Chattanooga Homes with Owner May Carry Financing available

Chattanooga Homes with Owner May Carry Financing available

Welcome to Chattanooga, Tennessee—a vibrant city nestled between the majestic Appalachian Mountains and the sparkling Tennessee River. Known for its rich history, stunning natural landscapes, and a burgeoning arts scene, Chattanooga offers a unique blend of urban sophistication and outdoor adventure. With its mild climate, residents enjoy year-round opportunities for hiking, biking, and exploring the scenic beauty of the surrounding areas.

In Hamilton County, Chattanooga boasts a thriving community filled with friendly neighborhoods, excellent schools, and an array of amenities. Whether you’re drawn to the historic charm of the downtown area, the family-friendly suburbs, or the serene waterfront properties, there’s a perfect home waiting for you in this dynamic city.

For those considering a home purchase, Chattanooga presents an exciting opportunity with homes that offer Owner May Carry Financing. This flexible financing option allows buyers to negotiate terms directly with sellers, making homeownership more accessible than ever. This can be particularly beneficial for first-time buyers or those looking to invest in the area without the stringent requirements of traditional financing.

Imagine settling into your dream home in a city that prides itself on community spirit and a high quality of life. With Owner May Carry Financing, you can take the leap into homeownership with greater ease, paving the way for a future filled with memories in the scenic beauty of Chattanooga. Explore the possibilities today and discover why so many choose to call this enchanting city home!

Newest Chattanooga Homes with Owner May Carry Financing available

4 Beds ⋅ 3 Baths ⋅ 1541132 MLS

The heart of this home is its backyard sanctuary--a peaceful setting of mature plantings, colorful flowers, visiting wildlife and a koi pond with gentle waterfalls, which can all be enjoyed year-round from the large windows of the living room, kitchen and sunroom. Offering space, privacy and modern convenience in one of Chattanooga's most scenic neighborhoods, this beautiful Eagle Bluff home features 2,814 square feet of living space and the rare advantage of an adjoining, professionally cleared 0.55-acre lot. Together, the two parcels encompass 1.1 acres, with room to enjoy the property as it is or explore future possibilities. The inviting all-season sunroom overlooks the beautifully designed backyard, where a decorative paver patio, gazebo and landscape lighting create a memorable setting for relaxing or entertaining. A separate detached deck features an additional gazebo and is wired with a 50-amp connection for a hot tub. Inside, the spacious main-level primary suite provides comfortable everyday living, while three additional bedrooms and flexible upstairs space offer plenty of room for guests, hobbies or a home office. Recent improvements include fresh interior paint, new carpeting in all three upstairs bedrooms, new windows in the primary bedroom, plantation shutters and window treatments throughout. The kitchen is equipped with a full suite of new premium appliances, and the home also features a gas fireplace and high-speed fiber internet. Practical upgrades include a septic system installed in 2019, a 240-volt generator inlet, a 240-volt EV-charging outlet, a whole-home surge protector and irrigation for the front landscaping. Eagle Bluff is known for its beautiful surroundings, established homes and scenic setting near the Tennessee River and Chickamauga Dam. Golf courses, marinas, parks and everyday conveniences are all nearby, yet the neighborhood feels peacefully removed from the busier parts of Chattanooga. Lot next door is included at this price!

7115 River Run Drive, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1541067 MLS

Home with apartment! Welcome to 7635 Mallette Road--a versatile Chattanooga home offering space, flexibility, and a convenient location. The main level features a rocking chair covered front porch, three bedrooms, two full bathrooms, an updated kitchen, eat in kitchen area, and living room; while the finished basement includes a private apartment with its own bedroom, bathroom, full kitchen, and living room. This flexible layout is ideal for multigenerational living, extended guests, a home office, rental income, or additional living space. Outside, enjoy a huge, fully fenced yard with plenty of room for pets, play, entertaining, or gardening. There is plenty of driveway parking and the apartment has a pull off parking spot for added flexibility. Conveniently located near Volkswagen, Gestamp, Amazon, Highway 153, shopping, dining, and other major Chattanooga employers and destinations, this property offers comfortable living with excellent accessibility. Schedule your showing today and don't let this unique opportunity pass you by!

7635 Mallette Road, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1541044 MLS

All-brick 4-bedroom, 3-bath basement ranch on a large fenced lot in established Mount Belvoir -- 2,513 square feet with bones that are hard to find at this price. The main level offers true one-level living: formal living and dining rooms, a den with a brick fireplace open to the kitchen through a pass-through bar, a bay-window breakfast nook, and four bedrooms. Downstairs, a spacious finished lower level adds a second brick fireplace, a built-in wet bar, a full bath, and laundry -- plus an unfinished workshop and a drive-under two-car garage with an oversized parking pad. Sold strictly AS-IS. Flooring has been removed throughout the main level, and drywall, kitchen, and baths need finishing. This is a renovation project priced accordingly -- best suited to cash, hard-money, or renovation-loan (203k) buyers. Bring your contractor and your vision. Minutes to shopping, dining, schools, and I-75.

913 Belvoir Hills Circle, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1540765 MLS

Welcome to this NEWLY REMODELED 3-bedroom, 3-bath home nestled in the scenic Lookout Valley area, surrounded by breathtaking mountain views. Thoughtfully updated throughout, the home features new stainless steel appliances and a modern, functional layout ideal for today's lifestyle. The primary suite is conveniently located on the main level and includes a private ensuite bathroom. One additional bedroom and a full bath are also located on the first floor, offering flexible living options for guests, family, or work-from-home needs. The kitchen opens directly to a deck--perfect for entertaining, outdoor dining, or simply enjoying the peaceful surroundings. Upstairs, you'll find a third bedroom with its own full bathroom, along with a spacious loft. Additionally, the home offers a large storage space beneath the house--ideal for tools, outdoor gear, seasonal items, or hobby storage. Enjoy the tranquility of mountain living while being just 10 minutes from downtown Chattanooga, with quick and easy access to I-24. This home offers the perfect blend of comfort, convenience, and natural beauty. Owner financing is available with flexible terms, contact the listing agent for more details. *Listing agent has personal interest in property*

3336 Parker Lane, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1540603 MLS

Welcome home to this inviting Standifer Gap property, conveniently located between East Brainerd and Ooltewah. A wide driveway with generous turnaround space leads to a welcoming front entrance and a thoughtfully designed interior. The main living area features soaring ceilings, warm hardwood floors, and a beautiful stone gas fireplace. Its open layout provides room for comfortable seating, a dining table, breakfast-area seating, and additional seating at the kitchen bar--making it ideal for everyday living and entertaining. The kitchen offers rich granite countertops, stainless-steel appliances, and direct access to a covered back deck overlooking the spacious, fenced backyard and scenic view. The main-level primary suite includes a private bathroom with a deep soaking tub. A separate laundry room and convenient half bath complete the first floor. Upstairs, you'll find two additional bedrooms, a full hallway bathroom, soft carpeting, and an impressive amount of attic storage. With comfortable living spaces, a functional floor plan, outdoor space, and a convenient location, this home is ready to welcome its next owner.

8492 Standifer Gap Road, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1540427 MLS

Great investment ooourtunity! Up and coming neighborhood on a dead end street, this single level home with 3 bedrooms and 1 full bath home is a great starter home or investment property. Fenced in flat yard that expands in the back to provide great privacy or room to add on. This won't last long at this price so make your appointment now. This property can be purchased with 2120 Cleveland ave and 1307 Wheeler ave for a discounted asking price. Tenant occupied, do not disturb tenants

1725 Newton Street, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1540377 MLS

** Adorable Red Bank Cottage with so many updates. This is a must see and will not last long!! Spacious living room and kitchen with a huge covered deck and front porch make for great entertainment space. Lower level is great for AIRBNB / VRBO, guests, teens or parents!! Location is so convenient to the north shore and downtown. ** Information is deemed reliable but not guaranteed. Buyer to verify any and all info they deem important **

401 Bank Street, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1540238 MLS

East Ridge continues to be one of the hottest real estate markets in Hamilton County, and this move-in ready ranch home is an opportunity you won't want to miss! This charming 3-bedroom, 2-bathroom home offers over 1,250 square feet of comfortable living space, all conveniently situated on one level. Nestled on a beautiful fenced corner lot of approximately one-third acre, the property features a level yard perfect for children, pets, gardening, or outdoor entertaining. Inside, you'll find a spacious living room, a dedicated laundry/storage area, and solid-surface flooring throughout--absolutely no carpet. Recent updates include new windows, fresh paint, new flooring, and numerous additional improvements, making this home truly move-in ready. The backyard offers a large detached storage building that can serve as a workshop, garage, hobby space, or extra storage area. Conveniently located in the heart of East Ridge, you'll enjoy quick access to I-75, downtown Chattanooga, shopping, dining, and entertainment. Nearby attractions include Camp Jordan Park, the Red Wolves SC Stadium, Bass Pro Shops, and Chick-fil-A, making this location hard to beat. With its desirable location, recent updates, and affordable price point, this home is expected to sell quickly. Schedule your private showing today and see everything this property has to offer. Seller financing available with acceptable terms.

1663 Keeble Street, Chattanooga

Recently cleared building lot now available for sale. Owner Financing available. This property is at the end of Teakwood Drive. Seller is a relative of listing agent.

Teakwood Drive, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1539876 MLS

Welcome to your beautifully renovated, move in ready home in Chattanooga! Located near St. Elmo and all it has to offer. Walk or ride your bike to the nearby restaurants and The Incline. Enjoy a short walk for a tasty ice cream treat. Enjoy evening strolls with your neighbors. This charming one level rancher offers the perfect blend of classic character and modern updates. Thoughtfully remodeled from top to bottom, you'll enjoy peace of mind with major improvements already completed, including updated electrical, plumbing, HVAC, windows, roof, and more, all done with proper permits. Step inside to a spacious living room that flows seamlessly into a cozy, knotty pine den that is perfect for relaxing evenings or entertaining guests. The adjoining dining area creates a warm and inviting space for gatherings, while the bright kitchen features granite countertops, a stylish tile backsplash, and plenty of charm. The home offers generously sized bedrooms and updated bathrooms with modern vanities, providing comfort and functionality for everyday living. Outside, you'll love the welcoming curb appeal and fenced backyard, ideal for pets, play, or outdoor entertaining. Conveniently located near St. Elmo and just minutes from downtown Chattanooga, this home combines location, updates, and easy one level living all in one. Don't miss your opportunity to own a fully updated home with timeless charm! Schedule your showing today!

4116 Grand Avenue, Chattanooga

Fantastic opportunity in the Rivermont area of Chattanooga, centrally located close to Red Bank, Hixson, the North Shore and downtown Chattanooga. This .0.51 +/- acre lot has a level to gently sloping topography. Convenient to shopping, parks, restaurants, hospitals and more, so come take a look at the site of your future home!

24 Mcclure Terrace, Chattanooga

2 Beds ⋅ 2 Baths ⋅ 1539522 MLS

If you are looking for a 55 and over community living close to Hamilton Place Mall and in PERFECT condition, look no further! This 1859 sq ft home with 2 bedrooms, 2 baths, office, beautiful sunroom has so many upgrades that I can't even list them all, have your Realtor go to documents for a complete list. The office or sunroom could be a third bedroom. Newer: flooring, shower tiled, master bath updated, new appliances, security system, high rise toilets, tinted windows, all windows upgraded, new roof, and the list goes on and on. Don't miss out on this one!

2523 Baskette Way, Chattanooga

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