Cleveland Homes with USDA Loan Financing available

Cleveland Homes with USDA Loan Financing available

**Welcome to Cleveland, Tennessee: Your Next Home Awaits!**

Nestled in the heart of Bradley County, Cleveland, Tennessee, is a charming city that offers a perfect blend of small-town warmth and modern conveniences. Known for its rich history and vibrant community spirit, Cleveland is a delightful place to call home. With its picturesque landscapes, friendly neighborhoods, and a plethora of recreational activities, it’s no wonder that families and individuals alike are drawn to this beautiful region.

Cleveland boasts a thriving economy, with a variety of local businesses and industries contributing to its growth. The city is also home to several parks, lakes, and outdoor spaces, making it an ideal spot for nature enthusiasts. Whether you enjoy hiking, fishing, or simply taking a leisurely stroll, Cleveland’s natural beauty is sure to captivate you.

One of the standout features of homes in Cleveland is the availability of USDA loan financing. This means that many homes in the area are eligible for this fantastic program, making homeownership more accessible than ever. USDA loans are designed to help families achieve their dream of owning a home in rural and suburban areas, and Cleveland fits the bill perfectly. With no down payment required and competitive interest rates, this financing option opens the door to a wide range of beautiful homes that suit various lifestyles and budgets.

If you’re looking for a community that offers both charm and opportunity, Cleveland, Tennessee, is the place to be. Explore the available homes today and take the first step toward making this wonderful city your new home!

Newest Cleveland Homes with USDA Loan Financing available

3 Beds ⋅ 2 Baths ⋅ 1541022 MLS

PEACEFUL COUNTRY LIVING -- MOUNTAIN VIEWS AWAIT! PRICED UNDER VALUATION! Welcome to 270 Hollow View Dr SE, positioned in one of the neighborhood's better locations with beautiful Frog Mountain views, wide-open surroundings and a peaceful country setting. This home offers OVER 2,800 SQ FT UNDER ROOF! Beyond the main living area, the expansive basement and 2-car garage provide tremendous storage, workshop space and excellent potential for additional finished living space with limited work. The approximately 1,300 sq ft finished main level features 3 bedrooms and an open-concept great room, dining area and kitchen. Enjoy the covered front porch or step onto the screened back porch overlooking the countryside and mountain views. BONUS: a 15' x 12' storage building with ramps and approximately 16' of height provides exceptional space for equipment, tools, toys and more. Mountain views. Country setting. Open living. Huge basement. 2-car garage. Tons of usable space and future potential. Come see how much home you're getting for the money! Home is currently owner-occupied and furnished. Certain listing photos have been virtually cleared or staged to better illustrate the home's space and potential; furnishings currently in the home will vary. HomeRate Mortgage TN is offering qualified buyers a lender incentive of up to $2,000 of the loan amount toward eligible closing costs when financing this home with HomeRate Mortgage online. Certain restrictions apply. Buyer is not required to use HomeRate Mortgage to purchase home. NMLS# 2239.

270 SE Hollow View Drive, Cleveland

4 Beds ⋅ 3 Baths ⋅ 1540770 MLS

Welcome to the Asheville at Magnolia Terrace, Lennar's newest community in the heart of Cleveland! This beautifully designed single-story home offers the perfect blend of comfort, style, and convenience with an open-concept layout that makes everyday living and entertaining effortless. The spacious owner's suite provides a private retreat, while the secondary bedrooms offer flexibility for family, guests, or a home office. Thoughtfully designed living spaces and modern finishes create a home you'll love from the moment you walk in. Enjoy Everything's Included® by Lennar, featuring designer-selected upgrades at no additional cost, including quartz countertops, stainless steel appliances, luxury vinyl plank flooring, smart home technology, and more--delivering exceptional value without the added expense of upgrades. Now is your chance to be among the first homeowners in Magnolia Terrace! Take advantage of introductory pricing and limited-time buyer incentives while they last. This exciting new community offers convenient access to I-75, shopping, dining, recreation, and future neighborhood amenities, making it an ideal place to call home. Quick Move-In Home available July 2026. Call today to schedule your personalized tour and experience the quality, value, and convenience of the Asheville at Magnolia Terrace before these introductory opportunities are gone!

1218 Leyland Pass 76, Cleveland

2 Beds ⋅ 1 Baths ⋅ 1540760 MLS

🏡 **ATTENTION INVESTORS, FIRST-TIME HOMEOWNERS & BUYERS!** 🏡 Looking for a home that's affordable, charming, and truly unique? **This one is a must-see!** ✨ This adorable home in **growing Cleveland** has been recently redone and is ready for its next owner! Featuring **fresh paint, an updated kitchen, and a beautiful open floor plan** that makes the home feel bright, spacious, and welcoming. But wait... there's something you don't see every day! 👀 🌪️ **A super cool tornado bunker!** 🌪️ Whether you're an investor looking for a great opportunity, a first-time homebuyer searching for your first home, or simply looking for something special, **this rare gem deserves a spot at the top of your list!** 📍 **Come check out this unique and beautifully updated Cleveland home before it's gone!** 🏡✨ 📲 Contact me today to schedule your private showing!

1380 Wilson Avenue SE, Cleveland

3 Beds ⋅ 2 Baths ⋅ 1540705 MLS

STOP!! If you have been scrolling through listings every morning and night looking at all of the homes that are hitting the market but not finding the one that checks your boxes? Well here it is! Welcome to 4705 Treemont Circle NE, the yard is fully fenced in, all new windows, newer roof, newer kitchen, and freshly painted through out. This 3 bedroom 2 bathroom home WITH a finished basement is ready for its new owners. Come see if for yourself before its gone!

4705 Treemont Circle NE, Cleveland

3 Beds ⋅ 2 Baths ⋅ 1540609 MLS

Pool, solar panel system, metal roof, and tons of potential right here in Cleveland! Sitting on a level 0.34-acre lot in the desirable 37312 area, this home is ready for someone with a little vision to make it their own. Big-ticket upgrades are already in place, including a paid-off 6.6 kW solar panel system with battery backup installed in 2023, a durable metal roof, and replacement windows with a transferable lifetime warranty. Out back, you'll find an in-ground pool ready to become your own backyard getaway. Inside, the home has been cleared out, with most walls already primed and ready for your choice of colors and finishes. Whether you're an investor looking for your next project or a buyer ready to build some sweat equity, this one offers a ton of opportunity just minutes from Cleveland High School, shopping, dining, and more. The property is being sold as-is, so bring your ideas and come see the possibilities!

3010 W Lake Drive NW, Cleveland

3 Beds ⋅ 2 Baths ⋅ 1540591 MLS

MOTIVATED SELLERS - Bring us your offers! Welcome to 927 Tri Circle NE, a well-maintained home offering nearly 2,000 square feet of total usable living space in the desirable Whisperwood subdivision of Northeast Cleveland, TN. This 3-bedroom, 2 full-bath property combines flexible living areas, a finished basement with multiple bonus rooms, and a spacious outdoor setting--all with the benefit of low county-only taxes, with a location that offers quick access to shopping, dining, schools, medical facilities, and major roadways throughout Cleveland. The main level features a comfortable and inviting layout with generous living space, natural light, and a spacious kitchen offering ample cabinetry and counter space. Three well-sized bedrooms and two full bathrooms provide convenience and comfort for everyday living, guests, or working from home. Downstairs, the finished basement significantly expands the home's versatility, offering multiple bonus rooms ideal for additional bedrooms, a home office, media or recreation room, gym, playroom, hobby space, or guest accommodations. This flexible lower level allows the home to adapt easily to a variety of lifestyles and needs. Outside, enjoy a large, level backyard perfect for entertaining, pets, gardening, or future outdoor enhancements. The property is situated on a quiet street in an established neighborhood known for its stability, charm, and long-term value. With its spacious layout, finished basement, desirable neighborhood, and exceptional value, 927 Tri Circle NE is a fantastic opportunity for buyers seeking comfort, flexibility, and convenience in Northeast Cleveland. Schedule your showing today!

927 Tri Circle NE, Cleveland

5.81 Acres Ready to Build - Soil Mapped, Perc Tested & Ready for Your Dream Home Looking for the perfect piece of land to build your dream home in Cleveland, TN? This 5.81-acre lot in the desirable Majestic Mountain Estates offers the ideal blend of usable open space and privacy, with the hard part already done for you. This property has already been soil mapped and perc tested, meaning the new owner can move straight into the septic permitting process without delay -- a huge head start that saves both time and money in the land development process. Whether you're building right away or planning for the future, this is a rare opportunity to skip months of preliminary groundwork. The lot is partially cleared, offering an ideal home site with plenty of room for a house, outbuildings, or a driveway, while the remaining acreage is wooded with mature timber, giving you privacy, shade, and a natural buffer from neighboring properties. Outdoor enthusiasts will love the shooting lane already cut through the back of the property, perfect for target practice, hunting prep, or simply enjoying the land's recreational potential. Located in Bradley County with rolling topography and state highway frontage, this property offers both convenience and seclusion -- close enough to Cleveland, TN for an easy commute, yet tucked away for peaceful country living. Public water and electric are available at the road. Land like this -- cleared, tested, and ready to build -- doesn't come along often. Whether you're planning a full-time residence, a weekend retreat, or a long-term investment, this property is ready for its next owner. Schedule a walk of the property today!

00 Spring Place Road SE, Cleveland

2 Beds ⋅ 3 Baths ⋅ 1540224 MLS

Welcome home to this move-in ready 2-bedroom, 2.5-bath townhome in the heart of Cleveland! Conveniently located just minutes from Lee University, shopping, restaurants, medical facilities, and everything Cleveland has to offer, this home combines comfort with an unbeatable location. Both oversized bedrooms feature private en suite bathrooms, providing the perfect layout for roommates, guests, or family. The spacious main level offers beautiful hardwood floors, granite countertops, and an open, inviting floor plan that's ideal for everyday living or entertaining. A convenient half bath is located on the main floor for guests. Step outside to enjoy the large, fenced backyard--perfect for pets, relaxing, or outdoor gatherings. With low-maintenance living, quality finishes, and a prime location, this townhome is ready for its new owners. Don't miss this fantastic opportunity!

2704 Woodlawn Avenue NW Apt 1, Cleveland

2 Beds ⋅ 2 Baths ⋅ 1539868 MLS

Welcome home to this beautifully designed one-level floor plan featuring 2 bedrooms and 2 full bathrooms. Step inside to find an inviting entry with a convenient coat closet, and an open-concept living area that's perfect for both everyday living and entertaining. The spacious living room flows seamlessly to the private, fenced backyard and patio, creating an ideal space for relaxing or hosting guests. The kitchen is both stylish and functional, offering granite countertops, a tile backsplash, abundant cabinetry, a pantry, and a breakfast bar overlooking the dining area. The spacious primary suite features a large walk-in closet, a private en-suite bath with a walk-in shower, and plenty of room to unwind. A conveniently located laundry room is tucked into the hallway leading to the second bedroom and full bathroom, providing privacy for guests or family members. Additional highlights include window blinds throughout and a private fenced backyard, making this home move-in ready and easy to enjoy.

392 NE Bellingham Drive 5c, Cleveland

4 Beds ⋅ 2 Baths ⋅ 1539638 MLS

MOVE IN READY!! Spacious Full Brick Home with Flexible Floor Plan & Incredible Outdoor Living! This beautifully maintained full brick home offers 4 oversized bedrooms and 2 full baths, The inviting great room is the heart of the home and opens through elegant French doors to a relaxing screened porch, creating the perfect space to enjoy your morning coffee or unwind in the evenings. Just beyond, you'll find a spacious deck designed for entertaining family and friends. The kitchen features a charming breakfast nook for casual meals, while the separate formal dining room is perfect for hosting holidays and special occasions. A large laundry room with a utility sink adds everyday convenience. The attached double garage includes an 11' x 11' workshop, providing an excellent space for hobbies, projects, or extra storage. Located in a desirable neighborhood, this home is within walking distance of the YMCA, making it easy to enjoy fitness classes, swimming, sports, pickle ball and community activities. With its flexible floor plan, generous living spaces, and exceptional outdoor amenities, 133 Rosewood Drive is ready to welcome you home. Schedule your private showing today and see everything this wonderful property has to offer!

133 Rosewood Drive NE, Cleveland

4 Beds ⋅ 2 Baths ⋅ 1539305 MLS

Welcome to 136 Golf Drive SE, a beautifully updated 4-bedroom, 2-full-bath home offering the perfect blend of comfort, style, and location in Cleveland, Tennessee. Located right along the scenic Falcon Pointe Golf Club, this move-in-ready home is ideal for buyers seeking a peaceful, golf-course lifestyle without sacrificing convenience. Step inside to discover a spacious, open-concept living room that flows effortlessly into the updated kitchen -- perfect for entertaining or everyday living. The entire home was completely renovated in 2023, featuring new flooring throughout, stylish kitchen cabinets, updated tubs and showers in both bathrooms, energy-efficient double-pane windows, and light fixtures. Outside, enjoy the durability and curb appeal of a newer metal roof, plus a detached garage/workshop -- a rare bonus offering extra storage, workspace, or room for hobbies and projects. Zoned for the highly desirable Waterville Elementary School, this home is a fantastic fit for families looking for quality education just minutes away. Located in a quiet, established neighborhood with mature trees and green space, yet close to Cleveland's shopping, dining, and easy highway access for commuters. Whether you're an avid golfer, a growing household, a backyard mechanic, or simply looking for a beautifully updated single-family home in Bradley County, this Cleveland TN property checks every box. Don't miss your chance to own a move-in-ready home on the golf course -- schedule your private showing today! **Some photos have been virtually staged for illustrative purposes only and do not reflect the home's actual furnishings.

136 Golf Drive SE, Cleveland

3 Beds ⋅ 3 Baths ⋅ 1539280 MLS

QUALITY NEW CONSTRUCTION | FLEXIBLE FLOOR PLAN | FALCON CREST - Designed with both everyday living and entertaining in mind, this new construction home in Falcon Crest offers the comfort of main level living with the added flexibility of a spacious upstairs bonus room and full bathroom. With 3 bedrooms, 3 bathrooms, and approximately 2,295 square feet, the thoughtfully designed layout provides plenty of room to spread out while maintaining an open, inviting feel. The living room is anchored by a beautiful fireplace and enhanced with crown molding that adds a touch of timeless character throughout the main living spaces. The kitchen flows seamlessly into the living and dining areas, making it easy to host family and friends or simply enjoy daily life at home. Upstairs, the bonus room can serve as a home office, media room, playroom, guest space, or workout room. The home also features a conditioned crawl space, providing a controlled environment beneath the home and an added benefit for long-term comfort and maintenance. Step outside to the covered back porch, an ideal place to unwind or enjoy your morning coffee. A spacious attached two-car garage provides ample room for vehicles, storage, and hobbies. Combining quality craftsmanship, modern finishes, and a functional layout, this Falcon Crest home brings together style, convenience, and thoughtful construction.

Lot 99 Falcon Crest Subdivision Drive NW, Cleveland

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