Chattanooga Homes with Cash Financing available

Move-In Ready + Convenient Location + Great Price= 4347 Kayla Circle. Come see this immaculate one owner home. No pets, No Smoking, and Regular Maintenance make for a super clean home where you can back up the truck and move right in. Drive up and you'll find beautiful curb appeal with a rocking chair front porch and easy to maintain level lot. Inside there's a spacious Living Room, Foyer, Dining Area & Half Bath. The Kitchen features oak cabinets, laminate countertops, and well maintained appliances. Upstairs there's an oversized Primary Bedroom, Bath & Walk-In Closet plus two additional Bedrooms and Hall Bath. No more carrying laundry up and down the stairs with this practical second floor Laundry Room. The Back Patio features a Gazebo with screened walls to enjoy morning coffee or cookouts. The Lot extends in the back with a step up to a wooded area for additional privacy. This Chattanooga centrally located home is convenient to downtown, Hixson, & East Brainerd for work, shopping, school, date night, etc. Check it out today...you may have just found your new home!

4347 Kayla Circle, Chattanooga

$1,475,000

3 Beds ⋅ 2 Baths ⋅ 1544296 MLS

Set in Chattanooga's coveted Fairhills neighborhood, 510 Winston Road offers a rare opportunity to enjoy refined living in one of the city's most desirable locations. Thoughtfully updated while preserving its warmth and character, the home is designed around a relaxed, sophisticated way of living--equally suited to quiet evenings at home and effortless entertaining. Mature landscaping frames the home with a sense of permanence and established beauty, while gas lanterns flanking the front porch create a warm, understated welcome. The connection between indoors and out is what makes this property especially memorable. Living spaces open naturally to a series of inviting outdoor areas, creating an atmosphere that feels more like an open-air resort than a traditional residence. Mornings can begin on the screened porch, afternoons unfold around the heated saltwater pool, and evenings transition easily to cocktails at the covered bar, dinner on the patio, or a firepit gathering when the seasons change. Warm hardwoods and a gas log fireplace add richness and character, while the recently renovated baths bring a fresh, polished feel. A daylight lower level offers additional flexibility for work, play or retreat. The location further elevates the experience. Chattanooga Golf & Country Club is just moments away, while downtown and the Northshore place dining, shopping, parks, riverfront recreation, markets, festivals, and year-round community events within easy reach. 510 Winston Road offers a lifestyle that feels effortless: beautifully established, exceptionally connected, and designed for enjoying the best of Chattanooga both at home and just beyond the front door.

510 Winston Road, Chattanooga

$329,999

3 Beds ⋅ 2 Baths ⋅ 1544295 MLS

A distinctive floor plan, a spacious primary retreat, and room to park your RV set this Lookout Valley home apart. Offering three bedrooms and two full baths, 120 Fern Avenue pairs inviting living spaces with features that make everyday life more comfortable. Custom cabinetry and granite countertops anchor the kitchen, while the generously sized primary suite includes a large walk-in closet and a spacious private bath with a tiled shower and clawfoot tub. A separate, centrally located bathroom with a Jack-and-Jill-style arrangement adds versatility to the layout. The pull-down attic has been improved with flooring, lighting, and insulation for additional storage. Outside, the long gravel driveway provides ample parking, including space for an RV alongside the home, with an RV electrical connection at an outbuilding. Hot and cold water connections are available both beside the home and within the fenced backyard, adding convenience for outdoor projects and cleanup. Two storage buildings offer additional space for equipment and hobbies, while the backyard provides room to gather and entertain. Extensive renovations in 2009 included siding, plumbing, electrical, windows, insulation, most of the drywall, a metal roof, and porches. Set in scenic Lookout Valley, this home brings together generous space, individual character, and practical amenities.

120 Fern Avenue, Chattanooga

$239,900

2 Beds ⋅ 1 Baths ⋅ 1544288 MLS

1100 sq ft with 2 bedrooms and 1 large bathroom with beautiful backyard views of Lookout Mountain. It is a perfect starter home or retirement home. This little cottage has had many recent upgrades include a new roof, a new air conditioning unit, new countertops, modern lighting, and bathroom fixtures. The residence boasts new vinyl plank flooring throughout. Amenities include a large outdoor shed with power and a fully enclosed backyard.

3514 Kellys Ferry Road, Chattanooga

$232,000

4 Beds ⋅ 2 Baths ⋅ 1544279 MLS

Charming Brick Duplex available! Great opportunity for an investor. Both sides are leased.2 bedrooms and 1 bath on each side. 24 hour showing notice

5324 Usher Drive, Chattanooga

$214,000

3 Beds ⋅ 2 Baths ⋅ 1544272 MLS

Ranch home in Brainerd. Home has 3 bedrooms and 2 Baths. Great yard and potential for a first time Buyer or investor. Buyers are advised to perform all desired inspections and to verify ALL listing information independently, including school zones.

121 Shawnee Trail, Chattanooga

$400,000

3 Beds ⋅ 3 Baths ⋅ 1544270 MLS

NEW CONSTRUCTION | MOVE-IN READY | UPSCALE EAST BRAINERD TOWNHOME 3 Bedrooms | 3 Full Bathrooms 2 Bedrooms on the Main Level, Including the Primary Suite! NO STEPS IN OR OUT! Welcome to 2221 Jenkins Road, Unit 103, a beautifully designed new construction townhome offering 3 bedrooms, 3 full bathrooms, and low-maintenance living in desirable East Brainerd. Two bedrooms, including the primary suite, are located on the main level. The impressive living area features soaring ceilings, custom wood-wrapped beams, a custom feature wall, extensive crown molding and detailed trim work. Argon gas-insulated windows fill the space with natural light, creating a bright and inviting atmosphere. The kitchen includes custom cabinetry with dovetail-jointed soft-close drawers and doors, quartz countertops, custom tile backsplash, stainless steel appliances, a freestanding range, oversized sink, and a pantry. Additional features include luxury vinyl plank flooring, quartz surfaces throughout, a dedicated laundry space with cabinetry, foam insulated exterior walls, energy-efficient LED lighting, and a single-car garage with Wi-Fi-capable garage door opener. Thoughtfully designed for convenience and accessibility, this townhome also offers step-free entry and exit, providing seamless access in and out of the home. The main-level primary suite offers a custom tray ceiling, a spacious ensuite with an oversized vanity and a large custom tile shower, plus a generous walk-in closet with custom built-ins. The front exterior combines brick and cement fiber siding with custom LED recessed eave lighting. The Covered front and rear porches provide inviting outdoor spaces. Beautifully crafted with quality finishes and thoughtful design, this move-in-ready townhome offers refined living in a convenient East Brainerd location. Schedule your private showing today!

2221 Jenkins Road 105, Chattanooga

$419,000

3 Beds ⋅ 3 Baths ⋅ 1544269 MLS

Welcome to this beautifully designed new construction, 3 Bed, 2.5 Bath, home, where timeless curb appeal meets modern finishes and thoughtful details throughout! A charming covered front porch welcomes you inside to bright, inviting interiors and stylish finishes. The kitchen features beautiful cabinetry with brushed gold hardware, a classic white tile backsplash, stainless steel appliances, and a farmhouse-style sink. Conveniently located on the main level, the primary suite offers abundant natural light, a spacious walk-in closet, and a beautifully appointed bathroom with double vanities and a tiled walk-in shower. Step outside to enjoy the private backyard, complete with an impressive 8-foot privacy fence, perfect for entertaining, pets, or simply relaxing outdoors. With an attached garage, thoughtful design, and the benefits of new construction, this home offers the perfect blend of style, comfort, and functionality. Owner/Agent

8287 Oak Drive, Chattanooga

$400,000

3 Beds ⋅ 3 Baths ⋅ 1544266 MLS

NEW CONSTRUCTION | MOVE-IN READY | UPSCALE EAST BRAINERD TOWNHOME 3 Bedrooms | 3 Full Bathrooms 2 Bedrooms on the Main Level, Including the Primary Suite! NO STEPS IN OR OUT! Welcome to 2221 Jenkins Road, Unit 103, a beautifully designed new construction townhome offering 3 bedrooms, 3 full bathrooms, and low-maintenance living in desirable East Brainerd. Two bedrooms, including the primary suite, are located on the main level. The impressive living area features soaring ceilings, custom wood-wrapped beams, a custom feature wall, extensive crown molding and detailed trim work. Argon gas-insulated windows fill the space with natural light, creating a bright and inviting atmosphere. The kitchen includes custom cabinetry with dovetail-jointed soft-close drawers and doors, quartz countertops, custom tile backsplash, stainless steel appliances, a freestanding range, oversized sink, and a pantry. Additional features include luxury vinyl plank flooring, quartz surfaces throughout, a dedicated laundry space with cabinetry, foam insulated exterior walls, energy-efficient LED lighting, and a single-car garage with Wi-Fi-capable garage door opener. Thoughtfully designed for convenience and accessibility, this townhome also offers step-free entry and exit, providing seamless access in and out of the home. The main-level primary suite offers a custom tray ceiling, a spacious ensuite with an oversized vanity and a large custom tile shower, plus a generous walk-in closet with custom built-ins. The front exterior combines brick and cement fiber siding with custom LED recessed eave lighting. The Covered front and rear porches provide inviting outdoor spaces. Beautifully crafted with quality finishes and thoughtful design, this move-in-ready townhome offers refined living in a convenient East Brainerd location. Schedule your private showing today!

2221 Jenkins Road 103, Chattanooga

$1,275,000

5 Beds ⋅ 4 Baths ⋅ 1544253 MLS

Luxury living meets resort style elegance in the prestigious Black Creek community! Set against beautiful views of the golf course and tranquil pond, 766 Black Creek Drive offers 5 bedrooms, 3 full baths, 1 half bath, and an exceptional blend of timeless design, thoughtful updates, and elevated outdoor living. Hardwood floors and crown molding create a refined feel throughout, while the spacious primary suite offers a private retreat with a beautifully updated bath featuring a completely renovated walk in shower and elegant freestanding soaking tub. Every bedroom features a full walk in closet, and the oversized garage provides exceptional storage. Extensively updated, the home features fresh interior paint completed September 2026, plantation shutters downstairs, updated cabinet finishes and hardware, new door hardware, LED and under cabinet lighting, and new mirrors and lighting in all bathrooms. New tile flooring was added in the laundry room, back hallway, half bath, and upstairs bathrooms. New countertops enhance the kitchen, laundry, and all three bathrooms, with beautifully tiled walls in both upstairs baths. The pantry has also been upgraded with cabinetry and shelving. Major improvements include new HVAC systems for both levels, a new mini split in the bonus room, and a new on demand water heater. The backyard is a private resort style retreat featuring a heated saltwater pool, freshly painted pool deck, landscape lighting, sprinkler system, and covered porch with fireplace. The pool liner was replaced approximately three years ago, and the exterior was painted approximately three years ago. Porches, driveway, and back sidewalk have also been pressure washed and refreshed. Enjoy the sought after Black Creek lifestyle surrounded by natural beauty, golf course and pond views, and exceptional amenities, while remaining convenient to Chattanooga's shopping, dining, recreation, and downtown. Priced under Appraised Value. This is luxury living at its finest!

766 Black Creek Drive, Chattanooga

$325,000

2 Beds ⋅ 3 Baths ⋅ 1544240 MLS

MODERN STYLE. PARK-SIDE LIVING. LOOKOUT MOUNTAIN VIEWS. Discover a refreshing blend of city convenience and outdoor beauty in this move-in-ready, two-bedroom, two-and-a-half-bath townhome beside Sculpture Fields at Montague Park, near Chattanooga's vibrant Southside dining and shopping scene. Perfect for investors and first time home buyers. High ceilings and abundant natural light welcome you into the open main-level living space. The sleek kitchen features granite countertops and stainless steel appliances, including a refrigerator, while a convenient half bath offers additional storage. Adjustable privacy blinds let you tailor the light and atmosphere throughout the home. The second floor features a spacious bedroom with a generous closet and Murphy bed, offering flexibility for guests or everyday living. A full bathroom with a tub and a versatile hallway nook provide space for a reading retreat or home office. The third-floor primary suite is your private escape, featuring a custom tiled shower, custom walk-in closet, and private balcony with beautiful Lookout Mountain views--the perfect place to enjoy morning coffee or unwind at sunset. An included washer and dryer in the nearby laundry closet add everyday convenience. Vinyl plank flooring on the main level and hardwood floors upstairs complete the stylish interior. Just outside, Sculpture Fields offers expansive green space, striking outdoor art, and approximately 1.5 miles of trails for walking, running, and enjoying time with your dog. With contemporary finishes, flexible spaces, and an inviting connection to the outdoors, this townhome offers a distinctive way to enjoy Chattanooga living. Schedule your private showing today!

979 Montague Place, Chattanooga

$390,000

3 Beds ⋅ 2 Baths ⋅ 1544232 MLS

Welcome to 5420 Winniespan Road, a brand-new 2026 construction offering approximately 2,000 square feet of thoughtfully designed, one-level living. This 3-bedroom, 2-bath home combines a spacious open-concept floor plan with cathedral ceilings, quality finishes and the ease of a low-maintenance new home. The main living area offers an open flow between the kitchen, dining and living spaces, creating an inviting setting for everyday living and entertaining. The split-bedroom layout provides separation for the primary suite, while two additional bedrooms offer flexibility for family, guests or a home office. A spacious 2-car attached garage, deck and approximately .21-acre lot complete the property. The location adds another layer of convenience. This home provides access to major employment centers including Volkswagen Chattanooga / Enterprise South / Amazon Fulfillment Center / Outdoor recreation is also nearby, including Chickamauga Day Use Park, the Tennessee Riverwalk/Riverpark, with miles of paved trails and access to the Tennessee River, and Enterprise South Nature Park which has approximately 40+ miles of trails across its 2,800 acres, including hiking, mountain biking, paved multiuse paths, and equestrian trails. If you've been searching for new construction with generous living space, a 2-car garage and convenient access to work, shopping and recreation, 5420 Winniespan Rd deserves a closer look. Schedule your private showing today.

5420 Winniespan Road, Chattanooga

Chattanooga Homes with Cash Financing available

Newest Chattanooga Homes with Cash Financing available