Chattanooga Homes with VA Loan Financing available

Chattanooga Homes with VA Loan Financing available

Welcome to Chattanooga, Tennessee, a vibrant city nestled in the heart of Hamilton County, where the beauty of nature meets a thriving urban lifestyle. Known for its breathtaking scenery, Chattanooga is surrounded by the majestic Appalachian Mountains and the sparkling waters of the Tennessee River, making it a haven for outdoor enthusiasts and city dwellers alike. With a rich history and a revitalized downtown, this city offers a unique blend of Southern charm and modern convenience.

Chattanooga is not only famous for its stunning landscapes but also for its cultural attractions. Explore the renowned Tennessee Aquarium, take a stroll along the Riverwalk, or indulge in the local culinary scene that boasts everything from farm-to-table dining to artisanal coffee shops. The city is also home to a variety of festivals and events throughout the year, ensuring there’s always something exciting happening.

For those considering a move to this picturesque city, the housing market in Chattanooga is as diverse as its residents. From charming bungalows in historic neighborhoods to contemporary condos with river views, there’s something for everyone. Plus, with VA loan financing options available, military veterans and active-duty service members can enjoy the benefits of homeownership with favorable terms and lower down payments. This makes it easier than ever to settle down in a community that values its heroes.

Whether you’re drawn by the scenic beauty, the vibrant culture, or the welcoming community, Chattanooga is a place where you can truly feel at home. Explore your options today and discover the perfect property waiting for you in this enchanting city!

Newest Chattanooga Homes with VA Loan Financing available

2 Beds ⋅ 2 Baths ⋅ 1541305 MLS

Move-in ready, one-level home in sought-after Cannondale Subdivision! This beautifully updated home features an open floor plan, two spacious bedrooms with large closets, and a host of recent improvements including, new LVP and tile flooring, granite kitchen countertops, updated cabinetry hardware, and a stunning tiled master shower with glass door. Additional updates include a new kitchen sink, faucet and garbage disposal, new exterior gas lamppost, and a new back door and frame. The two-car garage offers convenient attic storage. Ideally located just off Gunbarrel Road with easy access to shopping, dining, medical facilities, and I-75. Enjoy the added convenience of sidewalks and a flat, walkable neighborhood. Don't miss this beautifully updated home--schedule your showing today!

2069 Cannondale Loop, Chattanooga

2 Beds ⋅ 2 Baths ⋅ 1541273 MLS

Wonderful low maintenance townhome with $20,000 master bathroom upgrade. Newer deck and newer roof. This beautiful townhouse with neutral colors throughout is move-in ready. Living room is a great size with tall ceilings and centered around a gas fireplace. Engineered hardwood flooring throughout the home, with tile in the kitchen and bathrooms. This home has been well maintained and makes a perfect starter home or perfect for a handicapped individual. Magnolia Gardens sits conveniently located to tons of shopping, restaurants, schools and very close to a full service hospital. Call today to schedule your own private showing of this wonderful home!

7624 Magnolia Leaf Lane, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1541276 MLS

Welcome to 3521 Pinellas Lane, a three-bedroom, two-bath home offering comfortable main-level living and valuable flexible space downstairs. Inside, warm flooring and a neutral color palette create an inviting backdrop, while the updated kitchen features white cabinetry, granite countertops, stainless-steel appliances, and generous workspace for cooking and gathering. The main level includes a bright living room, three bedrooms, and two full bathrooms. Downstairs, a den, laundry area, and multiple bonus rooms provide options for a home office, media room, fitness space, hobby room, or additional storage. Outside, the deck overlooks a leafy backyard that offers room to relax, garden, or entertain. The East Ridge location provides convenient access to everyday shopping and dining along Ringgold Road, as well as I-24 and I-75 for travel throughout the Chattanooga area. Camp Jordan Park, downtown Chattanooga, and additional outdoor recreation are also within convenient driving distance. Public real-estate sources currently identify East Ridge Elementary, East Ridge Middle, and East Ridge High as the assigned schools; buyers should confirm current zoning directly with Hamilton County Schools. With its updated interior, flexible floor plan, double driveway, and accessible location, this home offers space that can adapt to a variety of everyday needs.

3521 Pinellas Lane, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1541266 MLS

Presenting 107 Kingwood Drive! This adorable bungalow is full of vintage charm, character, and timeless appeal. A spacious front porch and stunning solid wood arched front door create a warm welcome from the moment you arrive. Inside, you'll find beautiful hardwood floors, abundant natural light, a cozy gas log fireplace, charming arched doorways, and built-in shelving that add to the home's unique personality. The dining room flows seamlessly into a cute, functional kitchen that makes the most of its space. The main level offers two comfortable bedrooms and a full bath. Upstairs, you'll discover a third bedroom, an additional full bath, and a conveniently located laundry closet. It's a little quirky, full of character, and perfectly suited for everyday living. The unfinished basement provides workshop space, extra storage, and room for one vehicle. Outdoor living is where this home truly shines. Enjoy a small screened porch just off the kitchen, plus a massive deck with endless possibilities for entertaining, relaxing, or creating your dream outdoor retreat. The fully fenced yard offers plenty of room for children and pets to play. Garden enthusiasts will appreciate the established garden spot, where the current owners enjoy fresh vegetables throughout the summer. Situated on a large, level corner lot, this property offers exceptional value, outdoor space, and charm at an affordable price. Don't miss your opportunity to make this delightful bungalow your own!

107 Kingwood Drive, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1541257 MLS

Welcome to 9415 Seasons Drive, a move-in-ready home nestled on a quiet cul-de-sac in desirable East Brainerd. Situated in a great neighborhood with a spacious yard, this home offers a comfortable blend of thoughtful updates, inviting living spaces, and a convenient location. The kitchen is equipped with granite countertops and stainless steel appliancesand seamlessly flows into the dining area. You'll love the oversized living room featuring a cozy fireplace, perfect for chilly Fall nights! Throughout the home, fresh interior paint and newer LED lighting create a bright and updated atmosphere. The primary bathroom has been beautifully updated, while additional improvements include a downstairs HVAC system that is approximately four years old and a roof replaced within the last five years. Outside, the large screened-in back porch provides the perfect space to relax or entertain while overlooking the spacious yard. The back deck has also been refreshed with newer screening for added enjoyment. Conveniently located with easy access to downtown Chattanooga, this home is just minutes from a variety of dining, shopping, entertainment, and recreation options. With its desirable East Brainerd location, generous outdoor space, and numerous updates, 9415 Seasons Drive is ready to welcome its new owners!

9415 Seasons Drive, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1541251 MLS

Mountain Views, Move-In Ready, & Minutes from Downtown Chattanooga! Welcome home to this beautifully maintained 3-bedroom, 2-bathroom retreat, nestled at the base of Signal Mountain on a spacious, gated half-acre lot with gorgeous mountain views right from your own home. Just 5 minutes from downtown Chattanooga, this home offers the perfect blend of peaceful, scenic living with unbeatable convenience - and total privacy behind your own gate. Step inside to a bright, open layout that's truly move-in ready - no projects here, just pack your bags and settle in. The spacious primary suite is a true retreat, featuring a private en suite bathroom and not one, but two generously sized closets, giving you all the storage space you could need. Two additional bedrooms provide flexibility for family, guests, a home office, or all three, alongside a second full bathroom for everyone's convenience. Outside, unwind on the large deck at the back of your property, the perfect spot to soak in the serene, mountain setting. Adventure is right outside your door too - minutes from hiking trails, the Tennessee River, and Prentice Cooper State Forest, ideal for hunting, camping, hiking, and off-roading. Location doesn't get more convenient than this. Starbucks, Dunkin', Walmart, Aldi, and Food City are all just around the corner, making errands and daily life effortless, while downtown Chattanooga's shopping, dining, and entertainment are still just minutes away. Locals also love grabbing a bite at nearby favorites Old Man River's and River Drifters, two beloved Chattanooga-area restaurants just a short jaunt away. This is that rare find - mountain views, privacy, outdoor adventure, and everyday convenience, all in one move-in ready package.

700 Runyan Drive, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1541236 MLS

NEW home offers 3 bedrooms, 2 bathrooms with luxury vinyl flooring throughout for easy care - open floor plan with island in the kitchen / living room with granite countertops. There is a laundry room and pantry. The covered front porch offers space for outdoor living. Concrete drive with carport offers a cover for your vehicle. Extra blown insulation has been added throughout home Owner is related to agent

10 Charles Drive, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1541231 MLS

Welcome to 712 Spears Ave, a beautifully designed 2024 built home in the heart of Hill City, just minutes from the restaurants, shops, and neighborhood charm of Northshore. Combining style and thoughtful functionality, this 3 bedroom, 2.5 bathroom home also features a dedicated office, attached garage, and an inviting fenced backyard. The open concept main living area is filled with natural light and anchored by a beautiful fireplace. It offers an easy flow between the kitchen, dining, and living spaces. In the kitchen you will find beautiful details and functionality with granite, tile back splash, gas range, pantry and more. Out the backdoor you will find a wonderful porch overlooking the patio and private fenced in back yard. The patio is equipped with a direct gas hookup for your grill; perfect for entertaining or relaxing outdoors. The fenced backyard provides a private space for pets, play, or gatherings, with additional storage tucked conveniently beneath the back deck. Upstairs, the spacious primary suite features a generously sized closet with direct access to the laundry room for added convenience. Two additional bedrooms, a full bath, landing, and ample closet space provide plenty of room for guests, family, or flexible living arrangements. Enjoy the community-centered feel of Hill City while being within walking distance of Northshore's popular restaurants, coffee shops, retail, and outdoor amenities. With its newer construction, thoughtful floor plan, outdoor living spaces, attached garage, and exceptional location, this home offers a rare combination of comfort, convenience, and walkability. Please schedule your private showing today. Although the information is deemed reliable, buyers are responsible to verify any and all information.

712 Spears Avenue, Chattanooga

3 Beds ⋅ 4 Baths ⋅ 1541219 MLS

1800 S Holtzclaw Avenue, Unit 1853 - New Construction Townhome Across from Sculpture Fields at Montague Park, Chattanooga, TN BUYER BONUS! Go Binding on Unit 1853 by August 31, 2026, and receive a $2,000 Lowe's Gift Card to personalize your new home after closing. Discover modern, low-maintenance living at The 1800's at Park Place. Unit 1853 pairs both city and mountain views with the quiet, insulated feel of an interior unit - brand-new, 3-bedroom, 3.5-bath, 1,576 SF, with 10' ceilings, an open-concept layout, designer finishes, stone countertops, stainless appliances, a spacious pantry, and upgraded lighting throughout. Built for comfort and efficiency: ENERGY STAR construction, spray foam insulation, whole-house water filtration, UV air purification, and low-VOC materials. The flexible first-floor suite with a full bath suits guests, a home office, or multi-generational living. Upstairs, the primary suite offers a walk-in closet, double vanity, and tiled shower, while the secondary bedroom adds its own private bath, vaulted ceilings, and a balcony framing both city lights and Lookout Mountain. Enjoy an oversized two-car garage, extra storage, a covered patio, and an unbeatable location directly across from Sculpture Fields at Montague Park - minutes to Southside, downtown Chattanooga, UTC, hospitals, restaurants, shopping, and entertainment. Schedule your private tour today! Preferred Lender list availaable upon request. $5,000 in closing cost offered on contracts written by end of month with preferred lender only. Disclaimer: Photos represent both Plan A and Plan B floor plans and may not reflect the actual unit (for illustrative purposes only. - Buyer to verify, square ft, school zones, and HOA. Owner is a licensed real estate agent.

1800 S Holtzclaw Avenue 1853, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1541216 MLS

Beautifully updated 1920 home just off the MLK Arts District, with the big-ticket items already handled: new roof (2025), HVAC (2024), and a water heater replaced within the last five years. Hardwood floors, high ceilings, and tall windows keep the historic character intact while the finishes stay clean and neutral throughout. Open kitchen and dining area flow into generous living and family rooms, giving you genuine flexibility for a home office, guest space, or second living area. Primary suite includes a walk-in closet and private bath. Dedicated laundry room off the entry. UTC is a 15 minute walk. Erlanger Baroness is a mile away, five minutes by car with no interstate. Restaurants, coffee, breweries, and galleries sit within a few blocks along MLK and Main Street, and downtown is minutes out.

816 E Martin Luther King Boulevard, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1541212 MLS

Welcome to Southside Square, one of Chattanooga's most sought-after gated communities, ideally positioned just steps from Main Street's best shops, restaurants, and entertainment, plus the newly completed Erlanger Park. This 1,720-square-foot townhome offers one of the largest and most versatile layouts in the community, with 3 spacious bedrooms, 2.5 baths, and an open-concept main level designed for easy everyday living and effortless entertaining. Inside, you'll find a stylish kitchen with stainless steel appliances, quartz counters, and abundant cabinetry, opening seamlessly to a bright living area filled with natural light. A private balcony extends your living space outdoors, perfect for morning coffee or evening unwinding. Upstairs, the primary suite offers a peaceful retreat, while two additional bedrooms provide flexibility for guests, a home office, or extra storage. A convenient half bath completes the main level for guests. Like the rest of Southside Square, this home is low-maintenance and practically new, with an attached garage. Residents also enjoy a community dog park and a shared outdoor gathering space complete with a gas grill and fire pit, ideal for connecting with neighbors and friends (four-legged ones included). From your doorstep, you're minutes from State of Confusion, Niedlov's Bakery & Café, The Common House, and everything else that makes Southside one of Chattanooga's most vibrant neighborhoods. Hop on your bike and explore Southside, Downtown, and the Northshore with ease! With more square footage and bedrooms than nearly any other floor plan in the community, this Southside Square townhome is a rare opportunity to enjoy room to grow in one of the city's best walkable locations. Seller is a licensed real estate agent.

178 E 19th Street, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1541208 MLS

Welcome to 2604 12th Avenue, a refreshed one-level home located in the historic East Lake community, conveniently positioned between East Ridge and Downtown Chattanooga. This 3-bedroom, 2-bathroom residence offers approximately 1,000 square feet of comfortable living space and is ready for its next chapter. Behind the charming exterior is a home that has undergone many of the most important updates a buyer can ask for. Completed in early August 2026, significant improvements include a complete foundation repair, installation of a new water mitigation system around the entire structure, updated bathrooms, new appliances, fresh interior paint, refinished floors, new exterior siding, and new gutters. These major renovations provide peace of mind and help ensure this home is ready to serve its next owners for many years to come. The property sits on a significantly flat and sun-soaked level city lot with additional flexibility thanks to rear alley access. Whether you envision outdoor entertaining, gardening, play space, or expanding your usable footprint, this property offers room to make the space your own. This home may also qualify for City of Chattanooga homeownership assistance programs, creating an excellent opportunity for buyers looking to invest in their future right now. East Lake was established in the late 19th century and is home to Chattanooga's first public park. With its convenient location, extensive recent renovations, generous lot, and the opportunity to become part of a growing community, come see this adorable, affordable home today.

2604 12th Avenue, Chattanooga

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