Soddy Daisy Homes with FHA Financing available

Soddy Daisy Homes with FHA Financing available

Welcome to Soddy Daisy, Tennessee—a hidden gem nestled in the scenic embrace of the Tennessee Valley. With its picturesque landscapes and friendly community, Soddy Daisy offers a perfect blend of small-town charm and modern conveniences. Located just a short drive from the bustling city of Chattanooga, residents enjoy easy access to urban amenities while basking in the tranquility of nature.

Soddy Daisy is known for its stunning lakes, lush parks, and outdoor recreational opportunities. Whether you’re fishing on the serene waters of Chickamauga Lake or hiking the scenic trails of the nearby mountains, adventure awaits at every corner. The city is also home to a vibrant local culture, featuring quaint shops, delightful eateries, and community events that bring neighbors together.

For those considering a move to this charming city, you’ll be pleased to know that homes in Soddy Daisy are accessible with FHA financing. This means that potential homeowners can benefit from lower down payments and flexible credit requirements, making it easier than ever to own a piece of this beautiful community. From cozy family homes to spacious properties with breathtaking views, there’s something for everyone in Soddy Daisy.

Experience the warmth and welcoming spirit of Soddy Daisy. With its affordable housing options and a lifestyle that embraces both relaxation and adventure, it’s no wonder that so many are choosing to call this city home. Come explore the possibilities and discover your dream home in Soddy Daisy, where every day feels like a retreat!

Newest Soddy Daisy Homes with FHA Financing available

$309,900
3 Beds ⋅ 2 Baths ⋅ 1541038 MLS
Welcome home to this beautiful new construction in Soddy-Daisy! Featuring three bedrooms and two full bathrooms, this thoughtfully designed home offers a spacious open floor plan ideal for everyday living and entertaining. The inviting living room is highlighted by an electric fireplace, creating the perfect place to relax and unwind. The private primary suite includes a stylish bathroom with a tiled shower and glass door. Home is under construction. Additional acreage is available for purchase. Home is located near Little Soddy Creek and Little Soddy Trailhead. Don't miss the opportunity to make this brand-new home yours!

440 Hotwater Road, Soddy Daisy
$1,085,000
4 Beds ⋅ 3 Baths ⋅ 1540938 MLS
Opportunities like this don't come along often! Custom built, move-in ready, and situated on 6.3 acres with a creek in Highgate with NO HOA, this 3,724 sq ft home offers the space, privacy, and thoughtful design that are increasingly hard to find. A large covered front porch welcomes you into a beautiful foyer with a formal dining room, currently used as an office, and a spacious secondary bedroom with double closets. With 2 bedrooms on the main level, the layout is perfect for young children, guests, or a mother-in-law setup. The heart of the home is the open-concept living area with high ceilings and floor-to-ceiling windows providing tons of natural light. The chef's kitchen features quartz countertops, gas cooktop, stainless appliances, double ovens, large walk-in pantry, oversized island with seating, and spacious eat-in area. Off the kitchen is a mudroom with dog wash station and oversized 2-car garage with an additional storage bay. The covered back porch is made for relaxing with a wood-burning stone fireplace, sitting area, and hot tub overlooking the fenced backyard and dog run. The main-level primary suite offers backyard access, an expansive walk-in closet with custom built-ins, and a beautiful bath with walk-in shower and double vanities. Upstairs are 2 large bedrooms, one with a private balcony, a full bath, office/flex space, custom built-in bookcases, and floored attic storage. Just 30 minutes from Downtown Chattanooga with easy Highway 27 access. With ongoing construction and heavy traffic along I-24 and I-75, Highway 27 offers a major advantage, providing a more consistent and convenient route into Chattanooga without depending on either interstate corridor. Acreage, privacy, NO HOA, and convenience. Don't miss it!

946 Highgate Point, Soddy Daisy
$354,000
3 Beds ⋅ 3 Baths ⋅ 1540902 MLS
12/2016 split level - IN LAW SUITE @ GARAGE ENTRANCE WITH FULL BATH, Kitchenette, It's own laundry room, with additional laundry are in roomy two car garage - Primary upstairs with two 'spilt' bedrooms - All LVP GRAY flooring upgraded 2025 throughout- carpet is only on stairs. Private screened porch, large, fenced back yard with patio Some photos have been virtually rendered.

2009 Short Leaf, Soddy Daisy
$329,900
3 Beds ⋅ 2 Baths ⋅ 1540875 MLS
Welcome to 908 Clay Hill Dr, a 3-bedroom, 2-bath home situated on approximately 0.71 acres in Soddy Daisy. This split-foyer home offers 1,373 square feet of finished living space along with a full unfinished basement, giving you plenty of additional room for storage, hobbies, or future possibilities. Inside, you'll find a comfortable layout with a spacious living room, dining area, kitchen, primary bedroom with private bath, and two additional bedrooms. Luxury vinyl plank and tile flooring add both style and durability throughout the home. The unfinished basement includes a 2-car garage and exterior access, while outside you can enjoy the front porch, rear deck, and a large, irregular lot with a residential setting. Additional features include central heating and air, public water, septic system, and a concrete driveway. Conveniently located in Soddy Daisy with easy access to Chattanooga, shopping, dining, and everyday amenities. Come see the space, setting, and potential this Clay Hill home has to offer!

908 Clay Hill Drive, Soddy Daisy
$540,000
3 Beds ⋅ 3 Baths ⋅ 1540595 MLS
NEW CONSTRUCTION - SODDY DAISY, TENNESSEE RIGHT OFF SODDY LAKE! With incredible convenience to both Highway 27 and Highway 111, The Inlet is less than a half hour to Chattanooga's beloved Northshore - home to Coolidge Park and more. The Hudson home offers charming curb appeal with its two-levels and lots of windows, and once you step inside the style continues throughout. An open-concept floor plan that features a gorgeous kitchen with gas range, hood unit and in-cabinet microwave. The upstairs features an open loft space, a comfortably-sized laundry room with additional sink and cabinetry, a small office space and the home's three bedrooms. Step outside on the covered porch and soak in the the peace and serenity that come along with this home. The Inlet community features a pool, multisport court (pickleball anyone??), lush trees and greenery with a lake view from some areas of the community, and more. You'll love being out far enough from the city to enjoy the stars and peace and quiet. Check out the mood boards for the actual finishes of this beautiful home. All of the finishes are perfectly Instagram worthy - all hand-selected by professional interior designers.

11665 Herons Haven Drive 95, Soddy Daisy
$580,000
3 Beds ⋅ 3 Baths ⋅ 1540592 MLS
Welcome to The Inlet in Soddy Daisy!! The latest community by Pratt Home Builders that features the peace and serenity of the beautful East-Tennessee landscape. The Lynden home plan is a dynamic layout that features a home office, dining room, butler's pantry, walk-in pantry, and a large kitchen and breakfast room looking into the great room. The kitchen is equipped with a large oversized island, wall-oven, gas cooktop, tile backsplash, and under cabinet lighting this is sure to make cooking a joy. Heading upstairs, you'll find the main bedroom, two additional guest bedrooms, laundry room and a spacious bonus room. Enjoy a relaxing evening on the covered patio located downstairs, perfect for entertaining guests while enjoying the privacy of the home site situated on a quiet cul de sac. This home provides the perfect blend of practicality and style that's sure to meet all of your needs. Enjoy an easy drive on HWY27 to downtown Chattanooga and all of the shopping and eateries Hixson has to offer. Reach out and schedule a tour today!!

11428 Herons Haven Drive 77, Soddy Daisy
$599,900
4 Beds ⋅ 3 Baths ⋅ 1540482 MLS
Welcome to 4546 Lee Pike, a brand-new home tucked away in a peaceful wooded setting offering privacy while still being convenient to Soddy-Daisy and the surrounding Chattanooga area. This thoughtfully designed home features the primary suite on the main level with a private bath offering a beautifully finished shower and a spacious oversized closet. The kitchen comes complete with all kitchen appliances and opens to the main living area, where a fireplace provides a cozy focal point. A gas connection is already available at the fireplace for a future gas insert. A convenient half bath and laundry room are located just off the hallway on the main level. Upstairs, you'll find three additional bedrooms, a full bathroom, and comfortable carpeting throughout the upper level. The full unfinished basement provides plenty of possibilities for future expansion, storage, a workshop, or recreational space and includes a one-car garage. Surrounded by trees and set apart from neighboring properties, this new construction offers the combination of a private wooded atmosphere, generous living space, and room to grow. Schedule your private showing of 4546 Lee Pike today!

4546 Lee Pike, Soddy Daisy
$510,000
4 Beds ⋅ 3 Baths ⋅ 1540476 MLS
Tucked along Soddy Creek with sweeping water and mountain views, this custom-built 2,700 sq. ft. home is the kind of property that rarely hits the market. Four bedrooms and 2.5 baths flow through an open, light-filled layout designed for everyday living and effortless entertaining. The gourmet kitchen anchors the space with high-end appliances and generous counter space, while the living area opens directly onto a patio built for outdoor evenings. Out back, a fenced yard with a hot tub creates a private retreat that feels worlds away, yet you're just minutes from everything Soddy-Daisy has to offer. Homes like this don't come around often; schedule your showing before it's gone. Seller is offering to purchase a 1-Year Choice Home Ultimate Package Home Warranty for the Buyer at a cost of $600, including the additional $60 coverage for heating, central air conditioning, and ductwork, for a total warranty cost of $660.

157 Willow Creek Drive, Soddy Daisy
$438,000
3 Beds ⋅ 2 Baths ⋅ 1540270 MLS
Welcome home to this beautifully updated 3-bedroom, 2-bathroom home featuring a spacious bonus room that's perfect for a home office, playroom, media room, additional bedroom or guest space. The thoughtfully designed kitchen showcases custom cabinetry and stunning new quartz countertops, creating a beautiful and functional space for everyday living. The completely remodeled primary ensuite is a true retreat, offering double vanities, a luxurious soaking tub, separate walk-in tiled shower, and a generous walk-in closet. Hardwood floors flow throughout the main living area, adding warmth and timeless appeal. Step outside to the expansive screened in back patio-an inviting extension of the home where you can sip on your morning coffee while watching the sunrise, enjoy outdoor dining with family and friends, or relax while keeping an eye on the kids or pets playing in the level, fenced backyard. The attached two-car garage provides additional convenience and storage. Ideally located directly across from the elementary school and just minutes from the local park, fishing and ball fields, this home also offers quick access to Highway 27, shopping, dining and everyday conveniences. With thoughtful updates, inviting indoor and outdoor living spaces, and an unbeatable location, this move-in-ready home is one you won't want to miss! Call for your private showing today! Seller has an assumable VA Loan with 3.9% interest rate for a well-qualified Veteran.

11418 Spring Street, Soddy Daisy
$420,000
3 Beds ⋅ 2 Baths ⋅ 1540059 MLS
Welcome to this beautiful brick home situated on a spacious lot in one of Soddy Daisy's most desirable neighborhoods. From the moment you arrive, the charming covered front porch and exceptional curb appeal set the stage for everything this home has to offer. Current owner put all new appliances and faucets in the house. Step inside to a bright, open floor plan featuring soaring vaulted ceilings, gorgeous oak hardwood floors, and a stunning stone gas fireplace that serves as the centerpiece of the living room. The thoughtfully designed layout includes a private home office, a formal dining room, and an inviting kitchen with custom tall cabinetry, generous counter space, and a sunny bay-window breakfast area overlooking the beautifully landscaped backyard. The spacious primary suite is a true retreat with vaulted ceilings, a large walk-in closet, and a luxurious en-suite bath complete with a double vanity, jetted soaking tub, and separate shower. Two additional bedrooms and a full bath are located on the opposite side of the home, providing privacy and convenience for family or guests. Above the attached two-car garage, you'll find a finished bonus room that offers endless possibilities as a playroom, media room, home gym, or second family room. Step outside to enjoy the screened porch, perfect for relaxing while taking in the peaceful backyard, along with an open grilling deck that leads down to the landscaped yard. A walkway surrounds the home and leads to a third concrete parking area and a basement workshop, providing extra storage and workspace. Combining timeless charm, functional living spaces, and an outstanding location, this exceptional home is one you won't want to miss. Schedule your private showing today and discover all it has to offer!

10807 Thatcher Crest Drive, Soddy Daisy
$325,000
4 Beds ⋅ 3 Baths ⋅ 1540043 MLS
*Total square footage is 1960 sqft--read description for details* This beautifully updated 4-bedroom, 3-bath home offers incredible flexibility and value. Recent updates include new flooring throughout, the addition of a full bathroom and closet upstairs to create a true fourth bedroom (or an ideal bonus room), and a finished basement room perfect for a home office, gym, or hobby space. Additional highlights include a huge garage, screened-in porch, spacious backyard, and a convenient location to Hixson and downtown Chattanooga, with quick access to grocery stores, schools, parks, Chester Frost Park, and Chickamauga Lake. Enjoy the benefit of low county taxes with no city taxes. *The upstairs offers approximately 599± square feet of finished space that functions as a bedroom and full bathroom. While this area lives like traditional living space, it is not included in the appraised square footage because the ceiling height does not meet appraisal guidelines (ceilings are 6.75 feet tall--appraisal requirement is 7 ft). Appraiser explained that ceiling height does not affect the livability of the space.*

2017 Jacquelin Drive, Soddy Daisy
$735,000
4 Beds ⋅ 3 Baths ⋅ 1539927 MLS
Welcome home to the perfect blend of luxury, convenience, and endless possibilities! Ideally located just 20 minutes from downtown Chattanooga with quick access to Highway 27. This stunning home is also only 3 minutes from Steve's Landing and Pine Harbor Marina, making it effortless to spend your days boating, fishing, and enjoying beautiful Chickamauga Lake. Step inside to find gorgeous real hardwood floors throughout the main level, complemented by elegant wainscoting, crown moulding, and high-end finishes that create a warm and inviting atmosphere. The heart of the home is a chef's dream kitchen, featuring abundant custom cabinetry, quartz countertops, premium workspace, and a convenient wet bar that's perfect for entertaining family and friends. The spacious primary suite is conveniently located on the main level and offers a vaulted ceiling, a large walk-in closet, and a luxurious en suite bathroom complete with a beautifully tiled walk-in shower and dual vanities. Upstairs, you'll find two generously sized bedrooms, a full bathroom, and an impressive 600-square-foot bonus room that can easily serve as a fourth bedroom, game room, media room, or additional family room to fit your lifestyle. Car enthusiasts and hobbyists will appreciate the oversized three-car garage on the main level, along with an additional utility garage that provides easy access to the over 2,000-square-foot unfinished basement. Already framed with studded walls, this expansive space offers incredible potential to create additional living space, a home gym, workshop, recreation room, or in-law suite with minimal effort. Enjoy added peace of mind knowing the HVAC system and attic furnace were both replaced in May 2026, providing years of efficient comfort for the new owners. Whether you're looking for room to grow, space to entertain, or easy access to the lake while staying close to Chattanooga, this exceptional home truly has it all. Don't miss your opportunity to call this one HOME!

1098 Harbor Point Drive, Soddy Daisy
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