Cleveland Homes with Conventional Financing available

Cleveland Homes with Conventional Financing available

Welcome to Cleveland, Tennessee – a charming city nestled in the heart of Bradley County, where southern hospitality meets vibrant community life. Known for its rich history and picturesque landscapes, Cleveland offers a perfect blend of urban convenience and rural tranquility. With its friendly neighborhoods, top-notch schools, and an array of recreational opportunities, this city is an ideal place for families, retirees, and young professionals alike.

Cleveland is home to a diverse array of amenities, including delightful local shops, delectable dining options, and beautiful parks, making it easy for residents to enjoy both leisure and lifestyle. The thriving arts scene, highlighted by the Cleveland State Community College and various cultural events, ensures that there is always something exciting happening in town. Nature enthusiasts will appreciate the nearby parks and trails, perfect for hiking, biking, or simply soaking in the stunning Tennessee scenery.

For those considering a move to this lovely city, Cleveland offers a variety of homes suitable for conventional financing. Whether you’re looking for a cozy starter home, a spacious family residence, or a charming historic property, you’ll find an impressive selection that caters to all tastes and budgets. With competitive interest rates and favorable lending options, securing your dream home here has never been more attainable.

Experience the warmth and charm of Cleveland, TN, where community spirit thrives and every day feels like home. Discover the perfect property that aligns with your lifestyle and embark on a new chapter in this beautiful city!

Newest Cleveland Homes with Conventional Financing available

Lot 35 Norah Place NW, Cleveland
$79,500
1543928 MLS
Rare corner lot in one of Cleveland's newest upscale communities -- 6,739 sq ft and ready for your custom build. Enjoy added privacy and curb appeal that only a corner position delivers, all within a thoughtfully planned neighborhood designed for elevated living. Ideally located near top-rated schools, shopping and dining, and scenic parks, this homesite puts convenience and tranquility right at your doorstep. Future community amenities include a pool, fitness center, walking trails, pickleball courts, playground, private storage, and an elegant event space with a full kitchen -- everything you need to live, move, and entertain beautifully. Don't miss your chance to claim your spot in Cleveland's most exciting new community!

Lot 35 Norah Place NW, Cleveland
Lot 8 Spring Place Road SE, Cleveland
$120,900
1543900 MLS
6.04± ACRES - OWNER FINANCING AVAILABLE! Excellent opportunity to own approximately 6.04± acres of beautiful, gently rolling land. This mostly wooded tract offers plenty of privacy and would make an outstanding setting for a private estate, recreational retreat, or long-term investment. City water is available, adding convenience and even more possibilities. Owner financing available: 20% down, 6% interest, amortized over 20 years with a 5-year balloon. Whether you're ready to build your dream home or invest in a great tract of land, this property offers tremendous potential. Call today for additional details!

Lot 8 Spring Place Road SE, Cleveland
Lot 7 Spring Place Road SE, Cleveland
$119,500
1543899 MLS
5.97± ACRES - OWNER FINANCING AVAILABLE! Excellent opportunity to own approximately 5.97± acres of beautiful, gently rolling land. This mostly wooded tract offers plenty of privacy and would make an outstanding setting for a private estate, recreational retreat, or long-term investment. City water is available, adding convenience and even more possibilities. Owner financing available: 20% down, 6% interest, amortized over 20 years with a 5-year balloon. Whether you're ready to build your dream home or invest in a great tract of land, this property offers tremendous potential. Call today for additional details!

Lot 7 Spring Place Road SE, Cleveland
2603 Sweet Bay Circle NW, Cleveland
$450,000
4 Beds ⋅ 3 Baths ⋅ 1543897 MLS
Tucked in the back of The Magnolias neighborhood, this lovely 4 BR home offers versatility and convenience. The main level includes 3 bedrooms, 2 baths, formal dining, a kitchen with breakfast room, and living room with fireplace. Upstairs you'll find a bedroom, full bath and large bonus room complete with a pool table.. Enjoy quiet mornings and peaceful evenings on your screened porch. Primary bedroom has large barrier-free shower. Chef's kitchen includes gas cooking and granite counters. The home has been freshly painted and ready for its new owner. Washer, dryer and refrigerator included for a move-in ready home! The quiet neighborhood, located in Candys Creek Cherokee Elementary school district, boasts sidewalks and friendly neighbors. Some photos may be virtually staged to show possible furniture placement. Call your favorite Realtor today to make an appointment to see this lovely home.

2603 Sweet Bay Circle NW, Cleveland
Lot 4 Spring Place Road SE, Cleveland
$587,900
1543896 MLS
37.9± ACRES - OWNER FINANCING AVAILABLE! Excellent opportunity to own Lot 4, offering approximately 37.9± acres of beautiful, gently rolling land. This property is mostly cleared and features a pond, making it an outstanding setting for a private estate, mini-farm, recreational property, or long-term investment. City water is available, adding even more convenience and possibilities. Owner financing available: 20% down, 6% interest, amortized over 20 years with a 5-year balloon. Whether you're ready to build your dream estate or invest in a great tract of land, this property offers tremendous potential. Call today for additional details!

Lot 4 Spring Place Road SE, Cleveland
Lot 2 Spring Place Road SE, Cleveland
$779,500
1543892 MLS
50.2± ACRES - OWNER FINANCING AVAILABLE! Excellent opportunity to own Lot 2, offering approximately 50.2± acres of beautiful, gently rolling land. The property is mostly wooded and features a small stream, with public water available. Whether you're looking for the perfect setting to build your private estate, create a recreational retreat, or purchase land as a long-term investment, this property offers plenty of possibilities. Owner financing available: 20% down, 6% interest, amortized over 20 years with a 5-year balloon. Call today for additional details and to explore this outstanding property!

Lot 2 Spring Place Road SE, Cleveland
Lot 1 Spring Place Road SE, Cleveland
$974,500
1543890 MLS
Outstanding 62.8± Acre Tract - Owner Financing Available! Don't miss this exceptional opportunity to own approximately 62.8± acres offering privacy, space, and endless possibilities. This beautiful property is gently rolling, approximately 50% wooded and 50% cleared, with public water available and a pole barn included. Whether you're looking to build your private estate, create a family retreat, enjoy recreational land, or make a long-term investment, this versatile acreage offers tremendous potential. Owner financing available with 20% down, 6% interest, amortized over 20 years with a 5-year balloon. Call today for additional details and to schedule a private showing.

Lot 1 Spring Place Road SE, Cleveland
2640 Alvin Court NW, Cleveland
$299,900
4 Beds ⋅ 2 Baths ⋅ 1543886 MLS
Room to spread out inside and enjoy the outdoors! This updated four-bedroom, two-bath home sits on approximately three-quarters of an acre on a level corner lot in northwest Cleveland. Luxury vinyl flooring, crown molding, and a kitchen island bring style and everyday function to the interior, while finished lower-level space offers flexibility for entertaining, hobbies, or additional living space. Step outside to enjoy the rear deck, fenced yard, and timber gazebo, perfect for outdoor meals or relaxing evenings. A storage shed provides room for tools and lawn equipment, and the two-space carport and paved driveway add convenient parking. With no HOA and a location outside city limits, this home offers a combination of space, practical features, and outdoor enjoyment. Schedule your showing today!

2640 Alvin Court NW, Cleveland
Lot 4 Harris Creek Trail, Cleveland
$379,900
3 Beds ⋅ 2 Baths ⋅ 1543881 MLS
*Presale* Discover tranquil country living in this beautifully designed 1,670 sf home that proves good things come in perfectly sized packages. This single-level gem features a thoughtful split bedroom layout that creates natural privacy zones, making it ideal for families or anyone who values a well-organized living space. Step inside to find three comfortable bedrooms, including a primary bedroom with a generous walk-in closet that will make your morning routine a breeze. Two full bathrooms with elegant granite countertops provide convenience & style throughout the home. Speaking of granite, you'll find these stunning surfaces throughout the kitchen & baths, adding a touch of sophistication that catches the eye without breaking the budget. The luxury vinyl plank flooring flows seamlessly from room to room, creating visual continuity while being practical for everyday life. Soaring ceilings enhance the sense of space & airiness, making each room feel larger than its footprint suggests. When the weather calls, retreat to either the covered front or rear porch; perfect spots for morning coffee or evening relaxation. The front porch offers a welcoming entrance, while the back porch provides a private escape for unwinding after busy days. This property strikes the perfect balance between peaceful rural living and modern convenience. You'll enjoy the serenity of quiet country surroundings without sacrificing access to shopping, dining, & other amenities. It's the kind of place where you can hear birds chirping instead of traffic humming, yet still reach everything you need with ease. Home will be completed within six months of a bound contract, making this the perfect time to secure your future home & watch your dream take shape. Don't let this rare opportunity slip away; homes like this in such a desirable location don't stay on the market long. Contact your favorite realtor today to schedule your private showing & see why this could be the perfect place to call home.

Lot 4 Harris Creek Trail, Cleveland
1150 18th Street NW, Cleveland
$294,900
3 Beds ⋅ 2 Baths ⋅ 1543870 MLS
Welcome to this beautifully crafted new construction home located in the heart of Cleveland, TN--just minutes from local schools, shopping, and dining. This modern Craftsman-style ranch offers the perfect blend of style, comfort, and convenience with an inviting open-concept floor plan designed for today's lifestyle. Featuring 3 bedrooms and 2 full bathrooms, this home boasts a spacious kitchen complete with granite countertops, stainless steel appliances, and ample cabinet space--ideal for both everyday living and entertaining. The desirable split-bedroom layout provides added privacy, with a large primary suite offering a well-appointed en-suite bath and walk-in shower. Enjoy upgraded luxury vinyl plank flooring throughout, combining durability with a clean, modern look. A dedicated laundry room adds functionality, while the single-level design makes this home especially appealing for retirees or first-time homebuyers seeking easy living. Don't miss this opportunity to own a brand-new home in a prime Cleveland location!

1150 18th Street NW, Cleveland
1245 Eagle Park Road NE, Cleveland
$275,000
3 Beds ⋅ 2 Baths ⋅ 1543802 MLS
If you have been looking for a move-in-ready home where the big-ticket items are already taken care of, 1245 Eagle Park Dr deserves your attention. This beautifully renovated home sits on a flat .35-acre lot with no HOA, a brand-new driveway, and a welcoming front porch perfect for enjoying the evenings. The location is hard to beat--just about 6 minutes from Lee University and within walking distance of Whirlpool, with convenient access to shopping, dining, and everyday amenities. Inside, the open-concept layout feels bright, modern, and spacious. The kitchen is the heart of the home, featuring high-quality cabinetry, quartz countertops, stainless steel appliances, and a large dine-in island ideal for entertaining or everyday living. LVP flooring runs throughout, giving the home a clean and cohesive look. The split-bedroom layout offers two bedrooms with high ceilings and a full hallway bathroom on one side, while the primary suite is tucked away on the other with a spacious bathroom featuring double vanities and a tiled walk-in shower. A large laundry room adds even more functionality. Nearly every major component has been updated, including the roof, HVAC system, water heater, appliances, subflooring, deck, siding, drywall, and more. Affordable, extensively renovated, and in a location that makes everyday life easy, this is the kind of home that gives buyers the confidence to move in and start enjoying it from day one. Schedule your showing before someone else does.

1245 Eagle Park Road NE, Cleveland
Lot 8 William Way SE, Cleveland
$19,900
1543774 MLS
PRICED TO SELL! Great basement lot in established Bennett Place subdivision! Subdivision plat is available upon request. Close enough to city amenities including shopping and restaurants, but county location offers county only taxes. Electric, water, & high speed internet are all available. Gas is bottled propane. Waste disposal to be septic. Highly desirable Bennett Place subdivision with panoramic mountain views. Cleveland, TN is located 32 miles NE of Chattanooga, TN, and is an outdoor enthusiasts dream with easy access to hiking, rafting, camping, and biking resources nearby. Don't miss this opportunity to grab a great building lot at a great price! Call today!

Lot 8 William Way SE, Cleveland
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