Cleveland Homes with Conventional Financing available

Cleveland Homes with Conventional Financing available

Welcome to Cleveland, Tennessee – a charming city nestled in the heart of Bradley County, where southern hospitality meets vibrant community life. Known for its rich history and picturesque landscapes, Cleveland offers a perfect blend of urban convenience and rural tranquility. With its friendly neighborhoods, top-notch schools, and an array of recreational opportunities, this city is an ideal place for families, retirees, and young professionals alike.

Cleveland is home to a diverse array of amenities, including delightful local shops, delectable dining options, and beautiful parks, making it easy for residents to enjoy both leisure and lifestyle. The thriving arts scene, highlighted by the Cleveland State Community College and various cultural events, ensures that there is always something exciting happening in town. Nature enthusiasts will appreciate the nearby parks and trails, perfect for hiking, biking, or simply soaking in the stunning Tennessee scenery.

For those considering a move to this lovely city, Cleveland offers a variety of homes suitable for conventional financing. Whether you’re looking for a cozy starter home, a spacious family residence, or a charming historic property, you’ll find an impressive selection that caters to all tastes and budgets. With competitive interest rates and favorable lending options, securing your dream home here has never been more attainable.

Experience the warmth and charm of Cleveland, TN, where community spirit thrives and every day feels like home. Discover the perfect property that aligns with your lifestyle and embark on a new chapter in this beautiful city!

Newest Cleveland Homes with Conventional Financing available

5058 Solar Lane NW, Cleveland
$425,000
4 Beds ⋅ 3 Baths ⋅ 1544592 MLS
Welcome to 5058 Solar Lane NW in Cleveland, TN! This beautiful home features attractive Hardie siding with brick accents, elegant engineered hardwood flooring, and crown molding trim work. Specialty ceilings in the primary bedroom(located on main level) and living room add a touch of character and sophistication. This is a wonderful small knit community. It has a nice covered back porch space to sit down and relax. Enjoy a convenient location with quick access to Interstate 75, as well as nearby shopping, dining, and everyday amenities. Combining timeless style with comfortable living, this home is a wonderful place to call your own!

5058 Solar Lane NW, Cleveland
3414 Westhaven Place NW, Cleveland
$499,900
3 Beds ⋅ 4 Baths ⋅ 1544647 MLS
Beautiful Home in a Quiet Cleveland Neighborhood! Come see all that this beautiful home has to offer! Nestled in a quiet, welcoming neighborhood in Cleveland, Tennessee, and conveniently located near shopping, restaurants, and highly regarded school zones, this spacious home offers the perfect blend of comfort, functionality, and quality construction. With nearly 2,700 square feet of living space, this home features 3 bedrooms and 2.5 baths on the main level, plus a versatile upstairs bonus room or 4th bedroom and an additional half bath. The inviting, open floor plan is highlighted by beautiful trey, cathedral, and vaulted ceilings that create a bright and spacious atmosphere throughout. The generously sized owner's suite offers a relaxing retreat, complete with access to a screened porch--perfect for enjoying your morning coffee or unwinding at the end of the day. The eat-in kitchen features custom cabinetry and provides a comfortable space for everyday meals and gathering with family and friends. Upstairs, you'll find a spacious bonus room ideal for a playroom, home office, media room, or a 4th bedroom, along with another half bathroom and oversized storage area that provides plenty of room for all your extra belongings. With abundant closet space throughout, storage will never be an issue! Situated on a great, level lot, this well-built home offers room to spread out, spaces to gather, and so many conveniences. Enjoy added convenience and peace of mind with remotely controlled garage doors, a whole-yard irrigation system, and a security light in the back. The home features a Beehive smart control system. From its spacious layout to its quality construction and desirable location, this home has so much to offer. Don't miss the opportunity to make this wonderful home your own!

3414 Westhaven Place NW, Cleveland
Red Clay Road, Cleveland
$139,000
1544641 MLS
Discover the perfect opportunity to bring your dream home to life on this beautiful 2.44-acre property, offering an exceptional combination of privacy, natural surroundings, and convenience. Thoughtfully prepared for its next owner, this picturesque parcel features a brand-new gravel driveway and a freshly cleared homesite, providing an inviting starting point for your future residence. With generous acreage and a peaceful setting, the property offers ample space to create a custom home designed around your lifestyle and vision. Ideally situated near Red Clay State Historic Park and Southern Adventist University, this desirable location offers the tranquility of country living while remaining conveniently accessible to nearby amenities. Whether you envision a charming country retreat or a beautifully designed custom residence, this remarkable property provides an outstanding opportunity to create something truly special. Bring your plans, bring your builder, and start turning your dream into reality! *Annual tax amount to be determined*

Red Clay Road, Cleveland
3131 Brookmore Trail NW, Cleveland
$475,000
4 Beds ⋅ 2 Baths ⋅ 1544615 MLS
Why buy new when the extras are already included? Built in 2024, this beautiful 4-bedroom, 2-bath home offers the appeal of new construction with thousands of dollars in upgrades already completed! Since purchasing, the sellers have added a vinyl privacy fence, irrigation system, landscaping, window blinds, storm door, elegant iron front porch gate, and custom interior paint. They've also added a high-end refrigerator and new washer and dryer, all of which remain! Enjoy an open floor plan, granite countertops, gas-log fireplace, and the convenience of main-level living with the added flexibility of an upstairs bonus room! The spacious primary suite offers a walk-in closet and separate shower. Outside, the fenced backyard is ready to enjoy, and a two-car garage adds convenience. Why start from scratch when so much has already been done? Enjoy the benefits of a nearly new home without the added expense and hassle of completing these upgrades yourself!

3131 Brookmore Trail NW, Cleveland
1043 Brad Street NW, Cleveland
$400,000
3 Beds ⋅ 2 Baths ⋅ 1544581 MLS
Private Pool Oasis on Brad Street Welcome to 1043 Brad Street, a move-in-ready home with the kind of backyard most buyers only find in a vacation rental. Great curb appeal, a charming rocking-chair porch, and a bright open layout set the tone from the first step inside. New tile flooring in the kitchen and bathroom, granite countertops, spacious living areas, and thoughtful finishes throughout make everyday living easy. The practical upgrades are already done: a new HVAC installed in 2024, a new roof added in 2021, new siding in 2021 and an encapsulated crawl space for efficiency and peace of mind. Out back is the real reason to stop scrolling. A fully private, fenced backyard with a 10-12 ft deep pool, covered patio, and mature landscaping creates a resort-like setting for entertaining or quiet evenings at home. The location is just as convenient -- seconds from shopping, dining, and daily essentials. Private pool. Updated systems. Move-in ready. Homes like this do not come around often.

1043 Brad Street NW, Cleveland
1092 Weatherly Switch Trail SW, Cleveland
$535,000
3 Beds ⋅ 2 Baths ⋅ 1544547 MLS
This brand-new single-level home sits on 0.81 acres with captivating backyard views of sweeping pine trees. Thoughtful upgrades run throughout, including engineered hardwood floors, elevated light fixtures, stainless steel appliances, and custom wall treatments, all in a floor plan designed around the way you live. Step through the welcoming entry and you can already picture your day-to-day. Just off the entry, a bonus room is ready to be your home office, playroom, guest space, or a quiet reading room. The heart of the home is an open kitchen, dining, and living area. The kitchen shines with quartz countertops, upgraded lighting, and a handmade-look zellige tile backsplash. In the living room, a stone fireplace is flanked by French doors that open to the back porch, where the private backyard and pines take center stage. The split floor plan gives the primary suite its own side of the home. It overlooks the backyard and includes a private bath, a walk-in closet, and a conveniently located laundry room. Across the living room, a separate hallway leads to two more bedrooms and a full bath, so family or guests have their own space. With no HOA, you have room to breathe and the freedom to make this property your own, something that's hard to find in new construction. The home is southwest of Cleveland, less than 15 minutes from McKee Foods and Southern Adventist University and under 20 minutes from Cambridge Square, with an easy drive to Ooltewah, Chattanooga, and I-75. Expected completion is the end of November, just in time to be home for the holidays. Schedule your showing today!

1092 Weatherly Switch Trail SW, Cleveland
2443 Valley Hills Trail NW, Cleveland
$440,000
3 Beds ⋅ 3 Baths ⋅ 1544537 MLS
Home with Basement Apartment, Detached Shop & New Deck - Space, flexibility, and income potential all in one! This 3 bedroom, 3 bath home features an open main level with a kitchen island, granite counters, and a bay window overlooking the backyard. Step out onto the brand new rear deck to relax or entertain. The full basement has its own kitchen, making it perfect for guests, extended family, or a private suite. Outside, the detached garage and shop has a second floor with great potential for a separate apartment. Add in the attached garage and storage building, and there's room for it all. Schedule your showing today!

2443 Valley Hills Trail NW, Cleveland
2020 Pickens Street SE, Cleveland
$219,900
3 Beds ⋅ 2 Baths ⋅ 1544504 MLS
Move in ready 3 bedroom, 2 bath home. Starter home or rental opportunity. Freshly paint interior and new carpet.

2020 Pickens Street SE, Cleveland
120 Bland Drive NE, Cleveland
$350,000
3 Beds ⋅ 2 Baths ⋅ 1544497 MLS
Don't miss your opportunity to make this 3-bedroom, 2-bath home your own! Situated on a level lot in the county, this property features fresh paint, new bathroom vanities, a new tub, and French doors. With these and many other updates there is plenty of potential, this home is ready for its next owner. Whether you're a first-time homebuyer, looking to downsize, or searching for your next investment, this is one you'll want to see! Schedule your showing today before it's gone!

120 Bland Drive NE, Cleveland
129 York Road NE, Cleveland
$280,000
3 Beds ⋅ 2 Baths ⋅ 1544495 MLS
BEST OF BOTH WORLDS...can be yours in this Renovated 3 Bedroom Ranch home. The perfect combination of country quiet and city convenience is found in the beautifully updated home. The kitchen features updated stainless appliances and plenty of counter and cabinet space. New light fixtures, fresh paint, and restored hardwood floors leave nothing for you to do but move in while original door knobs and extensive trim offer endless charm. The tree lined yard and ideal location make this home the perfect fit.

129 York Road NE, Cleveland
5120 Lake Circle Drive NE, Cleveland
$279,000
3 Beds ⋅ 2 Baths ⋅ 1544494 MLS
Welcome to 5120 Lake Circle Drive, a tastefully remodeled 3-bedroom, 1.5-bath home offering modern updates, functional living spaces, and a price point that's hard to beat. Whether you're purchasing your first home or simply looking for something move-in ready, this one checks a lot of boxes. Step inside to find fresh paint, updated LVP flooring, and a beautifully renovated kitchen featuring granite countertops, stainless steel appliances, white shaker-style cabinetry, and enhanced lighting. Just off the kitchen, you'll find a covered back porch overlooking a spacious, fenced backyard complete with a fire pit, making it the perfect setup for entertaining, pets, or simply enjoying an evening outdoors. The split-level floor plan offers three bedrooms on the upper level, including a primary bedroom with its own private ensuite half bathroom, along with a tastefully updated full bathroom. Downstairs, you'll find a convenient laundry area and a generously sized bonus room that can easily serve as a second living space, playroom, game room, or home office. The flexibility of this lower level gives you room to make the home your own. Outside, an additional storage shed provides plenty of space for lawn equipment, tools, or seasonal storage. With thoughtful updates throughout, versatile living spaces, and a backyard that's ready to enjoy, 5120 Lake Circle Drive is a fantastic opportunity for buyers looking to get into the market without sacrificing quality or comfort. Schedule your private showing today!

5120 Lake Circle Drive NE, Cleveland
378 Ladd Springs Road SE, Cleveland
$149,000
1544489 MLS
Discover the possibilities at 378 Ladd Springs Road in Cleveland, Tennessee! This 5.09-acre property offers a desirable combination of level terrain, lightly wooded surroundings, and the freedom of country living with no known deed restrictions. Whether you're searching for acreage to build your dream home, establish a private country retreat, create a mini-farm, or simply enjoy additional space and privacy, this East Tennessee property offers outstanding potential. The mostly open, lightly wooded landscape provides flexibility for a variety of possible uses, with plenty of room for outdoor recreation, gardening, animals, or future improvements. An older house is located on the property, offering an existing structure for buyers to evaluate for potential renovation or removal. Buyer to verify zoning, restrictions, utilities, and suitability for intended use. Call Today For More Information!

378 Ladd Springs Road SE, Cleveland
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