Ooltewah Homes with Conventional Financing available

Ooltewah Homes with Conventional Financing available

Welcome to Ooltewah, Tennessee—a hidden gem nestled in the heart of Hamilton County. Just a stone's throw from the bustling city of Chattanooga, Ooltewah offers a perfect blend of serene suburban living and convenient access to vibrant urban amenities. With its picturesque landscapes, friendly community, and a wealth of recreational opportunities, Ooltewah is an ideal place for families, professionals, and retirees alike.

The charm of Ooltewah lies not only in its beautiful surroundings but also in its rich history and community spirit. Residents enjoy a variety of local parks, hiking trails, and scenic spots that make outdoor activities a delight. The city is home to top-rated schools, making it a desirable location for families looking to provide their children with quality education. Additionally, the growing local economy and proximity to major employers in Chattanooga make Ooltewah an attractive option for those seeking career opportunities.

For potential homeowners, Ooltewah offers a diverse selection of properties that cater to various lifestyles and budgets. One of the great advantages of this area is the availability of homes that qualify for conventional financing. Whether you’re looking for a cozy starter home, a spacious family residence, or a luxurious retreat, you’ll find an array of options that can be financed through conventional loans. This accessibility makes it easier than ever to invest in your dream home in this charming community.

Come explore Ooltewah, where Southern hospitality meets modern living. Discover your perfect home and become a part of this vibrant community today!

Newest Ooltewah Homes with Conventional Financing available

8265 Tree Farm Circle 06, Ooltewah
$524,900
5 Beds ⋅ 3 Baths ⋅ 1546204 MLS
SELLER IS OFFERING A RATE BUYDOWN FOR A LIMITED TIME ONLY! Exceptional Plan the SEASIDE with additional bedroom on the main floor. Second Floor Media Room. Luxurious space and storage for everything without sacrificing efficiency. This Home even includes a Covered Front Porch and a rear deck for cool outdoor evenings. Large Open Gourmet Kitchen and Over-sized Island overlook the family room for ideal entertaining and guest circulation. Luxury Vinyl Plank Flooring, 42'' Cabinets, Granite, Stainless Steel Appliances, all complete the oasis for the senses.

8265 Tree Farm Circle 06, Ooltewah
101 Wisley Way, Ooltewah
$370,000
2 Beds ⋅ 2 Baths ⋅ 1546184 MLS
Enjoy resort-style living in the gated community of Windstone! Perfectly positioned on a corner lot along the first fairway, this beautifully situated one-level townhome offers stunning golf course and pond views with a lifestyle that feels like a permanent getaway. Residents enjoy access to an impressive array of amenities, including a swimming pool, tennis courts, golf course, and community restaurant. Inside, you'll find an inviting open-concept floor plan highlighted by vaulted ceilings, a beautiful stone fireplace, and comfortable single-level living. A dedicated office or flex space just off the entry provides the perfect spot for working from home, hobbies, or additional living space. The spacious primary suite features a large bedroom, two walk-in closets, and an oversized en-suite bath with double vanities and a newly tiled walk-in shower. One of the home's standout features is the expansive screened back porch, complete with vaulted ceilings and breathtaking views overlooking the ponds and first fairway. A large two-car garage adds convenience and plenty of storage. With beautiful views, low-maintenance living, and resort-style amenities right outside your door, this Windstone townhome is exceptional!

101 Wisley Way, Ooltewah
6506 Elizabeth Ann Way Lot 118, Ooltewah
$425,000
4 Beds ⋅ 3 Baths ⋅ 1546095 MLS
MOVE-IN READY + INCREDIBLE INCENTIVEs! Potential interest rate of 5.5% for qualified buyers! For a limited time, receive $15,000 towards Closing Costs, Rate Buy-Down, or HOA Dues. Must close within 30 days of contract. Final Opportunities in James Creek! Located in Ooltewah, TN, the Daisy floor plan features 4 bedrooms and 3 full baths with an open concept design ideal for everyday living and entertaining with lots of included upgrades! The main level includes a large great room, a well appointed kitchen with granite countertops, stainless steel appliances, tile backsplash and pantry storage, along with a generous primary suite with a tile shower, a second bedroom, a full bath, and a conveniently located laundry room. Upstairs offers two additional bedrooms and a third full bath, perfect for guests, a home office, or extra living space. There is a large and level backyard with plenty of room to spread out! Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of the Daisy floor plan and finishes may vary. Schedule your private tour today! (*Photos are of another home. Finishes are found in the first two listing photos. More photos to come).

6506 Elizabeth Ann Way Lot 118, Ooltewah
6514 Elizabeth Ann Way Lot 117, Ooltewah
$370,000
3 Beds ⋅ 3 Baths ⋅ 1546093 MLS
MOVE-IN READY + INCREDIBLE INCENTIVEs! Just in time for the holidays! Potential interest rate of 5.5% for qualified buyers! For a limited time, receive $15,000 towards Closing Costs, Rate Buy-Down, or HOA Dues. Must close within 30 days of contract. Final Opportunities in James Creek! The Rhododendron floor plan is a thoughtfully designed and well upgraded 3-bedroom, 2.5-bath home filled with natural light from an abundance of windows. Its inviting front porch blends classic brick with charming board-and-batten siding, creating timeless curb appeal. Inside, the open-concept main level offers a warm great room--perfect for gathering with family and friends. The kitchen is appointed with granite countertops, stainless steel appliances, tile backsplash and a pantry for extra storage. Upstairs, the sun-filled primary suite features large windows, a generous walk-in closet, and a private bath with a tile shower. Two additional bedrooms, a full hall bath, and a conveniently located laundry room complete the second floor. With the HOA maintaining each lawn, you can enjoy low-maintenance living without compromising style. Ideally located just minutes from Cambridge Square and I-75, James Creek combines comfort, convenience, and charm. County only taxes and EPB fiber internet availability are additional perks! (Photos are of another Rhododendron plan home. Correct finishes are in first 2 listing photos. More photos to come.) Builder includes a one-year warranty!

6514 Elizabeth Ann Way Lot 117, Ooltewah
10072 Deer Ridge Drive, Ooltewah
$1,155,000
6 Beds ⋅ 5 Baths ⋅ 1546013 MLS
From the moment you step inside, the immaculate panoramic views take center stage! Tucked quietly at the end of a peaceful cul-de-sac in the pristine Deer Ridge neighborhood, this 6-bedroom, 4.5-bath home offers a balance of elevated design and everyday living across two main stories and a fully finished lower level. Large, expansive windows throughout the home flood the spaces with natural light and frame long-range views of the rolling Tennessee Valley basin and the distant Cumberland Plateau Ridgeline. The living room features a cozy fireplace, creating an inviting spot to gather on cool evenings. With doors opening out to the main deck, it's the ideal place to step outside, take a deep breath of fresh air, and soak in the quiet surroundings. Upstairs, the primary suite offers a quiet, restful retreat, including a sitting area with a large bay window to take in expansive views. Step onto your private balcony for beautiful sunrise views, and enjoy a well-appointed bathroom featuring a generous walk-in closet. Additional bedrooms throughout the home offer versatile spaces for family, guests, or a home office. Downstairs, the finished basement with a full bedroom and bath creates a perfect opportunity for an in-law suite. It also includes a kitchenette, entertaining space, and an exercise room. Step through the French doors directly to your resort-style backyard retreat. Beautiful custom hardscaping and mature trees frame a privately fenced outdoor oasis featuring a crystal-clear in-ground pool, an integrated hot tub, and an outdoor fireplace. Additionally, there is substantial unfinished basement storage and a utility garage ideal for a workshop. The grounds extend further to include a dedicated calisthenics park and a fire pit area complete with a hammock set up for ultimate relaxation and casual gatherings. From quiet morning light to vivid autumn sunsets, this is more than a home; it's an exceptional property crafted for effortless living and timeless memories!

10072 Deer Ridge Drive, Ooltewah
2158 Holden Farm Place, Ooltewah
$524,900
3 Beds ⋅ 3 Baths ⋅ 1545969 MLS
Welcome to 2158 Holden Farm Place in Whisper Creek, within the exclusive, gated Windstone golf community! This immaculate, one-owner custom home offers the perfect blend of comfort, style, and low-maintenance living. This beautiful single-level home features hardwood and tile flooring throughout, crown molding, and soaring ceilings with a minimum height of 10 feet, with several areas even higher. Elegant coffered ceilings in both the great room and primary bedroom add to the home's custom appeal. The spacious great room features a beautiful fireplace with built-in decorative shelving and flows seamlessly into the bright dining area, where triple windows provide abundant natural light. The well-appointed kitchen offers stainless steel appliances, including a gas cooktop with vent hood and wall oven with microwave, granite countertops, abundant cabinetry, oversized drawers, a spacious breakfast bar, and pantry. Just off the main living area, a screened porch provides the perfect place to relax, while an adjoining office features a built-in granite desk, drawers, and overhead cabinetry. A conveniently located half bath and spacious laundry room with upper cabinets and utility sink add to the home's thoughtful design. The generously sized primary suite offers a peaceful retreat with coffered ceilings and an expansive ensuite bath recently renovated by the seller. Enjoy a beautiful new walk-in tiled shower with frameless glass, an extra-long double vanity with granite countertop, and a jetted garden tub with updated tile surround. Storage is plentiful, with an oversized primary walk-in closet, spacious closets in the additional bedrooms, and convenient hallway coat and linen closets. Fresh interior paint in a designer-selected neutral palette completes the home's move-in-ready appeal. Beyond the home itself, Whisper Creek offers an exceptional low-maintenance lifestyle. Lawn care and irrigation are included, allowing you more time to enjoy the private community pool and clubhouse featuring a full kitchen, fitness room, and children's playroom. Sidewalks, streetlights, mature landscaping, and beautifully maintained common areas complete this desirable neighborhood. If you're ready to simplify life without sacrificing comfort, quality, or amenities, this exceptional home deserves a place at the top of your list. Come discover the lifestyle waiting for you at 2158 Holden Farm Place!

2158 Holden Farm Place, Ooltewah
9133 White Ash Drive, Ooltewah
$615,000
4 Beds ⋅ 4 Baths ⋅ 1545961 MLS
Back on the market - BUYER TERMINATED CONTRACT and lost Trust money 5 Days prior to closing. This buyer's lose is another ones gain. Interior has just been freshly painted ,recently replaced downstiars HVAC. This quality built 2 story home is located in a highly desirable neighborhood in Ooltewah. You'll love the open floor plan on the main level. Spacious rooms and attention to detail. A home where everyday moments feel a little more special. From the moment you step inside, the floor plan is like no other. A design that invites gathering, conversation, and connection. A blank canvas for you to add your own touches of color and decor. It's adorned with coffer ceilings, real hardwoods, granite countertops, tile backsplash, tiled baths, brick floors in the laundry room. On the main level you have, large entry foyer, great room, large kitchen with an island and nice dining area. Mudroom, pantry and laundry just off the garage and kitchen. Primary suite with large walk in closet. Upstairs you have 1 large bedroom with an ensuite, 2 other very spacious bedrooms, another full bath and a large bonus room that would make a nice media or family gathering room. Fenced back yard. Sprinkler system in the front and back yard. Seller is offering $10,000. 00 Buyer incentive to be used for closing cost, title policy , rate buy down, etc.

9133 White Ash Drive, Ooltewah
5886 Yellow Rose Lane 7, Ooltewah
$599,000
3 Beds ⋅ 2 Baths ⋅ 1545939 MLS
Welcome to nature inspired living! Nestled against a beautiful wooded backdrop in the charming Cove borough of Nature's Cove, this designer curated move in ready home is every bit as dreamy as it looks. From the picturesque picket fence and gas lanterns to the stepping-stone walkway leading to the front door, every detail makes a lasting first impression. Inside, this thoughtfully designed single-level home offers three bedrooms, two full baths, and a dedicated office. Two spacious guest bedrooms and a beautifully appointed guest bath welcome you in, while charming wall detailing leads to the heart of the home. A stunning vaulted living room showcases a wood-accented beam, cozy fireplace with custom built-ins, and abundant natural light. The chef inspired kitchen features quartz countertops and Café gas appliances with double ovens, while the dining space boasts additional designer wall accents. A conveniently located laundry room adds everyday ease. Glass French doors open to a covered patio overlooking a spacious, level backyard framed by a peaceful wooded setting perfect for entertaining, pets, or simply unwinding. The oversized primary suite offers a spa-inspired retreat with a freestanding soaking tub, tiled walk-in shower, and generous walk-in closet. Beyond your front door, Nature's Cove feels like stepping into a storybook. Enjoy sidewalk lined streets, beautiful street trees, and homes thoughtfully spaced with approximately twice the breathing room of traditional neighborhoods. Community amenities include a dog park, outdoor activity lawn, walking trails, and creek access for kayaking, paddleboarding, or a quiet afternoon by the water. A future clubhouse with fitness space and pool will complete this one of a kind lifestyle. A little more charm, a little more room to breathe, and a whole lot to love. Make your dream home a reality! Enjoy your choice of $35,000 in builder flex cash OR a 5.99% interest rate on this move-in ready!

5886 Yellow Rose Lane 7, Ooltewah
7555 Sir Anderson Court, Ooltewah
$585,000
3 Beds ⋅ 3 Baths ⋅ 1545887 MLS
Gorgeous almost new construction home with tons of upgrades and a swimming pool. See our Upgrades Sheet for a complete list. This one-level home has an open floor plan and high ceilings. The great room, kitchen and dining areas flow seamlessly. Tons of natural light flowing in from the many windows. Dining room has pan specialty ceiling and the great room is centered around a decorative stack sone fireplace. The kitchen has excellent cabinet space, island work center, upgraded appliances and sink, along with added drawers and pullouts for storage. the tile backsplash and vent hood add another level of distinction. The primary bedroom is large with a sitting area and pan specialty ceiling that has a reclaimed wood look. The primary bathroom is a relaxing oasis, with quartz countertops, double bowl vanity sink and custom tiled walk-in shower. The guest bedrooms are both a great size and share a well appointed hallway bathroom. There is also a large powder room for guests and an amazing laundry room with storage and wash sink. The screened porch is where you would find me, relaxing over the expansive and custom fenced backyard. There is a patio area for grilling and perfect for a fire pit. This backyard is build for fun with a swimming pool and lots of decking to enjoy the hot Chattanooga Summers. County taxes and a well manicured home with attention to detail. Call today to schedule your own private viewing of this wonderful property!

7555 Sir Anderson Court, Ooltewah
7728 Snow Hill Road Lot 3, Ooltewah
$250,000
1545871 MLS
THIS LISTING IS FOR LOT 3 Golf Course Views: Scenic views from both the front (Hole 15 across Snow Hill) and back (Hole 3). Exclusive Location: One of twelve new lots on Snow Hill Road in The Ooltewah Club. Privacy: Each lot will feature its own driveway on Snow Hill Road. Community Access: All lots connect to The Ooltewah Club via cart path. Natural Appeal: Mostly cleared lots with mature trees on select parcels. Membership Included: HOA fees will include a social membership to The Ooltewah Club. Amenities: Access to club features and community/association amenities via social membership. Lifestyle & Convenience: Just minutes from Hamilton Place, Volkswagen, and I-75, offering easy access to shopping, dining, and downtown Chattanooga. The agent has a personal interest with this property

7728 Snow Hill Road Lot 3, Ooltewah
65 Snow Line Lane, Ooltewah
$557,400
4 Beds ⋅ 3 Baths ⋅ 1545738 MLS
Welcome to the Oxford plan with three car garage! Situated in the Timberlee community by Greentech Homes, this home offers effortless main level living, thoughtful design, and ample garage space surrounded by mountain views. Step inside to a beautiful and spacious entry hall where two guest bedrooms and a full bath are privately positioned near the front of the home, creating the perfect setup for guests, a home office, or additional living space. Continue into the heart of the home and everything opens up. A large wraparound kitchen and an oversized island flow beautifully into the living area, where tall vaulted ceilings and oversized windows create an open and airy feel. Just off the living room, the dining room has its own defined space while still feeling connected to the rest of the home. From your back patio, enjoy the privacy of mature trees and the best sunset views Ooltewah has to offer! The oversized primary suite is tucked away for added privacy, features a vaulted tray ceiling, and offers plenty of room for your own retreat. The ensuite features a double vanity, walk in shower, and spacious walk in closet with the option to connect though to your laundry room. Upstairs, you'll find a fourth bedroom, a full bathroom, and a spacious bonus room. Reach out today for a private tour! For a limited time, receive a $20,000 Incentive to use toward closing costs, interest rate buy-down, or design upgrades. Offer expires November 30, 2026. Photos shown represent floor plan design and construction quality and may not reflect the actual home. Features, finishes, colors, and selections will vary. This home can still be customized to your lifestyle and design!

65 Snow Line Lane, Ooltewah
2811 Majestic Drive, Ooltewah
$445,000
4 Beds ⋅ 3 Baths ⋅ 1545722 MLS
Beautifully updated 4 bedroom and 2.5 baths home located on .70 acres in the Granada Estates subdivision. This home offers both the convenience to Hamilton Place and a peaceful nature setting. Recent updates include LVP flooring, quartz countertops throughout the kitchen and bathrooms, white tile backsplash, refaced white cabinets, water filtration system and softener, and more! The spacious fenced-in back yard offers beautiful flowering plants, fig trees, herb garden, delicious muscadines, plenty of space for gardening, and a 20ft x 10ft shed. Listing agent is the owner of the property.

2811 Majestic Drive, Ooltewah
Start Your Search

How much is your home worth?

Get instant property value now!