Georgetown Homes with FHA Financing available

Georgetown Homes with FHA Financing available

Welcome to Georgetown, Tennessee—a charming community that perfectly blends small-town warmth with modern conveniences. Nestled in the heart of the Volunteer State, Georgetown boasts a rich history, friendly neighbors, and a picturesque landscape that invites outdoor enthusiasts and families alike. With its lush parks, vibrant local shops, and a strong sense of community, Georgetown is an ideal place to call home.

One of the standout features of Georgetown is its accessibility to essential amenities. Residents enjoy a variety of dining options, shopping centers, and recreational facilities, all within a short drive. The town’s strategic location also means that you’re just a stone’s throw away from the bustling city life of nearby Chattanooga, making it easy to enjoy the best of both worlds.

For those looking to invest in their dream home, Georgetown offers a fantastic range of properties suitable for various lifestyles. One of the most appealing aspects of buying a home here is the availability of FHA financing options. This means that first-time homebuyers and those with lower credit scores can take advantage of affordable financing solutions, making the journey to homeownership more accessible than ever. With FHA loans, you can secure a home with a lower down payment, opening the door to a variety of beautiful homes in this welcoming community.

Whether you’re searching for a cozy single-family home or a spacious property to accommodate your growing family, Georgetown has something for everyone. Come explore the charm of Georgetown, TN, and discover your perfect home today!

Newest Georgetown Homes with FHA Financing available

$300,000
3 Beds ⋅ 2 Baths ⋅ 1541071 MLS
Life in Georgetown just slows down -- and this property is the perfect place to feel it. Here, you'll pass by rolling farms, take in mountain views, and settle into the kind of serene setting that defines true Tennessee living. Making your way home means winding down the most beautiful long private driveway to nearly 3 acres of complete privacy, all your own. This move-in ready home offers 3 bedrooms plus a bonus space and 2 full bathrooms, giving you room to spread out, work from home, or host guests. The primary suite is a standout -- generously sized, plumbed for a kitchenette, and complete with a large walk-in closet, making it easy to create a private retreat or even a mother-in-law setup. Step outside and you'll find a beautiful flat, usable yard, ideal for gardening, entertaining, or just letting the kids and pets run. A storage building on the property already has power run out to it, offering a head start on whatever you can dream up -- a workshop, studio, she-shed, or extra storage just waiting to be reimagined into something beautiful. With Georgetown's farmland, mountain views, and unhurried pace all around you, plus total privacy at the end of that long, picturesque driveway, this is the kind of setting that reminds you why people fall in love with Tennessee. Come experience the quiet, serene charm of Georgetown living for yourself.

10839 Ooltewah Georgetown Road, Georgetown
$325,000
4 Beds ⋅ 3 Baths ⋅ 1541032 MLS
Welcome to 11134 Highway 58 in Georgetown, Tennessee, where a complete renovation meets the space and peaceful setting of approximately 1.4 acres. This beautifully updated 4-bedroom, 3-bathroom home has been thoughtfully remodeled from top to bottom, offering fresh finishes and plenty of room to make your own. Step inside to a bright, refreshed interior highlighted by a completely remodeled kitchen featuring new cabinetry, beautiful stone countertops, updated fixtures, and modern finishes. The home's three bathrooms have also been fully renovated, bringing a clean, contemporary feel throughout. With four bedrooms and generous living space, the floor plan offers plenty of flexibility for family, guests, a home office, or additional recreational space. An attached two-car garage provides convenient parking, storage, and easy access to the home. Outside, you'll find approximately 1.4 acres, providing the space and privacy of a country setting with plenty of room to enjoy the outdoors. The covered front porch offers the perfect place to relax and take in the peaceful surroundings. With a fully remodeled interior, new kitchen, stone countertops, updated bathrooms, four bedrooms, three full bathrooms, attached two-car garage, and a spacious lot, this Georgetown home brings together modern updates and country living in one move-in-ready package.

11134 Highway 58, Georgetown
$799,000
3 Beds ⋅ 2 Baths ⋅ 1540686 MLS
RANCH on the RIVER with a full finished basement & Private Boat Ramp! Home features vaulted ceilings, hardwood floors, a screened back porch, and did we mention its steps to the water. Brand NEW garage built 2026. The first level has 3 bedrooms, 1 full bathroom, and a laundry room. With an open level concept in the kitchen, dining, and living room spaces you'll have endless opportunity to entertain. Come see the views from the covered porch or hang out with guests while enjoying cooler nights around a fire feature watching TV. The lower level has an open concept as well with a den, dining area, full kitchen, 2 guest rooms, and a full bathroom. Sit under the lower covered porch where you can grill out and watch the boats coast in. Dock with boat lift is shared with the neighboring property. This home is located on a quiet cove just off of the main channel. 5 minutes by boat to B&B Marina and Restaurant. Enjoy evening boat rides or paddling kayaks where the most beautiful mirrored sunsets are just at the end of this cove. 20 minutes to the city of Cleveland. 30 minutes to Dayton. 36 minutes to Harrison, TN. Recent appraisal completed August 2026. Come make this retreat your home today before it's gone!

220 Sam Johnson Road NW, Georgetown
$830,000
3 Beds ⋅ 3 Baths ⋅ 1540339 MLS
RARE opportunity to live on the RIVER in the Lake Pointe subdivision! PRICED BELOW APPRAISAL! Whether it's entertaining, swimming in the river, or swimming in the POOL this home has it all! Step inside and immediately be taken away with the view. Vaulted ceilings and numerous windows add charm to the main living areas. This home features a screened oversized porch overlooking water views and the pool house. There is a detached garage with plenty of working space. Don't forget this oasis has a full finished basement with a second kitchen, second dining room, entertainment room, bathroom, and sleeping space! The lower covered porch has plenty of seating for gathering friends and outdoor grilling area overlooking a tranquil water feature. The home comes with a chair lift extending from top level to the bottom level for anyone that may benefit. Nestled in Georgetown within Bradley County, it's only 20 minutes to the city of Cleveland. 30 minutes to Dayton, TN. 36 minutes to Harrison, TN where the Chickamauga Lake watershed/TN River feed into the Hiwassee River. Local B&B Marina & Restaurant is just a short drive. Come see this DREAM HOME today!!

236 Sam Johnson Road NW, Georgetown
$800,000
4 Beds ⋅ 4 Baths ⋅ 1538323 MLS
Nestled in Georgetown, Tennessee, this stunning 4-bedroom, 4-bath estate offers approximately 4,400 sq ft of thoughtfully designed living space surrounded by just over 16 acres of total privacy. The open-concept layout welcomes natural light and frames breathtaking long-range views, creating a perfect setting for everyday comfort and unforgettable gatherings. Spacious living and entertaining areas flow seamlessly into a well-appointed kitchen and expansive common spaces. The property's size and seclusion make it especially picturesque in the fall, with seasonal colors enhancing the already remarkable scenery. An exterior detached garage features a car lift, ideal for collectors, hobbyists, or workshop needs. Generous bedrooms and multiple baths provide comfort and flexibility for family and guests alike. Whether hosting events or enjoying quiet evenings, this home balances luxury, functionality, and peaceful country living. Opportunities like this - private acreage, views, and room to live fully - rarely come available.

2434 Sugar Creek Road SE, Georgetown
$695,000
3 Beds ⋅ 3 Baths ⋅ 1536602 MLS
HIWASSEE WATERFRONT COMMUNITY / NW BRADLEY COUNTY! Better than new construction and loaded with upgrades, this stunning 2024-built home offers the perfect blend of luxury, comfort, and functionality in desirable NW Bradley County. Featuring Hardie-Plank siding, 3 bedrooms, 3 baths, a dedicated office, bonus room, and an open-concept split-bedroom floor plan, this home is designed for modern living. The spacious great room boasts soaring beamed ceilings, a floor-to-ceiling stone gas fireplace, and custom built-in bookshelves. Granite countertops, tile flooring, and high ceilings flow throughout the home. The gourmet kitchen is equipped with a large island, stainless steel appliances, gas range, tile backsplash, and disposal, making it ideal for entertaining. The private primary suite features a spa-like bath with double vanities, a soaking tub, a walk-in tile shower, and direct access to the laundry room for ultimate convenience. Step outside to an incredible outdoor living space featuring a fully equipped outdoor kitchen with a gas grill, gas cooktop, two refrigerators, a disposal, a stone fireplace, and a full bath--perfect for year-round entertaining. Additional highlights include a large 2-car garage with a utility sink, a rocking chair front porch, RV hookup, extensive professional landscaping with lighting, and abundant curb appeal. Located in a desirable riverfront community with access to a community boat ramp, this exceptional property offers a rare opportunity to enjoy luxury living with outdoor recreation just moments away. There is a 24 Hour Buyer's FIrst Right of Refusal.

129 Ken Drive NW, Georgetown
$479,000
3 Beds ⋅ 2 Baths ⋅ 1536568 MLS
Welcome to this stunning new construction home in the heart of Georgetown! Situated on a spacious 0.56-acre lot, this beautifully crafted residence offers 2,350 square feet of thoughtfully designed living space with 3 bedrooms and 2 full bathrooms. Step inside to discover an open-concept floor plan filled with natural light, modern finishes, and quality craftsmanship throughout. The spacious living area flows seamlessly into the kitchen and dining space, creating the perfect setting for everyday living and entertaining. The kitchen is designed to impress with stylish finishes, ample cabinetry, and generous workspace. The primary suite serves as a private retreat, featuring a well-appointed ensuite bathroom and plenty of closet space. Two additional bedrooms provide flexibility for family, guests, or a home office. Outside, you'll enjoy the privacy and possibilities that come with over half an acre of land. Whether you're dreaming of outdoor entertaining, gardening, or simply enjoying peaceful country living, this property offers the space to make it your own. Conveniently located in Georgetown while providing a quiet, scenic setting, this brand-new home combines modern comfort with the charm of East Tennessee living.

7395 Gamble Road, Georgetown
$584,900
3 Beds ⋅ 3 Baths ⋅ 1536084 MLS
Some mornings, the best plan is no plan at all. On this 1.22-acre wooded lot in Georgetown, that starts with coffee on the covered porch, birdsong instead of traffic, and enough privacy that you forget your closest neighbor exists. Inside, the main-level primary suite means no stairs to think about -- just a home that's ready to fit your life not just today, but the future too. A shiplap fireplace and vaulted living room give the space a calm, gathered feeling, while the fenced backyard leaves room for a garden, grandkids visiting, or a dog who loves to roam. Minutes from Chickamauga Lake, a short drive to Bear Trace at Harrison Park for a round of golf, and about 30-40 minutes from Chattanooga, or with historic downtown Cleveland close by for an easy afternoon out -- this is quiet living with easy reach to the things you love. Upstairs, you'll find a private retreat featuring a large third bedroom, full bathroom, and oversized bonus room. Whether you need a media room, home office, fitness space, playroom, second living area, or guest suite, this flexible space adapts to your lifestyle. Additional features include a welcoming front porch, dedicated laundry room, drop zone, generous storage, and a thoughtfully designed layout that offers both comfort and functionality. Located near Cleveland, TN within easy reach of Harrison Bay and Chattanooga, this home combines acreage, privacy, outdoor living, flexible living spaces, and modern finishes in one desirable package. Whether you're looking for room to grow, space to entertain, or simply a quieter pace of life, this property offers the opportunity to enjoy the best of East Tennessee living. BUYER ADVANTAGE - This home qualifies for a LENDER PAID 2-1 Buydown, offering reduced monthly mortgage payments during the first two years at no cost to the buyer or seller; specific lender required. **Sellers Closing expense of $5,000 is with acceptable offer - Call to schedule your private showing!

11785 Maddox Drive, Georgetown
$895,000
3 Beds ⋅ 3 Baths ⋅ 1533818 MLS
This inviting waterfront retreat delivers a calm, welcoming feel and is ready for its next owner to enjoy. From the moment you enter, the home offers a sense of comfort and relaxation that carries throughout. (Copy this link for Video Tour https://youtu.be/PzkhQOGrxSQ) Large windows in both the sunroom and primary bedroom frame peaceful water views, creating the perfect everyday escape. The main-level primary suite also features direct access to the patio, ideal for morning coffee or winding down in the evening. Downstairs, a separate living space opens directly to a beautiful inground pool, offering a versatile area suited for entertaining guests or enjoying quiet time at home. Outside, you will find a private boat dock for easy access to the water, along with a privacy fence that adds to the secluded feel. The oversized RV garage, recently added, provides excellent storage options, and the property also includes a two-car carport plus an additional covered area for extra storage or parking. This property blends comfort, functionality, and waterfront living in a way that is hard to find. Schedule your showing and see it firsthand.

448 Windmill Lane, Georgetown
$219,000
3 Beds ⋅ 1 Baths ⋅ 1530695 MLS
This beautifully remodeled 3-bedroom, 1-bath home sits on nearly an acre and offers the perfect blend of modern updates and spacious living. Featuring a bright open layout, new flooring, and a stylishly updated kitchen with new cabinetry, countertops, and stainless-steel appliances, this move-in-ready home is designed for both comfort and convenience. The updated bathroom adds a fresh touch, while the expansive yard provides plenty of room for kids, pets, gardening, or outdoor entertaining - all just minutes from schools, shopping, and dining.

257 Mount Zion Road NW, Georgetown
$335,000
3 Beds ⋅ 2 Baths ⋅ 1530499 MLS
Live the Tennessee Dream in Georgetown! Beautiful 3 Bedroom, 2 Bath Home, Open Floor Plan Come experience peaceful East Tennessee living in this beautiful, well-maintained 1,112 sq. ft. single-level home located in the quiet community of Georgetown, TN. Situated on a level 0.5 acre lot with direct access to Highway 58, this property offers the perfect blend of privacy, outdoor space, and convenient commuting to nearby Chattanooga and Cleveland, TN. Exterior Features • Covered front porch • Newly built 12x28 covered back deck • Private, level yard • Privacy-fenced backyard • One-car garage Move-in ready and perfectly located to enjoy the peaceful lifestyle that makes Tennessee such a special place to call home.

10908 Highway 58, Georgetown
$485,000
3 Beds ⋅ 3 Baths ⋅ 1513517 MLS
Welcome to 7585 Peytons Rise Way - Your Dream Home in Grasshopper Estates! Nestled on a spacious 0.82-acre lot in the sought-after Grasshopper Estates community, this beautiful 3-bedroom, 2.5-bathroom home offers the perfect blend of comfort, style, and privacy. With 1,980 square feet of well-designed living space, you'll find room for everyone to relax and enjoy. Step inside to a bright and inviting interior featuring an open floor plan, modern finishes, and ample natural light. The kitchen is both functional and stylish, complete with stainless steel appliances, plenty of cabinetry, and a large island perfect for casual meals or entertaining guests. The adjoining dining and living areas provide a seamless flow for everyday living. The spacious primary suite is a true retreat, offering a walk-in closet and a private bath with dual vanities, a soaking tub, and a separate shower. Two additional bedrooms and a half bath provide flexibility for guests, a home office, or a growing family. Outside, enjoy the peaceful surroundings from your covered back porch—ideal for morning coffee or evening gatherings. The large lot offers plenty of room for outdoor fun, gardening, or even future expansion. Located just a short drive from Cleveland, Ooltewah, and Chattanooga, this home delivers serene country living with convenient access to city amenities. Don't miss your chance to call this Georgetown gem home—schedule your private showing today! Owner/Agent- Personal Interest

7585 Peytons Rise Way Lot #29, Georgetown
Start Your Search