Ari Lane, Chattanooga

3 Beds ⋅ 1 Baths ⋅ 1539640 MLS

Conveniently located just minutes from Downtown Chattanooga, Hixson, and Red Bank, this well-maintained 3-bedroom, 1-bath ranch offers comfortable one-level living on a level lot. The functional floor plan features a spacious living area with hardwood floors, an efficient kitchen with granite countertops and updated appliances, a refreshed bathroom, and an attached carport for everyday convenience. Out back, you'll find a flat, usable backyard with plenty of room for pets, gardening, entertaining, or simply enjoying the outdoors. Whether you're a first-time homebuyer taking advantage of down payment assistance, looking to downsize, or searching for an investment opportunity, this home offers a practical layout and desirable features in a convenient location close to shopping, dining, parks, and schools. Schedule your private tour today!

732 Lupton Drive, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1539252 MLS

Opportunity is knocking --Freshly painted and move-in ready. Convenient location with easy access to shopping, dining, and major routes. Priced to sell quickly. Approximately 2.5 miles from Coolidge Park! The motivated seller is ready to negotiate, making this one of the best value opportunities in the area. Build instant equity -- but don't wait. Properties this close to North Shore amenities at this price point don't last long. Schedule your showing today and bring your offer! Owner/Agent.

816 Altamont Road, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1535050 MLS

Eligible for down payment assistance with THDA and Chattanooga DPA program. Just 5~ minutes to UTC, Erlanger, Memorial, and Parkridge. Furniture and appliances are negotiable. Welcome to this charming 3-bedroom, 2-bathroom home featuring a main-level primary suite with a full ensuite. Enjoy new vinyl flooring in all bedrooms, a 2-year-old roof, and brand-new Champion windows for efficiency and peace of mind. Fenced front yard for pets. Off street parking for 3 cars - plenty of street parking for guest. This home is move-in ready and perfect for living, investing, or house hacking. Modern updates, thoughtful layout, and excellent condition make this home stand out. Don't miss this opportunity to own a stylish, low-maintenance property with flexibility and comfort in every detail! Comes with 1 year home warranty. Owner/Agent

1001 E 11th Street, Chattanooga

1 Beds ⋅ 1 Baths ⋅ 1527858 MLS

Welcome Home to 1445 Fagan Street #309 at Fagan Flats, a modern downtown Chattanooga condo offering style, convenience, and walkable city living. This thoughtfully designed residence features an open-concept layout filled with natural light, contemporary finishes, and efficient use of space ideal for today's urban lifestyle. The kitchen flows seamlessly into the living area, perfect for entertaining or relaxing at home, while the bedroom provides a comfortable private retreat. Residents of Fagan Flats enjoy secure building access and a prime location just minutes from the Southside, downtown Chattanooga, restaurants, coffee shops, entertainment, and local attractions. Whether you're searching for a primary residence, second home, or investment opportunity, this downtown Chattanooga condo for sale offers low-maintenance living in one of the city's most desirable areas. Don't miss the opportunity to own a move-in ready condo in the heart of Chattanooga—schedule your private showing today.

1445 Fagan Street Apt 309, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1525864 MLS

*Improved listing price to reflect recent appraisal!* Welcome home to this warm and inviting 4-bedroom, 3-bath residence offering generous space and thoughtful updates throughout.An additional room downstairs for an extra living space, office....so many possibilities! Fresh paint across the entire home creates a bright, clean feel, ready for your personal touch. The large sunroom is filled with natural light and provides the perfect spot to enjoy morning coffee, unwind with a book, fill with gorgeous plants or gather with family and friends year-round. Designed with flexibility in mind, this home features full kitchens both upstairs and downstairs, making it ideal for multi-generational living, extended guests, or added convenience for entertaining. Each bedroom offers comfortable space and a welcoming atmosphere, while the three full bathrooms ensure everyone has room to relax. Recent updates include a new water line and new gutters, offering peace of mind and added value for years to come. Step outside to a partially fenced yard, perfect for pets, playtime, or cozy evenings outdoors. With its inviting layout, thoughtful upgrades, and versatile living spaces, this home is full of charm and ready to be enjoyed.

2309 Ranch Hills Road, Chattanooga

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