Ringgold Homes with FHA Financing available

Ringgold Homes with FHA Financing available

Welcome to Ringgold, Georgia – a charming city nestled in the heart of Catoosa County, just a stone's throw from the bustling city of Chattanooga, Tennessee. Known for its rich history and friendly community, Ringgold offers a unique blend of small-town charm and modern amenities. With picturesque landscapes and a strong sense of community, it’s no wonder that families and individuals alike are drawn to this delightful city.

Ringgold boasts an array of recreational opportunities, including beautiful parks, hiking trails, and family-friendly events throughout the year. The city is also home to a variety of local shops, restaurants, and cultural attractions, making it a vibrant place to live and explore. Whether you’re enjoying a leisurely day at the Ringgold Depot or participating in one of the many community festivals, you’ll find that life in Ringgold is both enjoyable and fulfilling.

For those looking to settle down in this idyllic city, Ringgold offers a range of homes that are eligible for FHA financing. This means that first-time homebuyers and those with lower credit scores can find affordable options to make their dream of homeownership a reality. With FHA financing available, you can explore a variety of properties that suit your lifestyle and budget, from cozy single-family homes to charming townhouses.

Discover the warmth and welcoming spirit of Ringgold, Georgia. With its rich history, vibrant community, and accessible home financing options, it’s the perfect place to create lasting memories. Come and see for yourself why so many are choosing to call Ringgold home!

Newest Ringgold Homes with FHA Financing available

$330,000
3 Beds ⋅ 2 Baths ⋅ 1540934 MLS
There's something special about finding a home in a place you can truly picture yourself settling into--and this Ringgold home has so much to offer. Located in a highly desirable area with sought-after schools, this 3-bedroom, 2-bath home offers approximately 1,900 square feet of comfortable living space and plenty of room to make it your own. Whether you're gathering around the table for family dinners, enjoying a quiet morning at home, or creating memories for years to come, this home offers the space and setting to make those moments special. Conveniently located near schools, shopping, dining, and everyday amenities, you can enjoy the best of a peaceful residential setting while still being close to everything you need. If you've been waiting for a home in a great location where you can put down roots and make it your own, this one deserves a spot at the top of your list. ❤️ Come take a look--you just might walk in and feel like you're home. Buyer is responsible for verifying all information deemed important including but not limited to school zones, square footage and anything else they deem important.

92 Abbey Road, Ringgold
$299,000
3 Beds ⋅ 2 Baths ⋅ 1540900 MLS
Welcome home! Come check out this super cute home conveniently located in Ringgold just off Alabama Hwy. It offers an efficient floor plan and is situated on a beautiful double corner lot. Recent updates include a new deck, gutters, interior paint, carpet, HVAC, and garage door opener. Enjoy easy one level living with a great outdoor setting. Located in Catoosa County's sought after Heritage school zone. This is a wonderful opportunity for buyers looking for a move in ready property with numerous recent updates.

19 Melissa Drive, Ringgold
$168,000
2 Beds ⋅ 2 Baths ⋅ 1540899 MLS
This updated two bedroom, one and a half bathroom townhome is now rented and producing immediate income. It is an excellent opportunity for first time investors or for anyone looking to add a reliable property to their portfolio. The home features a modern open floor plan with fresh paint, updated lighting, and durable LVP flooring. The kitchen includes granite countertops, stainless steel appliances, and ample cabinet space, which helps maintain long term tenant appeal and low ongoing maintenance. Both bedrooms and the full bathroom are located upstairs to provide added privacy. A convenient half bathroom is located on the main level. The shared fenced green space offers an outdoor area for pets, grilling, or relaxing without requiring extra upkeep. The townhome is located only minutes from Interstate 75, downtown Chattanooga, and North Georgia attractions. This area consistently draws strong rental demand. With updated finishes, a responsible tenant already in place, and low maintenance features throughout, this property offers a truly turn key cash flowing investment at an accessible price point.

17 Bama Lane C5, Ringgold
$339,900
4 Beds ⋅ 2 Baths ⋅ 1540699 MLS
Welcome Home to Country Charm Conveniently Located Near Everything! Enjoy the best of both worlds with this beautifully updated home nestled near the foot of the mountain, offering a peaceful country feel while being just a few minutes from downtown Ringgold and the interstate. Zoned for sought-after Catoosa County Schools, this home offers both comfort and convenience in a fantastic location. Inside, you'll find beautiful hardwood flooring, a cozy gas-log fireplace, and a spacious layout featuring an en-suite bedroom on the main level. The kitchen features oak cabinetry, a pantry and stainless-steel appliances, with a separate dining area perfect for family meals or entertaining. Recent updates include a brand-new roof with a 30-year transferrable warranty, fresh paint, and a new water heater. Appliances, HVAC system and deck/porch railings were added in 2024. Step outside to relax on the cozy front porch or enjoy the screened-in back deck overlooking a peaceful backyard. An additional feature includes a 2-car garage with ample storage space. Don't miss your opportunity to enjoy this move-in ready home with country charm and everyday convenience all in one place!

98 Chestnut Ridge Road, Ringgold
$249,000
3 Beds ⋅ 2 Baths ⋅ 1540638 MLS
Welcome to 92 Sue Lane in Ringgold! This inviting home offers a great combination of comfort, functionality, and location. Featuring a spacious layout with well-appointed living areas, comfortable bedrooms, and a practical floor plan, this home is ready for its next owner. Enjoy the added convenience of a fenced backyard and 2-car garage, providing plenty of space for outdoor activities, pets, storage, and vehicles. Conveniently located near shopping, dining, the highly sought-after Graysville Elementary school, and major roadways while still offering the feel of a quiet residential setting. Whether you're looking for a place to call home or a solid investment opportunity, 92 Sue Lane is worth a look. Schedule your showing today!

92 Sue Lane, Ringgold
$299,700
4 Beds ⋅ 3 Baths ⋅ 1540615 MLS
Welcome home to this beautifully refreshed gem in the heart of Ringgold! Perfectly blending classic charm with modern upgrades, this 4BR/2.5BA residence offers a turnkey opportunity for buyers looking for style and value. Step inside to discover a bright and inviting interior featuring fresh paint throughout. The heart of the home is the brand-new, fully renovated kitchen, designed for both functionality and aesthetic appeal. The bathrooms have also been completely transformed with modern finishes, ensuring a spa-like experience. The main level layout maximizes the 1,988 sq ft footprint, offering comfortable living spaces for the whole family. Step outside to enjoy the expansive new deck, perfect for morning coffee or evening entertaining. The property includes a large, fenced back yard, providing a secure space for play and pets, along with the added convenience of a spacious 2-car garage. Mechanically sound with good plumbing and electrical systems, and a reliable HVAC unit (approx. 10 yrs old), this home is ready for move-in. Located in a sought-after Ringgold neighborhood, you will enjoy quick access to local schools, shopping, and dining. Do not miss your chance to own this renovated retreat. Schedule your private showing today before it is gone!

213 Morris Drive, Ringgold
$425,000
5 Beds ⋅ 2 Baths ⋅ 1540606 MLS
5 bedrooms on the main level, privacy, land, and a large workshop area in basement/garage! This home checks a lot of boxes! Come see it today!

644 New Summit Hill Road, Ringgold
$375,000
4 Beds ⋅ 2 Baths ⋅ 1540596 MLS
With an in-ground pool, a covered porch, and more than an acre of fenced backyard, this home is ready for the hottest days of summer and every season that follows. Come jump in! Its open, comfortable living areas upstairs and down are ready for you to enjoy. Updated throughout, the main living area flows from the spacious living room into the dining area and beautifully renovated kitchen featuring granite countertops, stainless steel appliances, abundant cabinetry, and a large island that keeps everyone connected. Even during dinnertime, this open concept flows with the conversation. The split-level floor plan offers approximately 2,100 square feet of living space, including a finished walk-out basement with a brick fireplace that's ideal as a second living area, media room, game room, home office, or workout space. Updated bathrooms, generous bedrooms, and quality finishes throughout make this home truly move-in ready. Step through the French Doors onto the covered back porch, and you'll find one of the property's best features. The tongue-and-groove wood ceiling adds warmth and character while overlooking the in-ground pool and expansive backyard. Whether you're grilling, enjoying your morning coffee, or unwinding after a long day, this is a space you'll use year-round. The pool area provides the perfect place to cool off during Tennessee summers, while the surrounding yard offers plenty of room to enjoy the outdoors. Mature trees, open green space, and a peaceful setting complete the picture. If you've been looking for a home with updated finishes, flexible living space, and an outdoor area to roam freely, you've found it! Come home to Ringgold, Georgia today!

469 Post Oak Road, Ringgold
$325,000
4 Beds ⋅ 3 Baths ⋅ 1540537 MLS
66 Edgemond Cir offers more than you might expect from a ranch. With 4 bedrooms, 3 full bathrooms, 2,156 square feet, and a finished basement, this updated home gives you comfortable main-level living with extra space downstairs when you need it. The main level features three bedrooms and two full bathrooms along with a renovated custom kitchen, and new flooring. The kitchen, dining, and living spaces flow together naturally, with easy access to the large, fully fenced backyard for pets, entertaining, or simply enjoying more room outside. The finished basement adds a fourth bedroom, full bathroom, flex room, and second laundry connection, creating options for a home office, guest area, gym, hobby room, or separate living space. A 2-car garage with built-in storage adds valuable everyday function. A metal roof and HVAC system, both approximately five years old, are already in place. All of this is tucked into a quieter Ringgold setting with convenient access to I-75 and Chattanooga.

66 Edgemond Circle, Ringgold
$268,500
3 Beds ⋅ 2 Baths ⋅ 1540500 MLS
COMING SOON UNTIL FRIDAY 8/14 @10am. Available ALL WEEKEND UNTIL SOLD ! Ringgold Elementary & Heritage High Schools! This 3/2 could easily be Four Bedrooms with the finished Bonus Room over garage (see floorplan) One Owner since 2002 has raised their family and re-sizing. This home has been lived in but at this price there's plenty of room for a first time owner to gain some sweat equity by decorating and make this your very own place ! If you're good with a paint brush this could be the one you've been waiting on all year... Coming Soon for a little while longer while one of the kids moves out for College. Stay tuned and call your favorite agent to get this planned for you to see. Release date August 14th !

155 Misty Ridge Lane, Ringgold
$495,000
4 Beds ⋅ 3 Baths ⋅ 1540370 MLS
Highly sought after Arbor Woods subdivision in Ringgold GA zoned for the award-winning Catoosa County school system is an ideal location for your dream home! This stunning home features a 2-story great room with a gas fireplace and access to your level back yard, an eat in kitchen boasting solid surface countertops, and also a separate formal dining room. There is also a cozy sunroom located off the kitchen. The spacious master is on the main level featuring a tray ceiling and tons of closet space! The master bath offers a jetted tub, separate shower, and double vanities. Upstairs offers 3 additional large bedrooms and another full bathroom.

29 Arbor Woods Circle, Ringgold
$519,900
3 Beds ⋅ 3 Baths ⋅ 1540325 MLS
NEW LISTING!!!! 3085 sqft with a 1505 Unfinished Basement Zoned Catoosa County/Ringgold Middle & High!!!! This home features Master on the Main along with an Oversized Media Room for entertaining. It Also has a second living area upstairs along with 5 other rooms such as 2 bedrooms, Oversized office, Massive Bonus Room, plus a Family Room. The unfinished basement has its own access with a utility garage and tons of possibilities or storage. This home also features Oversized Closets, New Siding on the front, Fenced in Back Yard, Natural Gas Heat, Updated Bath with a jetted tub and Separate Custom Tile Shower. Don't Miss Out On This ONE!!!!!! Schedule your showing today!!!!

82 Edgewater Drive, Ringgold
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