Cleveland Homes with Owner May Carry Financing available

Cleveland Homes with Owner May Carry Financing available

Welcome to Cleveland, Tennessee – a hidden gem nestled in the heart of Bradley County! Known for its warm Southern hospitality and vibrant community spirit, Cleveland is a city that beautifully marries small-town charm with modern amenities. With a rich history and a growing economy, it has become an attractive destination for families, retirees, and young professionals alike.

Cleveland boasts a variety of parks, recreational facilities, and cultural attractions, making it a wonderful place to call home. Explore the scenic landscapes of the Cherokee National Forest or take a stroll through the charming downtown area, where you’ll find delightful shops, local eateries, and a calendar full of community events. The city is also home to the renowned Lee University, which adds to its vibrant atmosphere and provides numerous educational opportunities.

For those looking to invest in their future, Cleveland offers an array of homes with owner may carry financing options. This unique financing opportunity allows buyers to step into homeownership without the traditional hurdles of bank financing. It’s an attractive solution for first-time buyers or those seeking a more flexible approach to purchasing their dream home.

Whether you’re searching for a cozy starter home or a spacious family residence, Cleveland’s diverse real estate market has something for everyone. Experience the beauty and charm of this wonderful city, where your dream home awaits! Come and discover why so many are choosing to make Cleveland, TN, their forever home.

Newest Cleveland Homes with Owner May Carry Financing available

4 Beds ⋅ 4 Baths ⋅ 1540779 MLS

Your Perfect Farmhouse Dream Home Awaits! Nestled on five picturesque acres with breathtaking panoramic views, this exceptional property offers the perfect farmhouse setting where peaceful country living meets modern luxury. Enjoy gorgeous sunsets and the serenity of wide-open spaces while remaining just minutes from shopping, dining, and everyday conveniences. Assumable VA loan available for qualified buyers, plus owner financing may be available with acceptable terms and conditions. The inviting front porch, accented with custom hardwood ceilings and a stunning entry door, welcomes you into an open-concept floor plan designed for comfortable living and effortless entertaining. The gourmet kitchen features double ovens, a large center island, granite countertops, a stylish tile backsplash, custom vent hood, oversized pantry, and elegant lighting and trim. The kitchen overlooks the inviting living room, highlighted by a beautiful stone fireplace. The spacious primary suite offers tray ceilings, recessed lighting, a generous walk-in closet, and a luxurious ensuite bath with dual vanities, a custom tiled shower, and a relaxing soaking tub. Two additional main-level bedrooms provide comfort and privacy for family or guests. Upstairs, the expansive bonus room with its own full bath offers endless flexibility as a guest suite, media room, home office, game room, family retreat, or additional bedroom. Step outside to enjoy the covered patio, open deck, and fenced backyard--perfect for entertaining, relaxing, or taking in the peaceful surroundings. The detached two-car garage offers space for vehicles, hobbies, a workshop, home gym, or extra storage. A private basketball court, easily convertible to a pickleball court, adds even more recreational appeal. Whether you dream of beautiful gardens, quiet mornings on the porch, or simply enjoying the privacy and beauty of country living, this remarkable property offers the lifestyle you've been searching for.

5857 Dalton Pike SE, Cleveland

3 Beds ⋅ 2 Baths ⋅ 1540288 MLS

Location meets charm in this updated 3-bedroom, 2-bathroom ranch, situated on a level lot just minutes from everything Cleveland has to offer! Step onto a covered front porch and inside to a bright, spacious living room complete with gleaming hardwood floors, crisp crown molding, and a focal stone fireplace. The open-concept archway flows directly into the formal dining room, creating a layout built for effortless entertaining. The updated kitchen features granite countertops, sleek mosaic tile backsplash, dark wood cabinetry, and stainless-look/black appliances. Just off the kitchen, step out onto an open sun deck--perfect for outdoor dining while taking in the serene and secluded, tree-lined backdrop. Further in, discover beautiful hardwood floored living space that extends into three bedrooms. The primary suite features its own bath with tile finishes and convenient laundry access. The back bedroom gives you direct access to a separate, expansive covered deck. Outdoor living continues in the yard with a built-in stone fire pit, surrounded by ambient string lights--your go-to spot for crisp evening gatherings. Beneath the main floor sits a full unfinished basement offering endless storage, workshop potential, or future expanded living space! In a sea of homes, this is gem you've been waiting for!

1301 Harrison Pike, Cleveland

4 Beds ⋅ 3 Baths ⋅ 1539200 MLS

Welcome to 3820 Charleston Drive NE, Cleveland, TN 37312-4454! This pristine 4-bedroom, 3-bath brick ranch is situated on approximately one acre in a desirable Cleveland location. Beautifully updated throughout, the home offers a spacious open floor plan filled with character and charm. The custom kitchen features high-end cabinetry, granite countertops, stainless steel appliances, double ovens and a classic white farmhouse sink. Additional highlights include a separate dining room, tray ceilings, upgraded doors and a stunning brick accent wall with built-ins in the living room. A versatile sitting room located beside the dining room offers a comfortable space for reading, relaxing, enjoying a quiet afternoon, or creating an office. The main living room opens directly to the pool and outdoor entertaining area, creating a natural flow between the indoor and outdoor spaces. A secondary bathroom located just off the living room features a granite countertop and provides convenient access for guests. The exceptionally spacious primary bedroom offers a relaxing private retreat, complete with a soaking tub, walk-in shower, and direct access to the pool area. Outside, enjoy a meticulously maintained in-ground pool, generous patio space, and an outdoor brick fireplace perfect for cookouts and gatherings. Even with the pool and entertaining areas, the approximately one-acre property still offers an exceptional amount of usable yard space that can be difficult to find in today's housing market. A detached storage building and two-car garage with additional private office space provide even more flexibility and storage. The location is hard to beat, with convenient access to Bradley Square Mall, Lee University, and historic Downtown Cleveland. The property is also near Donald P. Yates Primary School, Cleveland Middle School, and Cleveland High School. Shopping, dining, entertainment, and everyday conveniences are all just minutes away. This exceptional property is a must-see!

3820 NE Charleston Drive NE, Cleveland

4 Beds ⋅ 2 Baths ⋅ 1535410 MLS

Welcome to your new home! Nestled on a spacious cul-de-sac lot in North Bradley County, this charming 4-bedroom, 2-bath home offers the perfect blend of comfort, privacy, and functionality. With homes thoughtfully spaced apart, you'll enjoy a peaceful setting and plenty of room to relax. Inside, the light-filled interior features an inviting open layout with a bright kitchen offering ample cabinet space and a generous dining area -- perfect for everyday living and entertaining alike. Step directly from the kitchen onto the large back deck overlooking the expansive, level backyard. The main level includes three spacious bedrooms and a large full bath, while the lower level provides a versatile secondary living area, an additional bedroom, and a second full bath -- ideal for guests, a home office, or multi-generational living. Additional highlights include a durable metal roof and a convenient outdoor storage shed for lawn equipment and extra storage needs. Enjoy outdoor living at its best in the spacious backyard, perfect for kids, pets, gardening, or hosting gatherings. Move-in ready and full of charm, this lovely home is one you won't want to miss!

2361 Rolling Brook Drive NE, Cleveland

3 Beds ⋅ 3 Baths ⋅ 1534296 MLS

Multigenerational Home!! Welcome to this spacious 3-bedroom, 3 full-bath home located in the highly desirable Valley Hills Estates. Designed with flexibility and functionality in mind, this property offers exceptional living space for multigenerational families, guests, or potential rental income. The open-concept floor plan creates a warm and inviting atmosphere, perfect for everyday living and entertaining. The finished basement features a private mother-in-law suite complete with a full second kitchen and two additional rooms, making it ideal for extended family, guests, or home office space. The standout feature of this property is the abundance of brand-new improvements, including: NEW 20' x 30' workshop with endless possibilities for storage, hobbies, or a home business. NEW 600 sq. ft. efficiency apartment (teen suite) above the workshop, already roughed-in and ready for your final touches--perfect for rental income, independent living, or guest accommodations. NEW 12' x 12' storage shed, providing additional space for tools, lawn equipment, or outdoor storage. New 10' x 16' back deck just completed! A perfect space for entertaining, grilling, or relaxing outdoors--adding even more value and appeal to this beautiful home. With its versatile layout, multiple living areas, and impressive new additions, this property offers incredible value and endless opportunities. Whether you're looking for a home that accommodates multiple generations, generates rental income, or provides ample workspace, this rare Valley Hills Estates property has it all.

2443 NW Valley Hills Trail, Cleveland

4 Beds ⋅ 3 Baths ⋅ 1533251 MLS

Welcome to your private retreat! This beautifully remodeled 4-bedroom, 3-bathroom home sits on 2.3 peaceful acres, offering the perfect blend of modern updates and outdoor living. Step inside to find a fully updated interior featuring fresh finishes, spacious living areas, and a functional layout designed for both comfort and everyday living. Outside is where this property truly shines. Enjoy a large in-ground pool--perfect for summer days--paired with an expansive entertaining gazebo ideal for hosting gatherings, relaxing evenings, or game day get-togethers. Additional features include: Attached carport for convenient covered parking Two separate storage structures, perfect for tools, hobbies, or extra storage Plenty of open space for recreation, gardening, or future expansion Whether you're looking for a move-in-ready home with land, a place to entertain, or your own quiet escape, this property checks all the boxes. Don't miss this rare opportunity for acreage + upgrades + outdoor lifestyle--all in one. Equitable Ownership Interest. Contact listing agent for details. Pool imagery has been edited to show what the pool looks like when open for the season.

662 Red Hill Valley Road SE, Cleveland

Owner financing with terms that are increasingly hard to find. - 1625 Red Valley Road, Cleveland, Tennessee - - Seller financing is available with $180,000 down and a fully amortizing 10-year note at 7%--no balloon payment, a fixed interest rate, and no prepayment penalty. Financing like this on vacant land is becoming increasingly difficult to find. Now, let's talk about the property. Perched atop the ridge, the views are the first thing you'll notice. Sweeping Blue Ridge Mountain vistas stretch across the horizon, creating a backdrop that's hard to overlook. At the lower portion of the property, you'll find creek frontage that adds both character and natural beauty. The land offers a blend of open, usable acreage and mature woods. The property line follows the edge of the neighboring open field before continuing through the trees to the right, providing a versatile landscape with plenty of possibilities. Offered at $400,000. Owner financing. Mountain views. Creek frontage. Open land. Some properties check one box. This one checks several. For additional information or to schedule a private showing of the property, call or text the listing agent.

1625 Red Hill Valley Road SE, Cleveland

3 Beds ⋅ 3 Baths ⋅ 1531782 MLS

Townhome with Scenic Mountain Views - Northeast Cleveland, TN Experience a refined approach to modern living in Northeast Cleveland. This townhome seamlessly blends contemporary design with the natural beauty of Tennessee's rolling mountain landscape. Nestled within a vibrant and welcoming community, each residence offers breathtaking views paired with everyday comfort. This end unit with open-concept floor plan that create a spacious, light-filled environment--perfect for both daily living and entertaining. High-end finishes include granite countertops, stainless steel appliances, and durable, low-maintenance luxury vinyl plank flooring. Elegant crown molding adds a sophisticated touch, while expansive windows invite in abundant natural light and showcase the surrounding scenery. Whether you're drawn to the serene mountain views, modern features, or the strong sense of community, this townhome delivers an exceptional balance of comfort, style, and location in one of Cleveland's most desirable areas.

1340 Unity Drive NE Lot 19 A, Cleveland

3 Beds ⋅ 3 Baths ⋅ 1528716 MLS

Welcome to 175 Stonewood Dr NW in the desirable Stonewood Forest community--an exceptional Cleveland, TN home offering space, versatility, and a hard-to-find 1.24-acre lot. This 3-bedroom, 2.5-bath property combines a functional layout with standout features that are tough to find in one package: a finished basement, multiple garage spaces, and an oversized lot with room to spread out. Inside, you'll love the open, comfortable feel of the main level. The living room is filled with natural light and highlighted by vaulted ceilings, creating an airy, welcoming space for everyday living or entertaining. The adjacent kitchen has been updated with quartz countertops and a tile backsplash, offering both style and durability, and it flows easily into the main living areas for convenient hosting and daily routines. The primary suite on the main level is a true retreat, featuring a spacious bedroom and a private bath with a separate shower and soaking tub. Upstairs, a large bonus room provides flexible space for a recreation room, home office, extra bedroom, playroom, or hobby area--and it includes its own ductless mini-split for added comfort. Downstairs, the large finished basement expands your living space even further with room for a media room, game room, or home gym, plus a convenient half bath. Storage is a major highlight here: enjoy a main-level 2-car garage plus an additional basement-level 2-car garage, along with a large storage area that can also serve as storm-shelter space. Step outside to the back deck with pergola, perfect for grilling, relaxing, and enjoying peaceful evenings and beautiful sunset views. If you've been searching for a home with acreage in Cleveland TN, a finished basement, a bonus room, and extra garage space, this one checks the boxes. Virtual Tour: https://www.homes.com/property/175-stonewood-dr-nw-cleveland-tn-unit-37/4v4lnpkmf7v81/

175 NW Stonewood Drive NW 37, Cleveland

Welcome to your blank canvas! This expansive 6.47-acre parcel of unrestricted land presents an incredible opportunity for those with a vision.The property boasts a mix of dense, mature trees and a cleared area near the road, providing an ideal balance of solitude and accessibility. A charming small creek graces the property during the wet season, adding a touch of tranquility to the setting. A gate in the front plus partial fencing in the front and back of the property enhance privacy and security. Despite the secluded feel, utilities are readily available including high speed internet up to 1GBs. There is a small shed on the property, but it is falling apart. Whether you're looking to build a dream home, establish a private retreat, or embark on an agricultural venture, this property offers endless possibilities. Don't miss out on this unique opportunity to own a piece of unspoiled nature!

SE Bohannons Road, Cleveland

Two Adjoining Parcels - Prime Michigan Avenue Location in Cleveland, TN. Flexible options for development or resale, perfect for residential projects. Two adjoining parcels are now available, offering a rare opportunity for development or investment in one of the fastest-growing areas in Tennessee - Cleveland, Bradley County. Prime Michigan Avenue Frontage provides high visibility and convenient access. Perfect for residential projects. Cleveland, TN and Bradley County continue to experience rapid growth, making this an exceptional time to invest in this strategic location.

2742 Michigan Avenue Road NE, Cleveland

This could be your opportunity to construct a tailor-made home in the Bentley Park subdivision. You can own the entire 1.29-acre double lot. The gated community offers an array of facilities, including a clubhouse, tennis courts, and a peaceful and secure neighborhood. You can take a pleasant stroll in the neighborhood park or on the sidewalks that encompass the entire community. Contact us now!

115 NW Bentley Park Drive 39, Cleveland

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