Georgetown Homes with Conventional Financing available

Georgetown Homes with Conventional Financing available

Welcome to Georgetown, Tennessee, a hidden gem nestled in the heart of the Volunteer State. Known for its charming small-town atmosphere and friendly community, Georgetown offers a unique blend of Southern hospitality and modern convenience. With picturesque landscapes and a rich history, it's the perfect place to call home.

Georgetown boasts a variety of amenities, including local parks, quaint shops, and delightful dining options that highlight the region's culinary scene. The area is also conveniently located near major highways, making it an ideal spot for commuters seeking easy access to nearby cities while enjoying the tranquility of suburban living. Families will appreciate the top-rated schools and community events that foster a strong sense of belonging.

When it comes to real estate, Georgetown offers a diverse selection of homes that cater to various lifestyles and budgets. One of the standout features of this charming city is the availability of homes eligible for conventional financing. This means that potential buyers can explore a wide array of properties, from cozy single-family homes to spacious modern builds, all with the flexibility of conventional loan options. This accessibility makes homeownership more attainable for those looking to settle down in this vibrant community.

Whether you’re a first-time homebuyer or seeking a serene retreat to raise your family, Georgetown, TN, has something for everyone. Discover the perfect blend of comfort, community, and convenience as you embark on your journey to find your dream home in this enchanting city!

Newest Georgetown Homes with Conventional Financing available

$799,000
3 Beds ⋅ 2 Baths ⋅ 1540686 MLS
RANCH on the RIVER with a full finished basement & Private Boat Ramp! Home features vaulted ceilings, hardwood floors, a screened back porch, and did we mention its steps to the water. Brand NEW garage built 2026. The first level has 3 bedrooms, 1 full bathroom, and a laundry room. With an open level concept in the kitchen, dining, and living room spaces you'll have endless opportunity to entertain. Come see the views from the covered porch or hang out with guests while enjoying cooler nights around a fire feature watching TV. The lower level has an open concept as well with a den, dining area, full kitchen, 2 guest rooms, and a full bathroom. Sit under the lower covered porch where you can grill out and watch the boats coast in. Dock with boat lift is shared with the neighboring property. This home is located on a quiet cove just off of the main channel. 5 minutes by boat to B&B Marina and Restaurant. Enjoy evening boat rides or paddling kayaks where the most beautiful mirrored sunsets are just at the end of this cove. 20 minutes to the city of Cleveland. 30 minutes to Dayton. 36 minutes to Harrison, TN. Recent appraisal completed August 2026. Come make this retreat your home today before it's gone!

220 Sam Johnson Road NW, Georgetown
$830,000
3 Beds ⋅ 3 Baths ⋅ 1540339 MLS
RARE opportunity to live on the RIVER in the Lake Pointe subdivision! PRICED BELOW APPRAISAL! Whether it's entertaining, swimming in the river, or swimming in the POOL this home has it all! Step inside and immediately be taken away with the view. Vaulted ceilings and numerous windows add charm to the main living areas. This home features a screened oversized porch overlooking water views and the pool house. There is a detached garage with plenty of working space. Don't forget this oasis has a full finished basement with a second kitchen, second dining room, entertainment room, bathroom, and sleeping space! The lower covered porch has plenty of seating for gathering friends and outdoor grilling area overlooking a tranquil water feature. The home comes with a chair lift extending from top level to the bottom level for anyone that may benefit. Nestled in Georgetown within Bradley County, it's only 20 minutes to the city of Cleveland. 30 minutes to Dayton, TN. 36 minutes to Harrison, TN where the Chickamauga Lake watershed/TN River feed into the Hiwassee River. Local B&B Marina & Restaurant is just a short drive. Come see this DREAM HOME today!!

236 Sam Johnson Road NW, Georgetown
$799,000
1539041 MLS
Located in northwest Bradley County, this 44+/- acre property offers a panoramic view of the Hiwassee River and mountains, multiple buildable homesites, mature pine, recreational opportunities, and convenient access to nearby waterways. The property consists of a larger 41+/- acre tract along with three adjoining cul-de-sac lots totaling 44+/- acres, providing added flexibility for future development, investment, or multiple homesites. Power and public water are available at the road, helping simplify the building process. Mature pine covers much of the property, creating privacy, natural beauty, and excellent wildlife habitat. An established internal trail system provides access throughout the tract for hiking, ATV riding, hunting, and property maintenance. Deer and turkey are abundant, making this an attractive option for outdoor enthusiasts and recreational land buyers. Several elevated areas offer exceptional views of the surrounding mountains and Hiwassee River, creating scenic locations for a primary residence, weekend retreat, or family compound. The property is located within approximately five minutes of multiple public boat ramps providing access to the Hiwassee River and Lake Chickamauga. Boating, fishing, kayaking, and other outdoor recreation are all close by while the property still offers the privacy and space of a larger rural tract. With its views, utilities, timber, wildlife, trail system, and proximity to the water, this property offers outstanding potential in one of northwest Bradley County's most scenic settings.

847 Eads Bluff Road NW, Georgetown
$800,000
4 Beds ⋅ 4 Baths ⋅ 1538323 MLS
Nestled in Georgetown, Tennessee, this stunning 4-bedroom, 4-bath estate offers approximately 4,400 sq ft of thoughtfully designed living space surrounded by just over 16 acres of total privacy. The open-concept layout welcomes natural light and frames breathtaking long-range views, creating a perfect setting for everyday comfort and unforgettable gatherings. Spacious living and entertaining areas flow seamlessly into a well-appointed kitchen and expansive common spaces. The property's size and seclusion make it especially picturesque in the fall, with seasonal colors enhancing the already remarkable scenery. An exterior detached garage features a car lift, ideal for collectors, hobbyists, or workshop needs. Generous bedrooms and multiple baths provide comfort and flexibility for family and guests alike. Whether hosting events or enjoying quiet evenings, this home balances luxury, functionality, and peaceful country living. Opportunities like this - private acreage, views, and room to live fully - rarely come available.

2434 Sugar Creek Road SE, Georgetown
$695,000
3 Beds ⋅ 3 Baths ⋅ 1536602 MLS
HIWASSEE WATERFRONT COMMUNITY / NW BRADLEY COUNTY! Better than new construction and loaded with upgrades, this stunning 2024-built home offers the perfect blend of luxury, comfort, and functionality in desirable NW Bradley County. Featuring Hardie-Plank siding, 3 bedrooms, 3 baths, a dedicated office, bonus room, and an open-concept split-bedroom floor plan, this home is designed for modern living. The spacious great room boasts soaring beamed ceilings, a floor-to-ceiling stone gas fireplace, and custom built-in bookshelves. Granite countertops, tile flooring, and high ceilings flow throughout the home. The gourmet kitchen is equipped with a large island, stainless steel appliances, gas range, tile backsplash, and disposal, making it ideal for entertaining. The private primary suite features a spa-like bath with double vanities, a soaking tub, a walk-in tile shower, and direct access to the laundry room for ultimate convenience. Step outside to an incredible outdoor living space featuring a fully equipped outdoor kitchen with a gas grill, gas cooktop, two refrigerators, a disposal, a stone fireplace, and a full bath--perfect for year-round entertaining. Additional highlights include a large 2-car garage with a utility sink, a rocking chair front porch, RV hookup, extensive professional landscaping with lighting, and abundant curb appeal. Located in a desirable riverfront community with access to a community boat ramp, this exceptional property offers a rare opportunity to enjoy luxury living with outdoor recreation just moments away. There is a 24 Hour Buyer's FIrst Right of Refusal.

129 Ken Drive NW, Georgetown
$479,000
3 Beds ⋅ 2 Baths ⋅ 1536568 MLS
Welcome to this stunning new construction home in the heart of Georgetown! Situated on a spacious 0.56-acre lot, this beautifully crafted residence offers 2,350 square feet of thoughtfully designed living space with 3 bedrooms and 2 full bathrooms. Step inside to discover an open-concept floor plan filled with natural light, modern finishes, and quality craftsmanship throughout. The spacious living area flows seamlessly into the kitchen and dining space, creating the perfect setting for everyday living and entertaining. The kitchen is designed to impress with stylish finishes, ample cabinetry, and generous workspace. The primary suite serves as a private retreat, featuring a well-appointed ensuite bathroom and plenty of closet space. Two additional bedrooms provide flexibility for family, guests, or a home office. Outside, you'll enjoy the privacy and possibilities that come with over half an acre of land. Whether you're dreaming of outdoor entertaining, gardening, or simply enjoying peaceful country living, this property offers the space to make it your own. Conveniently located in Georgetown while providing a quiet, scenic setting, this brand-new home combines modern comfort with the charm of East Tennessee living.

7395 Gamble Road, Georgetown
$584,900
3 Beds ⋅ 3 Baths ⋅ 1536084 MLS
Some mornings, the best plan is no plan at all. On this 1.22-acre wooded lot in Georgetown, that starts with coffee on the covered porch, birdsong instead of traffic, and enough privacy that you forget your closest neighbor exists. Inside, the main-level primary suite means no stairs to think about -- just a home that's ready to fit your life not just today, but the future too. A shiplap fireplace and vaulted living room give the space a calm, gathered feeling, while the fenced backyard leaves room for a garden, grandkids visiting, or a dog who loves to roam. Minutes from Chickamauga Lake, a short drive to Bear Trace at Harrison Park for a round of golf, and about 30-40 minutes from Chattanooga, or with historic downtown Cleveland close by for an easy afternoon out -- this is quiet living with easy reach to the things you love. Upstairs, you'll find a private retreat featuring a large third bedroom, full bathroom, and oversized bonus room. Whether you need a media room, home office, fitness space, playroom, second living area, or guest suite, this flexible space adapts to your lifestyle. Additional features include a welcoming front porch, dedicated laundry room, drop zone, generous storage, and a thoughtfully designed layout that offers both comfort and functionality. Located near Cleveland, TN within easy reach of Harrison Bay and Chattanooga, this home combines acreage, privacy, outdoor living, flexible living spaces, and modern finishes in one desirable package. Whether you're looking for room to grow, space to entertain, or simply a quieter pace of life, this property offers the opportunity to enjoy the best of East Tennessee living. BUYER ADVANTAGE - This home qualifies for a LENDER PAID 2-1 Buydown, offering reduced monthly mortgage payments during the first two years at no cost to the buyer or seller; specific lender required. **Sellers Closing expense of $5,000 is with acceptable offer - Call to schedule your private showing!

11785 Maddox Drive, Georgetown
$109,000
1534372 MLS
Build your dream home on this beautiful lot in the country with a wonderful water view or enjoy the view from the front porch of this unfinished storage building. The building has been studded in and could be completed as a 2-bedroom tiny home. This could be your next venture for passive income or your little weekend getaway. Walk across Eads Bluff to TVA land with your canoe and float the river or just for access to the river. There is also a well on the property and a previous septic permit for a 2 bedroom.

125 Kittiwake NW, Georgetown
$895,000
3 Beds ⋅ 3 Baths ⋅ 1533818 MLS
This inviting waterfront retreat delivers a calm, welcoming feel and is ready for its next owner to enjoy. From the moment you enter, the home offers a sense of comfort and relaxation that carries throughout. (Copy this link for Video Tour https://youtu.be/PzkhQOGrxSQ) Large windows in both the sunroom and primary bedroom frame peaceful water views, creating the perfect everyday escape. The main-level primary suite also features direct access to the patio, ideal for morning coffee or winding down in the evening. Downstairs, a separate living space opens directly to a beautiful inground pool, offering a versatile area suited for entertaining guests or enjoying quiet time at home. Outside, you will find a private boat dock for easy access to the water, along with a privacy fence that adds to the secluded feel. The oversized RV garage, recently added, provides excellent storage options, and the property also includes a two-car carport plus an additional covered area for extra storage or parking. This property blends comfort, functionality, and waterfront living in a way that is hard to find. Schedule your showing and see it firsthand.

448 Windmill Lane, Georgetown
$1,099,000
3 Beds ⋅ 4 Baths ⋅ 1533478 MLS
Looking for a meticulously maintained home with gorgeous views of the Hiwassee River? This conveniently located, custom built waterfront home is located just off Highway 58 in Georgetown, TN. From the moment you arrive, you'll see how tranquil living on the river can be. As you walk through the front door, you have water views & they can be seen from almost every room in the home. The main floor features a formal dining room, great room with propane gas fireplace flanked by built ins, a breakfast area, kitchen with granite counter tops, and stainless appliances. The primary suite is also located on the main floor & boasts a tile shower, jetted tub, granite counters and huge walk-in closet. The sellers added a terrific sunroom with heated floors & custom blinds so that you can enjoy the views all year long! You'll also find plantation shutters throughout the property.The main floor also has a laundry room as well as a half bath. You'll find hardwood & tile flooring throughout the main floor. Upstairs you will find 2 bedrooms and a full bath plus a finished bonus room with storage galore. In the daylight-walkout basement, you have a spacious family room with wet bar, eat-in area plus a second propane gas fireplace which is also flanked by built ins. There is also a full bath that is convenient to the pool. You also have two unfinished areas for all your storage needs in addition to the Utility garage that you could pull jet skis or a small boat into. The outside of this home is as pristine as the interior with its sodded yard, an in-ground saltwater pool, beautiful landscaping with lots of color, porcelain tile patio, a grilling deck as well as a private deck off the primary suite which were just upgraded to TREX decking. A stone path leads you down to the new covered dock (2023) with a powered 8,000-pound boat lift & a separate 8,000-pound powered jet ski lift. 48 Hour First Right of Refusal Contract in Place

362 Windmill Lane, Georgetown
$799,500
2 Beds ⋅ 2 Baths ⋅ 1532790 MLS
A pristine **14-acre** parcel in a serene, private setting offers the perfect blend of peaceful seclusion and modern conveniences. The picturesque landscape features natural spring, rocks, and hills. Positioned 15 minutes from Dayton, Cleveland, and I-75. Just a 30 minute drive to Chattanooga /Chatt Metro Airport yet far enough away from the hustle of city life. Enjoy outdoor recreation with Chickamauga Lake just **10 minutes** away and the scenic Hiwassee River a quick **5-minute** drive. Whether you love boating, fishing, kayaking, swimming, or hiking, these world-class adventures are right at your doorstep. The crown jewel of this property is a **rare natural spring originating on the property** that has flowed continuously for over 100 years--never running dry. Fresh spring water is pumped directly to the home through a brand-new water filtration system. This is a fully **off-grid-capable** homestead. With water, 6 tree mature blueberry orchard, garden plot and pastures. Only needs solar panels. Additional highlights include: - Lennox HVAC system (7 years old) - Roof 8 years old - Propane logs - 500 gallon owned propane tank - RV parking and hookup - double chimney for wood burning stove downstairs - detached garage -Income-producing potential (water + electricity) front of the property, needs septic ideal for tiny homes, RV parking, glamping sites, or cabins near spring. The existing outbuilding formerly a dog kennel has water, septic, and electricity. This is easily converted to a guest house or studio. **Prime Location:** 1-2.5 hours to Ocoee Lake/River, Blue Ridge Mtn of North GA, Nashville/ Int Airport, Great Smoky Mountains, & Atlanta/Int Airport This is a rare opportunity for self-sustaining retreat with natural resources, income potential, and access to lakes, rivers, and mountain getaways. Private peaceful homestead or investment property, this place checks ALL the boxes! Come & See & Don't miss this exceptional offer. All information is deemed reliable but not guaranteed. Buyer to verify all pertinent information.

7312 Highway 60, Georgetown
$1,225,000
3 Beds ⋅ 3 Baths ⋅ 1532712 MLS
SELLER HAS PERMISSION FROM TVA TO REBUILD THE DOCK. SELLER WOULD CONSIDER REBUILDING THE DOCK WITH AN A CCEPTABLE OFFER! Lakefront Living on the Hiwassee River / Chickamauga Lake! Welcome to an exceptional fully renovated 3 bedroom, 3 bath home offering approximately 3,100 sq ft of versatile living space across three levels. Situated on a gorgeous lakefront lot, this property provides stunning water access with the potential to add a dock (with permit). The main level features a spacious great room with a cozy wood-burning brick fireplace, an updated kitchen with granite countertops, new stainless steel appliances (refrigerator, dishwasher, microwave, and free-standing electric range all remain), and a bright eat-in area. The primary bedroom on the main level includes a large walk-in closet and a beautifully updated full bath with tiled shower, double sinks, and granite vanity. The lower level is ideal for multi-generational living or guests, complete with a second full kitchen (appliances remain), a large great room with a second wood-burning brick fireplace, a bedroom with walk-in closet, full bath, and washer/dryer hookup. Upstairs, you'll find an additional spacious bedroom with a huge walk-in closet and a full bath featuring a tiled shower and double vanity with granite countertops. Enjoy outdoor living year-round on the approximately 1,000 sq ft covered and screened side porch, plus a wraparound deck overlooking the water. Additional highlights include new spray foam insulation, new roof, new windows, a wraparound driveway, and a deep single-car attached garage with workshop area. No HOA. Furniture can remain with an acceptable offer, and an additional lakefront lot is included with acceptable terms, making this an incredible value for lakefront living.

302 Windmill Lane, Georgetown
Start Your Search