Signal Mountain Homes with Conventional Financing available

Signal Mountain Homes with Conventional Financing available

Welcome to Signal Mountain, Tennessee – a picturesque community nestled in the foothills of the Appalachian Mountains. Just a short drive from the vibrant city of Chattanooga, Signal Mountain offers the perfect blend of serene suburban living and easy access to urban amenities. With its stunning natural landscapes, lush parks, and a strong sense of community, it’s no wonder that Signal Mountain is a sought-after destination for families, retirees, and outdoor enthusiasts alike.

Signal Mountain is renowned for its breathtaking views, particularly from the iconic Signal Point, where you can gaze over the Tennessee River and the surrounding valleys. The area boasts a rich history, with charming neighborhoods featuring a variety of architectural styles, from classic craftsman homes to modern builds. Residents enjoy a plethora of recreational opportunities, including hiking, biking, and exploring the scenic trails of nearby parks.

For those considering a move to this delightful town, you’ll be pleased to know that homes in Signal Mountain are often available with conventional financing options. This accessibility makes it easier for buyers to secure their dream home in this idyllic setting. With a range of properties to choose from, whether you’re looking for a cozy cottage or a spacious family home, Signal Mountain offers something for everyone.

Experience the charm and warmth of Signal Mountain, where community spirit thrives, and nature’s beauty surrounds you. Embrace the lifestyle you’ve always wanted – your new home awaits!

Newest Signal Mountain Homes with Conventional Financing available

8085 Mountain Laurel Trail 71, Signal Mountain
$1,525,000
4 Beds ⋅ 5 Baths ⋅ 1545308 MLS
Step into the home of your dreams at Flipper Bend--a nearly new, breathtaking residence that blends luxury, comfort, and style. This architectural gem boasts an exceptional floorplan, featuring both a primary and guest suite on the main floor, plus a dedicated office for ultimate convenience. Entertain effortlessly in the open-concept kitchen, designed to be both warm and inviting, while the soaring ceilings and dramatic two-story fireplace create an unforgettable first impression. Enjoy the fresh air on your beautiful covered porch, complete with an additional fireplace and mountain views that will leave you inspired every day. With a spacious three-car garage, bonus room, and abundant storage--including custom closets--every detail has been thoughtfully considered. The professionally landscaped grounds, equipped with an irrigation system, offer low-maintenance beauty year-round. This home sits within a sought-after gated community, providing privacy, scenic hiking trails, and easy access to the community pool and clubhouse. Relish the perfect balance of serenity and convenience, just minutes from downtown, Hixson, and Signal Mountain. Don't miss your chance to experience this extraordinary property--schedule your visit today and discover what makes this home so special!!!

8085 Mountain Laurel Trail 71, Signal Mountain
4754 Virginia Pine Road, Signal Mountain
$861,900
3 Beds ⋅ 4 Baths ⋅ 1545209 MLS
Welcome to this beautiful Signal Mountain home, where thoughtful design, comfortable living, and a peaceful natural setting come together. Offering three bedrooms and three and a half baths, this residence features a functional layout with generously sized spaces designed to accommodate both everyday living and entertaining. The spacious bonus room provides valuable flexibility and can easily be tailored to suit your lifestyle. Use it as a media room for movie nights, a playroom, a home gym, or an additional gathering space for family and friends. A dedicated office offers a quiet and comfortable environment for working from home, managing household needs, or creating a productive study area. Throughout the interior, you'll find quality details and custom features that add both style and functionality. Custom cabinetry provides attractive storage and a refined look, while the well-appointed custom pantry offers additional organization for the kitchen and daily routines. Every space has been thoughtfully designed to support comfortable living while maintaining an inviting atmosphere. Step outside to enjoy the covered porch, a wonderful extension of the home's living space. Backing up to peaceful woods, the porch offers a private and scenic setting for morning coffee, quiet evenings, or entertaining guests. The natural surroundings create a relaxing backdrop and allow you to enjoy the beauty of Signal Mountain from the comfort of home. With its versatile floor plan, custom cabinetry, dedicated office, spacious bonus room, covered porch, and serene wooded setting, this Signal Mountain home presents an exceptional opportunity. Over 52% of the land here at Wild Ridge will remain untouched! Call today for your private showing!

4754 Virginia Pine Road, Signal Mountain
6 St Ives Way, Signal Mountain
$249,000
1545098 MLS
RARE OPPORTUNITY IN THE HEART OF SIGNAL MOUNTAIN - ST. IVES! Location, location, location! Discover an exceptional opportunity to build your custom dream home in St. Ives, one of Signal Mountain's most desirable established neighborhoods. Surrounded by beautiful custom-built homes, this approximately 0.8-acre homesite presents something increasingly difficult to find: the opportunity to build new in a premier, established community in the heart of Signal Mountain. What truly sets this property apart is its LOCATION. Enjoy the charm, character, and lifestyle of Signal Mountain while being just minutes from local grocery stores, shopping, restaurants, parks, and community amenities. Ideally situated on the Chattanooga-facing side of Signal Mountain, St. Ives combines the tranquility of mountain living with convenient access to downtown Chattanooga. It's a location that truly sets this neighborhood apart! Adding to its appeal, this property is zoned for highly regarded Thrasher Elementary, conveniently located within walking or biking distance. It's the kind of everyday convenience and neighborhood lifestyle that's increasingly hard to find. The generously sized, gently sloping homesite presents excellent potential for a custom home with a walkout basement, with a pond bordering the rear of the property. Approved public sewer access, underground utilities, and neighborhood amenities including a community pool, clubhouse, sidewalks, and streetlights further enhance this exceptional opportunity. Vacant homesites in established neighborhoods of this caliber are increasingly rare, especially with this combination of location, space, convenience, and lifestyle. Build your dream home where location, lifestyle, and lasting value come together!

6 St Ives Way, Signal Mountain
880 Kentucky Avenue, Signal Mountain
$674,900
3 Beds ⋅ 3 Baths ⋅ 1545066 MLS
Classic, cozy, and spacious--welcome home to 880 Kentucky Avenue. Situated on a gorgeous, tree-lined lot at the front of Signal Mountain, this charm-filled 3 bedroom, 2 and a half bath Cape Cod offers 2,900 sq ft of well-designed living space. Step inside the gracious foyer with gleaming hardwood floors that flow seamlessly throughout the main level and upper story. The living room features a warm wood-burning fireplace, perfect for crisp autumn evenings. Nearby, the light-filled dining room overlooks the screened porch and picturesque backyard--ideal for family dinners and entertaining. The chef's kitchen boasts timeless classic cabinetry, stainless steel appliances, solid-surface countertops, and a dedicated pantry. Storage & Flexibility Galore: In addition to the kitchen pantry, discover two extra multi-purpose pantries across from the dining room. One features a bright window, making it a dream home office or walk-in prep space! Upstairs, you'll find three generously sized bedrooms, all featuring rich hardwood floors. The primary suite is a true retreat, boasting four closets (including two expansive walk-ins and a dedicated linen closet). A massive bonus room serves as the ultimate hangout space--ready for movie nights, game tables, crafting, or a home gym. Outdoor Living at Its Best: Relax on the sprawling screened back porch that spans the rear of the home, offering beautiful views of the fenced yard, stone firepit, and flourishing native landscaping. An oversized garage is on the main level and a walk-in crawl space with concrete floor provides room for all your tools, and gear. Zoned for award winning Thrasher Elementary and Signal Mountain Middle and High, don't miss this Signal Mountain gem!

880 Kentucky Avenue, Signal Mountain
47 Stephens Lane, Signal Mountain
$569,000
4 Beds ⋅ 3 Baths ⋅ 1545061 MLS
Escape to the peace and privacy of rural Signal Mountain! This unique property features a charming log cabin with two separate studios/guest houses, and 3 flat, usable acres with endless possibilities. Property Highlights: 3,100± sq. ft. total living space Main cabin: 2,600± sq. ft. with an integrated private guest suite featuring its own entrance, allowing the home to function as up to four separate rentals Two detached guest houses/studios provide additional flexibility for guests, rental income, or private workspaces. 3 level acres with a wooded front for privacy and a cleared rear offering room for expansion or recreation. Main Cabin Features: Durable double-layer metal roof Stunning natural stone fireplace with California blue pine accents Venetian plaster finishes in the living room and primary suite Luxurious primary bath with a Tuscany tile shower, river stone flooring, Jacuzzi tub, marble double vanity, and premium fixtures Updated kitchen and dining area with new windows Mini Rock Fortress: A one-of-a-kind guest retreat featuring natural stone inside and out, white pine ceilings and walls, a spacious tiled walk-in shower, metal roof, and attic storage. Built with exceptionally sturdy double-thick walls, the structure offers exciting potential for a future second story with a wraparound deck. Whether you're looking for a private homestead, multi-generational living, or an income-producing investment, this one-of-a-kind property offers the perfect blend of rustic charm, space, and flexibility. Don't miss out on this opportunity!

47 Stephens Lane, Signal Mountain
1000 Sawyer Cemetery Road, Signal Mountain
$2,350,000
4 Beds ⋅ 6 Baths ⋅ 1545020 MLS
LUXURY BLUFFSIDE LIVING | EXCLUSIVE PRE-CONSTRUCTION OPPORTUNITY Perched along the scenic bluffs of Signal Mountain, 1000 Sawyer Cemetery Road offers an extraordinary opportunity to own a luxury residence overlooking the breathtaking Chattanooga Valley. Situated on approximately 1.35 acres within Hamilton County, this exceptional property offers panoramic views, privacy, and the freedom of ownership with no HOA restrictions. Thoughtfully designed and to be expertly crafted by Baker Homes, this approximately 5,000-square-foot residence blends timeless architecture with sophisticated design. A dramatic two-story living room, vaulted ceilings in the primary and guest suites, 10-foot ceilings throughout non-vaulted areas, and expansive windows capture spectacular views from nearly every room. The thoughtfully designed floor plan features four bedrooms, five-and-a-half bathrooms, a dedicated office, game room, spacious bonus room, and three-car garage, offering an exceptional balance of refined luxury and everyday comfort. MAKE IT UNIQUELY YOURS! With construction beginning November 2026, early buyers have the rare opportunity to personalize select finishes and design details, creating a custom-quality home without starting from the ground up. Selections are subject to construction progress and builder approval. Anticipated Completion: Spring 2028 Additional Information: Listing agent has a personal interest in the property. Renderings are conceptual only. Final specifications, floor plans, and selections will be established at contract signing. Baker Homes provides a one-year builder warranty beginning at closing, subject to warranty terms. Property Video: https://youtube.com/shorts/L4ERCBhEpO0?feature=shared

1000 Sawyer Cemetery Road, Signal Mountain
205 Inverness Drive, Signal Mountain
$550,000
4 Beds ⋅ 3 Baths ⋅ 1544960 MLS
Cool houses are hard to find. Cool houses with an incredible floor plan, a big backyard, and a walkable location in the heart of Signal Mountain? Even harder. Welcome to 205 Inverness Drive, a home that brings together mid-century modern personality, exceptional livability, and the kind of location that makes you wonder why you'd ever want to live anywhere else. From the moment you step inside, there's something refreshingly different about this home. It has character without sacrificing comfort, style without sacrificing function, and a floor plan that feels like it was designed for the way people actually want to live. The open-concept kitchen, dining, and living areas create a natural gathering space, while the large, separate family room offers an entirely different place to relax, entertain, or spread out. It's the best of both worlds: connected spaces when you want to be together and plenty of room when you don't. Whether it's a house full of friends on a Saturday night, kids taking over the family room, or a quiet Sunday morning with coffee, this home handles it all effortlessly. The kitchen features granite countertops, a gas cooktop, generous workspace, and casual bar seating, all positioned to keep everyday life flowing. Four bedrooms and three full bathrooms provide flexibility for family, guests, home offices, or whatever your next chapter requires. Hardwood and tile flooring throughout mean no carpet, and the home's distinctive mid-century influence gives the entire space a personality that feels both timeless and undeniably cool. Outside, the generous lot delivers something equally valuable: room to breathe. French doors connect the family room to a private backyard and patio, creating an easy transition from indoor living to outdoor entertaining. There's plenty of space for backyard games, pets, gardening, cookouts, or simply enjoying your own piece of Signal Mountain. And the location? It's tough to beat. Situated in the heart of Signal Mountain, 205 Inverness is within walking distance of Thrasher Elementary, the town pool, and the shops, parks, and neighborhood conveniences that give this mountain community its unmistakable small-town charm. Here, the things that make Signal Mountain special aren't just nearby; they're part of your everyday life. Then consider the value. In one of the most sought-after areas of Signal Mountain, opportunities to find this combination of space, location, lot size, architectural personality, and an exceptionally functional four-bedroom, three-bath layout at this price point are few and far between. Some homes impress you with finishes. Others win you over with square footage. This one stands out because of how it all comes together. The personality, the flow, the flexibility, the backyard, the neighborhood. It's a house that's just as well suited for a lively gathering as it is for an ordinary Tuesday evening, and that's what makes a truly great home. 205 Inverness Drive has the character you want, the space you need, and the location you'll love. And in a market full of homes that tend to look and feel the same, this one is anything but ordinary.

205 Inverness Drive, Signal Mountain
3122 Bee Tree Lane, Signal Mountain
$875,000
4 Beds ⋅ 4 Baths ⋅ 1544925 MLS
Don't miss out on this stunning 4-bedroom, 3.5-bath brick home in the desirable Fox Run community on Signal Mountain! The inviting circle drive is bordered by meticulously maintained landscaping and an abundance of blooming roses. Step through the elegant front door into a spacious grand foyer, where gleaming hardwoods and a custom-built staircase with a newly installed runner set the tone for refined living. To your left, the large dining room impresses with custom wall paneling and beautiful hardwood floors, while to your right, the formal living room is adorned with elegant leaded glass transoms. Sunlight floods the home, enhanced by a vaulted entry and high ceilings throughout the main level. French doors open from the living room into a cozy family room featuring a brick fireplace with gas logs.The renovated kitchen--perfect for family gatherings and entertaining guests--flows seamlessly into a bright breakfast room and opens to the upper deck, which overlooks a private, wooded landscape with a tranquil stream and a spacious lower deck. Upstairs, discover three generous bedrooms and a luxurious master suite complete with walk-in closets, a large tiled walk-in shower, garden tub, and dual vessel sinks atop a double vanity. Numerous updates and improvements add to this home's appeal. The fully finished lower level offers flexible space for a fifth bedroom and features direct access to the expansive deck through French doors. This level also boasts a full custom bath and versatile options for an in-law suite, game room, weight room, or more. The deck stretches across the entire back of the home, providing multiple areas for entertaining or relaxing--including a hot tub. The house is wired for custom audio, with speakers in the living room, basement, and on the back deck. The oversized 2+ car garage, with convenient side entry, offers ample storage. Nestled on a quiet cul-de-sac, this exceptional family home is just minutes from award-winning Signal Mountain school and close to charming restaurants, shops, sports facilities, and the town pool. Schedule your private tour today!

3122 Bee Tree Lane, Signal Mountain
1008 Crown Point Road W, Signal Mountain
$780,000
6 Beds ⋅ 4 Baths ⋅ 1544920 MLS
Space, flexibility, and a fantastic Signal Mountain location! This spacious 6-bedroom, 4-bath home offers a versatile layout with two primary suites, making it an excellent option for multigenerational living, growing families, or anyone who appreciates having extra room to spread out. The kitchen has been opened to the living room, creating a more connected living space, while the sunroom offers a bright spot to relax and enjoy the outdoors from the comfort of home. Original hardwood floors run throughout much of the home, adding warmth and character, while tile flooring in the kitchen, bathrooms, and sunroom provides durability in key living areas. The kitchen features updated countertops and matching appliances, and improvements over the years include remodeled bathrooms, a newer roof, and an updated downstairs primary bath. The main level features two bedrooms that share a full hallway bathroom, along with a primary suite with its own bathroom. Upstairs, you'll find two additional bedrooms that share a full hallway bathroom, plus a second primary suite with a private bath. One of the upstairs bedrooms was created by combining three smaller rooms, providing a spacious, flexible bedroom. Additional features include two HVAC systems, a walk-in attic with extensive floored storage, and a two-car garage with a utility room. Step outside to enjoy the back deck and fully fenced backyard, offering plenty of room for outdoor entertaining, gatherings with family and friends, or simply relaxing and enjoying the outdoors. Enjoy a wonderful neighborhood with quiet surroundings and convenient access to some of Signal Mountain's favorite local amenities. The home is within walking distance of the community pool, library, and Pruett's Market, and is zoned for Thrasher Elementary School. With its generous space, flexible floor plan, and appealing location, this home offers an opportunity to enjoy the best of Signal Mountain living.

1008 Crown Point Road W, Signal Mountain
Baggett Trail Lot 8, Signal Mountain
$975,000
1544835 MLS
Build your dream home on Signal Mountain! Welcome to The Shrubbery, a gated community with high-end custom homes on large private wooded lots. Situated mostly in Hamilton County, Lot 8 is 7.9 acres with multiple level buildable sites. Portions of this lot boast the highest elevation in the development, offering gorgeous scenic mountain views. The development is bordered by Prentice Cooper State Forest and protected land of the TN River Gorge Trust. It's an outdoorsman's dream, with plenty of opportunities for hiking, biking, horseback riding, or just being out in nature! The property is less than a mile from the award winning Signal Mountain Schools. No HOA fees. Come see for yourself. You won't be disappointed!

Baggett Trail Lot 8, Signal Mountain
197 Grandview Road, Signal Mountain
$1,875,000
4 Beds ⋅ 5 Baths ⋅ 1544803 MLS
Welcome to your beautiful custom home on over 13 acres in a private, gated community on Signal Mountain. This home offers main level living, high ceilings, and soft sconce lighting throughout. First, there is an oversized foyer that looks up to the second level. Next, a professional office with custom molding and a large closet. A hall leads to both a large bedroom w en suite and a designated laundry room. The main living room has vaulted ceilings with a custom concrete fireplace surround. Two sets of French doors leads out to an oversized outdoor screened space w outdoor dining and another family area with a central stone fireplace. There is an oversized, open kitchen perfect for hosting, complete w 48'' gas range, beverage fridge in island, and multiple trash pulls. A scullery is located off the back of the kitchen and offers an additional work space. The dining area is off to the side of the kitchen, and a mudroom with ample closed storage and a utility closet leads out to the breezeway. Also on main level is the primary ensuite with picture-frame molding and natural light. The primary bathroom offers a large shower w multiple heads, a sit down knee space, and a custom Chattanooga Closets couples closet. Upstairs are two additional bedrooms, ea with their own en suites. There is also a dreamy bonus room with a set of built in bunks and walk-in attic storage. The 3 car garage is attached with a breezeway, offering a 4th covered parking spot. The 3rd bay of the garage is being used as a home gym/storage area. There is a separate entrance in the breezeway that leads up to the ''carriage house''. This is an additional 700 sq ft area that has not be completed but has been framed, wired and plumbed to finish out an additional 1 bed/bath apartment-style space. There is a small pond, garden, and poultry house with fence on the property. Generac system w 1000 gal propane tank. Wildlife abounds, offering hunting opportunity for deer and turkey.

197 Grandview Road, Signal Mountain
831 Fairmount Avenue, Signal Mountain
$425,000
2 Beds ⋅ 2 Baths ⋅ 1544745 MLS
Step into the perfect blend of timeless charm and modern luxury in this stunning, fully renovated historic home! Imagine entertaining in your sparkling new kitchen, unwinding beside the inviting fireplace, or enjoying summer gatherings on a private deck overlooking your level yard. Sunlight floods the open living spaces, highlighting rich hardwood floors and modern recessed lighting. Sip morning coffee on the covered front porch and savor the serenity of Signal Mountain living--just minutes from scenic parks, top-rated schools, and the area's quaint, vibrant shops. Every detail has been thoughtfully updated, from sleek stainless steel appliances and energy-efficient windows to a brand new roof and durable fiber cement siding. The spacious two-car garage and modern heating and cooling system ensure comfort and convenience year-round. This is more than a house--it's a cozy, charming dream home!

831 Fairmount Avenue, Signal Mountain
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