Chattanooga Homes with Cash Financing available

Chattanooga Homes with Cash Financing available

Welcome to Chattanooga, Tennessee – a vibrant city nestled in the heart of Hamilton County, known for its stunning natural beauty and rich cultural heritage. Surrounded by the majestic Appalachian Mountains and the sparkling Tennessee River, Chattanooga offers residents a unique blend of outdoor adventure and urban sophistication. With a thriving arts scene, delicious dining options, and a variety of recreational activities, it’s no wonder that this charming city has become a sought-after destination for homebuyers.

Chattanooga is not only renowned for its breathtaking landscapes but also for its friendly community atmosphere. Whether you're exploring the bustling Riverwalk, visiting the renowned Tennessee Aquarium, or taking a scenic ride on the Lookout Mountain Incline Railway, there’s always something to see and do. The city's commitment to sustainability and innovation is evident in its growing economy, making it an attractive place for both families and professionals.

For those considering a move to Chattanooga, there’s great news! Homes in this area are accessible with cash financing options available, making it easier than ever to secure your dream property. Whether you're looking for a cozy bungalow in a historic neighborhood or a modern townhouse with stunning views, Chattanooga's real estate market offers a diverse range of choices to fit your lifestyle and budget.

With its perfect blend of nature, culture, and community spirit, Chattanooga is more than just a place to live; it’s a place to thrive. Come discover your new home in this enchanting city!

Newest Chattanooga Homes with Cash Financing available

2 Beds ⋅ 2 Baths ⋅ 1541305 MLS

Move-in ready, one-level home in sought-after Cannondale Subdivision! This beautifully updated home features an open floor plan, two spacious bedrooms with large closets, and a host of recent improvements including, new LVP and tile flooring, granite kitchen countertops, updated cabinetry hardware, and a stunning tiled master shower with glass door. Additional updates include a new kitchen sink, faucet and garbage disposal, new exterior gas lamppost, and a new back door and frame. The two-car garage offers convenient attic storage. Ideally located just off Gunbarrel Road with easy access to shopping, dining, medical facilities, and I-75. Enjoy the added convenience of sidewalks and a flat, walkable neighborhood. Don't miss this beautifully updated home--schedule your showing today! House is being sold AS IS!

2069 Cannondale Loop, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1541294 MLS

Move-in-ready, one-level living on a large, level lot in the established Ashwood neighborhood--complete with a two-car garage, private backyard, sunroom and thoughtfully updated interior. Attractive brick and vinyl siding create inviting curb appeal, while the large, level lot provides a beautifully landscaped setting with a private backyard. Inside, the spacious great room makes a statement with its vaulted ceiling, gas log fireplace, and new engineered hardwood flooring throughout the main living areas. The kitchen features upgraded appliances including an electric range, microwave, dishwasher, and disposal, as well as attractive cabinetry and plenty of countertop space for meal preparation. The primary suite offers a tray ceiling, walk-in closet, and private bath with a large shower, double-sink vanity, and laminate flooring. Two additional spacious bedrooms feature carpet, with one highlighted by a charming bay window overlooking the front yard. A convenient laundry closet adds functionality. Enjoy the outdoors from the sunroom and open rear deck, both overlooking the private backyard oasis. Notable updates include an 8-year-old architectural roof, 6-year-old HVAC system, 6-year-old sunroom air conditioner, 2-year-old touchscreen thermostat, 3-year-old garage door opener, and 4-year-old garbage disposal. Flooring renovations, including laminate and carpet, were completed approximately 8 years ago. With its spacious floor plan, desirable one-level living, relaxing outdoor spaces and established landscaping, this home is ready to welcome its next owner.

2411 Charleston Square, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1541287 MLS

**Showings begin 8/22/2026** Conveniently located just minutes from downtown Chattanooga, this beautiful turnkey home is situated on a fenced-in corner, level lot. Featuring a spacious newly updated screened-in porch, over-sized front porch, freshly painted exterior and interior, 1 car garage, 3 bedrooms, 1-1/2 baths all on one-level living. This well-maintained home features hardwoods throughout most of the home, a large eat-in kitchen with butcher block countertops and a large sink overlooking the beautiful backyard with mature trees. The primary bedroom includes a half bath and there is an additional updated full bathroom.

225 Greenleaf Street, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1541280 MLS

The first time ever on the market. This amazing home has been lovingly owned by the same family since it was built in 1958. The raised ranch sits on a great lot in a super convenient location at the foot of Missionary Ridge. The home features hardwood floors, separate dining room, den with fireplace, large living room and kitchen with tons cabinets. This is a super home in a great neighborhood and priced for you to make it your fabulous own! Call today to schedule your showing. This one should not last long!!!

1406 Melody Lane, Chattanooga

2 Beds ⋅ 2 Baths ⋅ 1541273 MLS

Wonderful low maintenance townhome with $20,000 master bathroom upgrade. Newer deck and newer roof. This beautiful townhouse with neutral colors throughout is move-in ready. Living room is a great size with tall ceilings and centered around a gas fireplace. Engineered hardwood flooring throughout the home, with tile in the kitchen and bathrooms. This home has been well maintained and makes a perfect starter home or perfect for a handicapped individual. Magnolia Gardens sits conveniently located to tons of shopping, restaurants, schools and very close to a full service hospital. Call today to schedule your own private showing of this wonderful home!

7624 Magnolia Leaf Lane, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1541276 MLS

Welcome to 3521 Pinellas Lane, a three-bedroom, two-bath home offering comfortable main-level living and valuable flexible space downstairs. Inside, warm flooring and a neutral color palette create an inviting backdrop, while the updated kitchen features white cabinetry, granite countertops, stainless-steel appliances, and generous workspace for cooking and gathering. The main level includes a bright living room, three bedrooms, and two full bathrooms. Downstairs, a den, laundry area, and multiple bonus rooms provide options for a home office, media room, fitness space, hobby room, or additional storage. Outside, the deck overlooks a leafy backyard that offers room to relax, garden, or entertain. The East Ridge location provides convenient access to everyday shopping and dining along Ringgold Road, as well as I-24 and I-75 for travel throughout the Chattanooga area. Camp Jordan Park, downtown Chattanooga, and additional outdoor recreation are also within convenient driving distance. Public real-estate sources currently identify East Ridge Elementary, East Ridge Middle, and East Ridge High as the assigned schools; buyers should confirm current zoning directly with Hamilton County Schools. With its updated interior, flexible floor plan, double driveway, and accessible location, this home offers space that can adapt to a variety of everyday needs.

3521 Pinellas Lane, Chattanooga

2 Beds ⋅ 2 Baths ⋅ 1541272 MLS

Perched above Chattanooga with views of the Tennessee River and downtown skyline, this 2-bedroom, 2-bath end-unit condo at The Pinnacle offers an opportunity to enjoy one of Chattanooga's most recognizable settings at an approachable price point. Unit 7H combines river and city views, an end-unit location, community amenities and easy access to downtown Chattanooga and North Shore. Whether you're looking for a primary residence, downsizing to a lower-maintenance lifestyle, searching for a Chattanooga home base, or simply want the convenience of condo living close to the heart of the city, this property offers plenty of possibilities. Inside, the open floor plan features a large, light-filled living and dining area designed to take full advantage of the Tennessee River and downtown views. The spacious layout provides plenty of room for comfortable everyday living as well as entertaining, with the view creating a dramatic backdrop to the main living spaces. Both bedrooms are generously sized, providing flexibility for everyday living, overnight guests, a home office or hobby space. The primary bedroom features a walk-in closet and private full en-suite bath, while the second full bath adds convenience for guests and everyday living. Generous storage throughout the condo provides valuable space for keeping everything organized--an especially welcome feature for buyers transitioning from a larger home. Residents of The Pinnacle enjoy a private pool, fully equipped fitness center, clubhouse, secure covered parking and laundry conveniently located on the hallway. The Pinnacle has undergone significant building improvements, including upgraded climate-control systems, a new roof completed in 2019 and enhanced fire-safety features, with new elevators planned. Additional exterior, lobby and hallway painting will give the building a fresh, updated appearance. The location puts some of Chattanooga's best-known destinations within easy reach. You're just minutes from downtown Chattanooga, North Shore, grocery shopping, restaurants, entertainment and everyday conveniences. Spend the morning hiking or biking Stringer's Ridge or nearby Signal Mountain trails, explore the Tennessee Riverwalk, or enjoy kayaking and paddleboarding with river access near Coolidge and Renaissance Parks. For buyers searching for a Chattanooga condo with Tennessee River and downtown views, an open floor plan, spacious bedrooms, two full bathrooms, ample storage, covered parking and community amenities, Unit 7H delivers location, lifestyle and value in one of Chattanooga's most convenient settings. Come for the view. Stay for the Chattanooga lifestyle. Buyer to verify all information including fees and restrictions. Property sold AS IS.

1131 Stringers Ridge Road 7h, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1541266 MLS

Presenting 107 Kingwood Drive! This adorable bungalow is full of vintage charm, character, and timeless appeal. A spacious front porch and stunning solid wood arched front door create a warm welcome from the moment you arrive. Inside, you'll find beautiful hardwood floors, abundant natural light, a cozy gas log fireplace, charming arched doorways, and built-in shelving that add to the home's unique personality. The dining room flows seamlessly into a cute, functional kitchen that makes the most of its space. The main level offers two comfortable bedrooms and a full bath. Upstairs, you'll discover a third bedroom, an additional full bath, and a conveniently located laundry closet. It's a little quirky, full of character, and perfectly suited for everyday living. The unfinished basement provides workshop space, extra storage, and room for one vehicle. Outdoor living is where this home truly shines. Enjoy a small screened porch just off the kitchen, plus a massive deck with endless possibilities for entertaining, relaxing, or creating your dream outdoor retreat. The fully fenced yard offers plenty of room for children and pets to play. Garden enthusiasts will appreciate the established garden spot, where the current owners enjoy fresh vegetables throughout the summer. Situated on a large, level corner lot, this property offers exceptional value, outdoor space, and charm at an affordable price. Don't miss your opportunity to make this delightful bungalow your own!

107 Kingwood Drive, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1541263 MLS

Welcome to 705 N Highland Park Ave--a charming Chattanooga home with character, flexibility, and a large lot that gives you room to spread out. Inside, the standout library room is made for slow mornings and good conversation, featuring clear-coated hardwood floors, exposed brick walls, and a dedicated coffee bar. Whether you use it as a home office, reading room, creative space, or your favorite gathering spot, this room is full of personality. Recent updates include a new HVAC unit, adding peace of mind and comfort. Outside, the large lot offers plenty of space for gardening, entertaining, play, or simply enjoying a little more breathing room than you typically find in the city. Basement space also offers ample space for storage With its blend of historic character, thoughtful updates, and versatile living spaces, 705 N Highland Park Ave is a home with plenty of charm--and plenty of room to make it your own.

705 N Highland Park Avenue, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1541257 MLS

Welcome to 9415 Seasons Drive, a move-in-ready home nestled on a quiet cul-de-sac in desirable East Brainerd. Situated in a great neighborhood with a spacious yard, this home offers a comfortable blend of thoughtful updates, inviting living spaces, and a convenient location. The kitchen is equipped with granite countertops and stainless steel appliancesand seamlessly flows into the dining area. You'll love the oversized living room featuring a cozy fireplace, perfect for chilly Fall nights! Throughout the home, fresh interior paint and newer LED lighting create a bright and updated atmosphere. The primary bathroom has been beautifully updated, while additional improvements include a downstairs HVAC system that is approximately four years old and a roof replaced within the last five years. Outside, the large screened-in back porch provides the perfect space to relax or entertain while overlooking the spacious yard. The back deck has also been refreshed with newer screening for added enjoyment. Conveniently located with easy access to downtown Chattanooga, this home is just minutes from a variety of dining, shopping, entertainment, and recreation options. With its desirable East Brainerd location, generous outdoor space, and numerous updates, 9415 Seasons Drive is ready to welcome its new owners!

9415 Seasons Drive, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1541251 MLS

Mountain Views, Move-In Ready, & Minutes from Downtown Chattanooga! Welcome home to this beautifully maintained 3-bedroom, 2-bathroom retreat, nestled at the base of Signal Mountain on a spacious, gated half-acre lot with gorgeous mountain views right from your own home. Just 5 minutes from downtown Chattanooga, this home offers the perfect blend of peaceful, scenic living with unbeatable convenience - and total privacy behind your own gate. Step inside to a bright, open layout that's truly move-in ready - no projects here, just pack your bags and settle in. The spacious primary suite is a true retreat, featuring a private en suite bathroom and not one, but two generously sized closets, giving you all the storage space you could need. Two additional bedrooms provide flexibility for family, guests, a home office, or all three, alongside a second full bathroom for everyone's convenience. Outside, unwind on the large deck at the back of your property, the perfect spot to soak in the serene, mountain setting. Adventure is right outside your door too - minutes from hiking trails, the Tennessee River, and Prentice Cooper State Forest, ideal for hunting, camping, hiking, and off-roading. Location doesn't get more convenient than this. Starbucks, Dunkin', Walmart, Aldi, and Food City are all just around the corner, making errands and daily life effortless, while downtown Chattanooga's shopping, dining, and entertainment are still just minutes away. Locals also love grabbing a bite at nearby favorites Old Man River's and River Drifters, two beloved Chattanooga-area restaurants just a short jaunt away. This is that rare find - mountain views, privacy, outdoor adventure, and everyday convenience, all in one move-in ready package.

700 Runyan Drive, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1541242 MLS

Want to live in the heart of it all? Wake up to natural light in this charming 1927 Craftsman bungalow located in one of Chattanooga's most sought-after neighborhoods, Highland Park. This single-level, 3-bedroom, 1.5-bath home combines timeless character with a private yard made for relaxing or entertaining. Step outside and you're directly across from Highland Park Commons -- the beloved neighborhood soccer fields -- with Together Café and The Gaining Ground Grocery just a short stroll away. Downtown Chattanooga is only minutes by car, putting world-class dining, the Tennessee Aquarium, and the Riverfront at your fingertips. Whether you're drawn to the walkable lifestyle, the light-filled interiors, or the century-old charm of a true Highland Park bungalow, this one checks every box.

1920 Kirby Avenue, Chattanooga

Start Your Search