Ringgold Homes with FHA Financing available

Ringgold Homes with FHA Financing available

Welcome to Ringgold, Georgia – a charming city nestled in the heart of Catoosa County, just a stone's throw from the bustling city of Chattanooga, Tennessee. Known for its rich history and friendly community, Ringgold offers a unique blend of small-town charm and modern amenities. With picturesque landscapes and a strong sense of community, it’s no wonder that families and individuals alike are drawn to this delightful city.

Ringgold boasts an array of recreational opportunities, including beautiful parks, hiking trails, and family-friendly events throughout the year. The city is also home to a variety of local shops, restaurants, and cultural attractions, making it a vibrant place to live and explore. Whether you’re enjoying a leisurely day at the Ringgold Depot or participating in one of the many community festivals, you’ll find that life in Ringgold is both enjoyable and fulfilling.

For those looking to settle down in this idyllic city, Ringgold offers a range of homes that are eligible for FHA financing. This means that first-time homebuyers and those with lower credit scores can find affordable options to make their dream of homeownership a reality. With FHA financing available, you can explore a variety of properties that suit your lifestyle and budget, from cozy single-family homes to charming townhouses.

Discover the warmth and welcoming spirit of Ringgold, Georgia. With its rich history, vibrant community, and accessible home financing options, it’s the perfect place to create lasting memories. Come and see for yourself why so many are choosing to call Ringgold home!

Newest Ringgold Homes with FHA Financing available

$220,000
2 Beds ⋅ 2 Baths ⋅ 1541211 MLS
Welcome home to this recently renovated 2-bedroom, 2-bath home in Ringgold, GA, offering an inviting blend of updated finishes, comfortable living, and great outdoor space. The thoughtful renovations give the home a fresh, move-in-ready feel, while the functional layout makes excellent use of the space. Unwind at the end of the day in the soaking garden tub, or step outside and enjoy the large backyard, complete with a fire pit that's perfect for relaxing or entertaining. A storage shed provides additional space for lawn equipment, tools, and seasonal items. Conveniently located near Ringgold's shopping, dining, and everyday amenities, this updated home offers the combination of low-maintenance living, outdoor space, and a desirable North Georgia location. Schedule your showing and come see all that 49 M E Arnold Drive has to offer!

49 Me Arnold, Ringgold
$350,000
3 Beds ⋅ 2 Baths ⋅ 1541200 MLS
Opportunity is knocking in the heart of Ringgold! One level over a full basement with a 2-bay garage, this 3 bedroom, 2 bath home boasts a coveted wooded setting. A covered front porch adds to the curb appeal, and the spacious rooms, a great floor plan including the primary on the main, lovely landscaping, detached shed, and the partially fenced back yard seal the deal. Your tour of the home begins with the living room that has a vaulted ceiling, wood burning fireplace and access to the formal dining room and kitchen. The dining room adjoins the kitchen and has a rear door to the deck providing a nice flow for indoor-to-outdoor entertaining and everyday living. The kitchen has stainless appliances, access to the basement and an eat-in area with a sunny bay window overlooking the deck. The primary bedroom is at the end of the hallway and has a walk-in closet in the bedroom area and a second walk-in closet in the primary bath which also boasts a dual vanity and a jetted tub/shower combo. Two additional bedrooms share the use of the full guest bath. The hall laundry closet rounds out this level. Head downstairs where you will find a large family/rec room with a closet and the garage with 2 bays separated by a dividing wall. All of this, and you are close to schools, shopping, restaurants and only 20 minutes from downtown Chattanooga, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

269 Sutton Drive, Ringgold
$289,900
3 Beds ⋅ 2 Baths ⋅ 1541161 MLS
The best kind of home improvement list? The one someone else has already been checking off. Welcome to 49 Foster Drive, a bright and inviting brick home where thoughtful updates, comfortable spaces, and a wonderfully usable backyard come together in a home that simply feels easy to live in. Step inside to freshly painted interiors, warm wood floors, and sunlight streaming through NEW windows installed in 2026. The living room feels cheerful and welcoming, while the adjoining eat-in kitchen offers plenty of room for everyday meals and has been refreshed with NEW countertops and hardware. A door leads directly to the NEW 2026 deck--an easy extension of the living space and just the spot for morning coffee, dinner on the grill, or lingering outside when the evening is too pretty to go in. Upstairs, three bedrooms offer comfortable private spaces, while both baths have received meaningful updates. The primary bath features a NEW shower, vanity, fixtures, mirror, and commode, and the second bath has been refreshed with a NEW vanity, fixtures, mirror, and commode. And there's more downstairs. The partially finished basement provides valuable bonus space that can flex right along with life--think movie room, playroom, workout space, home office, or hobby room--while the unfinished portion offers additional storage and connects to the one-car garage. Outside, the level backyard offers plenty of room to play, garden, entertain, or simply enjoy having a little breathing room of your own. And with no HOA, there's one less thing on the monthly list. Conveniently located in Catoosa County with Ringgold schools, 49 Foster Drive isn't trying to be the newest house on the block. It offers something better: a well-established home with character, useful space, and many of the updates already handled--while leaving just enough room for you to make it unmistakably yours. Fresh. Comfortable. Practical. And ready for what's next.

49 Foster Drive, Ringgold
$260,000
3 Beds ⋅ 2 Baths ⋅ 1541139 MLS
Come home to relax at 404 Southern Dr. This ranch home with a rocking chair front porch even features roll-down shades to keep the sun off in the evening. Just 15 minutes from the I-75/24 split this home is VERY convenient to some of the best schools around (Ringgold Elem & Heritage Middle/High) and downtown Ringgold. As you enter you will see an open floorplan with vaulted ceilings. The living room with hardwood floors is to the front and the kitchen, moveable island, and dining area are to the back. The washer and dryer in the laundry room remain as well as all of the kitchen appliances so no need to worry about those expenses. The primary bedroom has a double tray ceiling and an en suite that has a a double vanity, a whirlpool tub, and a separate shower and toilet room. You won't have to take turns getting ready. The 2 additional bedrooms are both large and both have great ceilings. One is cathedral and the other is double trey! This completes the inside. Now let's explore out back to find both a covered screened in porch and a deck within this level privacy fenced yard. Come see this home, fall in love and make it yours!

404 Southern Drive, Ringgold
$64,900
1541078 MLS
Beautiful 3.48-acre tract offering plenty of space and potential. Whether you're looking to build your dream home or invest, this property provides a great opportunity with room to grow. Enjoy privacy while still being conveniently located near local amenities. Parcel 00820074004 is located in front of 128 Holli Bird Lane and 142 Holli Bird Lane.

Holli Bird, Ringgold
$459,000
4 Beds ⋅ 3 Baths ⋅ 1541068 MLS
Classic Southern Colonial Revival home featuring a stately two-story façade, 4 Bedroom 2 and half bath home just waiting for a new owner. traditional white siding, this home has timeless character, while the symmetrical architecture and spacious front lawn create an elegant, welcoming presence. The house sits on a double lot and has an in-ground pool with a privacy fence to enjoy hot summer days.

60 Shamrock Drive, Ringgold
$300,000
3 Beds ⋅ 2 Baths ⋅ 1541005 MLS
Welcome home to 130 Greenbriar Lane! Tucked away in the peaceful Meadow Trace neighborhood in Ringgold, this well-maintained one-level home offers 3 bedrooms, 2 full baths and approximately 1,243 square feet on a spacious 1.1-acre lot. Inside, you'll find an inviting living room with hardwood flooring and a fireplace, a bright kitchen with white cabinetry, and a conveniently located laundry room just off the kitchen with additional pantry storage. The spacious primary bedroom features a tray ceiling and private full bath, while two additional bedrooms and a second full bath are located along the same side of the home. The home has been thoughtfully updated in recent years, including a new HVAC system in spring 2026, roof in 2023, water heater in 2019, interior paint and flooring in 2020, and updated fixtures throughout in 2025. The chimney was completely rebuilt in 2023 with new siding, and the exterior was refreshed with new trim, soffit and fascia, along with fresh paint. The kitchen also features newer appliances, including the stove and dishwasher. Outside, enjoy a fenced backyard, deck and outbuilding, along with an attached two-car garage and plenty of room to enjoy the 1.1-acre lot. With one-level living, substantial recent updates and a great Ringgold location, 130 Greenbriar Lane is ready for its next owner. Schedule your showing and come see it for yourself!

130 Greenbriar Lane, Ringgold
$459,900
4 Beds ⋅ 3 Baths ⋅ 1541012 MLS
Welcome home to this beautifully restored farmhouse where timeless character meets modern luxury. Nestled on a private 1.01-acre lot, this fully remodeled 4-bedroom, 3-bathroom home offers the perfect blend of historic charm and today's most sought-after finishes. Step inside to discover a thoughtfully designed floor plan featuring a stunning kitchen with high-end two-tone soft-close cabinetry, modern finishes, abundant workspace, and leathered granite countertops that makes everyday living effortless. The home also offers a dedicated mudroom, generous storage throughout, and a versatile flex room perfect for a playroom, home office, media room, or hobby space. Outside, you'll fall in love with the incredible outdoor living spaces. Relax with your morning coffee on the massive covered front porch that wraps around the home, taking in the peaceful views and secluded setting. The property also includes a detached two-car garage and an additional storage shed, providing plenty of room for vehicles, tools, and outdoor equipment. If you've been searching for a home that offers the warmth and character of a classic farmhouse with the comfort, style, and functionality of a brand-new home, this one is truly a rare find. Experience country living with modern charm--all while enjoying the privacy and space you've been dreaming of. Bonus feature: The back deck is already equipped with gas and water lines, making it easy for a future owner to add an outdoor kitchen or built-in grill. Agent owner

93 Gary Lane, Ringgold
$299,000
3 Beds ⋅ 2 Baths ⋅ 1540959 MLS
Welcome to easy, refined living in the heart of Ringgold. This beautifully maintained, like-new home offers 3 bedrooms, 2 full baths, and 1,132 square feet, all thoughtfully arranged on one level. The bright, open interior features, soaring ceilings, abundant natural light, and no carpet throughout, creating a clean, comfortable space that's easy to enjoy and maintain. The kitchen flows seamlessly into the main living area and features white cabinetry, granite countertops, oil-rubbed bronze finishes, and a spacious island for casual dining and gathering. The primary suite includes a double vanity and a beautifully tiled walk-in shower, while two additional bedrooms provide flexibility for guests, an office, or everyday living. Out back, the covered porch with a wood-plank ceiling and ceiling fan offers a relaxing spot to unwind outdoors. This home is move-in ready and offers an easy blend of style, comfort, and everyday convenience. Located just minutes from shopping, medical offices, and I-75, you'll also enjoy the small-town charm of Ringgold, with its local restaurants, ice cream shops, boutiques, and welcoming downtown atmosphere. With Chattanooga and the Tennessee state line just a short drive away, this location offers the best of both convenience and quaint community living. Schedule your private tour today and see all this beautiful home has to offer!

140 Rock Bridge Drive, Ringgold
$330,000
3 Beds ⋅ 2 Baths ⋅ 1540934 MLS
There's something special about finding a home in a place you can truly picture yourself settling into--and this Ringgold home has so much to offer. Located in a highly desirable area with sought-after schools, this 3-bedroom, 2-bath home offers approximately 1,900 square feet of comfortable living space and plenty of room to make it your own. Whether you're gathering around the table for family dinners, enjoying a quiet morning at home, or creating memories for years to come, this home offers the space and setting to make those moments special. Conveniently located near schools, shopping, dining, and everyday amenities, you can enjoy the best of a peaceful residential setting while still being close to everything you need. If you've been waiting for a home in a great location where you can put down roots and make it your own, this one deserves a spot at the top of your list. ❤️ Come take a look--you just might walk in and feel like you're home. Buyer is responsible for verifying all information deemed important including but not limited to school zones, square footage and anything else they deem important.

92 Abbey Road, Ringgold
$299,000
3 Beds ⋅ 2 Baths ⋅ 1540900 MLS
Welcome home! Come check out this super cute home conveniently located in Ringgold just off Alabama Hwy. It offers an efficient floor plan and is situated on a beautiful double corner lot. Recent updates include a new deck, gutters, interior paint, carpet, HVAC, and garage door opener. Enjoy easy one level living with a great outdoor setting. Located in Catoosa County's sought after Heritage school zone. This is a wonderful opportunity for buyers looking for a move in ready property with numerous recent updates.

19 Melissa Drive, Ringgold
$168,000
2 Beds ⋅ 2 Baths ⋅ 1540899 MLS
This updated two bedroom, one and a half bathroom townhome is now rented and producing immediate income. It is an excellent opportunity for first time investors or for anyone looking to add a reliable property to their portfolio. The home features a modern open floor plan with fresh paint, updated lighting, and durable LVP flooring. The kitchen includes granite countertops, stainless steel appliances, and ample cabinet space, which helps maintain long term tenant appeal and low ongoing maintenance. Both bedrooms and the full bathroom are located upstairs to provide added privacy. A convenient half bathroom is located on the main level. The shared fenced green space offers an outdoor area for pets, grilling, or relaxing without requiring extra upkeep. The townhome is located only minutes from Interstate 75, downtown Chattanooga, and North Georgia attractions. This area consistently draws strong rental demand. With updated finishes, a responsible tenant already in place, and low maintenance features throughout, this property offers a truly turn key cash flowing investment at an accessible price point.

17 Bama Lane C5, Ringgold
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