Ringgold Homes with Owner May Carry Financing available

Ringgold Homes with Owner May Carry Financing available

Welcome to Ringgold, Georgia—a charming city nestled in the picturesque Catoosa County, where Southern hospitality meets modern convenience. Just a stone's throw from the bustling city of Chattanooga, Ringgold offers a serene escape with easy access to urban amenities. This vibrant community is rich in history, boasting a quaint downtown area filled with unique shops, delightful eateries, and a welcoming atmosphere that makes you feel right at home.

Ringgold is known for its beautiful landscapes, featuring rolling hills and lush greenery that provide a stunning backdrop for outdoor enthusiasts. With numerous parks and recreational facilities, residents enjoy a plethora of activities, from hiking and biking to family picnics and community events. The city's commitment to preserving its history is evident in its well-maintained historic sites, including the famous Ringgold Depot, which tells the story of the Civil War era.

For those looking to call Ringgold home, you’ll be pleased to know that a variety of housing options are available, including homes with owner financing. This unique opportunity allows potential buyers to secure their dream home without the traditional barriers of conventional financing. Whether you’re a first-time homebuyer or looking to invest in a property, owner financing can provide the flexibility you need to make your move.

In Ringgold, you’ll not only find a place to live but a community to thrive in. Embrace the charm of small-town living while enjoying the conveniences of modern life—Ringgold is waiting for you to discover your perfect home!

Newest Ringgold Homes with Owner May Carry Financing available

$300,000
3 Beds ⋅ 2 Baths ⋅ 1541005 MLS
Welcome home to 130 Greenbriar Lane! Tucked away in the peaceful Meadow Trace neighborhood in Ringgold, this well-maintained one-level home offers 3 bedrooms, 2 full baths and approximately 1,243 square feet on a spacious 1.1-acre lot. Inside, you'll find an inviting living room with hardwood flooring and a fireplace, a bright kitchen with white cabinetry, and a conveniently located laundry room just off the kitchen with additional pantry storage. The spacious primary bedroom features a tray ceiling and private full bath, while two additional bedrooms and a second full bath are located along the same side of the home. The home has been thoughtfully updated in recent years, including a new HVAC system in spring 2026, roof in 2023, water heater in 2019, interior paint and flooring in 2020, and updated fixtures throughout in 2025. The chimney was completely rebuilt in 2023 with new siding, and the exterior was refreshed with new trim, soffit and fascia, along with fresh paint. The kitchen also features newer appliances, including the stove and dishwasher. Outside, enjoy a fenced backyard, deck and outbuilding, along with an attached two-car garage and plenty of room to enjoy the 1.1-acre lot. With one-level living, substantial recent updates and a great Ringgold location, 130 Greenbriar Lane is ready for its next owner. Schedule your showing and come see it for yourself!

130 Greenbriar Lane, Ringgold
$1,550,000
6 Beds ⋅ 5 Baths ⋅ 1539956 MLS
Welcome to one of Northwest Georgia's premier luxury equestrian estates--a rare opportunity to own an exceptional horse property without sacrificing convenience. Situated on approximately 24 picturesque acres just minutes from East Brainerd, Apison, Ooltewah, and Hamilton Place, this remarkable estate offers the perfect blend of country living, luxury amenities, and premier equestrian facilities. Designed for the serious equestrian, the farm is equipped with an impressive 11-stall barn, indoor and outdoor riding arenas, a climate-controlled veterinary facility, wash rack, feed room, hay barn, shaving barn, RV hookup, and expansive concrete trailer parking. A gated entrance and eight-camera security system provide both privacy and peace of mind, creating a turnkey facility for training, boarding, breeding, or competition. Completely renovated in 2021, the 4,927-square-foot home offers 6 spacious bedrooms and 5 full bathrooms, blending modern updates with timeless farmhouse charm. Thoughtfully designed for both comfortable everyday living and entertaining, the home features a private movie theater, custom bar and billiards room, resort-style in-ground pool, hot tub, and inviting outdoor living spaces overlooking the rolling pastures. The land is equally impressive, featuring three ponds, a year-round creek, gently rolling fenced pastures, and abundant wildlife, making it ideal for horseback riding, recreation, hunting, or simply enjoying the peaceful surroundings. Whether your passion is horses or you're searching for a private estate with room to roam, this property offers a lifestyle that is increasingly difficult to find. Properties of this caliber are exceptionally rare--offering approximately 24 acres, premier equestrian amenities, and a beautifully updated home, all within minutes of East Brainerd, Apison, Ooltewah, North Georgia, and Hamilton Place. This is a unique opportunity to own one of the Chattanooga area's most remarkable equestrian estates.

5704 Keith Road, Ringgold
$359,900
4 Beds ⋅ 3 Baths ⋅ 1539854 MLS
Like new home loaded with upgrades in convenient location! As soon as you step inside the front door you'll know this home is just different. The wide open floor plan is highlighted by coffered ceiling in the living room, shiplap walls and upgraded counter tops. The spacious master suite is on the main level with coffered ceiling, double vanity, upgraded huge tile shower and walk-in closet. Upstairs there are two very large secondary bedrooms that share a second full bathroom. A large bonus room with it's own office space completes the second floor. The fenced backyard is one of the larger ones in the neighborhood and has an extended patio for entertaining. All of this located walking distance to award winning Graysville elementary and just minutes to shopping, dining, entertainment and health care in East Brainerd Ringgold and East Ridge! Agent is related to seller.

130 Georgetown Drive, Ringgold
$120,000
4 Beds ⋅ 2 Baths ⋅ 1539770 MLS
CLEAN HOUSE UNOCCUPIED FOR PAST YR. WOOD MASONITE EXTERIOR. HARDWOOD UNDER CARPET. 3/4'' PINE WALLS IN PART OF HOUSE. TWO PORCHES. WOODEN FENCE.SOLD ''AS IS''.

943 Roach Hollow Road, Ringgold
$420,000
3 Beds ⋅ 3 Baths ⋅ 1539166 MLS
Tucked away in a peaceful Ringgold neighborhood, this beautifully maintained 3-bedroom, 2.5-bath home offers a thoughtfully designed living space. Blending modern updates with tranquil surroundings, it's ideal for those seeking room to grow, quality upgrades, and a serene setting. Step inside to an inviting open floor plan featuring hardwood floors, soaring ceilings, and a spacious living area with a gas log fireplace. The split-bedroom layout ensures comfort and privacy. The kitchen boasts granite countertops, stainless steel appliances, abundant cabinetry, and a breakfast nook that flows seamlessly into the dining and living spaces--perfect for everyday living and entertaining. The primary suite on the main level features a beautifully updated tile shower, whirlpool tub, walk-in closet, and ensuite bath. Upstairs, a large bonus room with a half bath offers flexibility for an office, media room, playroom, or guest space. Recent improvements include a new HVAC system, new stainless steel kitchen appliances, added cabinetry, a whole-house water filtration system, and a reverse osmosis drinking water system, new gutters, patio and decking, titled shower and more. Outdoor living shines with an extended deck and covered patio, creating multiple spaces to relax and enjoy the natural surroundings. Additional highlights: Walk-in attic with exceptional storage Approx. 900 sq. ft. unfinished walk-out basement, plumbed for future expansion Two-car garage Additional utility garage Hardwood, tile, and carpet flooring Covered front porch Multi-zone HVAC system The owners love the quiet location, beautiful setting, abundant wildlife, minimal traffic, and friendly neighbors. Conveniently located minutes from shopping, dining, schools, and I-75, this home offers the perfect balance of privacy and accessibility. Come experience everything this exceptional Ringgold home has to offer!

180 Promise Heights Drive, Ringgold
$285,000
3 Beds ⋅ 2 Baths ⋅ 1539122 MLS
Welcome home to 130 Chestnut Ridge Rd! Located just off of Hwy 151 in Ringgold, this recently updated 3 bed and 2 bath home checks all of the boxes you've been looking for! A large front yard and a quiet front porch lead into the front of the home. Brand new flooring in the kitchen and all bedrooms and bathrooms make this home feel like new! Just inside the front door is a spacious front bedroom on your right. To the left of the front door, you'll find a large kitchen with ample counterspace, an eat-in area, and the laundry closet! The heart of the home is a large open living area with vaulted ceilings and plenty of room for multiple living configurations. There is also one more oversized secondary bedroom on the right of the home. The primary bedroom and en suite are located on the left of the living room. The primary bathroom also features a brand new fiberglass tub insert. The back deck can be accessed from the main living area, and leads down to a large fenced in backyard!

130 Chestnut Ridge Road, Ringgold
$271,500
3 Beds ⋅ 2 Baths ⋅ 1538799 MLS
Welcome to this charming home! Offering gable windows for natural sunlight to brighten up the living area! There are 3 bedrooms upstairs with 2 full baths. With the master bathroom having a full remodel! Downstairs is a huge bonus area along with an additional potential bedroom with new flooring and minor tlc needed. Located in the desirable Heritage School District! Fenced in backyard, shared driveway. Buyer and Buyer agent to verify sq footage, school district, and anything else deemed necessary.

221 Potts Road, Ringgold
$340,000
3 Beds ⋅ 2 Baths ⋅ 1538477 MLS
Welcome to Homestead Estates! This gated community on the edge of Ringgold City limits offers sidewalks, lighted mailboxes, and great schools. This beautifully maintained 3-Bedroom 2-Bath home is perfectly situated on a spacious corner lot and offers the ideal blend of comfort,, convenience, and curb appeal. Inside you'll find a thoughtfully designed floor plan with inviting living spaces perfect for everyday living and entertaining. The attached two car garage provides ample parking and storage, also for those of you who like to play and work in the garage this garage is HEATED and COOLED , while the private fenced backyard is an ideal retreat for children pets and outdoor gatherings, or simply relaxing in your own peaceful oasis .Families will appreciate the unbeatable location, with Ringgold Primary and Ringgold Elementary just a short walk away, making school drop off and pick up a breeze. Less than 2 miles from I-75 exit 348, 8- 10 minutes to downtown Ringgold, and 15 min to Chattanooga. HVAC is only 6 years old,. Homes in this neighborhood do not last long. Make your appointment today.

575 Peachtree Circle, Ringgold
$715,000
4 Beds ⋅ 4 Baths ⋅ 1533167 MLS
Experience everyday living that feels like a getaway. Situated on nearly one acre, this exceptional property is one of only 15 homes in the neighborhood with lake access. The residence offers 4 bedrooms, 3 full baths, 1 half bath, a dedicated office, a laundry room, a mud room, and a family/den area complete with a wet bar. The finished lower level provides flexibility and can function as a mother-in-law suite, featuring a spacious bedroom and private bathroom. The main-level owner's suite offers both privacy and convenience. Large windows throughout the home bring in abundant natural light and showcase serene lake and mountain views. The backyard is a true highlight, featuring a beautifully designed outdoor oasis with a cascading waterfall, mature landscaping, and stunning sunset views. Located in a highly walkable neighborhood and close to shopping, dining, and major conveniences, this home offers a rare combination of luxury, natural beauty, and everyday practicality.

451 Cherokee Lake Drive, Ringgold
$295,000
3 Beds ⋅ 3 Baths ⋅ 1532884 MLS
Welcome home to this beautiful 3-bedroom, 2.5-bath property situated on over an acre in Ringgold, offering the perfect blend of privacy, comfort, and convenience. Surrounded by mature trees and scenic mountain views, this property provides a peaceful retreat while remaining just minutes from Chattanooga. Step inside to discover warm cherry hardwood floors, abundant natural light, and a spacious living area centered around a stunning stone gas fireplace. The kitchen is designed for both everyday living and entertaining, featuring granite countertops, stainless steel appliances, and plenty of cabinet storage. With 1,232 square feet on the main level and an additional 868 square feet downstairs, you'll have plenty of room to fit your lifestyle. The finished lower level offers endless possibilities for a media room, home office, workout space, playroom, or guest area. Enjoy your morning coffee or unwind after a long day on the expansive front deck overlooking the wooded landscape and mountain backdrop. The attached garage adds everyday convenience. Please note that the property features a sloped driveway with limited parking. The included additional 0.75-acre lot behind the home provides even more privacy, space, and potential. Whether you're looking for room to grow, space to entertain, or simply a quiet place to call home, this property checks all the boxes. Schedule your private showing today and see everything this Ringgold gem has to offer!

69 Ridgewood Trail, Ringgold
$1,600,000
1532781 MLS
Exceptional opportunity to acquire nearly 57 acres of beautiful, versatile land in Ringgold, GA. Explore the possibilities for a variety of uses including agricultural operations, farming, livestock, potential residential development, or long-term investment. Featuring gently rolling terrain and scenic natural surroundings, the land offers a peaceful, private setting with plenty of space to bring your vision to life. Ideally located just 3 minutes from the Tennessee-Georgia state line off Ooltewah Ringgold Road, just beyond Publix, the property provides a rare balance of seclusion and convenient access to nearby amenities. This expansive tract serves as a blank canvas for future development or a serene recreational retreat. With strong potential for investors, builders, or end users, this is a unique opportunity to secure a sizable parcel in a steadily growing area. Schedule your showing today and come see the value this property has to offer.

527 Childers Lane, Ringgold
$349,900
3 Beds ⋅ 2 Baths ⋅ 1530634 MLS
Welcome to this picturesque and well-maintained 90s built home nestled on a spacious ¾-acre lot in Ringgold! The covered front porch invites you to relax in rocking chairs while enjoying views of the front yard, ornamented by two mature shade trees. Inside, the living room offers a cozy gas log fireplace, perfect for gathering on cooler evenings. The dining room features laminate flooring and is encased by a bright bay window. The galley kitchen includes a window over the sink and stainless oven/range combo, dishwasher, and refrigerator, along with a sunny eat-in area accented by a second bay window. The large primary suite with a huge walk-in closet is located on the main level. Upstairs are two additional well-sized bedrooms. A convenient upstairs laundry room adds to the home's functionality. Two full bathrooms, both with tub/shower combos, one featuring jetted soaking, complete the upper floor. The finished basement boasts all new luxury vinyl tile flooring, offering versatile flex space for additional living, recreation, or storage. Outside on the large back deck, enjoy entertaining and grilling, as well as overlooking an open backyard with a dedicated fire pit area. Additional highlights include a new septic system, new HVAC, gas heat, and a side-loading two-car attached garage at the basement level. The roof and hot water heater are approximately 12 years old, providing added peace of mind. This property offers the perfect blend of comfort, space, and outdoor enjoyment-ready to welcome you home!

317 Middle View Drive, Ringgold
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