Cleveland Homes with Owner May Carry Financing available

Cleveland Homes with Owner May Carry Financing available

Welcome to Cleveland, Tennessee – a hidden gem nestled in the heart of Bradley County! Known for its warm Southern hospitality and vibrant community spirit, Cleveland is a city that beautifully marries small-town charm with modern amenities. With a rich history and a growing economy, it has become an attractive destination for families, retirees, and young professionals alike.

Cleveland boasts a variety of parks, recreational facilities, and cultural attractions, making it a wonderful place to call home. Explore the scenic landscapes of the Cherokee National Forest or take a stroll through the charming downtown area, where you’ll find delightful shops, local eateries, and a calendar full of community events. The city is also home to the renowned Lee University, which adds to its vibrant atmosphere and provides numerous educational opportunities.

For those looking to invest in their future, Cleveland offers an array of homes with owner may carry financing options. This unique financing opportunity allows buyers to step into homeownership without the traditional hurdles of bank financing. It’s an attractive solution for first-time buyers or those seeking a more flexible approach to purchasing their dream home.

Whether you’re searching for a cozy starter home or a spacious family residence, Cleveland’s diverse real estate market has something for everyone. Experience the beauty and charm of this wonderful city, where your dream home awaits! Come and discover why so many are choosing to make Cleveland, TN, their forever home.

Newest Cleveland Homes with Owner May Carry Financing available

Lot 8 Spring Place Road SE, Cleveland
$120,900
1543900 MLS
6.04± ACRES - OWNER FINANCING AVAILABLE! Excellent opportunity to own approximately 6.04± acres of beautiful, gently rolling land. This mostly wooded tract offers plenty of privacy and would make an outstanding setting for a private estate, recreational retreat, or long-term investment. City water is available, adding convenience and even more possibilities. Owner financing available: 20% down, 6% interest, amortized over 20 years with a 5-year balloon. Whether you're ready to build your dream home or invest in a great tract of land, this property offers tremendous potential. Call today for additional details!

Lot 8 Spring Place Road SE, Cleveland
Lot 7 Spring Place Road SE, Cleveland
$119,500
1543899 MLS
5.97± ACRES - OWNER FINANCING AVAILABLE! Excellent opportunity to own approximately 5.97± acres of beautiful, gently rolling land. This mostly wooded tract offers plenty of privacy and would make an outstanding setting for a private estate, recreational retreat, or long-term investment. City water is available, adding convenience and even more possibilities. Owner financing available: 20% down, 6% interest, amortized over 20 years with a 5-year balloon. Whether you're ready to build your dream home or invest in a great tract of land, this property offers tremendous potential. Call today for additional details!

Lot 7 Spring Place Road SE, Cleveland
Lot 4 Spring Place Road SE, Cleveland
$587,900
1543896 MLS
37.9± ACRES - OWNER FINANCING AVAILABLE! Excellent opportunity to own Lot 4, offering approximately 37.9± acres of beautiful, gently rolling land. This property is mostly cleared and features a pond, making it an outstanding setting for a private estate, mini-farm, recreational property, or long-term investment. City water is available, adding even more convenience and possibilities. Owner financing available: 20% down, 6% interest, amortized over 20 years with a 5-year balloon. Whether you're ready to build your dream estate or invest in a great tract of land, this property offers tremendous potential. Call today for additional details!

Lot 4 Spring Place Road SE, Cleveland
Lot 2 Spring Place Road SE, Cleveland
$779,500
1543892 MLS
50.2± ACRES - OWNER FINANCING AVAILABLE! Excellent opportunity to own Lot 2, offering approximately 50.2± acres of beautiful, gently rolling land. The property is mostly wooded and features a small stream, with public water available. Whether you're looking for the perfect setting to build your private estate, create a recreational retreat, or purchase land as a long-term investment, this property offers plenty of possibilities. Owner financing available: 20% down, 6% interest, amortized over 20 years with a 5-year balloon. Call today for additional details and to explore this outstanding property!

Lot 2 Spring Place Road SE, Cleveland
Lot 1 Spring Place Road SE, Cleveland
$974,500
1543890 MLS
Outstanding 62.8± Acre Tract - Owner Financing Available! Don't miss this exceptional opportunity to own approximately 62.8± acres offering privacy, space, and endless possibilities. This beautiful property is gently rolling, approximately 50% wooded and 50% cleared, with public water available and a pole barn included. Whether you're looking to build your private estate, create a family retreat, enjoy recreational land, or make a long-term investment, this versatile acreage offers tremendous potential. Owner financing available with 20% down, 6% interest, amortized over 20 years with a 5-year balloon. Call today for additional details and to schedule a private showing.

Lot 1 Spring Place Road SE, Cleveland
132 Alexanders Circle NW, Cleveland
$405,000
4 Beds ⋅ 3 Baths ⋅ 1543557 MLS
This 4-bedroom, 3-bath home offers over 2,200 square feet of living space and features a finished, heated and cooled outbuilding, perfect for a private home office, studio, or flex space away from the distractions of the main house. Inside, you'll find an updated kitchen, spacious living areas, and a home that has been meticulously maintained. Step outside to a large backyard enclosed by a privacy fence, offering plenty of room to entertain, relax, or play. The encapsulated crawlspace is in pristine condition, providing added peace of mind. Located in a quiet neighborhood, this home offers the perfect combination of comfort, functionality, and privacy!

132 Alexanders Circle NW, Cleveland
1301 Harrison Pike, Cleveland
$279,900
3 Beds ⋅ 2 Baths ⋅ 1540288 MLS
Location meets charm in this updated 3-bedroom, 2-bathroom ranch, situated on a level lot just minutes from everything Cleveland has to offer! Step onto a covered front porch and inside to a bright, spacious living room complete with gleaming hardwood floors, crisp crown molding, and a focal stone fireplace. The open-concept archway flows directly into the formal dining room, creating a layout built for effortless entertaining. The updated kitchen features granite countertops, sleek mosaic tile backsplash, dark wood cabinetry, and stainless-look/black appliances. Just off the kitchen, step out onto an open sun deck--perfect for outdoor dining while taking in the serene and secluded, tree-lined backdrop. Further in, discover beautiful hardwood floored living space that extends into three bedrooms. The primary suite features its own bath with tile finishes and convenient laundry access. The back bedroom gives you direct access to a separate, expansive covered deck. Outdoor living continues in the yard with a built-in stone fire pit, surrounded by ambient string lights--your go-to spot for crisp evening gatherings. Beneath the main floor sits a full unfinished basement offering endless storage, workshop potential, or future expanded living space, a dual sump pump system and dedicated dehumidification. In a sea of homes, this is gem you've been waiting for!

1301 Harrison Pike, Cleveland
3631 Woodcrest Circle NW, Cleveland
$390,000
3 Beds ⋅ 2 Baths ⋅ 1539020 MLS
🔥 PRICE IMPROVEMENT! PRICED BELOW TOTAL TAX APPRAISAL! 🔥 🏡 SPACE, PRIVACY & VALUE IN NORTH CLEVELAND--YOUR OPPORTUNITY IS HERE! Enjoy the best of both worlds: convenient city amenities and a peaceful, tree-lined backyard setting! This all-brick rancher sits on nearly half an acre on a quiet street with a cul-de-sac at one end, offering room to spread out and space to make your own. Offering 2,940 sq ft of living space, an effective year built of 2007, and a finished basement, this home features ALL 3 BEDROOMS, 2 FULL BATHS, KITCHEN, LIVING/DINING ROOM, DEN/FAMILY ROOM, AND LAUNDRY ON THE MAIN LEVEL! Hardwood flooring enhances the main living areas. The attached 2-car garage provides convenient interior access to the kitchen. The welcoming foyer opens to a spacious living/dining combination. The kitchen features KraftMaid custom cabinetry, select pull-out shelves, an eat-in breakfast bar, built-in gas cooktop, newer GE wall oven, Maytag stainless steel dishwasher, refrigerator, and double stainless steel sink with disposal. A washer and dryer remain in the laundry closet off hallway. Bookshelves currently in basement also remain. Enjoy the outdoors from the spacious deck overlooking the backyard and gazebo. ✨ BONUS FINISHED BASEMENT! The large 28' x 22' finished area, partially divided to use as 2 rooms, offers flexible space for a game room, media area, hobby room, Personal Workshop, or additional sleeping area. Two additional rooms provide storage and potential for future customization, including a possible bathroom. 📣 PRICED TO GET YOUR ATTENTION--NOW IT'S TIME TO TAKE A CLOSER LOOK! If you're searching for convenient main-level living, extra finished space, and a peaceful setting close to Cleveland amenities, schedule your private showing today! Buyers to verify square footage and all information important to their needs. Buyer to verify all information that is important to their needs, including sq ft, lot size, location, schools, etc.

3631 Woodcrest Circle NW, Cleveland
662 Red Hill Valley Road SE, Cleveland
$560,000
4 Beds ⋅ 3 Baths ⋅ 1533251 MLS
Welcome to your private retreat! This beautifully remodeled 4-bedroom, 3-bathroom home sits on 2.3 peaceful acres, offering the perfect blend of modern updates and outdoor living. Step inside to find a fully updated interior featuring fresh finishes, spacious living areas, and a functional layout designed for both comfort and everyday living. Outside is where this property truly shines. Enjoy a large in-ground pool--perfect for summer days--paired with an expansive entertaining gazebo ideal for hosting gatherings, relaxing evenings, or game day get-togethers. Additional features include: Attached carport for convenient covered parking Two separate storage structures, perfect for tools, hobbies, or extra storage Plenty of open space for recreation, gardening, or future expansion Whether you're looking for a move-in-ready home with land, a place to entertain, or your own quiet escape, this property checks all the boxes. Don't miss this rare opportunity for acreage + upgrades + outdoor lifestyle--all in one. Equitable Ownership Interest. Contact listing agent for details. Pool imagery has been edited to show what the pool looks like when open for the season.

662 Red Hill Valley Road SE, Cleveland
1625 Red Hill Valley Road SE, Cleveland
$380,000
1532324 MLS
Mountain views, creek frontage, and 36.32 acres to call your own. Offered at $380,000, this land for sale in Cleveland, TN, brings together open acreage, mature woods, and a scenic ridge overlooking the surrounding countryside. Located on Red Hill Valley Road SE in Bradley County, the property offers a landscape worth exploring. Take in the long-range mountain views from the ridge, walk the open ground, and discover the creek along the lower portion. The combination of woods, water, and changing terrain gives this Southeast Tennessee acreage its distinctive character--and there is more to appreciate than a roadside view can reveal. For buyers searching for Tennessee land with mountain views and owner financing, this property offers both. Seller Financing is available with $180,000 down and the remaining balance financed over 10 years at a fixed 7% interest rate. The loan is fully amortizing, with no balloon payment and no prepayment penalty. Schedule a property tour to see the views, explore the acreage, and get a closer look at the setting. Buyers should verify access, utilities, soils, restrictions, and suitability for their intended use and any other items deemed important.

1625 Red Hill Valley Road SE, Cleveland
SE Bohannons Road, Cleveland
$97,000
1527904 MLS
Welcome to your blank canvas! This expansive 6.47-acre parcel of unrestricted land presents an incredible opportunity for those with a vision.The property boasts a mix of dense, mature trees and a cleared area near the road, providing an ideal balance of solitude and accessibility. A charming small creek graces the property during the wet season, adding a touch of tranquility to the setting. A gate in the front plus partial fencing in the front and back of the property enhance privacy and security. Despite the secluded feel, utilities are readily available including high speed internet up to 1GBs. There is a small shed on the property, but it is falling apart. Whether you're looking to build a dream home, establish a private retreat, or embark on an agricultural venture, this property offers endless possibilities. Don't miss out on this unique opportunity to own a piece of unspoiled nature!

SE Bohannons Road, Cleveland
115 NW Bentley Park Drive 39, Cleveland
$89,900
1516625 MLS
This could be your opportunity to construct a tailor-made home in the Bentley Park subdivision. You can own the entire 1.29-acre double lot. The gated community offers an array of facilities, including a clubhouse, tennis courts, and a peaceful and secure neighborhood. You can take a pleasant stroll in the neighborhood park or on the sidewalks that encompass the entire community. Contact us now!

115 NW Bentley Park Drive 39, Cleveland
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