Ooltewah Homes with FHA Financing available

Ooltewah Homes with FHA Financing available

Welcome to Ooltewah, Tennessee – a charming community nestled in the heart of Hamilton County. Just a stone's throw from the vibrant city of Chattanooga, Ooltewah offers a perfect blend of suburban tranquility and easy access to urban amenities. Known for its picturesque landscapes, friendly neighborhoods, and a strong sense of community, Ooltewah is an ideal place for families, retirees, and everyone in between.

The area boasts a rich history and is surrounded by the natural beauty of the Appalachian foothills. Residents enjoy a variety of recreational activities, from hiking and biking in the nearby parks to golfing at the renowned Champions Club. Ooltewah is also home to excellent schools, making it a desirable location for families seeking quality education for their children.

For those looking to invest in a home in Ooltewah, you’ll be pleased to know that FHA financing is available. This means that first-time homebuyers and those with lower credit scores can find affordable options to make their dream of homeownership a reality. The local real estate market features a diverse array of homes, from charming single-family residences to modern townhouses, ensuring there’s something for everyone.

Whether you’re drawn to the area's scenic beauty, strong community spirit, or the financial accessibility of FHA financing, Ooltewah, TN, is a wonderful place to call home. Discover the perfect property for you and experience the warm hospitality that this delightful town has to offer!

Newest Ooltewah Homes with FHA Financing available

$349,999
3 Beds ⋅ 2 Baths ⋅ 1541052 MLS
Welcome home to this charming all-brick, one-level residence offering 3 bedrooms, 2 bathrooms and approximately 1,478 square feet of comfortable living space. Built in 1997, this well-maintained home features a functional layout with spacious living areas, making it perfect for everyday living and entertaining. Enjoy the durability and timeless appeal of brick construction, along with a generous yard offering plenty of room to relax, garden, or play. Conveniently located in Ooltewah with easy access to shopping, dining, schools, and major roadways, this home is a wonderful opportunity for first-time buyers, downsizers or anyone looking for low-maintenance living. Don't miss your chance to make it yours!

5819 Riley Road, Ooltewah
$558,435
3 Beds ⋅ 3 Baths ⋅ 1541050 MLS
Ready in September! Welcome to The Kimberly plan by GreenTech Homes nestled in Timberlee, a scenic Ooltewah community surrounded by beautiful mountain views and peaceful natural surroundings. Offering approximately 2,600 square feet, this thoughtfully designed home features 3 bedrooms, 2.5 bathrooms, a large bonus room, and an office with inset glass French doors. Designed with both comfort and functionality in mind, the open-concept layout seamlessly connects the kitchen, dining area, and vaulted living room--creating an inviting space for everyday living and effortless entertaining. The kitchen showcases stylish quartz countertops, ample cabinet space, a large walk-in pantry, and a layout that keeps everyone connected. The main-level primary suite offers a private retreat with well-appointed finishes and an oversized separate laundry room. Enjoy outdoor living on the back patio, the perfect place to unwind and take in the surroundings that make Timberlee such a special place to call home. Don't miss our $25,000 Founders Incentive, which can be used toward closing costs, rate buy-downs, and design upgrades! Expires August 30, 2026. Home is currently under construction with an estimated completion date of September 2026.

76 Snow Line Lane, Ooltewah
$535,000
4 Beds ⋅ 3 Baths ⋅ 1541026 MLS
Your private backyard retreat awaits! This beautifully appointed 4-bedroom, 3 full bath home combines comfortable everyday living with an entertainer's dream outdoor space. From the moment you arrive, lush landscaping and inviting curb appeal set the tone for what awaits inside. The main level offers a welcoming family room centered around a fireplace, a formal dining room for memorable dinners, ample storage, and thoughtfully designed spaces for gathering with family and friends. The private primary suite is a true retreat, featuring its own sitting area and fireplace. This versatile space could easily be transformed into a home office, nursery, reading lounge, or whatever best fits your lifestyle. Step outside and discover what makes this property truly special. The private, beautifully landscaped backyard features a sparkling saltwater in-ground pool, covered porch, and patio--creating an ideal setting for pool days, summer cookouts, morning coffee, and unforgettable evenings with friends. Whether you're hosting a crowd or simply enjoying a quiet afternoon at home, this backyard is designed for making the most of every season. The oversized garage offers plenty of room beyond parking, with space for a workshop, hobbies, storage, a boat, or all the toys that come with an active lifestyle. And the location adds even more appeal. You're close to Cambridge Square, Ooltewah's vibrant destination for locally owned restaurants, shopping, live entertainment, and community events. Updates: • New roof installed May of 2025 • Pool liner and cover replaced in 2021 • Pool has salt system with sand filter • New Upstairs A/C (August 2026) • New Downstairs A/C (2023)

9328 Wandering Way, Ooltewah
$454,900
5 Beds ⋅ 4 Baths ⋅ 1540964 MLS
*** **New Construction**Welcome to Alban Chase! The Wyatt M two-story floor plan is a spacious 2838 square foot home that offers 5 bedrooms, 4 bathrooms, with an inviting open-concept floorplan that seamlessly connects to the main living area. The designer kitchen is the heart of the home, featuring quartz countertops, a stylish tile backsplash, and a large center island perfect for gathering and meal prep. Luxury vinyl flooring flows throughout the main living area, adding both durability and elegance. Upstairs is the private primary suite that provides a true retreat with a large walk-in closet and a spa-inspired primary bathroom complete with a double vanity and an oversized tile walk-in shower. A versatile bonus room offers the perfect space for a media room, game room, or second living area. With thoughtful design, upscale finishes, and flexible spaces, the Wyatt M delivers comfort, style, and functionality for today's lifestyle. THE SELLER WILL PAY UP TO $7,500 CLOSING COSTS WITH OUR PREFERRED LENDER! Don't Forget to Ask About our Promotion**Floor Plans, Elevations, Options, Home Features are Subject to Change at any time without Notice or Obligation.

9266 Alban Chase Drive 9, Ooltewah
$699,900
4 Beds ⋅ 4 Baths ⋅ 1540952 MLS
If these walls could talk, they would tell the story of countless celebrations, gatherings, quiet moments, and wonderful memories. Cherished and cared for by its original owner, this impressive 4337-square-foot home is ready to begin its next chapter. Offering 4 bedrooms, 3 full baths, 1 half bath, a large finished basement, and a 3-car garage, the thoughtfully designed floor plan provides exceptional flexibility. Two bedrooms are conveniently located on the main level, including the primary suite, with two additional bedrooms and a spacious bonus room upstairs. The main level features a flexible living room or office, formal dining room, hardwood floors, and an open flow designed for comfortable everyday living and entertaining. The large eat-in kitchen offers an island and generous gathering space and opens to the impressive Great Room, where high ceilings and floor-to-ceiling windows fill the space with natural light. A main-level sunroom overlooks the beautifully landscaped, fenced backyard and provides a peaceful connection to the outdoors. The large finished basement adds another level of versatile living and entertaining space. Accessible plumbing provides the opportunity to explore adding a kitchen or kitchenette, subject to buyer verification and any applicable codes, permits, or restrictions. A covered screened porch on the terrace level further expands the home's indoor-outdoor living options. Outside, mature landscaping creates a wonderfully private setting. In addition to the 3-car garage, the property offers substantial additional parking along the side and rear of the home. With over 4,000 square feet of finished living space, a flexible floor plan, generous indoor and outdoor living areas, abundant parking, and a private setting, 9815 Leslie Sandidge Drive offers the space to make it uniquely your own. One owner. Years of wonderful memories. Now it's time for a new chapter.

9815 Leslie Sandidge Drive, Ooltewah
$330,000
3 Beds ⋅ 2 Baths ⋅ 1540935 MLS
A one-level brick home tucked back on a gently sloping, secluded lot in Ooltewah. Vaulted ceilings open up the main living space, and the eat-in kitchen keeps a pantry and room for a real table. The primary bedroom has its own bath. Everything lives on one floor, laundry room included, with the garage tucked underneath at basement level off a concrete drive. Outside there is a covered front porch, plus a deck, patio and covered rear porch off the back. No HOA.

8417 Troubadour Way, Ooltewah
$548,675
4 Beds ⋅ 3 Baths ⋅ 1540895 MLS
$25,000 Builder Incentive! Welcome to The Oxford by GreenTech Homes -- a thoughtfully designed home that blends modern comfort with timeless appeal. This inviting plan features a charming covered front porch, three bedrooms on the main floor, and a welcoming entry with wainscoting detailing that sets the tone from the moment you walk in. Inside, you'll find a spacious living room filled with natural light, a well-appointed kitchen, and a dining area that flows seamlessly to the back patio through French doors -- perfect for entertaining or enjoying quiet evenings at home. The kitchen is beautifully finished with soft-close cabinetry, a decorative vent hood, subway tile backsplash, and a spacious island with quartz countertops, offering both style and functionality. The main-level primary suite offers a generous walk-in closet and a beautifully designed bathroom with added storage. The primary bedroom features ample natural light and a wainscoting accent that adds personality and style to the retreat. Two additional bedrooms are located off the front hallway, providing privacy from the primary suite, along with a full bathroom and a conveniently placed laundry room. Upstairs, you'll find a fourth bedroom, a full bathroom, and a spacious bonus room. Schedule your private tour today! Don't miss our $25,000 Founders incentive, which can be used for closing costs, rate buy-down, and design upgrades! Expires August 31, 2026. Ready now for a quick move-in!

81 Snow Line Lane, Ooltewah
$869,000
4 Beds ⋅ 4 Baths ⋅ 1540845 MLS
Set on 8.78 private acres in a prime Ooltewah location, this approximately 3,000 square foot log home offers a peaceful lifestyle with space to entertain and enjoy the outdoors. The property features a pond with a dock, a fenced saltwater pool with a poolside pavilion with bathroom, expansive covered porches, a playground, approximately 759' of road frontage, and a detached 20x30 foot workshop connected to electric and water utilities. Inside, generous windows bring natural light and wooded views into the home. The family room features a wood- burning fireplace and an impressive 16 ft timber framed vaulted ceiling. Two primary en suite bedrooms, one on each level, and an upstairs loft and game room offers additional gathering space. Notable improvements include professional exterior log home restoration completed in summer 2026, along with the septic system being professionally pumped and serviced with new field lines installed. Updated kitchen lighting and hardware, new flooring and carpet in select areas, an encapsulated crawlspace with a dehumidifier, a new pool chlorinator, freshly painted pool fencing and pavilion, and a new HVAC motor and pump. NOTE: Combination purchase and sale scenario could exist if interested: See 7914 Mahan Gap Road, MLS 1539361 See. Situated on approximately four acres, the neighboring property offers five bedrooms, five and a half bathrooms, mother in law quarters, and a three car garage.

7830 Mahan Gap Road, Ooltewah
$435,000
4 Beds ⋅ 3 Baths ⋅ 1540834 MLS
Welcome to this beautifully maintained one-level home offering 4 bedrooms and 3 full bathrooms, thoughtfully designed for comfortable everyday living. Enjoy breathtaking mountain views from this spacious home, located in an area zoned for highly sought-after schools. The spacious kitchen provides plenty of room for cooking and gathering, while the living room features attractive built-in cabinetry for added storage and character. The primary suite offers a private retreat with a walk-in shower and double vanity. Recent updates include a new HVAC system and new refrigerator, along with an added surround sound system for enhanced entertainment. Step outside to enjoy the covered back patio--perfect for relaxing, entertaining, or taking in the beautiful surroundings. With all living spaces conveniently located on one level, this home offers easy living in a desirable Ooltewah location. Don't miss the opportunity to make this mountain-view home your own!

8764 Snowy Owl Road, Ooltewah
$507,000
3 Beds ⋅ 3 Baths ⋅ 1540810 MLS
This beautiful home in the sought-after Seven Lakes community, is where comfort, style, and outdoor living come together. Situated on a large, level lot, this home offers an impressive 26-foot screened porch with an amazing lake view--the perfect setting for morning coffee, relaxing evenings, or entertaining guests. Inside, the open-concept floor plan features a vaulted living room, stainless steel appliances, and a large pantry. The primary bedroom and laundry are conveniently located on the main level, while upstairs you'll find two guest bedrooms, a comfortable sitting area, and a large bonus room (could be uses as a 4th bedroom) with access to generous attic storage, providing plenty of space for guests, hobbies, work, or storage. Step outside to the fenced-in backyard, where an additional uncovered porch and stone fire pit create a private outdoor retreat. The large, level lot provides plenty of usable outdoor space, while the lake views add a beautiful backdrop. The home also offers dual HVAC units, including a brand-new upstairs unit, and a convenient 2-car garage. Enjoy all the amenities Seven Lakes has to offer, including a gated community, community pool, clubhouse available for private events, and a welcoming neighborhood with scenic views. With its exceptional outdoor spaces, thoughtful floor plan, abundant storage, and beautiful setting, this home offers the perfect blend of comfort, convenience, and community living.

8859 Seven Lakes Drive, Ooltewah
$660,000
5 Beds ⋅ 3 Baths ⋅ 1540805 MLS
Welcome to 7935 Trout Lily Drive, a beautifully crafted custom brick home offering timeless curb appeal and a spacious, thoughtfully designed floor plan. Built in 2009, this impressive residence features five bedrooms, three full bathrooms, and a two-car garage. A grand two-story foyer with custom archways creates an elegant first impression. The formal dining room flows seamlessly into the inviting great room, highlighted by a cozy electric fireplace. At the heart of the home, the kitchen features granite countertops, a large center island, stainless steel appliances, stained oak cabinetry, two pantries, and a bright breakfast area--perfect for everyday living and entertaining. The main-level primary suite includes two walk-in closets and a private en suite bathroom. A second bedroom and full bathroom on the first floor provide an ideal space for guests or a home office. Upstairs, three additional bedrooms offer generous space and storage while sharing a full bathroom. Hardwood floors, crown molding, and quality finishes add warmth and character throughout. Outside, the beautifully maintained, fenced backyard can be enjoyed from the deck or enclosed sunroom--an ideal setting for relaxing or hosting friends.

7935 Trout Lily Drive, Ooltewah
$479,900
2 Beds ⋅ 2 Baths ⋅ 1540778 MLS
Welcome to Stonebrook, a prestigious 55+ community offering a wonderful combination of comfort, convenience, amenities, and natural beauty. This gorgeous home features a fabulous open-concept layout with spacious rooms, high ceilings, natural light, and gleaming hardwood floors throughout much of the home. The inviting living room is highlighted by a gas log fireplace and flows beautifully into the main living areas. The well-appointed kitchen features stainless steel appliances, quartz countertops, wood cabinetry, and a pantry, with a generous laundry area conveniently located just off the kitchen featuring additional cabinetry and a separate storage room. This thoughtfully designed home offers two bedrooms plus a versatile bonus room and an amazing sunroom, providing plenty of space for an office, hobby room, den or additional sitting area. The spacious primary suite features hardwood flooring, a walk-in closet, and a private bath with double sinks, tile flooring, and a tiled shower. The hall bath offers tile flooring and a relaxing Jacuzzi tub. Additional features include a large two-car garage with pull-down attic storage, providing even more space for seasonal items and belongings. Stonebrook is surrounded by an abundance of natural beauty, including two fantastic, stocked ponds and sidewalks perfect for enjoying the community. Residents also enjoy an impressive selection of amenities, including a large clubhouse with planned social events, fitness center with weights, treadmills, outdoor swimming pool, bocce courts, pickleball courts and more! The HOA fee provides exceptional convenience and includes exterior maintenance, water, sewer, trash service, exterior pest control, mowing, mulching, pool, and clubhouse amenities, allowing you more time to enjoy the lifestyle Stonebrook has to offer. Beautiful home, exceptional amenities, and a low maintenance lifestyle all in one of the area's premier 55+ community. Home being sold as is.

1663 Sedgefield Drive, Ooltewah
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