Cleveland Homes with FHA Financing available

Cleveland Homes with FHA Financing available

Welcome to Cleveland, Tennessee — a charming city nestled in the heart of Bradley County, where Southern hospitality meets modern living. Known for its rich history and vibrant community, Cleveland offers a unique blend of small-town charm and urban convenience. With a population that embraces diversity and a local culture that celebrates creativity, this city is the perfect place to call home.

Cleveland boasts a variety of amenities, including beautiful parks, local boutiques, and a thriving dining scene that caters to every palate. Outdoor enthusiasts will appreciate the stunning landscapes that surround the city, perfect for hiking, fishing, and exploring. The city also hosts several annual events and festivals that bring the community together, making it easy to get involved and meet new friends.

For those considering making Cleveland their home, you’ll be pleased to know that many homes in the area qualify for FHA financing. This means that first-time homebuyers and those looking to secure an affordable mortgage can take advantage of the benefits of Federal Housing Administration loans. With lower down payment requirements and flexible credit standards, FHA financing opens the door to homeownership for many families in Cleveland.

Whether you’re drawn to the city’s warm community spirit, its rich heritage, or the opportunity to own a home with accessible financing options, Cleveland, Tennessee, is ready to welcome you. Explore the diverse neighborhoods and find the perfect place to start your next chapter in this delightful city!

Newest Cleveland Homes with FHA Financing available

4 Beds ⋅ 3 Baths ⋅ 1541086 MLS

Welcome to this thoughtfully designed new-construction home in Cleveland's established Avenwood community. The primary suite is conveniently located on the main level, while the functional layout offers comfortable everyday living and easy entertaining. Granite countertops provide a polished finish, and the private back porch creates an inviting outdoor retreat. Enjoy a convenient location approximately 3.3 miles from Publix, 3.7 miles from the Cleveland Family YMCA, and 2.6 miles from Cleveland Country Club. With fresh construction, a desirable main-level primary suite, this home is ready to welcome its first owner.

332 56th Street NW, Cleveland

2 Beds ⋅ 1 Baths ⋅ 1541059 MLS

Don't miss this charming, move-in ready 2-bedroom, 1-bath home offering 672 square feet of comfortable living space on a level lot. Updated within the last seven years, this home features low-maintenance vinyl siding, a durable metal roof, and attractive laminate and vinyl flooring throughout. The functional kitchen includes a range, dishwasher, refrigerator, and microwave, all of which remain with the home. A separate laundry room just off the kitchen provides convenient washer and dryer hookups. With no garage or carport, the level yard offers plenty of outdoor space for gardening, entertaining, or future possibilities. Whether you're a first-time homebuyer, downsizing, or looking for an investment property, this affordable home is ready for its next owner. Schedule your private showing today.

125 NE Dixie Drive NE, Cleveland

3 Beds ⋅ 2 Baths ⋅ 1541045 MLS

NEW CONSTRUCTION | PRIMARY ON MAIN | MODERN FINISHES - Welcome to this beautifully finished new construction home offering 3 bedrooms and 2 bathrooms with a comfortable, functional layout. The main-level primary suite features a private ensuite bathroom and walk-in closet. The kitchen offers a clean, modern look with granite countertops, an island, eat-in dining area, and brand-new stainless steel appliances. Modern finishes continue throughout the home, creating a fresh and inviting feel. A main-level laundry room adds everyday convenience and features its own exterior door for direct access in and out of the home. With everything brand new and thoughtfully designed, this home is ready for its first owners to move in and make it their own.

1571 Strawberry Lane NE, Cleveland

3 Beds ⋅ 3 Baths ⋅ 1541034 MLS

Welcome to an absolute dollhouse of a home, where thoughtful updates, beautiful finishes, and smart improvements come together in all the right ways. Extensively renovated from top to bottom, this home has been carefully updated not only for style, but for everyday functionality. The kitchen is a showstopper, featuring gorgeous Taj Mahal quartzite countertops, updated cabinetry with soft-close features and added storage, a new backsplash, custom vent hood, under-cabinet lighting, and newer appliances. Both bathrooms have been beautifully renovated with updated flooring, vanities, tubs, tile, fixtures, lighting, and hardware. Throughout the home, you'll find updated flooring, custom stairs, built-ins, fresh paint, recessed lighting, and updated fixtures and fans that give the entire space a fresh, cohesive feel. But this home isn't just pretty--the important updates have been tackled, too. A new roof and high-efficiency HVAC system with hard ductwork were completed in 2025, and the HVAC has been routinely serviced, most recently in July 2026. The crawlspace features a vapor barrier, updated insulation, and a dehumidifier for added peace of mind. Step outside to enjoy the new 2026 deck, refreshed landscaping, and a storage/workshop offering even more usable space. From the fully rebuilt staircase and custom details to the major mechanical improvements, this is a home where the work has already been done with both form and function in mind. Move in, unpack, and enjoy without inheriting someone else's renovation list.

1455 19th Street SE, Cleveland

3 Beds ⋅ 2 Baths ⋅ 1541022 MLS

PEACEFUL COUNTRY LIVING -- MOUNTAIN VIEWS AWAIT! PRICED UNDER VALUATION! Welcome to 270 Hollow View Dr SE, positioned in one of the neighborhood's better locations with beautiful Frog Mountain views, wide-open surroundings and a peaceful country setting. This home offers OVER 2,800 SQ FT UNDER ROOF! Beyond the main living area, the expansive basement and 2-car garage provide tremendous storage, workshop space and excellent potential for additional finished living space with limited work. The approximately 1,300 sq ft finished main level features 3 bedrooms and an open-concept great room, dining area and kitchen. Enjoy the covered front porch or step onto the screened back porch overlooking the countryside and mountain views. BONUS: a 15' x 12' storage building with ramps and approximately 16' of height provides exceptional space for equipment, tools, toys and more. Mountain views. Country setting. Open living. Huge basement. 2-car garage. Tons of usable space and future potential. Come see how much home you're getting for the money! Home is currently owner-occupied and furnished. Certain listing photos have been virtually cleared or staged to better illustrate the home's space and potential; furnishings currently in the home will vary. HomeRate Mortgage TN is offering qualified buyers a lender incentive of up to $2,000 of the loan amount toward eligible closing costs when financing this home with HomeRate Mortgage online. Certain restrictions apply. Buyer is not required to use HomeRate Mortgage to purchase home. NMLS# 2239.

270 SE Hollow View Drive, Cleveland

3 Beds ⋅ 2 Baths ⋅ 1540974 MLS

Welcome to easy one-level living in this 3 bedroom, 2 bath home conveniently located just off the bypass, offering a shorter commute to the interstate while enjoying the benefit of lower county taxes. The home features a functional floor plan with granite countertops, main-level laundry, and an attached garage for added convenience. Outside, enjoy a level backyard with a storage building and plenty of space for outdoor activities. An added bonus--three separate parcels convey with the property, totaling approximately 0.72 acres, including the homesite and two additional lots, offering extra space and possibilities for the future. Seller makes no representation as to whether the additional lots are suitable for building. Buyers should perform their own due diligence regarding zoning, utilities, restrictions, and intended use. Property line on arial photo is an approx. Convenient location, one-level living, additional land, and easy access to the interstate make this property one to see!

275 Durkee Road SE, Cleveland

3 Beds ⋅ 4 Baths ⋅ 1540971 MLS

Beautifully maintained full-brick ranch home offering spacious main-level living plus a bonus room and full bath upstairs! A welcoming covered front porch opens to a foyer with coat closet and a separate formal dining room. The spacious great room features a vaulted ceiling, gas fireplace, built-in shelving and wet bar, with French doors leading to an awesome sunroom with tile flooring and a cozy gas heater--perfect for enjoying year-round. The well-appointed kitchen offers an abundance of cabinetry, center island, double wall ovens, microwave, pantry, breakfast area and stainless steel refrigerator that will remain. Wood flooring flows throughout most of the main level. The large primary suite features wood flooring, an oversized walk-in closet and private access to the sunroom. The ensuite bath includes a jetted tub, separate shower and two vanities with granite countertops. A desirable split-bedroom floor plan provides two additional bedrooms and a full hall bathroom. A spacious laundry room and convenient half bath complete the main level. Upstairs you'll find a nice bonus room with its own gas fireplace and full bath, providing flexible space for a media room, home office, guest suite or recreation room. There's also a large storage room that offers the potential to be finished for even more usable space. Outside, enjoy the nicely landscaped yard, rear deck and storage building that will remain. The home also features a 2-car garage with workshop space. Major updates include a roof that's only 3 years old and two HVAC units 5 and 6 years old. The owned 125-gallon propane tank will also remain. Spacious, well cared for and filled with thoughtful features, this home offers a wonderful combination of comfort, functionality and flexible living space!

353 Hidden Oaks Trail, Cleveland

3 Beds ⋅ 2 Baths ⋅ 1540970 MLS

Country Living at Its Best! Enjoy peaceful country living in this charming 3-bedroom, 2-bath ranch home situated on approximately 1 acre. The spacious covered front porch offers plenty of room to relax and enjoy the surroundings. Inside, you'll find a large great room featuring a cozy gas fireplace. The kitchen offers updated appliances, with the refrigerator remaining, and opens to a nice-sized eating area. An additional room just off the kitchen provides flexible space for a breakfast nook, small home office or whatever best fits your needs. Washer and dryer hookups are also conveniently located nearby. The primary suite features private access to the back deck, a walk-in closet and an ensuite bath with double vanities and a separate shower. The desirable split-bedroom floor plan offers two additional bedrooms and a full hall bath. Step outside to the back deck overlooking the spacious backyard--perfect for relaxing, entertaining or simply enjoying the peaceful setting. A storage building will remain with the property, providing additional storage space. A 2-car garage completes this wonderful country home. Primary bedroom curtains, Blink doorbell and two exterior cameras do not remain.

6276 Bates Pike SE, Cleveland

3 Beds ⋅ 2 Baths ⋅ 1540931 MLS

Welcome to your brand-new home in the heart of Cleveland, TN! This beautifully crafted new construction offers the perfect blend of modern design and everyday comfort. Featuring 3 spacious bedrooms and 2 full bathrooms, this home boasts an open-concept layout ideal for both relaxing and entertaining. The kitchen flows seamlessly into the living and dining areas, creating a bright and inviting space for family and guests alike. Enjoy stylish finishes, quality craftsmanship, and the peace of mind that comes with new construction. Conveniently located less than 2 miles from local schools, this home offers easy access to everything Cleveland has to offer while still providing a quiet, neighborhood feel. Don't miss your opportunity to own a move-in ready home in a growing area--schedule your showing today!

3541 Georgetown Road NW, Cleveland

4 Beds ⋅ 3 Baths ⋅ 1540930 MLS

Charming multi-level brick and HardiPlank home in Cleveland's Bowman Forest area, zoned for E.L. Ross Elementary, Cleveland Middle, and Cleveland High. This 4-bedroom, 2.5-bath home offers 1,652 sq ft of thoughtfully updated living space with luxury vinyl, tile, and laminate flooring throughout. The primary suite features an en suite bath with double vanity, separate shower, and soaking tub for a private retreat. The kitchen is well-equipped with a cooktop, double oven, dishwasher, and microwave, ready for everyday living or entertaining. Outside, enjoy a covered front porch, rear porch, and patio overlooking a fenced backyard with mature trees and landscaping -- perfect for relaxing or play. A metal roof, central electric heating and cooling, and an attached garage with concrete driveway round out the practical features.

532 Hunter Trail NE, Cleveland

3 Beds ⋅ 2 Baths ⋅ 1540925 MLS

Step into 226 Brookhill Ln NE, designed for everyday comfort with a focus on practical living spaces and functional design. The kitchen is equipped with all stainless steel appliances, enhancing daily routines with a sleek, modern finish. A fully fenced in backyard provides a designated exterior area for enjoyment and accessibility, completing the property's thoughtful arrangement. This home perfectly combines modern amenities and a ready-to-use outdoor setting.

226 Brookhill Lane NE, Cleveland

4 Beds ⋅ 3 Baths ⋅ 1540770 MLS

Welcome to the Asheville at Magnolia Terrace, Lennar's newest community in the heart of Cleveland! This beautifully designed single-story home offers the perfect blend of comfort, style, and convenience with an open-concept layout that makes everyday living and entertaining effortless. The spacious owner's suite provides a private retreat, while the secondary bedrooms offer flexibility for family, guests, or a home office. Thoughtfully designed living spaces and modern finishes create a home you'll love from the moment you walk in. Enjoy Everything's Included® by Lennar, featuring designer-selected upgrades at no additional cost, including quartz countertops, stainless steel appliances, luxury vinyl plank flooring, smart home technology, and more--delivering exceptional value without the added expense of upgrades. Now is your chance to be among the first homeowners in Magnolia Terrace! Take advantage of introductory pricing and limited-time buyer incentives while they last. This exciting new community offers convenient access to I-75, shopping, dining, recreation, and future neighborhood amenities, making it an ideal place to call home. Quick Move-In Home available July 2026. Call today to schedule your personalized tour and experience the quality, value, and convenience of the Asheville at Magnolia Terrace before these introductory opportunities are gone!

1218 Leyland Pass 76, Cleveland

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