Chattanooga Homes with Conventional Financing available

Chattanooga Homes with Conventional Financing available

Welcome to Chattanooga, Tennessee—an enchanting city nestled along the banks of the Tennessee River and surrounded by the breathtaking beauty of the Appalachian Mountains. Known for its vibrant arts scene, rich history, and outdoor adventures, Chattanooga is a hidden gem in Hamilton County that offers a perfect blend of urban sophistication and natural charm.

As you explore the neighborhoods of Chattanooga, you’ll discover a diverse array of homes that cater to various lifestyles and budgets. From historic Victorian houses in the North Shore to modern townhomes in the revitalized downtown area, the city boasts an impressive selection of properties. One of the most appealing aspects of buying a home in Chattanooga is the availability of conventional financing options, making it easier for prospective homeowners to secure their dream residence.

Chattanooga is not just about stunning homes; it’s a city that embraces community and connection. With a lively downtown filled with local boutiques, art galleries, and delectable dining options, there’s always something to explore. For outdoor enthusiasts, the nearby Lookout Mountain offers hiking trails, rock climbing, and panoramic views that will take your breath away.

Whether you’re a first-time homebuyer or looking to relocate, Chattanooga’s welcoming atmosphere and affordable housing market make it an ideal choice. With conventional financing available, your journey to homeownership in this vibrant city is within reach. Come and discover why so many are falling in love with Chattanooga—where every day feels like an adventure!

Newest Chattanooga Homes with Conventional Financing available

1939 Central Avenue 429, Chattanooga
$1,500,000
3 Beds ⋅ 5 Baths ⋅ 1545519 MLS
Welcome to Central Crossing, a brand-new mixed-use development in the heart of historic Southside Chattanooga with views of Lookout Mountain and Missionary Ridge, convenient to schools, hospitals, and the bustling shopping, dining, and entertainment corridor along Main and Market Streets and the new stadium. This address genuinely has it all. With 32 residential condos and 1-, 2-, and 3-bedroom floor plans available, there's something here for a range of buyers. The only one of its kind, no detail has been overlooked in this corner penthouse unit offering 3 bedrooms and 2 baths, an open floor plan, fantastic natural lighting from the oversized windows throughout, and a private patio taking full advantage of the views. Quality finishes abound, and discerning buyers will appreciate the engineered hardwoods and tile throughout, distinctive baseboards lighting in the hallways and down lighting in the kitchen and baths, ceiling fans and recessed lighting, quartz countertops, custom closet systems and more. Your tour begins with entry into a large foyer with a built-in mud-room style bench seat with storage. The bedrooms are on either side of the hallway leading to the open living, dining and kitchen, including the primary suite which enjoys views of the mountains and city and has a primary bath with a dual vanity, a walk-in shower with a free-standing tub, water closet with built-in cabinetry, and a walk-in closet. The two guest bedrooms also have closet systems and share the use of the full guest bath which has a dual vanity and tub/shower combo with tile surround. The laundry closet is centrally located in the hall and is equipped with a stackable washer and dryer. The living and dining areas are wonderfully open with a curved corner wall, multiple windows and large sliding glass doors to the covered patio providing a wonderful flow for everyday living or entertaining. The kitchen features a unique center island, quartz countertops, custom cabinetry with soft close drawers and stainless-steel GE Profile appliances, including a refrigerator, gas cooktop, double ovens with Wi-fi connect, an under-counter microwave, a dishwasher and a wine fridge. Planning a large gathering or just want to visit with your neighbors, you will love the partially enclosed rooftop patio that has an outdoor kitchen with a grill, icemaker and sink, a gas firepit area under a large oculus, a convenient community bathroom in the elevator lobby and a dog wash station. Parking is available in the interior courtyard lot, side lot, or even on-street, and you will love being just minutes from schools, hospitals, the shopping and restaurants of the Southside, the new stadium and downtown Chattanooga, so please call for more information and to schedule your private showing. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

1939 Central Avenue 429, Chattanooga
4300 Tillie Circle 92, Chattanooga
$268,900
3 Beds ⋅ 4 Baths ⋅ 1545518 MLS
⏳ THIS WEEK ONLY: Lennar pays ALL your closing costs! This offer ends Sunday, and homes like this don't wait. Grab yours before someone else does. Picture your mornings with sweeping Elder Mountain views, and your evenings with the quiet calm of mountain living, all from a brand-new, lock-and-leave townhome at Asbury Oak. It's Chattanooga's most scenic new address, tucked into the natural beauty of Lookout Valley and just minutes from Downtown. The Asbury plan gives you room to spread out: 3 bedrooms, 3.5 baths, and 1,463 sq ft of thoughtfully designed living space. Want something different? The Bluffview (1,127 sq ft) offers a cozier lock-and-leave option. The Coolidge (4BD/3.5BA, 1,796 sq ft) gives you even more space. Lookout Mountain's 3+ miles of trails, Ruby Falls, and Warner Park are right in your backyard. That makes this a nature lover's dream and a smart investment. The HOA handles lawn maintenance, so you can lock up and go whenever adventure calls. And yes, it's all included. With Lennar's Everything's Included® package, you get stainless steel appliances, quartz or granite countertops, 7'' engineered vinyl plank flooring, 2'' blinds, and designer finishes throughout at no extra cost. There are no upgrade packages and no surprises. Just move in and live. Closing costs paid this week only. Call today or stop by Asbury Oak to claim your turnkey mountain escape before it's gone!

4300 Tillie Circle 92, Chattanooga
4251 Asbury Oak Lane 90, Chattanooga
$275,850
3 Beds ⋅ 4 Baths ⋅ 1545515 MLS
Low interest rates courtesy of Lennar!! Picture your mornings with sweeping Elder Mountain views, and your evenings with the quiet calm of mountain living, all from a brand-new, lock-and-leave townhome at Asbury Oak. It's Chattanooga's most scenic new address, tucked into the natural beauty of Lookout Valley and just minutes from Downtown. The Asbury plan gives you room to spread out: 3 bedrooms, 3.5 baths, and 1,463 sq ft of thoughtfully designed living space. Want something different? The Bluffview (1,127 sq ft) offers a cozier lock-and-leave option. The Coolidge (4BD/3.5BA, 1,796 sq ft) gives you even more space. Lookout Mountain's 3+ miles of trails, Ruby Falls, and Warner Park are right in your backyard. That makes this a nature lover's dream and a smart investment. The HOA handles lawn maintenance, so you can lock up and go whenever adventure calls. And yes, it's all included. With Lennar's Everything's Included® package, you get stainless steel appliances, quartz or granite countertops, 7'' engineered vinyl plank flooring, 2'' blinds, and designer finishes throughout at no extra cost. There are no upgrade packages and no surprises. Just move in and live. Closing costs paid this week only. Call today or stop by Asbury Oak to claim your turnkey mountain escape before it's gone!

4251 Asbury Oak Lane 90, Chattanooga
1243 W Fairfax Drive, Chattanooga
$347,500
3 Beds ⋅ 2 Baths ⋅ 1545513 MLS
Welcome to this beautiful home in the desirable Fairfax Heights neighborhood of Chattanooga! Thoughtfully renovated from top to bottom, this home combines modern luxury, quality craftsmanship, and timeless style. Step inside and discover an all new updated interior including a new kitchen, tiled showers, and stylish details throughout. Nothing has been overlooked, with major improvements including all-new plumbing, a new electrical panel and service, and additional upgrades that provide peace of mind and modern convenience. This home offers the feel of new construction with the charm of an established neighborhood. Schedule a showing today! Owner/Agent. Buyer to verify all information they deem important.

1243 W Fairfax Drive, Chattanooga
809 Federal Street, Chattanooga
$665,000
4 Beds ⋅ 3 Baths ⋅ 1545503 MLS
Beautifully Maintained Home in the Highly Sought-After North Chattanooga and Normal Park School Zone! Built in 2015, this move-in-ready 4-bedroom, 2.5-bath home offers a wonderful combination of style, comfort, and convenience. Ideally located within the desirable Normal Park school zone, the home is just minutes from the shops, restaurants, and attractions of Northshore and Downtown Chattanooga, with parks and dining options within walking distance. Step inside to discover a thoughtfully designed floor plan featuring high ceilings, beautiful hardwood floors, and inviting living spaces perfect for everyday living and entertaining. The spacious great room features a fireplace, while the well-appointed kitchen offers granite countertops, stainless steel appliances, custom cabinetry, and an extra-large pantry with plenty of storage. A convenient laundry room and half bath complete the main level. Upstairs, you'll find all four bedrooms, including a spacious primary suite with a large walk-in closet and private bath, along with three additional bedrooms and a full hall bath. Additional features include an attached two-car garage, a new front porch, a small back deck, and an encapsulated basement with a dehumidifier and transferable warranty. Hardwood floors have also been installed throughout the home. Well-maintained and ready for its next owners, this home offers the feel of newer construction with thoughtful updates already in place. As an added opportunity, the owner has also purchased the neighboring lot, which is available for purchase separately. Enjoy the best of North Chattanooga living in a fantastic location close to schools, parks, restaurants, and everything the city has to offer!

809 Federal Street, Chattanooga
1929 Dayton Boulevard, Chattanooga
$400,000
2 Beds ⋅ 1 Baths ⋅ 1545474 MLS
Charming Bungalow, Exceptional Location & Numerous Possibilities on Dayton Boulevard! Discover a unique opportunity in the heart of Red Bank, just one mile from Chattanooga's vibrant Northshore. Offering an appealing combination of character, versatility, and investment potential, 1929 and 1927 Dayton Boulevard are being offered together, creating exciting possibilities for homeowners, entrepreneurs, and investors alike. Full of charm and personality, this inviting bungalow features 9-foot ceilings, hardwood floors, a classic clawfoot tub, and thoughtful architectural details throughout. A screened porch, private gated patio, and accent lighting create welcoming spaces for relaxing or entertaining. The distinctive garage, featuring a café-style glass door and 220-volt outlet, offers additional flexibility for parking, a workshop, or creative pursuits. Both parcels are zoned C-1, presenting potential opportunities for redevelopment, live/work arrangements, or investment uses. The adjoining parcel provides additional flexibility for potential future expansion, parking, or development. The location is equally compelling. Enjoy the convenience of walking to the eclectic mix of shops, restaurants, and studios along Dayton Boulevard, including Dirty Jane's and Ace Hardware. Whitehall Park is nearby, while the vibrant dining, shopping, and entertainment of Northshore and Downtown Chattanooga are just minutes away. A distinctive property offering charm, location, and exceptional potential in one of Red Bank's most convenient corridors. This offering invites you to explore the possibilities. More... Contact me today to schedule a tour.

1929 Dayton Boulevard, Chattanooga
994 Fortitude Trail 23, Chattanooga
$359,900
3 Beds ⋅ 2 Baths ⋅ 1545472 MLS
Under construction with estimated completion in NOVEMBER 2026. Includes Front & Rear Covered Porch and Vector Security SMART LIVING PACKAGE. For a limited time, receive $10,000 toward closing costs or design upgrades when using the builder's preferred lender and title company. This home may also qualify for Chattanooga's Down Payment Assistance Program in conjunction with THDA financing (up to $21,000). See agent for details. The Hampshire by Parkside Builders offers the ease of one level living with 3 bedrooms, 2 full baths, and a spacious 2 car garage. Designed for both comfort and convenience, the open concept layout creates an inviting space for entertaining and everyday living. This home includes exceptional upgrades, including a tiled primary shower, quartz countertops in the kitchen and primary bath, a covered rear porch, and the Parkside Smart Living Package, delivering style and modern functionality throughout. Located in Givens Park, an intimate East Brainerd community of just 28 homes, residents enjoy beautifully landscaped homesites, a peaceful walking trail, and convenient access to Hamilton Place, Trader Joe's, Whole Foods, local restaurants, coffee shops, and the highly sought after East Brainerd schools. Secure your new home now and enjoy the opportunity to own a beautifully crafted Parkside Builders home in one of Chattanooga's most desirable locations.

994 Fortitude Trail 23, Chattanooga
1110 Wheeler, Chattanooga
$169,500
2 Beds ⋅ 1 Baths ⋅ 1545463 MLS
THIS IS AN EXCELLENT OPPORTUNITY FOR A FIRST TIME HOME BUYER THAT CAN DO SOME REMODELING OR UPDATING. GREAT FOR AN INVESTOR WITH A NICE TEN ROOF, NEWER SIDING FENCED IN YARD NICE DECK ON THE BACK . NICE BACK YARD WITH A FENCED IN DOG RUN AREA. TWO BEDROOMS ONE BATH AND SEPARATE DINING ROOM.

1110 Wheeler, Chattanooga
4634 Dempsey Way, Chattanooga
$677,500
3 Beds ⋅ 3 Baths ⋅ 1545454 MLS
Welcome to 4634 Dempsey Way, located in The Villas at Black Creek up on Aetna Mountain, where it usually runs a few degrees cooler than it does down in town. Built by Dwell Designed Construction, this middle unit townhome offers 3 bedrooms, 3 full baths and 2,245 square feet, and it was designed for people who want to enjoy the mountain without spending their free time on upkeep. What sets this floor plan apart is that everything you need day to day is on the main level. The owner's suite sits on the first floor with its own private bath, so you never have to use the stairs to get through a normal day. A second bedroom and full bath are also on the main level for guests, along with a separate flex room that can serve as an office, a craft room or extra storage. The living room, kitchen and dining area share one open space under vaulted ceilings, with windows letting in plenty of natural light throughout the day. The second floor contains the third bedroom, another full bath and a bonus room that works well as a media room or a comfortable place for visiting family to stay. Most days you won't need to go upstairs at all, but the space is there when you need it. Off the back of the home, you will find a covered porch where you can enjoy your morning coffee or wind down in the evening. With no yard to mow and no exterior maintenance to deal with, it is easy to lock the door and travel whenever you like, knowing the home will be in good shape when you return. If you have been looking for single-level living on the mountain without the upkeep, this one is worth a look.

4634 Dempsey Way, Chattanooga
4652 Dempsey Way, Chattanooga
$695,000
4 Beds ⋅ 3 Baths ⋅ 1545456 MLS
Welcome to 4652 Dempsey Way, located in The Villas at Black Creek up on Aetna Mountain, where it usually runs a few degrees cooler than it does down in town. Built by Dwell Designed Construction, this left end unit townhome offers 4 bedrooms, 3 full baths and 2,245 square feet, and it was designed for people who want to enjoy the mountain without spending their free time on upkeep. Being the end unit, the home shares only one wall with a neighbor, giving you added privacy and extra natural light along the side of the home. What sets this floor plan apart is that everything you need day to day is on the main level. The owner's suite sits on the first floor with its own private bath, so you never have to use the stairs to get through a normal day. A second bedroom and full bath are also on the main level for guests, along with a separate flex room that can serve as an office, a craft room or extra storage. The living room, kitchen and dining area share one open space under vaulted ceilings, with windows letting in plenty of natural light throughout the day. The second floor contains the two additional bedrooms, and full bath. Most days you won't need to go upstairs at all, but the space is there when you need it. Off the back of the home, you will find a covered porch where you can enjoy your morning coffee or wind down in the evening. With no yard to mow and no exterior maintenance to deal with, it is easy to lock the door and travel whenever you like, knowing the home will be in good shape when you return. If you have been looking for single-level living on the mountain without the upkeep, this one is worth a look.

4652 Dempsey Way, Chattanooga
4640 Dempsey Way, Chattanooga
$695,000
3 Beds ⋅ 3 Baths ⋅ 1545455 MLS
Welcome to 4640 Dempsey Way, located in The Villas at Black Creek up on Aetna Mountain, where it usually runs a few degrees cooler than it does down in town. Built by Dwell Designed Construction, this right end unit townhome offers 3 bedrooms, 3 full baths and 2,245 square feet, and it was designed for people who want to enjoy the mountain without spending their free time on upkeep. Being the end unit, the home shares only one wall with a neighbor, giving you added privacy and extra natural light along the side of the home. What sets this floor plan apart is that everything you need day to day is on the main level. The owner's suite sits on the first floor with its own private bath, so you never have to use the stairs to get through a normal day. A second bedroom and full bath are also on the main level for guests, along with a separate flex room that can serve as an office, a craft room or extra storage. The living room, kitchen and dining area share one open space under vaulted ceilings, with windows letting in plenty of natural light throughout the day. The second floor contains the third bedroom, another full bath and a bonus room that works well as a media room or a comfortable place for visiting family to stay. Most days you won't need to go upstairs at all, but the space is there when you need it. Off the back of the home, you will find a covered porch where you can enjoy your morning coffee or wind down in the evening. With no yard to mow and no exterior maintenance to deal with, it is easy to lock the door and travel whenever you like, knowing the home will be in good shape when you return. If you have been looking for single-level living on the mountain without the upkeep, this one is worth a look.

4640 Dempsey Way, Chattanooga
8129 Bermerwood Drive, Chattanooga
$425,000
5 Beds ⋅ 3 Baths ⋅ 1545444 MLS
TWO DWELLINGS FOR THE PRICE OF ONE with potential for rental income!! This property could be not only your family home, but also the answer to extended family housing, home office area OR short-term vacation rental income. Located within city limits, this charming 1 level home sits on a 1 acre flat-land lot, surrounded by nature and private property. The ranch-style home features 4 bedrooms, 2 baths, custom built eat-in kitchen and multiple living/dining areas. The Master Suite is separated from the main living area for privacy, and has been remodeled to be your personal ''serenity'' spot. The quietness of the home is enriched by the ability to relax on the large front deck or the custom built concrete fire pit area, or sitting on the screen porch by the fenced-in area of the backyard for even more privacy. The fully tiled (1 level) mother-in-law suite in the back of the home has 1 bedroom, bath, full kitchen and its own entrance and address, hvac and meters, Two storage sheds are on the property, with additional space for more, if needed. The attached 1-car garage was used as a workshop, and features built-in counter and shelving. Located near schools, shopping and the airport, and potential for even more amenities, it is a rare find in the area!!

8129 Bermerwood Drive, Chattanooga
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