Soddy Daisy Homes with USDA Loan Financing available

Soddy Daisy Homes with USDA Loan Financing available

Welcome to Soddy Daisy, Tennessee – a hidden gem nestled in the picturesque Hamilton County, just a stone's throw from the vibrant city of Chattanooga. Known for its breathtaking natural beauty, Soddy Daisy is surrounded by lush mountains and serene lakes, making it an ideal spot for outdoor enthusiasts and families alike. With a rich history and a tight-knit community, this charming city offers a perfect blend of small-town warmth and modern conveniences.

Soddy Daisy boasts a variety of homes that cater to diverse lifestyles and budgets, making it an ideal location for first-time homebuyers and growing families. One of the most appealing features of this area is the availability of USDA loan financing, which opens the door to homeownership for many. These loans are designed to help low to moderate-income families secure financing for properties in designated rural areas, and Soddy Daisy qualifies! This means you can explore a range of beautiful homes with little to no down payment, making your dream of owning a home more achievable than ever.

The community is rich with amenities, including parks, schools, and local shops, all while maintaining the charm of a close-knit community. With easy access to major highways, commuting to Chattanooga or exploring the stunning landscapes of the surrounding region is a breeze. Whether you’re looking for a cozy cottage or a spacious family home, Soddy Daisy is the perfect place to start your next chapter. Come discover the warmth and opportunity that awaits in this delightful Tennessee town!

Newest Soddy Daisy Homes with USDA Loan Financing available

$425,000
3 Beds ⋅ 3 Baths ⋅ 1541152 MLS
Welcome to your new home, perfectly situated on an expansive, cul-de-sac lot of over a half-acre! This stunning property is a perfect fit for anyone, featuring the rare and highly coveted combination of a main-level attached two-car garage and a main-level primary bedroom. The main floor greets you with high ceilings, rich hardwood flooring, and a sun-drenched great room anchored by a cozy gas log fireplace. The layout flows seamlessly into a formal dining area and a massive, multipurpose eat-in kitchen--complete with a central island, a pantry, and all appliances. The primary suite serves as a true sanctuary, boasting a walk-in closet, an upscale walk-in shower, and a double vanity with an additional separate makeup vanity. Upstairs, you will find two exceptionally oversized secondary bedrooms with a convenient true Jack-and-Jill full bath, plus a walk-out attic. Below, a massive, full unfinished basement features its own separate garage door; because it is already heated and cooled, it can be easily finished for entertaining or used for abundant extra storage. Step outside to your private backyard oasis, where a 40x10 open deck overlooks a huge, gently sloping, and completely fenced-in yard with a recently installed 6-foot privacy fence. Best of all, this home offers total peace of mind with recent upgrades, including a 7-year-old roof, a 7-year-old upstairs HVAC, and a 13-year-old downstairs HVAC and water heater. Offering flexible county financing options, this rare gem truly has room for everybody and everything!

1718 Magnum Lane, Soddy Daisy
$354,000
3 Beds ⋅ 3 Baths ⋅ 1540902 MLS
MORE PHOTOS COMING SOON!!! A MUST SEE- This WELL KEPT & Updated split level - WITH A FULL IN LAW SUITE @ GARAGE ENTRANCE WITH FULL BATH, Kitchenette, Its own laundry room, with additional laundry area in roomy two car garage - Primary upstairs with two 'spilt' bedrooms - All LVP GRAY flooring upgraded 2025 throughout- Private screened porch, large, fenced back yard with HUGE patio- WONDERFUL Neighborhood! Thanks for your interest! Some photos have been virtually rendered.

2009 Short Leaf, Soddy Daisy
$329,900
3 Beds ⋅ 2 Baths ⋅ 1540875 MLS
Welcome to 908 Clay Hill Dr, a 3-bedroom, 2-bath home situated on approximately 0.71 acres in Soddy Daisy. This split-foyer home offers 1,373 square feet of finished living space along with a full unfinished basement, giving you plenty of additional room for storage, hobbies, or future possibilities. Inside, you'll find a comfortable layout with a spacious living room, dining area, kitchen, primary bedroom with private bath, and two additional bedrooms. Luxury vinyl plank and tile flooring add both style and durability throughout the home. The unfinished basement includes a 2-car garage and exterior access, while outside you can enjoy the front porch, rear deck, and a large, irregular lot with a residential setting. Additional features include central heating and air, public water, septic system, and a concrete driveway. Conveniently located in Soddy Daisy with easy access to Chattanooga, shopping, dining, and everyday amenities. Come see the space, setting, and potential this Clay Hill home has to offer!

908 Clay Hill Drive, Soddy Daisy
$510,000
4 Beds ⋅ 3 Baths ⋅ 1540476 MLS
Tucked along Soddy Creek with sweeping water and mountain views, this custom-built 2,700 sq. ft. home is the kind of property that rarely hits the market. Four bedrooms and 2.5 baths flow through an open, light-filled layout designed for everyday living and effortless entertaining. The gourmet kitchen anchors the space with high-end appliances and generous counter space, while the living area opens directly onto a patio built for outdoor evenings. Out back, a fenced yard with a hot tub creates a private retreat that feels worlds away, yet you're just minutes from everything Soddy-Daisy has to offer. Homes like this don't come around often; schedule your showing before it's gone. Seller is offering to purchase a 1-Year Choice Home Ultimate Package Home Warranty for the Buyer at a cost of $600, including the additional $60 coverage for heating, central air conditioning, and ductwork, for a total warranty cost of $660.

157 Willow Creek Drive, Soddy Daisy
$438,000
3 Beds ⋅ 2 Baths ⋅ 1540270 MLS
Welcome home to this beautifully updated 3-bedroom, 2-bathroom home featuring a spacious bonus room that's perfect for a home office, playroom, media room, additional bedroom or guest space. The thoughtfully designed kitchen showcases custom cabinetry and stunning new quartz countertops, creating a beautiful and functional space for everyday living. The completely remodeled primary ensuite is a true retreat, offering double vanities, a luxurious soaking tub, separate walk-in tiled shower, and a generous walk-in closet. Hardwood floors flow throughout the main living area, adding warmth and timeless appeal. Step outside to the expansive screened in back patio-an inviting extension of the home where you can sip on your morning coffee while watching the sunrise, enjoy outdoor dining with family and friends, or relax while keeping an eye on the kids or pets playing in the level, fenced backyard. The attached two-car garage provides additional convenience and storage. Ideally located directly across from the elementary school and just minutes from the local park, fishing and ball fields, this home also offers quick access to Highway 27, shopping, dining and everyday conveniences. With thoughtful updates, inviting indoor and outdoor living spaces, and an unbeatable location, this move-in-ready home is one you won't want to miss! Call for your private showing today! Seller has an assumable VA Loan with 3.9% interest rate for a well-qualified Veteran.

11418 Spring Street, Soddy Daisy
$599,000
3 Beds ⋅ 3 Baths ⋅ 1539867 MLS
Welcome to this custom built one owner home situated on almost six and half acres in the heart of Soddy Daisy!! Within minutes of Hwy 27 making, it an easy commute to downtown Chattanooga! This almost all brick rancher features three bedrooms, two full baths and a spacious family room over a full unfinished basement! You will enjoy the lovely hard wood flooring in the living room, family room and hallway. The kitchen has been completely updated with beautiful white cabinets, stainless steel appliances, which includes a double oven! The primary bedroom is a nice size with a spacious master bathroom complete with a double vanity and walk in shower. The two additional bedrooms are great sizes as well. In addition to the two-car garage on the main level there is an additional garage in the unfinished basement. There is also a nice size pole barn to store your tractor or whatever your heart desires. You will not want to miss out on everything this beautiful property has to offer! Schedule your showing today!

9061 Daisy Dallas Road, Soddy Daisy
$549,000
4 Beds ⋅ 3 Baths ⋅ 1539803 MLS
Six acres in Soddy Daisy, just 3 minutes from Hixson Pike! This property is a dream come true. It has the privacy you crave plus a rustic vibe with a front porch just made for sitting! And there's room to build if you want to expand or create a family compound. If you are looking for a true, tongue-in-groove, sturdy log cabin in the woods, just minutes away from everything, this one is for you. The craftsmanship on the cabin is truly a work of art. The 'logs' are actually hand-hewn beams of solid wood 9'' x 9'' with 3'' insulated concrete chinking. It's not only all natural, it provides great insulation for cozy winters and comfortable summers without high energy bills. The cost to rebuild just the cabin today would well exceed the list price! With a view of gorgeous trees from every window, you'll feel like you're on a secluded holiday every day. Yet it's a three minute drive to Hixson Pike, close to schools, shopping, restaurants and recreation. Whether you just want to kick back and enjoy the privacy, or live the home-steading lifestyle, this property may be just what you're looking for. The outbuilding could be renovated for a small apartment, workshop, storage, or a garage. (It was most recently used as a horse stall.) There are fenced areas, perfect for keeping livestock. There are fruit and nut trees and berries on the property as well as plenty of wooded area. With no neighborhood restrictions the possibilities are endless and already set up for homesteading. If you prefer relaxation, you can just sit on the porch and enjoy the sound of birds and crickets while watching the local wildlife. Don't miss this one!

8902 Barbara Drive, Soddy Daisy
$349,000
3 Beds ⋅ 2 Baths ⋅ 1539506 MLS
Welcome to this well maintained 3 bedroom, 2 bathroom home offering 1,430 square feet in the desirable Hunters Trace neighborhood in Soddy Daisy. This inviting home features a spacious and functional layout designed for comfortable everyday living. The kitchen provides plenty of workspace and flows seamlessly into the main living areas, making it ideal for both daily life and entertaining. The living room is highlighted by a cozy gas fireplace, creating the perfect place to relax year round. Step outside to the oversized back deck, perfect for grilling, outdoor dining, or enjoying a quiet morning with peaceful backyard views. Two detached storage buildings provide exceptional storage, with one featuring a functioning garage door that makes an excellent workshop, hobby space, or additional garage storage. Conveniently located just minutes from Chickamauga Lake, Lakesite Community, Highway 27, and Hixson Pike, this home offers easy access to shopping, dining, recreation, and everything the Chattanooga area has to offer. If you have been searching for a move in ready home in a convenient location, this one is a must see.

438 Fallen Leaf Drive, Soddy Daisy
$299,900
3 Beds ⋅ 2 Baths ⋅ 1539054 MLS
Great opportunity. 3 bedroom, 2 full bath home with 1.92 acres. Updated. If you are looking for privacy, convenience, and space, this is a great place. The home has many updates, with a very nice covered porch on the front of the house, as well as a deck on the back with plenty of yard space. The lot also includes a large carport, as well as 2 outbuildings for storage. Minutes away from Highway 27 and shopping areas in Soddy Daisy. A great place to call home.

227 Cox Lane, Soddy Daisy
$409,900
3 Beds ⋅ 3 Baths ⋅ 1538742 MLS
Welcome home to this beautifully renovated two-story home in the desirable Port Royal community! This spacious 3-bedroom, 2.5-bath home sits on a corner lot and offers the perfect blend of style, comfort, and convenience. Step inside to find a bright, inviting floor plan filled with natural light, a cozy fireplace in the living room, and a dining room featuring a wall of windows offering natural sunlight. The beautiful kitchen offers quartz counter tops and a large pantry closet and plenty of storage, making everyday living and entertaining a breeze. Upstairs, you'll find three generously sized bedrooms, including a spacious primary suite with beautifully renovated bathrooms with tile showers. Every detail has been thoughtfully updated, making this home truly move-in ready. Outside, enjoy relaxing with a morning cup of coffee on the stylish front porch or enjoy grilling your next dinner on this nice size back deck - perfect for evenings with family and friends. The home also includes a two-car garage and ample storage throughout. Located just minutes from the harbor with multiple boat slips and only a short drive to Chester Frost Park, where you'll enjoy a sandy beach, swimming, boating, fishing, and one of the area's most popular recreational areas. Don't miss your chance to own this beautifully updated home in one of the area's most desirable neighborhoods! Schedule your own private showing today!

2125 Port Royal Drive, Soddy Daisy
$269,900
1538573 MLS
Escape to your own private retreat without sacrificing convenience. This parcel sits on Flat Top Mountain in Soddy Daisy, offering the rare combination of secluded, natural beauty and easy accessibility -- just minutes from Highway 111 with a quick commute to downtown Chattanooga. Tucked among mature trees, the property offers a peaceful, wooded setting with sweeping views and genuine privacy. At its heart is a stocked 1-acre pond, fully fished and ready to enjoy -- perfect for casting a line, relaxing by the water, or simply taking in the scenery. With power and fiber optic internet available to the property, this is an ideal setting for a full-time residence, weekend getaway, or remote-work retreat where you can stay connected while surrounded by nature. Whether you're dreaming of building a mountain home, a cabin getaway, or an investment property with long-term potential, this lot delivers the privacy, views, and infrastructure to make it happen. (Any and all property lines on photos are simulated and are approximate. Buyer is responsible to do their due diligence to verify that all information is correct, accurate and for obtaining any and all restrictions for the property deemed important to Buyer.)

Endless View, Soddy Daisy
$699,900
4 Beds ⋅ 4 Baths ⋅ 1538411 MLS
Stunning new construction home, perfectly situated on 1.79 private acres in a desirable cul-de-sac location. Offering nearly 3,000 square feet of thoughtfully designed living space, this exceptional residence features 4 bedrooms (Permitted for 3 bedrooms), along with 3.5 beautifully appointed bathrooms, 2 car side entry garage. The main level showcases an impressive open-concept floor plan designed for both everyday living and entertaining. The chef-inspired kitchen is a true centerpiece, featuring abundant cabinetry with soft-close doors and drawers, quartz countertops, stainless steel appliances, a spacious island overlooking the dining area and great room, a butler's pantry, and a walk-in food pantry complete with custom built-ins. The great room boasts a striking gas fireplace surrounded by herringbone shiplap extending to the soaring 19-foot ceiling, creating a dramatic yet inviting atmosphere. The luxurious primary suite is conveniently located on the main level and offers a spacious retreat with an elegant en-suite featuring a double vanity, freestanding soaking tub, oversized tiled walk-in shower, and custom walk-in closet system. Also on the main level are a mudroom, laundry room, and powder room for guests. Upstairs, you'll find two generously sized bedrooms connected by a Jack-and-Jill bath with dual vanities and a tub/shower combination. A charming breezeway leads to a very spacious bedroom. The upper level also includes another full bathroom, a theater or game room, and easy access to floored attic storage. Attention to detail is evident throughout with crown molding, quality craftsmanship, and designer finishes. Step outside to enjoy the covered two-tier patio overlooking the private backyard, offering plenty of space for outdoor entertaining, family gatherings. A truly must-see home

1492 Dreamfield Drive, Soddy Daisy
Start Your Search