Collegedale Homes with VA Loan Financing available

Collegedale Homes with VA Loan Financing available

Welcome to Collegedale, Tennessee—a hidden gem nestled in Hamilton County that beautifully blends small-town charm with modern conveniences. Known for its friendly community and picturesque landscapes, Collegedale offers a serene lifestyle while being just a stone's throw away from the vibrant city of Chattanooga. With its lush parks, top-rated schools, and a variety of local shops and restaurants, Collegedale is ideal for families, retirees, and anyone seeking a peaceful yet engaging environment.

One of the standout features of Collegedale is its commitment to community and quality living. The city is home to several family-friendly amenities, including outdoor recreation areas and community events that foster a close-knit atmosphere. The stunning views of the surrounding mountains and the nearby Chickamauga Lake provide endless opportunities for outdoor adventures, from hiking and biking to fishing and boating.

For those looking to make Collegedale their home, there’s great news! Many properties in this charming city qualify for VA Loan financing, making it easier for veterans and active-duty service members to secure their dream homes. With competitive interest rates and favorable terms, VA Loans provide an excellent pathway to homeownership, allowing you to invest in a property that suits your lifestyle without the burden of a hefty down payment.

Whether you’re drawn by the tranquil surroundings, the vibrant community spirit, or the accessibility to VA financing, Collegedale is a fantastic place to call home. Explore the possibilities today and discover why so many are choosing to settle down in this enchanting Tennessee town!

Newest Collegedale Homes with VA Loan Financing available

11040 Valmont Way, Collegedale
$369,990
3 Beds ⋅ 3 Baths ⋅ 1545953 MLS
Move in Ready! Located in the new community Chestnut Creek Crossing, The Caldwell by Smith Douglas Homes offers the perfect layout for those seeking a first-floor owners suite. The heart of the home is the centrally located family room that seamlessly connects to the kitchen. A covered rear porch is ideal for outdoor entertaining. Enjoy the convenience of single-level living with everything just steps away, while a flexible second floor that adds additional space with two bedrooms a full bath and loft. Home features include: A spacious primary suite with a large shower, open iron rail staircase, Kitchen with quartz counters and upgraded cabinets, upgraded flooring on the main level, and both stories have 9ft ceiling heights. Ideally located just minutes from Ooltewah and I-75, local shops, dining, and schools. Photos are representative of plan not of actual home. Seller incentives with use of preferred lender.

11040 Valmont Way, Collegedale
5172 Hornbeam Drive 58, Collegedale
$294,990
3 Beds ⋅ 3 Baths ⋅ 1545952 MLS
Move in Ready in December! The Maddux II plan in the Dogwood Estates community--a thoughtfully designed townhome that blends modern style, everyday comfort, and exceptional functionality. This 3-bedroom townhome features 9-foot ceilings on both levels, creating a bright and open feel throughout. The open-concept kitchen is ideal for entertaining and daily living, offering a spacious pantry, and upgraded brown cabinets with quartz counters. The kitchen flows seamlessly into a generous dining area with direct access to the patio and backyard, perfect for indoor-outdoor living. Adjacent to the dining area is the family room with a sleek and modern linear fireplace. Upstairs, the expansive primary suite serves as a private retreat, complete with a spa-inspired bath with a garden tub and separate shower, and a walk-in closet. Upstairs, the private primary suite serves as a true retreat, complete with a dual vanity bath, spacious closet, and separate water closet. Two additional bedrooms, a shared full bath, and a conveniently located laundry room complete the second level. Collegedale is ranked as one of the best places to live in Tennessee and is conveniently located close to I-75, just minutes to local shopping, dining, and entertainment. Outdoor enthusiasts will relish the parks, trails, hiking and much more nearby. As an added bonus, buyers using the preferred lender will enjoy special incentives, Photos representative of plan and not actual home being built.

5172 Hornbeam Drive 58, Collegedale
11034 Valmont Way, Collegedale
$384,990
3 Beds ⋅ 3 Baths ⋅ 1544329 MLS
Move-In Ready November! Discover the Greenbrier II floorplan in the brand-new Chestnut Creek Crossing community. This beautiful new construction home features a welcoming covered front porch that enhances curb appeal. Inside, the entrance opens to a spacious center-island kitchen with granite countertops, upgraded cabinetry with 42'' upper cabinets, and a large pantry for everyday convenience. The open, light-filled family room includes a sleek linear fireplace and flows seamlessly into the dining area, offering direct access to the backyard for easy entertaining. Luxury Vinyl Plank flooring spans the main living areas, complemented by 9-foot ceilings that add to the home's spacious feel. Windows have been added in the family room, foyer, kitchen and at the top of the stairs, creating a light-filled home. Upstairs, the private primary suite offers a relaxing retreat, with a spa-inspired bath with a large tiled shower. The laundry room is located just steps away for added convenience. Two additional bedrooms and a shared bath complete the second level. Enjoy outdoor living on the covered back patio, ideal for relaxing or hosting guests. Situated on a level homesite. Photos are representative of the plan and not the actual home. Seller incentives available with use of preferred lender. Don't miss this opportunity to own a new construction home Chestnut Creek Crossing!

11034 Valmont Way, Collegedale
10214 Shetland Terrace 80, Collegedale
$466,323
3 Beds ⋅ 2 Baths ⋅ 1544264 MLS
This home can close before the end of the year. The Daffodil delivers 1,740 square feet of well-balanced, single-story living designed for flexibility and flow. The main living area features a bright, open layout connecting the kitchen, dining room, and family room perfect for both entertaining and quiet nights at home. A flex room or study near the front entry provides space for a home office or hobby area. The primary suite includes a walk-in closet and ensuite bath, while two additional bedrooms share a full bathroom. A covered patio extends the living space outdoors, and a two-car garage and laundry area add everyday convenience. Buyers can DESIGN THEIR WAY HOME, personalizing their home to be an authentic reflection of their unique lifestyle by choosing structural options and designer finishes ENVISION home path at Homebase in Northshore Chattanooga. Discover Chastain, a thoughtfully designed community in Ooltewah where natural beauty and intentional living come together. Set among gently preserved landscapes with nearly half the land left undisturbed, Chastain offers a quieter rhythm one rooted in connection to both nature and neighborhood. At the heart of the community, residents will soon gather at the clubhouse and pool, designed as a central place to unwind, connect, and enjoy the everyday. The CoWah Trail System winds through the community, inviting morning walks and unhurried evenings outdoors, just steps from home. Chastain also introduces Corkspin a signature social experience centered around pickleball and connection. Featuring dedicated pickleball courts and an open-air pavilion relaxed, elevated living. With its balance of preserved green space, curated amenities, and a setting that feels both tucked away and connected, Chastain offers a lifestyle that feels considered, grounded, and distinctly its own.

10214 Shetland Terrace 80, Collegedale
4933 Locklear Lane, Collegedale
$379,990
3 Beds ⋅ 2 Baths ⋅ 1544074 MLS
Move in Ready December! The Bradley plan in the new Chestnut Creek Crossing community. Discover this top-selling Ranch-style home featuring three bedrooms and two full baths, designed with comfort and functionality. Enjoy an expansive family room complete with a modern linear electric fireplace, seamlessly connecting to a covered rear patio -perfect for easy indoor/outdoor entertaining. The upgraded kitchen includes stainless appliances, enhanced cabinetry and granite counters. Each bedroom offers a sense of privacy, especially the primary suite tucked at the back of the home. The primary bath features a tiled shower and dual vanities for a spa-like experience. Additional upgrades include luxury vinyl plank flooring throughout the entire home. Enjoy 9 ft ceilings for a spacious feel throughout. Photos representative of floor plan and not home being built. Seller incentives with use of preferred lender. Chestnut Creek Crossing offers convenient access to local shopping, dining, schools, parks, and major commuter routes, making everyday living easy while still enjoying a neighborhood setting.

4933 Locklear Lane, Collegedale
10117 Shetland Terrace 59, Collegedale
$468,346
2 Beds ⋅ 2 Baths ⋅ 1544005 MLS
Welcome to Chastain Commons in Collegedale, where thoughtful design meets comfortable living in the Daffodil floor plan. This beautiful home is anticipated to be ready in December 2026! The home features an inviting covered porch, a vaulted family room ceiling, and a 42-inch direct-vent fireplace that creates a beautiful focal point for relaxing or entertaining. The owner's suite offers an upgraded bathroom layout with a luxurious freestanding tub, while double doors leading into the study provide an elegant and functional workspace. Additional upgrades include a tankless water heater, a gas furnace, and a secondary bathroom with a tile tub surround. Located in the scenic Chastain Commons community, residents can enjoy a welcoming neighborhood setting with access to community amenities and the convenience of nearby Ooltewah shopping, dining, and everyday essentials. Discover the comfort, style, and thoughtful details that make this home special!

10117 Shetland Terrace 59, Collegedale
4405 Katie Kim Lane, Collegedale
$329,900
4 Beds ⋅ 2 Baths ⋅ 1543085 MLS
Welcome to 4405 Katie Kim Lane in Ooltewah, Tennessee, where space, versatility, and an incredibly convenient location come together! This beautifully maintained home offers 4 bedrooms, 2 bathrooms, and approximately 2,000 square feet of comfortable living space with a floor plan designed to accommodate a variety of needs. The lower level adds even more functionality, offering plenty of storage along with additional heated and cooled flex space. Whether you need a home office, cozy den, workout area, hobby room, or additional living space, this area provides plenty of possibilities. Important updates include an HVAC system installed in 2019 and a roof approximately 6-7 years old, adding to the home's appeal. Location is another standout feature! Situated in the heart of Ooltewah, you'll be convenient to the ever-growing selection of restaurants, shopping, and entertainment in and around Cambridge Square. Hamilton Place is less than 20 minutes away, while the restaurants, attractions, and entertainment of Downtown Chattanooga are approximately 30 minutes away. With four bedrooms, flexible additional space, abundant storage, and a location that keeps everyday conveniences within easy reach, 4405 Katie Kim Lane is ready to welcome its next owner. Schedule your private showing today!

4405 Katie Kim Lane, Collegedale
10108 Shire Walk 25, Collegedale
$399,000
3 Beds ⋅ 3 Baths ⋅ 1543043 MLS
FUTURE BUILD - $25K FLEX CASH AVAILABLE - ask onsite agent for more details. This home has not yet started, giving you a limited-time opportunity to select your own finishes and design details to truly make it yours. Estimated build time is approximately 6 months. The Zinnia features 1,954 square feet of elegant living space. The open first floor includes a chef-inspired kitchen, dining room, and family area opening to the rear patio. Upstairs, the primary suite boasts dual walk-in closets and a luxurious ensuite bath. Two additional bedrooms, a full bath, laundry room, and flex space complete the upper level, offering a perfect balance between function and comfort. Buyers can DESIGN THEIR WAY HOME, personalizing their home to be an authentic reflection of their unique lifestyle by choosing structural options and designer finishes through the builder's ENVISION home path at Homebase in Northshore Chattanooga. Discover Chastain, a thoughtfully designed community in Ooltewah where natural beauty and intentional living come together. Set among gently preserved landscapes with nearly half the land left undisturbed, Chastain offers a quieter rhythm--one rooted in connection to both nature and neighborhood. At the heart of the community, residents will soon gather at the clubhouse and pool, designed as a central place to unwind, connect, and enjoy the everyday. The CoWah Trail System winds through the community, inviting morning walks and unhurried evenings outdoors, just steps from home. Chastain also introduces Corkspin--a signature social experience centered around pickleball and connection. Featuring dedicated pickleball courts and an open-air pavilion designed for sipping wine and spectating, it's a space where friendly competition meets relaxed, elevated living. With its balance of preserved green space, curated amenities, and a setting that feels both tucked away and connected, Chastain offers a lifestyle that feels considered, grounded, and distinctly its own

10108 Shire Walk 25, Collegedale
10111 Shire Walk Park 11, Collegedale
$467,722
4 Beds ⋅ 3 Baths ⋅ 1542310 MLS
Discover the charm of The Daisy in the beautiful Chastain community -- where modern comfort meets timeless Southern style. This open-concept floor plan welcomes you with a spacious main level designed for effortless living and entertaining. A huge rocking chair front porch sets the tone for relaxed evenings and neighborly chats, while the interior offers seamless flow and natural light throughout. Upstairs, you'll find four generous bedrooms and two full baths, with an optional third bath available for added convenience. Since construction hasn't started yet, buyers have the unique opportunity to personalize every detail and make The Daisy truly their own. The Chastain community offers an unmatched lifestyle with outstanding amenities, including: Over five miles of scenic hiking trails starting from the community's own trailhead Pickleball courts and a farmhouse-style clubhouse A pole barn gathering place perfect for events and celebrations A sparkling swimming pool and plenty of open land to explore Located just two minutes from Ooltewah, residents enjoy quick access to dining, shopping, and entertainment--while still savoring the tranquility and breathtaking views that surround Chastain. Be among the first to call this stunning neighborhood home and take advantage of half off design upgrades (up to $30,000)-- a perfect way to craft your dream home exactly as you envision it.

10111 Shire Walk Park 11, Collegedale
10221 Shetland Terrace 29, Collegedale
$552,800
3 Beds ⋅ 3 Baths ⋅ 1542309 MLS
The Aster offers 2,406 square feet of comfort and style, combining open living with practical design. The main floor highlights a spacious family room, dining area, and a gourmet kitchen with breakfast nook and large island. The primary suite includes a walk-in closet and ensuite bath, while a secondary bedroom and full bath provide flexible living options. Upstairs, an expansive unfinished space offers room to grow ideal for a future bonus room, guest suite, or storage. A covered patio and two-car garage complete this versatile design. Discover Chastain, a thoughtfully designed community in Ooltewah where natural beauty and intentional living come together. Set among gently preserved landscapes with nearly half the land left undisturbed, Chastain offers a quieter rhythm one rooted in connection to both nature and neighborhood. At the heart of the community, residents will soon gather at the clubhouse and pool, designed as a central place to unwind, connect, and enjoy the everyday. The CoWah Trail System winds through the community, inviting morning walks and unhurried evenings outdoors, just steps from home. Chastain also introduces Corkspin a signature social experience centered around pickleball and connection. Featuring dedicated pickleball courts and an open-air pavilion relaxed, elevated living. With its balance of preserved green space, curated amenities, and a setting that feels both tucked away and connected, Chastain offers a lifestyle that feels considered, grounded, and distinctly its own.

10221 Shetland Terrace 29, Collegedale
9436 Sapling Lane 23, Collegedale
$309,990
3 Beds ⋅ 3 Baths ⋅ 1542208 MLS
Move in Ready in December! The Norwood II floorplan in the brand-new Dogwood Estates community! The Norwood II is an exterior unit, designed for comfort, convenience, and modern living. The kitchen connects to a cozy breakfast nook and fireside family room featuring a modern linear fireplace, creating a warm and inviting living space. The kitchen features upgraded cabinetry with 36'' cabinets, and granite counters. Back covered patio for outdoor enjoyment. Upstairs, the primary suite is tucked away in the back of the home. Primary bath with garden tub and separate shower. The laundry room is conveniently located upstairs, making it easy to keep up with household chores. In addition to the primary suite, there are two bedrooms and a shared hall bathroom in the front of the home, providing plenty of space for family or guests. The loft is a versatile space used as a playroom, home office, or additional living space. Both floors have 9ft ceiling heights. Vinyl plank flooring on main level. Collegedale is ranked as one of the best places to live in Tennessee and is conveniently located close to I-75, just minutes to local shopping, dining, and entertainment. Photos representative of plan and not of actual home. Seller incentives with use of preferred lender.

9436 Sapling Lane 23, Collegedale
9442 Sapling Lane 22, Collegedale
$297,990
3 Beds ⋅ 3 Baths ⋅ 1542205 MLS
Move in Ready in December! The Maddux II plan in the Dogwood Estates community--a thoughtfully designed townhome that blends modern style, everyday comfort, and exceptional functionality. This 3-bedroom townhome features 9-foot ceilings on both levels, creating a bright and open feel throughout. The open-concept kitchen is ideal for entertaining and daily living, offering a spacious pantry, and upgraded white cabinets with quartz counters. The kitchen flows seamlessly into a generous dining area with direct access to the patio and backyard, perfect for indoor-outdoor living. Adjacent to the dining area is the family room with a sleek and modern linear fireplace. Upstairs, the private primary suite serves as a true retreat, complete with a dual vanity bath, tiled walk-in shower, spacious closet, and separate water closet. Two additional bedrooms, a shared full bath, and a conveniently located laundry room complete the second level. Collegedale is ranked as one of the best places to live in Tennessee and is conveniently located close to I-75, just minutes to local shopping, dining, and entertainment. Outdoor enthusiasts will relish the parks, trails, hiking and much more nearby. As an added bonus, buyers using the preferred lender will enjoy special incentives. Photos representative of plan and not actual home being built.

9442 Sapling Lane 22, Collegedale
Start Your Search

How much is your home worth?

Get instant property value now!