Ringgold Homes with Conventional Financing available

Ringgold Homes with Conventional Financing available

Welcome to Ringgold, Georgia – a charming city nestled in the heart of Catoosa County, where Southern hospitality meets picturesque landscapes. Just a stone's throw away from the bustling city of Chattanooga, Tennessee, Ringgold offers the perfect blend of small-town charm and convenient access to urban amenities. With its rich history, friendly community, and stunning views of the Appalachian foothills, Ringgold is an ideal place to call home.

As you explore the real estate opportunities in Ringgold, you’ll find a diverse selection of homes that cater to various lifestyles and budgets. From cozy cottages to spacious family residences, there’s something for everyone in this inviting community. Many properties in Ringgold are eligible for conventional financing, making it easier than ever for potential homeowners to secure their dream home. This financing option opens the door for a wide range of buyers, providing flexibility and affordability in a vibrant market.

Beyond the beautiful homes, Ringgold boasts a wealth of local attractions, including parks, historical sites, and a thriving downtown area filled with unique shops and restaurants. Residents enjoy a close-knit community atmosphere, with plenty of events and activities to foster connections among neighbors. Whether you’re hiking the scenic trails, enjoying a picnic at a local park, or attending one of the city’s many festivals, Ringgold offers a lifestyle that is both fulfilling and enriching.

Discover the charm of Ringgold, Georgia, where your dream home awaits amidst a backdrop of natural beauty and community spirit!

Newest Ringgold Homes with Conventional Financing available

$1,100,000
4 Beds ⋅ 4 Baths ⋅ 1543757 MLS
This home is a hidden gem which is conveniently located near Ringgold/Fort Oglethorpe, Key features to this property are the amazing saltwater pool with a pavilion that features outdoor cooking, fire pit and outdoor shower. Another key feature is the 1500 square foot climate controlled oversized 4 door garage which house up to 8 vehicles.

151 Daffron Road, Ringgold
$345,000
3 Beds ⋅ 2 Baths ⋅ 1543746 MLS
Welcome to your impeccably maintained sanctuary in Ringgold, GA! Situated on a generous, large lot, this home offers the perfect blend of peaceful suburban living and modern luxury. Meticulously cared for and having a Brand New Roof, this home is move in ready and waiting for you! Being a spacious 3 bedroom 2 full bath home, located in a tranquil neighborhood, within the Heritage school district, this listing won't last long. Step inside and find a home that has been cared for with love and attention. The inviting large living room with beautiful stone fireplace, pulls at the hearts strings and asks you to stay awhile. With this Beautiful Kitchen ''form' and ''function'' are in perfect harmony. Featuring updated cabinets and appliances, in kitchen breakfast nook and adjacent formal dining room, along with easy access to the garage and a large laundry room with extra storage! The Show Stopper is the Master Suite! The tray ceilings, spaciousness, and patio access are second only to the massive ensuite bath, which boast tons of storage, a custom shower, a jacuzzi tub, and perfect lighting. Outdoor living space in abundance, with beautiful screened in porch makes relaxing a certainty and entertaining guest a breeze. With everything updated and immaculately maintain, with all the charm of North Georgia, easy access to amenities, and a short drive to Chattanooga, you couldn't ask for more. Call today for you private showing!

173 Autumn Drive, Ringgold
$350,000
4 Beds ⋅ 3 Baths ⋅ 1543715 MLS
Welcome to your peaceful retreat on White Oak Mountain! This spacious 4-bedroom home offers plenty of room to spread out, beautiful wooded surroundings, and mountain views you'll love coming home to. The main level features three bedrooms, providing comfortable everyday living, while the newer finished basement adds a great bonus living space. Complete with a full bathroom, small kitchenette, and separate entertainment/living area, the basement offers endless possibilities. It's the perfect space for teenagers, extended family, guests, or a mother-in-law suite. Large windows throughout the home allow you to take in the beauty of the surrounding mountains and trees, while the large deck spanning the back of the home provides the perfect place to relax, entertain, enjoy your morning coffee, or simply take in the peaceful setting. Surrounded by mature trees, this home offers the privacy and tranquility of mountain living while remaining conveniently located to downtown Ringgold, with its local shopping, dining, schools, and easy access to everyday conveniences.

1653 Clearview Drive, Ringgold
$445,000
4 Beds ⋅ 2 Baths ⋅ 1543711 MLS
Wonderful ONE LEVEL living brick home in beautiful Denmoore neighborhood. This extensively renovated home offers 2,800+square feet of updated living space in a beautiful, established and vibrant Ringgold neighborhood zoned for sought-after Heritage schools. Bright and sunny FOYER welcomes you into this easy flowing design and into the LARGE living area anchored by the beautiful FIREPLACE flanked by two French doors with soaring vaulted ceilings. This spacious 4 bedroom, 2 bath home offers the perfect floor plan with fresh finishes, NEW flooring, NEW KITCHEN, updated lighting and a neutral color palette. The heart of the home is the kitchen and living area, where the OPEN FLOOR PLAN flows easily for daily living or entertaining, even spilling out onto the spacious SCREENED PORCH, perfect for outdoor living, watching your favorite sports team or using as a great entertaining space for 9 months out of the year! The kitchen has TONS OF STORAGE with plenty of NEW cabinetry, multiple PANTRY areas, soft-close drawers, NEW GE STAINLESS steel appliances and GLEAMING GRANITE countertops. HOME OFFICE area/MUDROOM and laundry are just off kitchen area. Welcoming MAIN LEVEL Primary bedroom offers abundant sunshine, another soaring VAULTED ceiling, oversized bathroom with DOUBLE VANITIES, gorgeous WALK-IN NEW tiled shower and separate soaking tub. Linen closet and vanity offers plenty of storage. WALK-IN primary closet is incredible. Two additional UPDATED bedrooms are located on opposite side of this awesome floor plan, each with large closets. The wonderful UPDATED 2nd full bath, with linen closet is perfectly located in between. Upstairs you will find your 4th bedroom or BONUS ROOM, great storage there with closet and WALK-OUT ATTIC access. Incredible FLEX space for new owners to utilize to fit their needs. Two car garage with ADDITIONAL space and utility closet. Completely level and manicured lot. Vibrant neighborhood has sidewalks and lighting. Easily stroll down to the COMMUNITY POOL and playground area from your new home. INCREDIBLE North Georgia location with easy access to 1-75 and Battlefield Parkway (2 mins away) with shopping, restaurants and retail. The Colonnade Civic Center, Catoosa County Library and CommonSpirit/Memorial hospital are within a 3 minute drive. COSTCO, Chickamauga Battlefield, Camp Jordan Park are all nearby while downtown CHATTANOOGA is an easy drive. Owners have made incredible updates/upgrades throughout the interior of this home, even encapsulating the crawl space with added dehumidifier and sump pump for the new owners. Book your PRIVATE appointment today to tour this beautiful home.

375 Champagne Circle, Ringgold
$399,900
3 Beds ⋅ 4 Baths ⋅ 1543688 MLS
Absolutely--here's a more concise version that still has that high-end feel: Prepare to be captivated by the spectacular views from this immaculate, beautifully maintained home! The thoughtfully designed floor plan features hardwood floors throughout the main living areas and a spacious primary suite on the main level with a large bath and beautiful views. The well-appointed kitchen offers granite countertops, abundant cabinetry, stainless steel appliances, breakfast-bar seating, and a charming breakfast area. A separate formal dining room provides the perfect setting for entertaining while showcasing the same incredible views. Enjoy outdoor living from the deck and screened porch overlooking beautifully refreshed landscaping, plus a level backyard area perfect for play or entertaining. Upstairs features two additional bedrooms, two full baths, and a huge bonus room offering endless possibilities. Beautiful inside and out, but the unforgettable view is what truly sets this home apart--a must see!

461 Autumn Trail, Ringgold
$320,000
3 Beds ⋅ 2 Baths ⋅ 1543650 MLS
This beautiful, well cared for Ringgold home offers a sought-after location, is zoned for the award-winning Heritage school system, and has plenty of space to make your own. With 3 bedrooms, 2 baths, and a versatile downstairs bonus room, there's room to gather, relax, and settle in. A wood-burning fireplace makes the living room feel especially inviting, while beautifully stained hardwood floors flow into the separate dining room. Downstairs, the bonus room has a large walk-in closet and could be a cozy den, exercise room, man cave, or home office. This well-maintained home also features a 50-gallon water heater, and the septic tank was pumped in November 2025. Outside, enjoy the fenced corner lot, two-car garage, and oversized concrete driveway. Convenient access to Highway 2A, Highway 151, and I-75 makes the location even more appealing. USDA financing with no down payment may be available to qualified buyers. **Schedule your showing and picture the possibilities waiting for you here!**

226 Crestwood Drive, Ringgold
$425,000
3 Beds ⋅ 2 Baths ⋅ 1543623 MLS
Welcome to this three-bedroom, two-bath brick rancher situated on a spacious two-acre lot in a convenient location. The home offers two comfortable living areas, providing plenty of room for relaxation, entertaining, or everyday living. Recent improvements include a new roof with all-new decking, a new deck, and fresh interior paint, creating a move-in-ready experience. Outside, you'll find exceptional storage and workspace options, including a large outbuilding with a three-bay garage and a separate pole barn. With ample land, versatile buildings, and thoughtful updates, this property offers the space and convenience you've been looking for. Schedule your showing today and see all it has to offer!

2876 Three Notch Road, Ringgold
$15,000
1543576 MLS
Fantastic opportunity to build your dream home in a highly desirable subdivision. This sloped lot is ideal for a basement home and is surrounded by well-maintained properties. Located in Alexander Hills, with convenient access to high-ranking Ringgold schools, shopping, and dining. If you're looking for a prime location with excellent potential, this is it!

Sutton Drive, Ringgold
$259,900
4 Beds ⋅ 2 Baths ⋅ 1543549 MLS
Charming, Updated & Move-In Ready in Downtown Ringgold! Welcome home to this charming, updated one-level 4-bedroom home, ideally located in the heart of Ringgold! Freshly painted and featuring new flooring throughout, this home is truly move-in ready and offers comfortable, easy living in a convenient location. With four bedrooms and a practical one-level floor plan, there is plenty of room for family, guests, a home office, or hobbies. Fourth bedroom is currently used as a dining room, but would provide great space for an office also. The easy-to-maintain, level yard provides a wonderful outdoor space without the upkeep of a large or difficult-to-maintain property. Location is everything, and this home delivers! You'll be just minutes from Ringgold's schools, shopping, restaurants, and charming downtown area, with convenient access to everything you need. If you're looking for a home that combines updates, charm, convenience, and easy living, this one deserves a look!

12 Cedar Street, Ringgold
$455,900
3 Beds ⋅ 2 Baths ⋅ 1543311 MLS
Welcome to your own private oasis at 3323 Saunders Rd, Ringgold, GA. This beautiful, newer-construction home perfectly balances the peace of country living with the ultimate everyday convenience. Situated in an ideal location, you are just minutes away from local schools, shopping, dining, and major highways, giving you quick access to everything you need while still offering a quiet retreat to come home to.The standout feature of this property is the sprawling, one-acre backyard, which has been fully enclosed with a brand-new, privacy fence. Whether you are looking for a secure space for pets to run, a safe area for the family to play, or the perfect canvas to build your dream outdoor entertaining space, this massive lot allows for unmatched privacy and endless possibilities.Inside, the home features a highly desirable 1,687 square foot layout designed for modern living, complete with a standard driveway and an attached garage. Nestled among other newer homes in a welcoming area, this property delivers the perfect blend of neighborhood charm and personal seclusion. Don't miss your chance to own a private acre close to it all! No HOA! Some photos have been virtually rendered.

3323 Saunders Road, Ringgold
$925,000
4 Beds ⋅ 4 Baths ⋅ 1543308 MLS
**NEW CONSTRUCTION | THE ROCKFORD PLAN | 4 BEDROOMS | 3.5 BATHS | 3,503 SQ FT | 3.4 ACRES | 3-CAR GARAGE** Where refined new construction meets the beauty and tranquility of country living. Welcome to **The Rockford Plan**, an exceptional new construction home thoughtfully designed with approximately 3,503 square feet, 4 bedrooms, 3.5 baths, and a 3-car garage, all situated on 3.4 beautiful acres in the highly sought-after Cherokee Valley Road area of Ringgold, Georgia. Positioned approximately 250 feet off the main road, the home enjoys a peaceful, private setting surrounded by picturesque countryside and mountain views. Here, you can experience the serenity of acreage and nature while still enjoying remarkable convenience to I-75, Downtown Ringgold, and Chattanooga's Gunbarrel Road/Hamilton Place area. From the moment you enter, the home makes an impression. The soaring two-story foyer creates a dramatic welcome, with a formal dining room on one side and an inviting sitting room/office on the other. Luxury Vinyl Plank flooring carries you into the heart of the home, where an expansive open-concept living area was designed for both everyday comfort and effortless entertaining. The spacious Family Room features 10-foot ceilings, a gas fireplace, and oversized windows that flood the room with natural light while drawing your eye toward the large covered rear patio and peaceful wooded surroundings beyond. At the center of the home is a beautifully appointed kitchen designed to impress. KitchenAid stainless steel gas appliances include a built-in oven and microwave, gas cooktop, pot filler, and custom cabinet hood with blower. The extended quartz island, accented by pendant lighting, provides an inviting gathering place for family and friends. Quartz countertops, upgraded soft-close cabinetry and drawers, and a beautiful tile backsplash complete this sophisticated space. And then there's the Super Pantry--a feature you may wonder how you ever lived without. More than simply storage, this oversized pantry offers additional upgraded cabinetry, quartz countertops, tile backsplash, and space for a second refrigerator, providing exceptional functionality while keeping the main kitchen beautifully organized. The adjoining Breakfast Room is wrapped in large windows, filling the space with natural light and providing tranquil views of the wooded backyard, where deer and other wildlife may become part of your everyday scenery. Tucked away on the main level, the Primary Suite is a private retreat featuring a tray ceiling and large windows that create a light, peaceful atmosphere. The spa-inspired primary bath showcases herringbone-pattern tile flooring, double vanities, and an oversized tiled shower with frameless glass doors, a corner bench, and rain shower head. A generous walk-in closet completes the suite. Even the everyday spaces have been thoughtfully designed. Just inside from the 3-car garage, built-in cubbies provide a convenient drop zone, while the spacious laundry room features upper and lower cabinetry, quartz countertops, and a laundry sink. Upstairs, a second ensuite bedroom offers a private bath and large walk-in closet -- ideal for guests or extended family. Two additional generously sized bedrooms each feature walk-in closets and share another full bath. A large Media Room completes the second level, providing the perfect destination for movie nights, game days, entertaining, a home office, or simply a private place to unwind. Outside, the expansive acreage, covered rear patio, wooded backdrop, mountain views, and abundant wildlife create the peaceful setting so many buyers are searching for--but rarely find this close to everyday conveniences. The Rockford Plan is more than a beautiful new home. It's an opportunity to enjoy space, privacy, quality craftsmanship, and the relaxed pace of country living--all within easy reach of Ringgold and Chattanooga. Come experience a home where luxury feels comfortable, nature is just outside your door, and there is room to truly enjoy the way you live.

3696 Cherokee Valley Road, Ringgold
$570,000
6 Beds ⋅ 4 Baths ⋅ 1543305 MLS
Mountain views, a golf-course community, and room for everyone at 35 S Links Drive in Windstone. This six-bedroom home sits at the end of a quiet cul-de-sac on the Georgia side, a short walk from the clubhouse and minutes from the new Publix. The main level has hardwood floors, a two-story foyer, formal living and dining rooms, and an open family room with a fireplace and windows facing the ridge. The kitchen was refreshed with new backsplash and has a gas range. A main-level bedroom next to a full bath works well as a guest suite, in-law space, or office. Upstairs, the primary suite has a tray ceiling and a bath with a new glass shower and a jetted tub under a mountain-view window. The laundry room has custom built-ins and a butcher block counter. The finished walkout basement adds a media room, a billiard room, a bar, and a newly added half bath. Outside there's a pergola deck, a paver patio, and a built-in fire pit. Golf and pool membership available separately. Some photos virtually staged.

35 S Links Drive, Ringgold
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