Chattanooga Homes with Finished Basement

Chattanooga Homes with Finished Basement

Welcome to Chattanooga, Tennessee – a vibrant city nestled in the heart of Hamilton County, where stunning natural beauty meets a rich tapestry of history and culture. Known as the "Scenic City," Chattanooga is surrounded by breathtaking mountains and the sparkling Tennessee River, offering residents a plethora of outdoor activities, from hiking and biking to kayaking and rock climbing.

Chattanooga boasts a thriving arts scene, diverse culinary offerings, and a warm, welcoming community that makes it an ideal place to call home. With a revitalized downtown area, residents can enjoy everything from unique boutiques and local coffee shops to world-class museums and live music venues. The city's commitment to sustainability and innovation has earned it accolades as one of the best places to live in the United States.

For those seeking a home in this picturesque setting, consider the charm and versatility of homes with finished basements. These properties offer additional living space that can be transformed into a cozy family room, a home office, or even a guest suite, providing endless possibilities to suit your lifestyle. Imagine hosting gatherings with friends and family in your spacious basement, or enjoying a quiet evening retreat after a long day.

With a variety of neighborhoods to choose from, each offering its unique character and amenities, you’re sure to find the perfect home in Chattanooga. Whether you’re drawn to the vibrant downtown or the serene suburbs, homes with finished basements provide the ideal backdrop for creating lasting memories in this beautiful city. Embrace the charm of Chattanooga and discover your dream home today!

Newest Chattanooga Homes with Finished Basement

4 Beds ⋅ 3 Baths ⋅ 1541044 MLS

All-brick 4-bedroom, 3-bath basement ranch on a large fenced lot in established Mount Belvoir -- 2,513 square feet with bones that are hard to find at this price. The main level offers true one-level living: formal living and dining rooms, a den with a brick fireplace open to the kitchen through a pass-through bar, a bay-window breakfast nook, and four bedrooms. Downstairs, a spacious finished lower level adds a second brick fireplace, a built-in wet bar, a full bath, and laundry -- plus an unfinished workshop and a drive-under two-car garage with an oversized parking pad. Sold strictly AS-IS. Flooring has been removed throughout the main level, and drywall, kitchen, and baths need finishing. This is a renovation project priced accordingly -- best suited to cash, hard-money, or renovation-loan (203k) buyers. Bring your contractor and your vision. Minutes to shopping, dining, schools, and I-75.

913 Belvoir Hills Circle, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1541025 MLS

Big on space, rich in character, and ready for whatever life brings, this classic all-brick East Ridge ranch offers nearly 2,400 square feet of flexible living across two fully finished levels. The main level welcomes you with refinished hardwoods and an inviting living and dining layout. The kitchen stands out with its charming retro appliances, serving as a fun focal point alongside modern updates throughout the rest of the floor. Two bedrooms and two full baths anchor the main level, including a comfortable primary suite. Downstairs, the fully finished lower level functions as its own secondary living area. With a third bedroom, third full bath, flex/office rooms, and a second family space, it is tailored for multi-generational living, a high-volume work-from-home setup, or an impressive recreation area. Outside, step out to a covered patio with an integrated outdoor kitchen overlooking a private, fenced back yard. A deep garage with workshop space completes the package, all just minutes from Ringgold Road conveniences and downtown Chattanooga. Schedule your private walkthrough today to see everything this property has to offer!

3705 Mary Anna Drive, Chattanooga

4 Beds ⋅ 6 Baths ⋅ 1540978 MLS

Perched on a scenic plateau above the woods and lake, this exceptional residence offers splendid views of shimmering water, dramatic limestone cliffs, and lush woodlands, blending natural beauty with refined living. Located in the highly sought-after Eagle Bluff community, it is surrounded by large, well-maintained lots, mature landscaping, and beautifully established homes that reflect true pride of ownership.Designed for comfort and elegance, this spacious home features a newly built deck overlooking the lake and forest, creating an ideal setting for relaxing or entertaining. Exotic hardwood floors run throughout the main living areas, adding warmth and timeless character, while abundant natural light pours in through many new windows, skylights, and a recently installed front door, enhancing the home's bright, welcoming feel.The main living spaces are anchored by two fireplaces--one located in the family room next to the kitchen, forming the inviting heart of the home, and another in the lower level that adds warmth and ambiance below. A modern natural-gas HVAC system serves both levels for efficient year-round comfort, while a whole-home backup generator provides automatic power during outages.The upper level includes three well-appointed bedrooms, offering comfortable private spaces for family or guests. In addition, a large bonus room filled with abundant natural light provides exceptional versatility and would make an ideal playroom, craft room, or creative studio.The expansive primary suite is a private retreat with a spacious en suite bath, walk-in closets, and direct access to the deck. The luxurious bath includes a shower, whirlpool tub, double vanity, and skylights that fill the space with natural light.The lower level offers exceptional flexibility with generous space for living, recreation, or entertaining. A large dedicated room is ideal for a gym, hobby area, or workshop, and the basement fireplace adds comfort throughout. A walkout flagstone patio extends the living space outdoors, providing a shaded retreat beneath the deck above. An additional uncovered flagstone patio is located on the side of the home.Outdoor living is further elevated by the main deck's automatic retractable awning, offering shade and weather protection for year-round enjoyment of the views. The serene setting is enhanced by frequent sightings of deer, wild turkeys, and eagles reinforcing the property's peaceful, wooded atmosphere.Additional highlights include plantation shutters in key rooms for privacy and light control, gutter guards on the rain gutters, as well as a circular driveway and second driveway providing easy access to garages and ample parking for residents and guests. Note: Golf course and clubhouse are not in operation. Improvements to the property include: 4/25 - Electrical Repairs New LG refrigerator with ice maker 8/25 Aluminum windows - front double doors, frame, etc. 9/25 Painted walls & ceilings on 1st & 2nd floors 10/25 New electric range/oven " Bosch dishwasher Range hood LG microwave oven 10/25 Dining room window treatments New carpet on stairs & kitchen in lower level 11/25 Painted lower-level walls & all-white exterior trim/doors Replaced 14 windows & 2 skylights Rebuilt rear deck with Trex, including all supports & railings 7/26 New 5-ton Tempstar HVAC system serving heat & AC to main & lower levels " 10-year warranty 8/26 Installed new tension spring on garage door opener

5709 Laurel Ridge Road, Chattanooga

3 Beds ⋅ 4 Baths ⋅ 1540829 MLS

Welcome to this beautifully updated ranch featuring an open floor plan and a great room with beautiful hardwood floors. The kitchen offers solid surface countertops, stainless steel appliances, a breakfast area, and a large pantry--perfect for everyday living and entertaining. The primary suite is a true retreat with a fireplace, huge walk-in closet, and separate shower. Fresh paint throughout, new carpet, and brand-new flooring in the fully finished basement complete the updates. The basement also includes a wet bar and flexible living space, with a separate driveway for convenient access. Enjoy the attached 2-car garage, patio, and partially fenced backyard on a quiet street with sidewalks. Convenient East Brainerd location near shopping, dining, and East Hamilton schools. Spacious, updated, and ready for you. Schedule your private tour today!

2266 Red Tail Lane, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1540821 MLS

Discover timeless charm with modern comfort in this stunning 4-bedroom, 3-bathroom, brick home. Step into a fully renovated residence where classic construction meets today's updates. Enjoy peace of mind with a brand-new HVAC system and hot water heater, while the spacious primary suite features a luxurious large walk-in shower. The bonus family room steals the show with its warm, exposed-brick fireplace--perfect for cozy gatherings or quiet evenings. Schedule your private tour today and make this exceptional home yours!

1200 Forest Green Drive, Chattanooga

7 Beds ⋅ 5 Baths ⋅ 1540737 MLS

Welcome to a front-row seat to the Black Creek lifestyle. Perfectly positioned along the 18th hole fairway, this exceptional home pairs an incredible setting with something especially rare for the neighborhood...an additional half lot providing extra space and breathing room that truly sets this property apart! Step outside to your own private oasis, where an amazing backyard pool, expansive outdoor living spaces and sweeping views of the golf course and surrounding mountains create a backdrop that is hard to beat. The additional half lot enhances the outdoor experience even further, offering a sense of openness that is difficult to find within Black Creek. Whether you're enjoying a quiet morning overlooking the fairway, spending a summer afternoon by the pool or entertaining as the sun sets, this is a home designed to make the most of its incredible surroundings. Inside, generous living spaces and thoughtfully designed details provide a comfortable and inviting place to call home, while the property's setting keeps the views at the forefront. The fully finished basement adds even more room to spread out, complete with a bar and plenty of space for entertaining, hosting guests, or relaxing with family and friends. From nearly every angle, there is something beautiful to take in...golf course greens, mountain scenery, and the natural beauty Black Creek is known for. Located just minutes from Downtown Chattanooga, Black Creek offers a lifestyle centered around community, recreation and the outdoors. Residents enjoy miles of scenic trails and beautiful natural surroundings, while the private Black Creek Club offers a Brian Silva-designed golf course, dining, swimming, fitness, tennis and pickleball, along with year-round social programming with applicable membership. This property offers a combination of space, setting and lifestyle that is truly special within Black Creek.

549 Magnolia Vale Drive, Chattanooga

4 Beds ⋅ 2 Baths ⋅ 1540701 MLS

Adorable, spacious, and updated home in East Ridge. This home has abundant natural light and endless possibilities for how to utilize the space. The main living room has a great wood burning fireplace adding some character and charm to go along with all windows in this space. You will love the kitchen with plenty of storage, space, and updated appliances. The master bedroom has a large conjoining sunroom with access door leading outside that would function as a great office. Downstairs is a bedroom and full bath, along with a large bonus room that leads to the backyard. There is an outbuilding in the back yard area great for lawn equipment, tools, storage, etc. This property is located close to major shopping areas and only a short drive to downtown Chattanooga. Come check this one out before it is gone!

1116 Edwin Lane, Chattanooga

2 Beds ⋅ 3 Baths ⋅ 1540599 MLS

Originally constructed in 1904 by Samuel Read as his personal mansion, the Samuel Read House is one of Chattanooga's most architecturally significant historic residences. Unit 5 has been comprehensively rebuilt from the studs while thoughtfully preserving the character that makes the home so remarkable. Secured and covered entryway welcomes you into the historic elegance of the Samuel Read House common area. Two bedrooms, 2 full baths and 1 half bath, 1,745 square feet. PLUS, this unit has exclusive use of massive upstairs unfinished area formerly used as a gymnasium (not included in the unit's square footage). This 2-level condo lives large with separate dining room, living room, powder room, and kitchen. Two new high-end smart electric water heater units (one lower level, one upper level); Google Nest smart home thermostats on both levels; brand-new redone plumbing and electrical in the entire unit; new HVAC ductwork and distribution throughout - tray ceiling in living room; all new decorative lighting throughout. Unique ''Victorian Log Cabin'' original hardwood floor in grand 20x17 living room/sitting room. All new tile in the three bathrooms and laundry room - period-appropriate historic basketweave tile in upstairs bathrooms. New luxury White Oak hardwood floors in the rest of the unit. Completely redesigned galley kitchen maximizing storage, workspace, and functionality. Brand new all wood cabinetry and high-end stainless steel KitchenAid appliances: microwave, range & oven, fridge and dishwasher. High-end, handmade Zellige tile backsplash that goes to the ceiling on the sink-side. Stainless steel luxurious chef workstation sink and faucet. Loving care given to restore and keep the original 120+ year-old windows on the beautifully bright downstairs windows and original wavey glass. New aged brass sash lift pulls and latches installed on all windows. Vaulted 18-foot ceiling in grand entryway. Unique and historic 14-inch baseboards in the entire unit.

900 Vine Street 5, Chattanooga

4 Beds ⋅ 4 Baths ⋅ 1540578 MLS

Meticulously maintained and offering approximately 4,400 square feet of finished living space, this spacious townhome features a flexible floor plan ideal for multigenerational living, frequent guests, or anyone who enjoys having room to spread out. The inviting living room features vaulted ceilings, arched windows, detailed molding, and gas logs, while the four-season sunroom and adjoining side deck offer peaceful views of the park-like surroundings and Chickamauga Lake. The kitchen includes a gas range and opens to the formal dining room, creating an easy flow for everyday living and entertaining. The main-level primary suite offers a tray ceiling, great natural light, and an en suite with two walk-in closets, a jetted soaking tub, walk-in shower, dual vanity, linen storage, and private water closet. A second bedroom and full bath are also located on this level. The fully finished walkout lower level provides its own full kitchen with a newer refrigerator and brand-new stove, two bedrooms, one full bath, and one half bath. Additional spaces include a theater room, a bonus room that could be used for a home office, a craft room, a gym, and a large covered porch, creating excellent flexibility for a private guest suite or separate living area. Additionally, there are also gas logs in one of the guest bedrooms and the downstairs living room area. The home is equipped with two HVAC zones for added comfort, in addition to a brand new water heater. Outside, enjoy a lush, low-maintenance setting with mature trees, green space, and water views that become even more prominent during the winter months. A generous 3-car garage provides plenty of room for vehicles and storage, with a new opener on the single bay and the double-bay opener recently serviced. Additional highlights include a new roof, a replaced dishwasher, HOA dues of only $266 per year, and convenient access to Harrison, Booker T. Washington State Park, Harrison Bay State Park, yacht clubs & Chickamauga Lake. Select furnishings may also be available for purchase separately. Local lenders are preferred. Schedule your showing today!

5908 Rainbow Springs Drive, Chattanooga

4 Beds ⋅ 2 Baths ⋅ 1540411 MLS

1121 Orangewood Avenue - Better Than New! If you've been searching for a home with the look, feel, and finishes of new construction--without the new construction price--1121 Orangewood Avenue is the one you've been waiting for! This beautifully renovated 4-bedroom, 2-bath home has been thoughtfully updated from top to bottom. Enjoy new luxury vinyl plank (LVP) flooring throughout, complemented by stylish tile flooring and beautifully tiled shower surrounds in the bathrooms. The bright and inviting kitchen is designed to impress with stainless steel appliances, butcher block countertops, and plenty of natural light, creating the perfect space for cooking and gathering. The main level features three bedrooms and a beautifully updated full bath. Downstairs, the finished partial basement offers incredible flexibility. Whether you need a private primary suite with its own full bath, a media or entertainment room, a home gym, playroom, or office, this space can easily adapt to your lifestyle. Combining modern finishes, functional living space, and exceptional value, this home truly checks all the boxes for an affordable, move-in-ready home. Don't miss your opportunity to own this better-than-new home. Schedule your private tour today before it's gone!

1121 Orangewood Avenue, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1540377 MLS

** Adorable Red Bank Cottage with so many updates. This is a must see and will not last long!! Spacious living room and kitchen with a huge covered deck and front porch make for great entertainment space. Lower level is great for AIRBNB / VRBO, guests, teens or parents!! Location is so convenient to the north shore and downtown. ** Information is deemed reliable but not guaranteed. Buyer to verify any and all info they deem important **

401 Bank Street, Chattanooga

4 Beds ⋅ 2 Baths ⋅ 1540305 MLS

Welcome home to 106 S Germantown Rd, a charming Belvoir 1947 Cape Cod style home full of character on nearly 0.4 private acres in the heart of Chattanooga. With over 3,000 square feet across multiple levels, this 4-bedroom, 2-bath home, plus an additional finished bonus room and third full bath on the top floor, offers an impressive amount of space and flexibility for a large household, multigenerational living, working from home, or simply having room to spread out. Inside, gleaming hardwood floors flow through the bright living and dining areas, leading into a well-appointed kitchen with ample counter space and cabinetry. But the main level is only the beginning. This home just keeps going, with additional finished spaces both upstairs and down that open the door to countless possibilities. The finished basement adds another level of usable living space with a family room, two bedrooms, a full bath, laundry area, storage, and its own private exterior entrance. The layout offers exciting potential for a mother-in-law setup, extended family, older children, guests, or even potential rental income. It could also serve as a media room, recreation area, home gym, or second family room depending on your needs. Upstairs, the finished attic adds yet another unexpected bonus, with an additional finished room and full bath not included in the advertised bedroom and bathroom count. Vaulted ceilings give the space an open and inviting feel, making it a great option for a home office, game room, creative studio, playroom, lounge, or additional flex space. Outside, enjoy a large, flat, fully fenced backyard with plenty of room for pets, play, gardening, and entertaining. The covered patio with retractable awning provides a comfortable place for outdoor dining and relaxing, while the fire pit creates another great gathering spot. Additional features include a 2-car carport and a spacious, level lot. Zoned for East Ridge Elementary, Dalewood Middle, and Brainerd High School.

106 S Germantown Road, Chattanooga

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