Georgetown Homes with FHA Financing available

Georgetown Homes with FHA Financing available

Welcome to Georgetown, Tennessee—a charming community that perfectly blends small-town warmth with modern conveniences. Nestled in the heart of the Volunteer State, Georgetown boasts a rich history, friendly neighbors, and a picturesque landscape that invites outdoor enthusiasts and families alike. With its lush parks, vibrant local shops, and a strong sense of community, Georgetown is an ideal place to call home.

One of the standout features of Georgetown is its accessibility to essential amenities. Residents enjoy a variety of dining options, shopping centers, and recreational facilities, all within a short drive. The town’s strategic location also means that you’re just a stone’s throw away from the bustling city life of nearby Chattanooga, making it easy to enjoy the best of both worlds.

For those looking to invest in their dream home, Georgetown offers a fantastic range of properties suitable for various lifestyles. One of the most appealing aspects of buying a home here is the availability of FHA financing options. This means that first-time homebuyers and those with lower credit scores can take advantage of affordable financing solutions, making the journey to homeownership more accessible than ever. With FHA loans, you can secure a home with a lower down payment, opening the door to a variety of beautiful homes in this welcoming community.

Whether you’re searching for a cozy single-family home or a spacious property to accommodate your growing family, Georgetown has something for everyone. Come explore the charm of Georgetown, TN, and discover your perfect home today!

Newest Georgetown Homes with FHA Financing available

3184 State Highway 58, Georgetown
$399,000
4 Beds ⋅ 4 Baths ⋅ 1544298 MLS
Looking for an incredible investment opportunity with a proven track record of consistent rental income? Whether you're looking to expand your investment portfolio or step into the world of income-producing real estate, or house hack - this beautifully renovated duplex offers the perfect combination of immediate income potential, thoughtful updates, and long-term value. Boasting approximately 2,100 square feet of total living space and right at an acre of land, this property has been tastefully renovated to provide comfortable, attractive living accommodations while maintaining the functionality and durability that make for a great rental investment. With years of consistent rental income, this duplex offers an established history that investors will appreciate. Beyond the cosmetic improvements, the owners have invested in important mechanical and infrastructure updates to help minimize future maintenance concerns. Both units received new water heaters and pressure-reducing valves in 2025, while the septic tanks have been professionally pumped and a new grinder pump installed within the past two months. These significant improvements provide added peace of mind for the next owner. Finding an income-producing property that combines an established rental history, tasteful renovations, and meaningful infrastructure improvements isn't always easy. Whether you're a seasoned investor searching for your next addition or a first-time buyer looking to begin building wealth through real estate, this duplex deserves your attention. The updates have been made, the rental history is established, and the opportunity is yours. Schedule your private showing today!

3184 State Highway 58, Georgetown
850 Blythe Ferry Lane, Georgetown
$400,000
3 Beds ⋅ 2 Baths ⋅ 1542953 MLS
Welcome to 850 Blythe Ferry Lane! This updated 3-bedroom, 2-bath manufactured home sits on a permanent foundation and offers approximately 2,128 square feet of comfortable living space on five fenced acres. Inside, you'll find two spacious living areas, including a larger room currently used as a pool-table room, plus an office or sitting area connected to the primary suite through French doors. The primary suite also features a large walk-in closet. Outside, enjoy a covered front porch, screened back porch, and connecting deck leading to the above-ground pool. The property also includes a large barn with electricity, generous storage on both sides, and an enclosed section. With room to spread out, and inviting outdoor areas, this property offers a versatile combination of country living, a mini farm, recreation, and functionality.

850 Blythe Ferry Lane, Georgetown
600 Rockholt Lane, Georgetown
$899,000
3 Beds ⋅ 3 Baths ⋅ 1542227 MLS
Wake up to beautiful Hiwassee River views and unwind each evening from the covered back porch of this thoughtfully crafted waterfront home in Rockholt Peninsula Shores. Situated on 1.33 acres, this single level residence offers 1,872 square feet of comfortable living space with three bedrooms, two and a half bathrooms, and a well designed floor plan that balances open gathering spaces with private retreats. Inside, luxury vinyl flooring, crown molding, and quality built-ins add warmth and character throughout the home. The open living area creates an inviting space for everyday living and entertaining, while a gas fireplace provides a welcoming focal point in the family room. The kitchen features a generous island with breakfast bar, offering plenty of space for meal preparation, casual dining, and gathering with family and friends. Built in bookcases and additional storage provide both function and style while maintaining the home's comfortable atmosphere. The primary suite offers a wonderful connection to the outdoors with direct access to the covered back porch. Its private bathroom features a double vanity, tiled walk-in shower, and soaking tub, creating a relaxing retreat at the end of the day. Two additional bedrooms provide comfortable accommodations for family, guests, an office, or hobbies. An additional full bathroom and convenient half bathroom with a laundry closet provide added functionality for everyday living and guests. Step outside and the waterfront setting truly takes center stage. The covered back porch opens onto a spacious deck overlooking breathtaking Hiwassee River views, creating an ideal setting for outdoor dining, entertaining, or simply relaxing while taking in the scenery. A concrete path and steps lead directly to the river, providing easy access to the water for fishing, paddling, boating, or peaceful afternoons along the river. A fenced side yard offers additional outdoor space for pets or recreation. A detached two car garage provides convenient parking along with valuable storage space. With quality craftsmanship, thoughtfully designed living spaces, beautiful outdoor areas, and direct access to the Hiwassee River, this property offers a rare opportunity to enjoy waterfront living in a peaceful setting. Come experience the views, the setting, and the lifestyle this exceptional waterfront home has to offer. Schedule your private showing today!

600 Rockholt Lane, Georgetown
1513 Eads Bluff Road NW, Georgetown
$380,000
3 Beds ⋅ 2 Baths ⋅ 1542012 MLS
REMODELED HOME | PRIVATE SETTING | FLEXIBLE LIVING SPACE - Enjoy privacy, updated finishes, and a convenient location in this beautifully remodeled 3 bedroom, 2 bathroom home offering approximately 1,736 square feet. The refreshed interior features modern touches throughout, including double vanities, spacious walk-in closets, and versatile rooms that can easily adapt to your needs. Create a dedicated home office, dressing or vanity room, hobby space, or additional flex area to make the layout your own. Outside, the private lot offers a peaceful setting with room to enjoy the outdoors. Located just a short drive from Cleveland and even closer to the river, this home offers the opportunity to enjoy a quieter setting while keeping everyday conveniences and outdoor recreation within easy reach.

1513 Eads Bluff Road NW, Georgetown
7532 Peytons Rise Way, Georgetown
$579,000
3 Beds ⋅ 3 Baths ⋅ 1541304 MLS
Are you looking for a convenient country lifestyle? Are you looking to be away from it all but not too far that you feel left out of the world? Are you looking for peace and privacy but a neighborhood that has get togethers and that down home feel where you can ask for a cup of sugar when needed. If you answered yes, you are in luck! Welcome home 7532 Peytons Rise Way. This beautiful home is in Grasshopper Estates in scenic Georgetown, TN! Centrally located between Ooltewah, Cleveland, and Dayton with just a 40 minute drive to downtown Chattanooga. Entering the home is as breathtaking as the drive to it. Enjoy a bright and timeless interior that creates a seamless flow between the exterior and interior selections. This home will be the perfect space for everyone, with its thoughtfully designed layout and spacious living spaces. The designer kitchen boasts ample cabinetry along with beautiful quartz, a walk-in pantry and large working island - perfect for all of you chefs out there! Tucked away on the back corner of the main level, enjoy a master retreat like no other, complete with a spacious en-suite and a walk-in closet featuring custom built ins. The dining room could also make the perfect flex space serving as an office area or wonderful entertaining space for formal occasions. Make your way upstairs where you will find 2 additional bedrooms, 1 full bathroom, and a large bonus room ready for you to personalize to your needs! As Fall and football season gear up, retreat to the covered back porch overlooking OVER 1 ACRE of property to enjoy the game or the crisp temperatures. Keep an eye out as deer and other wildlife are plentiful. You will be delighted with the oversized garage that fits a full size truck. BUYER INCENTIVE! SELLER OFFERING $3,000 TOWARDS BUYER CONCESSIONS. This home is not lacking storage from the large closets, walk out attached and even a fantastic crawl space with enough room to stand store lawn equipment. Enjoy elevated country living here in Grasshopper Estates. Schedule your private tour today!

7532 Peytons Rise Way, Georgetown
11134 Highway 58, Georgetown
$310,000
4 Beds ⋅ 3 Baths ⋅ 1541032 MLS
Welcome to 11134 Highway 58 in Georgetown, Tennessee, where a complete renovation meets the space and peaceful setting of approximately 1.4 acres. This beautifully updated 4-bedroom, 3-bathroom home has been thoughtfully remodeled from top to bottom, offering fresh finishes and plenty of room to make your own. Step inside to a bright, refreshed interior highlighted by a completely remodeled kitchen featuring new cabinetry, beautiful stone countertops, updated fixtures, and modern finishes. The home's three bathrooms have also been fully renovated, bringing a clean, contemporary feel throughout. With four bedrooms and generous living space, the floor plan offers plenty of flexibility for family, guests, a home office, or additional recreational space. An attached two-car garage provides convenient parking, storage, and easy access to the home. Outside, you'll find approximately 1.4 acres, providing the space and privacy of a country setting with plenty of room to enjoy the outdoors. The covered front porch offers the perfect place to relax and take in the peaceful surroundings. With a fully remodeled interior, new kitchen, stone countertops, updated bathrooms, four bedrooms, three full bathrooms, attached two-car garage, and a spacious lot, this Georgetown home brings together modern updates and country living in one move-in-ready package.

11134 Highway 58, Georgetown
220 Sam Johnson Road NW, Georgetown
$750,000
3 Beds ⋅ 2 Baths ⋅ 1540686 MLS
RANCH on the RIVER with a full finished basement & Private Boat Ramp! Home features vaulted ceilings, hardwood floors, a screened back porch, and did we mention its steps to the water. Brand NEW garage built 2026. The first level has 3 bedrooms, 1 full bathroom, and a laundry room. With an open level concept in the kitchen, dining, and living room spaces you'll have endless opportunity to entertain. Come see the views from the covered porch or hang out with guests while enjoying cooler nights around a fire feature watching TV. The lower level has an open concept as well with a den, dining area, full kitchen, 2 guest rooms, and a full bathroom. Sit under the lower covered porch where you can grill out and watch the boats coast in. Dock with boat lift is shared with the neighboring property. This home is located on a quiet cove just off of the main channel. 5 minutes by boat to B&B Marina and Restaurant. Enjoy evening boat rides or paddling kayaks where the most beautiful mirrored sunsets are just at the end of this cove. 20 minutes to the city of Cleveland. 30 minutes to Dayton. 36 minutes to Harrison, TN. Recent appraisal completed August 2026. Come make this retreat your home today before it's gone!

220 Sam Johnson Road NW, Georgetown
236 Sam Johnson Road NW, Georgetown
$750,000
3 Beds ⋅ 3 Baths ⋅ 1540339 MLS
RARE opportunity to live on the RIVER in the Lake Pointe subdivision! PRICED BELOW APPRAISAL! Whether it's entertaining, swimming in the river, or swimming in the POOL this home has it all! Step inside and immediately be taken away with the view. Vaulted ceilings and numerous windows add charm to the main living areas. This home features a screened oversized porch overlooking water views and the pool house. There is a detached garage with plenty of working space. Don't forget this oasis has a full finished basement with a second kitchen, second dining room, entertainment room, bathroom, and sleeping space! The lower covered porch has plenty of seating for gathering friends and outdoor grilling area overlooking a tranquil water feature. The home comes with a chair lift extending from top level to the bottom level for anyone that may benefit. Lots of floored attic space. Nestled in Georgetown within Bradley County, it's only 20 minutes to the city of Cleveland. 30 minutes to Dayton, TN. 36 minutes to Harrison, TN where the Chickamauga Lake watershed/TN River feed into the Hiwassee River. Local B&B Marina & Restaurant is just a short drive. Come see this DREAM HOME today!!

236 Sam Johnson Road NW, Georgetown
2434 Sugar Creek Road SE, Georgetown
$795,000
4 Beds ⋅ 4 Baths ⋅ 1538323 MLS
Nestled in Georgetown, Tennessee, this stunning 4-bedroom, 4-bath estate offers approximately 4,400 sq ft of thoughtfully designed living space surrounded by just over 16 acres of total privacy. The open-concept layout welcomes natural light and frames breathtaking long-range views, creating a perfect setting for everyday comfort and unforgettable gatherings. Spacious living and entertaining areas flow seamlessly into a well-appointed kitchen and expansive common spaces. The property's size and seclusion make it especially picturesque in the fall, with seasonal colors enhancing the already remarkable scenery. An exterior detached garage features a car lift, ideal for collectors, hobbyists, or workshop needs. Generous bedrooms and multiple baths provide comfort and flexibility for family and guests alike. Whether hosting events or enjoying quiet evenings, this home balances luxury, functionality, and peaceful country living. Opportunities like this - private acreage, views, and room to live fully - rarely come available.

2434 Sugar Creek Road SE, Georgetown
7395 Gamble Road, Georgetown
$469,000
3 Beds ⋅ 2 Baths ⋅ 1536568 MLS
Welcome to this stunning new construction home in the heart of Georgetown! Situated on a spacious 0.56-acre lot, this beautifully crafted residence offers 2,350 square feet of thoughtfully designed living space with 3 bedrooms and 2 full bathrooms. Step inside to discover an open-concept floor plan filled with natural light, modern finishes, and quality craftsmanship throughout. The spacious living area flows seamlessly into the kitchen and dining space, creating the perfect setting for everyday living and entertaining. The kitchen is designed to impress with stylish finishes, ample cabinetry, and generous workspace. The primary suite serves as a private retreat, featuring a well-appointed ensuite bathroom and plenty of closet space. Two additional bedrooms provide flexibility for family, guests, or a home office. Outside, you'll enjoy the privacy and possibilities that come with over half an acre of land. Whether you're dreaming of outdoor entertaining, gardening, or simply enjoying peaceful country living, this property offers the space to make it your own. Conveniently located in Georgetown while providing a quiet, scenic setting, this brand-new home combines modern comfort with the charm of East Tennessee living.

7395 Gamble Road, Georgetown
11785 Maddox Drive, Georgetown
$574,900
3 Beds ⋅ 3 Baths ⋅ 1536084 MLS
***Seller Offering up to $10,000 towards Buyer Expenses*** Some mornings, the best plan is no plan at all. On this 1.22-acre wooded lot in Georgetown, that starts with coffee on the covered porch, birdsong instead of traffic, and enough privacy that you forget your closest neighbor exists. Inside, the main-level primary suite means no stairs to think about -- just a home that's ready to fit your life not just today, but the future too. A shiplap fireplace and vaulted living room give the space a calm, gathered feeling, while the fenced backyard leaves room for a garden, grandkids visiting, or a dog who loves to roam. Minutes from Chickamauga Lake, a short drive to Bear Trace at Harrison Park for a round of golf, and about 30-40 minutes from Chattanooga, or with historic downtown Cleveland close by for an easy afternoon out -- this is quiet living with easy reach to the things you love. Upstairs, you'll find a private retreat featuring a large third bedroom, full bathroom, and oversized bonus room. Whether you need a media room, home office, fitness space, playroom, second living area, or guest suite, this flexible space adapts to your lifestyle. Additional features include a welcoming front porch, dedicated laundry room, drop zone, generous storage, and a thoughtfully designed layout that offers both comfort and functionality. Located near Cleveland, TN within easy reach of Harrison Bay and Chattanooga, this home combines acreage, privacy, outdoor living, flexible living spaces, and modern finishes in one desirable package. Whether you're looking for room to grow, space to entertain, or simply a quieter pace of life, this property offers the opportunity to enjoy the best of East Tennessee living. BUYER ADVANTAGE - This home qualifies for a LENDER PAID 2-1 Buydown, offering reduced monthly mortgage payments during the first two years at no cost to the buyer or seller; specific lender required. **Sellers Closing expense of $5,000 is with acceptable offer - Call to schedule your private showing!

11785 Maddox Drive, Georgetown
257 Mount Zion Road NW, Georgetown
$209,900
3 Beds ⋅ 1 Baths ⋅ 1530695 MLS
This beautifully remodeled 3-bedroom, 1-bath home sits on nearly an acre and offers the perfect blend of modern updates and spacious living. Featuring a bright open layout, new flooring, and a stylishly updated kitchen with new cabinetry, countertops, and stainless-steel appliances, this move-in-ready home is designed for both comfort and convenience. The updated bathroom adds a fresh touch, while the expansive yard provides plenty of room for kids, pets, gardening, or outdoor entertaining - all just minutes from schools, shopping, and dining.

257 Mount Zion Road NW, Georgetown
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