Chattanooga Homes with Conventional Financing available

Chattanooga Homes with Conventional Financing available

Welcome to Chattanooga, Tennessee—an enchanting city nestled along the banks of the Tennessee River and surrounded by the breathtaking beauty of the Appalachian Mountains. Known for its vibrant arts scene, rich history, and outdoor adventures, Chattanooga is a hidden gem in Hamilton County that offers a perfect blend of urban sophistication and natural charm.

As you explore the neighborhoods of Chattanooga, you’ll discover a diverse array of homes that cater to various lifestyles and budgets. From historic Victorian houses in the North Shore to modern townhomes in the revitalized downtown area, the city boasts an impressive selection of properties. One of the most appealing aspects of buying a home in Chattanooga is the availability of conventional financing options, making it easier for prospective homeowners to secure their dream residence.

Chattanooga is not just about stunning homes; it’s a city that embraces community and connection. With a lively downtown filled with local boutiques, art galleries, and delectable dining options, there’s always something to explore. For outdoor enthusiasts, the nearby Lookout Mountain offers hiking trails, rock climbing, and panoramic views that will take your breath away.

Whether you’re a first-time homebuyer or looking to relocate, Chattanooga’s welcoming atmosphere and affordable housing market make it an ideal choice. With conventional financing available, your journey to homeownership in this vibrant city is within reach. Come and discover why so many are falling in love with Chattanooga—where every day feels like an adventure!

Newest Chattanooga Homes with Conventional Financing available

313 Mcbrien Road, Chattanooga
$212,000
3 Beds ⋅ 3 Baths ⋅ 1545621 MLS
Investment opportunity conveniently located near I-24, offering quick access to downtown Chattanooga, Volkswagen, Topgolf, shopping, dining, and other area amenities. This duplex features a spacious front yard and a fenced backyard. Side A is tenant-occupied and offers 2 bedrooms, 2 bathrooms, front and rear decks, and tile flooring throughout the kitchen, living room, and bathrooms. Side B (pictured) offers 1 bedroom and 1 bathroom, has a prospective tenant opportunity, and includes freshly painted walls and new carpets. Both units feature gas heat and window air-conditioning units, and several windows have been upgraded to vinyl. Don't miss this opportunity to see this property!

313 Mcbrien Road, Chattanooga
806 Ogrady Drive, Chattanooga
$375,000
3 Beds ⋅ 2 Baths ⋅ 1545619 MLS
Welcome to 806 Ogrady Drive in the desirable Lookout Valley community! This beautifully maintained 3-bedroom, 2-bath home offers 1,610 square feet of comfortable living space with an open floor plan designed for everyday living and entertaining. The spacious living area features a propane gas log fireplace and flows seamlessly into the kitchen, complete with stainless steel appliances. The oversized primary suite offers a large walk-in closet, additional his-and-hers closet space, double vanity, walk-in shower, and a relaxing soaking tub. Step outside to enjoy the covered patio, fenced backyard, and fire pit, perfect for relaxing or entertaining. Additional features include a one-year-old HVAC system, epoxy-coated garage floors, an 8x10 storage shed, and an extra-wide concrete driveway with additional parking along the side of the home for a camper, RV, or trailer. All appliances, including the washer and dryer, remain. A termite warranty through Cook's Pest Control adds additional peace of mind. Built in 2018 and exceptionally well cared for, this home offers convenient access to downtown Chattanooga while enjoying the comfort of the Lookout Valley community. Don't miss this one!

806 Ogrady Drive, Chattanooga
737 Burnside Place, Chattanooga
$385,000
2 Beds ⋅ 2 Baths ⋅ 1545617 MLS
Like-new 2 bedroom, 2 bath townhome with a double garage in the Burnside development in the heart of the Southside just minutes from schools, shopping, restaurants, hospitals and downtown Chattanooga. You will love the tall ceilings, luxury vinyl flooring, great natural lighting via the many casement windows, quartz countertops, decorative lighting, and neutral decor in this 3-level unit. Entry to the townhome is from a courtyard like setting to an office or den with access to the garage. Head upstairs where you will find an open living concept with the kitchen, dining and living room, as well as a guest bedroom and full guest bath. The kitchen boasts a large center island with pendant lighting, subway tile backsplash, soft-close cabinetry and a pantry. The 3rd level offers a private retreat with the primary bedroom, a walk-in closet and the primary bath with separate vanities and a shower with tile and new glass surround. The laundry closet and covered trex deck round out this level. This mixed-use community also offers firepit area, dog park, corn hole and just steps from the No 10 Steakhouse restaurant. Simply a wonderful opportunity for the buyer seeking the ease of townhome living, a weekend retreat or investment opportunity in a central location, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

737 Burnside Place, Chattanooga
214 Cliftview Drive A & B, Chattanooga
$659,000
6 Beds ⋅ 4 Baths ⋅ 1545612 MLS
JUST LISTED! Conveniently located near Northshore and downtown Chattanooga. This family-owned property is hitting the market for the first time in 44+ years and is an investor's dream come true. This one-of-a-kind duplex is situated on a quiet wooded lot with mature evergreen trees, large crepe myrtles, beautiful azaleas and numerous seasonal wildflowers. Side ''A'' has a spacious deck out front with a courtyard below, as well as a multi-tiered deck which can be accessed from the driveway or kitchen. Side ''B'' has a spacious deck out front, as well as a large deck off the kitchen. The interiors of both A & B sides mirror each other. When you open the front door, you will feel like you are stepping into a mountain chalet. Vaulted ceilings enhance the main living area. There is one bedroom on the main floor with 2 large closets and a full bathroom, that is also accessible from the eat-in kitchen with separate laundry room. Upstairs you will find 2 bedrooms, each with 2 large closets and a Jack and Jill bathroom. There is a large hall closet that could be used as a small office space. Each side has an unfinished basement (approx. 1,600 sq ft) which can be accessed by an exterior door. After purchase, the buyer can contact the City of Red Bank to request rezoning from R2 to R3. With rezoning, the duplex could be converted from a duplex to a triplex or quadplex. According to the City of Red Bank, a duplex on Cliftview was recently rezoned to R3 for a Triplex. Chattanooga, also known as The Scenic City, is nestled along the Tennessee River and surrounded by mountains. Outdoor enthusiasts can enjoy rock climbing, hiking, kayaking, hang gliding and whitewater rafting on nearby rivers like Ocoee River. The Tennessee Riverpark and Riverwalk provide scenic trails for walking, biking and picnicking along the river. Baseball enthusiasts can catch a game at the new Erlanger Park, home to the Chattanooga Lookouts. Property is being sold AS IS

214 Cliftview Drive A & B, Chattanooga
1259 Cobbler Court, Chattanooga
$649,900
4 Beds ⋅ 4 Baths ⋅ 1545605 MLS
Welcome to your dream home in the highly sought after Heritage Walk community in the heart of East Brainerd where charm, comfort, and connection come together beautifully. This move in ready model home offers a private outdoor retreat with the perfect balance of low maintenance living and thoughtful design ideal for relaxing evenings or morning coffee. Situated on a premium homesite, you'll enjoy beautiful sunset views from the double front porches, creating the perfect backdrop for unwinding at the end of the day. Conveniently located with easy access to community amenities including the pool, walking trails, and Heritage Park, plus ample guest parking nearby, this home blends privacy with everyday convenience. Welcoming front porches and flickering gas lanterns set the tone for the designer details waiting inside. Step into an open, airy living space featuring soaring 10-foot ceilings, 8-foot doors, and an abundance of natural light. At the heart of the home, a chef-inspired kitchen boasts a spacious island, walk-in pantry, and effortless flow into the inviting living room, complete with a statement fireplace and custom built-in cabinetry. The main level also features a charming home office and a dreamy primary retreat with a spa-inspired ensuite, designer soaking tub, walk-in shower, and thoughtfully curated custom closet. Upstairs, discover three spacious guest bedrooms and two full baths, including a private ensuite and a bedroom with access to the enchanting second-story porch. Every corner of this home has been thoughtfully designed, blending elevated finishes, architectural character, and the warmth of Southern living. This house is truly where it feels like home from the moment you arrive. Make your move before year-end with your choice of a 5.99% interest rate OR $20K in Flex Cash to make your dream home even sweeter! Reach out today for your own personal tour!

1259 Cobbler Court, Chattanooga
1301 E 28th Street, Chattanooga
$135,000
3 Beds ⋅ 1 Baths ⋅ 1545587 MLS
Discover your dream home! This stunning residence welcomes you with a charming rocking chair front porch, perfect for sipping morning coffee or unwinding in the evening. Step inside to a spacious living room that flows effortlessly into a large cozy den that offers a versatile space for relaxation or a home office. With three generously sized bedrooms, there's plenty of room to grow and a large, modern kitchen--ideal for entertaining or family gatherings. Outside, enjoy a fully fenced yard for privacy and play, plus a expansive back deck ready for summer barbecues or quiet nights under the stars. Don't miss this perfect blend of comfort and style--schedule your tour today! The seller has thoughtfully refreshed several rooms throughout the home with new paint and updated drywall, creating a clean and inviting interior. Home sold AS-IS.

1301 E 28th Street, Chattanooga
6810 Dharma Loop, Chattanooga
$385,000
4 Beds ⋅ 3 Baths ⋅ 1545581 MLS
Welcome to Hummingbird Village, where convenience and comfort come together! Ideally located just minutes from the interstate, this home offers easy access to shopping at Bass Pro Shops and Costco, entertainment at Topgolf and exciting soccer games at the Chattanooga Red Wolves stadium, as well as a variety of restaurants and medical facilities. Outdoor enthusiasts will love the paved walking path leading directly to Camp Jordan, a premier recreational destination featuring scenic trails, playgrounds, sports fields, and event spaces. Inside, you'll find a spacious kitchen offering abundant cabinetry, generous countertop space, and a pantry for additional storage. The large primary suite provides a relaxing retreat with a private ensuite bath. Thoughtfully designed for everyday living, the upstairs laundry room is conveniently located near the bedrooms, keeping laundry out of sight from the main-level entertaining areas. Step outside to enjoy the fenced backyard and patio, perfect for grilling, entertaining, or simply relaxing outdoors. Bonus- the owner is building a fire pit in the sandy area of the back yard- perfect for these cool evenings. With its desirable location, functional floor plan, and inviting outdoor space, this home has so much to offer! Schedule your private showing today!

6810 Dharma Loop, Chattanooga
1621 Sir John Court, Chattanooga
$364,900
2 Beds ⋅ 2 Baths ⋅ 1545567 MLS
First impressions matter. This townhome has a landscaped entrance, a front bedroom separated from the owners' suite at the back of the home. High ceilings, crown molding, and built-in book cases surrounding the gas fireplace which has a thermostat. The sun room could be a third bedroom. The open concept kitchen has an abundance of cabinets and a pantry, even space for a coffee bar. The quiet community is close to Hamilton Place, Erlanger East Hospital, and the YMCA.

1621 Sir John Court, Chattanooga
1515 Cash Canyon Road, Chattanooga
$765,000
4 Beds ⋅ 3 Baths ⋅ 1545563 MLS
A rare find in Chattanooga - This lovely, thoughtfully maintained and updated home on almost 5 acres is a must see! The main level, with open floor plan, features a beautifully appointed kitchen with quartz countertops, a spacious primary suite with tray ceilings, a sitting area, and a beautifully renovated bathroom. The dining room, family room, two additional bedrooms and a full bath complete the well-appointed main level. What truly complements the layout of the first level, are two generously sized porches, one a screen porch situated off the family room and the second, a side porch, right off the kitchen. Both are ideal for outdoor living, relaxing, entertaining and overall enjoyment of the beautiful setting of this property. The lower level offers an updated family room with access to an additional private porch, an additional bedroom, full bath and abundant storage space throughout. Space and privacy are hallmarks of the expansive and private backyard. A separate and versatile outbuilding offers endless possibilities whether for additional vehicles, a workshop or a space that can be tailored for your needs. All in all, this exceptional, one of a kind property offers the perfect blend of space, privacy and convenience, all just minutes from downtown Chattanooga and all the city has to offer, with the added benefit of county taxes only - no city taxes!

1515 Cash Canyon Road, Chattanooga
315 Keith Street, Chattanooga
$899,000
4 Beds ⋅ 3 Baths ⋅ 1545560 MLS
Rare opportunity in North Chattanooga on a double lot! This beautifully customized home, along with an additional full lot, sits on a private, wooded cul-de-sac with a fully fenced, mostly level yard. Enjoy an unbeatable Northshore location within walking distance of Publix, the river, and Normal Park schools. The open-concept interior features real hardwood floors, a chef's kitchen with a high-end gas range, walk-in pantry, dine-in island, and built-in wine cooler, plus a welcoming living room with a fireplace and custom built-ins. The main-level primary suite offers private access to the back porch, a spa-inspired bath, and a custom closet (equipped with a washer/dryer hookup). Recent upgrades to the home include the screening of the expansive back deck, as well as a newly renovated mudroom featuring custom cabinetry for premium organization. Upstairs, you'll find three additional bedrooms and a second living area that provides flexible space for a media room, playroom, or home office. Additional features include an attached two-car garage, walk-out attic storage, laundry connections upstairs and in the primary closet, a large patio below the back porch, a fire pit ring and playground set in the second lot, a tankless gas water heater and a large encapsulated walk-in crawlspace with high ceilings, air conditioning and a dehumidifier system. With its rare double lot, thoughtful upgrades, and convenient location, this home offers a wonderful blend of privacy and Northshore living **Nursery curtains are not included in sale

315 Keith Street, Chattanooga
8729 Ellington Way, Chattanooga
$489,000
3 Beds ⋅ 3 Baths ⋅ 1545540 MLS
Welcome to 8729 Ellington Way in the heart of East Brainerd, where generous living spaces, thoughtful updates, and a new wooden privacy fence set against a wooded backyard create an inviting and private place to call home. Set on approximately .33 acre, this three sided brick home features real hardwood floors throughout the main level, a soaring living room with custom built-in cabinetry and a gas-log fireplace, plus a formal dining room for gatherings. The spacious kitchen with custom cabinetry and a breakfast nook overlooks the wooded backyard, offering granite countertops, stainless steel appliances, and a dedicated under-sink water filter. The main level primary suite includes a spacious, deep walk-in closet and an updated bath with dual vanities, a large soaking tub, and a custom tiled walk-in shower. A convenient half bath for guests completes the main floor. Upstairs, a generous bonus room provides flexible living space alongside two bedrooms with large closets and a full bath. The heated and cooled basement offers substantial storage, laundry space, and room for future expansion, with a toilet connection already stubbed in for a potential bathroom build-out. A spacious two bay garage features new insulated garage doors. A whole house water filtration system is included as well. Outdoors, enjoy fresh landscaping with mature trees, trex decking on the back porch beneath a retractable awning, and a backyard enclosed by a new wooden privacy fence, surrounded by mature trees. Zoned for the popular Westview Elementary and East Hamilton schools, while also convenient to Hamilton Place Mall. Schedule your private showing today!

8729 Ellington Way, Chattanooga
2608 Butlers Green Circle 11, Chattanooga
$459,800
3 Beds ⋅ 2 Baths ⋅ 1545541 MLS
FINAL OPPORTUNITY WITH ONLY 6 lots and 3 MOVE-IN READY HOMES REMAING-$25k flex cash The Home is in the process of being built, with a completion projected for December 2026. Welcome to the Daffodil ranch style living at its best! This beautifully crafted home features 3 bedrooms on main floor. This home is uniquely designed for comfortable living and versatility. As you enter the foyer, explore the tranquil main level where thoughtful design awaits. Upon entry, discover two spacious rooms and a full bath, offering flexibility for guests or home office space. Full bathroom conveniently located between the rooms. Skip the design appointments and decision fatigue. Our expert design team has carefully selected every finish and detail, giving you a beautifully curated new home that's move-in ready--without the stress of making all the design choices, so you can move in before the holidays. In the heart of the home, an open-concept layout seamlessly connects the family room, kitchen, and dining room. The family room provides a welcoming space for relaxation and warmth, while the modern kitchen inspires culinary creativity. The dining room sets the stage for shared meals and gatherings with loved ones, with walk out access to a large covered patio. The primary bedroom offers a peaceful retreat with an en-suite bathroom featuring a large tiled shower and a beautiful soaking tub, perfect for creating space designed for recharging.

2608 Butlers Green Circle 11, Chattanooga
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