Collegedale Homes with FHA Financing available

Collegedale Homes with FHA Financing available

Welcome to Collegedale, Tennessee – a hidden gem nestled in the scenic Hamilton County. This charming city is not just a place to live; it's a vibrant community that offers a perfect blend of small-town charm and modern conveniences. Known for its picturesque landscapes, Collegedale boasts lush parks, friendly neighborhoods, and a welcoming atmosphere that makes it an ideal choice for families, retirees, and everyone in between.

Collegedale is home to a variety of recreational activities, with several parks and outdoor spaces where residents can enjoy hiking, picnicking, and community events. The city's commitment to preserving its natural beauty is evident in its well-maintained green spaces, making it easy to appreciate the great outdoors right in your backyard. Additionally, Collegedale is conveniently located near major highways, providing easy access to the vibrant city of Chattanooga, where you can explore a rich cultural scene, dining options, and shopping experiences.

For those looking to make Collegedale their home, there’s good news! Many homes in this beautiful area qualify for FHA financing, making it easier than ever to secure your dream property. The FHA loan program is designed to help first-time homebuyers and those with less-than-perfect credit achieve homeownership, allowing you to invest in your future without the stress of overwhelming financial barriers.

Whether you're drawn to the community spirit, the stunning surroundings, or the affordability of homeownership through FHA financing, Collegedale offers a unique opportunity to create lasting memories in a place you’ll be proud to call home. Come explore what makes Collegedale so special, and discover your perfect home today!

Newest Collegedale Homes with FHA Financing available

$491,000
3 Beds ⋅ 2 Baths ⋅ 1540893 MLS
New Construction in Ooltewah, TN -- This charming Dover Springs home plan on Homesite 70 is situated near White Oak Mountain for some right in the stunning Ooltewah Community called Farms at Creekside. Enjoy a picturesque stroll along the sidewalks and green spaces. Conveniently located just minutes away from Hamilton Place mall, East Hamilton School, & Lots of great Dining & Shopping. This Dover Springs layout provides both style and function. The great room fireplace offers endless possibilities for creating memories with loved ones. A mudroom and laundry off the garage keep your home free from muddy shoes and laundry noise. The spacious main bedroom is a true haven, featuring a luxurious main bath and closet with room for all your latest fashion finds. The home has a Covered Back Porch that backs right up to the woods. Schedule a tour of this home and community today!

9792 Mayfly Road, Collegedale
$449,990
4 Beds ⋅ 3 Baths ⋅ 1540720 MLS
Move in Ready in October! The James plan in Chestnut Creek Crossing offers exceptional flexibility and thoughtful design, perfect for modern living. This new construction home features a spacious dining room, a well-appointed kitchen with quartz countertops and a butler's pantry, and a versatile first-floor bedroom with a full bath on the main level. Just off the garage, the large mudroom provides the perfect drop zone to keep everyday clutter organized. The inviting family room with a fireplace opens to the living space, creating a warm and welcoming atmosphere for gatherings. Upstairs, you'll find an open loft along with a spacious laundry room. The expansive primary suite features a private sitting room with French doors and a luxurious primary bath with a garden tub and separate shower. Enjoy outdoor living on the covered rear patio with an uncovered extension, ideal for relaxing or entertaining. Additional highlights include durable luxury vinyl plank flooring throughout the main living areas on the first floor, and in the laundry room along with an open iron rail staircase that adds an elegant architectural touch. Both stories have 9ft ceiling heights. Chestnut Creek Crossing offers convenient access to local shopping, dining, schools, parks, and major commuter routes, making everyday living easy while still enjoying a neighborhood setting. Photos are representative of the plan and not of the actual home. Seller incentives available with the use of a preferred lender.

4912 Locklear Lane, Collegedale
$294,990
3 Beds ⋅ 3 Baths ⋅ 1540314 MLS
Move in Ready in November! The Maddux II plan in the Dogwood Estates community--a thoughtfully designed townhome that blends modern style, everyday comfort, and exceptional functionality. This 3-bedroom townhome features 9-foot ceilings on both levels, creating a bright and open feel throughout. The open-concept kitchen is ideal for entertaining and daily living, offering a spacious pantry, and upgraded brown cabinets with quartz counters. The kitchen flows seamlessly into a generous dining area with direct access to the patio and backyard, perfect for indoor-outdoor living. Adjacent to the dining area is the family room with a sleek and modern linear fireplace. Upstairs, the expansive primary suite serves as a private retreat, complete with a spa-inspired bath with a garden tub and separate shower, and a walk-in closet. Upstairs, the private primary suite serves as a true retreat, complete with a dual vanity bath, spacious closet, and separate water closet. Two additional bedrooms, a shared full bath, and a conveniently located laundry room complete the second level. Collegedale is ranked as one of the best places to live in Tennessee and is conveniently located close to I-75, just minutes to local shopping, dining, and entertainment. Outdoor enthusiasts will relish the parks, trails, hiking and much more nearby. As an added bonus, buyers using the preferred lender will enjoy special incentives, Photos representative of plan and not actual home being built.

5172 Hornbeam Drive 58, Collegedale
$299,990
3 Beds ⋅ 3 Baths ⋅ 1540293 MLS
Move in ready November! The Ellison II, a popular townhome design in the brand-new Dogwood Estates community. This loft-style floorplan blends style and function, perfect for today's modern living. A long, welcoming foyer sets the tone as you enter, leading to a spacious kitchen with upgraded cabinetry, granite countertops, an oversized island, and a walk-in pantry. The kitchen flows seamlessly into the family room and offers access to a large rear patio, creating the perfect setting for gatherings indoors or out. Beautiful vinyl plank flooring extends throughout the main floor living areas, adding both style and durability. Upstairs, the private primary suite serves as a true retreat, complete with a dual vanity bath, garden tub with separate shower, spacious closet, and separate water closet. Two additional bedrooms, a shared full bath, and a conveniently located laundry room complete the second level. With nine-foot ceilings on both floors, the home feels bright, open, and airy throughout. As an added bonus, buyers using the preferred lender will enjoy special incentives, Photos representative of plan and not actual home being built.

5178 Hornbeam Drive 57, Collegedale
$384,990
3 Beds ⋅ 3 Baths ⋅ 1538142 MLS
Move in Ready September! Located in the new community Chestnut Creek Crossing, The Caldwell by Smith Douglas Homes offers the perfect layout for those seeking a first-floor owners suite. The heart of the home is the centrally located family room that seamlessly connects to the kitchen. A covered rear porch is ideal for outdoor entertaining. Enjoy the convenience of single-level living with everything just steps away, while a flexible second floor that adds additional space with two bedrooms a full bath and loft. Home features include: A spacious primary suite with a large shower, open iron rail staircase, Kitchen with quartz counters and upgraded cabinets, upgraded flooring on the main level, and both stories have 9ft ceiling heights. Ideally located just minutes from Ooltewah and I-75, local shops, dining, and schools. Photos are representative of plan not of actual home. Seller incentives with use of preferred lender.

11040 Valmont Way, Collegedale
$566,491
3 Beds ⋅ 3 Baths ⋅ 1538053 MLS
The Aster offers 2,406 square feet of comfort and style, combining open living with practical design. The main floor highlights a spacious family room, dining area, and a gourmet kitchen with breakfast nook and large island. The primary suite includes a walk-in closet and ensuite bath, while a secondary bedroom and full bath provide flexible living options. Upstairs, an expansive unfinished space offers room to grow ideal for a future bonus room, guest suite, or storage. A covered patio and two-car garage complete this versatile design. Discover Chastain, a thoughtfully designed community in Ooltewah where natural beauty and intentional living come together. Set among gently preserved landscapes with nearly half the land left undisturbed, Chastain offers a quieter rhythm one rooted in connection to both nature and neighborhood. At the heart of the community, residents will soon gather at the clubhouse and pool, designed as a central place to unwind, connect, and enjoy the everyday. The CoWah Trail System winds through the community, inviting morning walks and unhurried evenings outdoors, just steps from home. Chastain also introduces Corkspin a signature social experience centered around pickleball and connection. Featuring dedicated pickleball courts and an open-air pavilion relaxed, elevated living. With its balance of preserved green space, curated amenities, and a setting that feels both tucked away and connected, Chastain offers a lifestyle that feels considered, grounded, and distinctly its own.

10221 Shetland Terrace 29, Collegedale
$423,000
3 Beds ⋅ 3 Baths ⋅ 1538046 MLS
FUTURE BUILD - ask the onsite agent for full details of our current incentives. This home has not yet started, giving you a limited-time opportunity to select your own finishes and design details to truly make it yours. Estimated build time is approximately 6 months. The Zinnia features 1,954 square feet of elegant living space. The open first floor includes a chef-inspired kitchen, dining room, and family area opening to the rear patio. Upstairs, the primary suite boasts dual walk-in closets and a luxurious ensuite bath. Two additional bedrooms, a full bath, laundry room, and flex space complete the upper level, offering a perfect balance between function and comfort. Buyers can DESIGN THEIR WAY HOME, personalizing their home to be an authentic reflection of their unique lifestyle by choosing structural options and designer finishes through the builder's ENVISION home path at Homebase in Northshore Chattanooga. Discover Chastain, a thoughtfully designed community in Ooltewah where natural beauty and intentional living come together. Set among gently preserved landscapes with nearly half the land left undisturbed, Chastain offers a quieter rhythm--one rooted in connection to both nature and neighborhood. At the heart of the community, residents will soon gather at the clubhouse and pool, designed as a central place to unwind, connect, and enjoy the everyday. The CoWah Trail System winds through the community, inviting morning walks and unhurried evenings outdoors, just steps from home. Chastain also introduces Corkspin--a signature social experience centered around pickleball and connection. Featuring dedicated pickleball courts and an open-air pavilion designed for sipping wine and spectating, it's a space where friendly competition meets relaxed, elevated living. With its balance of preserved green space, curated amenities, and a setting that feels both tucked away and connected, Chastain offers a lifestyle that feels considered, grounded, and distinctly its own

10108 Shire Walk 25, Collegedale
$467,722
4 Beds ⋅ 3 Baths ⋅ 1538040 MLS
Discover the charm of The Daisy in the beautiful Chastain community -- where modern comfort meets timeless Southern style. This open-concept floor plan welcomes you with a spacious main level designed for effortless living and entertaining. A huge rocking chair front porch sets the tone for relaxed evenings and neighborly chats, while the interior offers seamless flow and natural light throughout. Upstairs, you'll find four generous bedrooms and two full baths, with an optional third bath available for added convenience. Since construction hasn't started yet, buyers have the unique opportunity to personalize every detail and make The Daisy truly their own. The Chastain community offers an unmatched lifestyle with outstanding amenities, including: Over five miles of scenic hiking trails starting from the community's own trailhead Pickleball courts and a farmhouse-style clubhouse A pole barn gathering place perfect for events and celebrations A sparkling swimming pool and plenty of open land to explore Located just two minutes from Ooltewah, residents enjoy quick access to dining, shopping, and entertainment--while still savoring the tranquility and breathtaking views that surround Chastain. Be among the first to call this stunning neighborhood home and take advantage of half off design upgrades (up to $30,000)-- a perfect way to craft your dream home exactly as you envision it.

10111 Shire Walk Park 11, Collegedale
$553,794
5 Beds ⋅ 4 Baths ⋅ 1538034 MLS
Experience the opportunity to personalize your dream home at Chastain Commons! For a limited time, enjoy ½ OFF design options up to $30,000 -- a $15,000 value. Ask the onsite agent for complete details. This future build has not yet started, giving you a rare opportunity to select finishes and design details that reflect your personal style. Estimated completion is projected for November 2026, with an approximate 6-month build time. The Poppy floor plan offers 2,622 square feet of thoughtfully designed two-story living. The main level features an open-concept family room, breakfast area, and designer kitchen with island seating, along with a convenient main-floor bedroom and full bath -- ideal for guests, multigenerational living, or a private office space. Upstairs, the spacious primary suite includes a large walk-in closet and luxurious ensuite bath, while two additional bedrooms share a full bath. A versatile rec room and abundant storage provide flexibility for growing families and changing lifestyles. Buyers can truly DESIGN THEIR WAY HOME by selecting structural options and designer finishes through the builder's ENVISION home path at Homebase in Northshore Chattanooga, creating a home that is an authentic reflection of their lifestyle. Nestled in the heart of Collegedale, Chastain Commons combines scenic beauty, small-town charm, and modern convenience. Located just minutes from Cambridge Square, residents enjoy easy access to local dining, shopping, entertainment, and outdoor recreation. Community amenities are designed to encourage connection and active living, featuring a resort-style pool and clubhouse, pickleball courts, firepit gathering spaces, walking paths, hiking trails, and nearby playgrounds -- all thoughtfully crafted to for every lifestyle.

10142 Arabian Avenue 162, Collegedale
$432,500
2 Beds ⋅ 2 Baths ⋅ 1536886 MLS
The Daffodil delivers 1,740 square feet of well-balanced, single-story living designed for flexibility and flow. The main living area features a bright, open layout connecting the kitchen, dining room, and family room perfect for both entertaining and quiet nights at home. A flex room or study near the front entry provides space for a home office or hobby area. The primary suite includes a walk-in closet and ensuite bath, while two additional bedrooms share a full bathroom. A covered patio extends the living space outdoors, and a two-car garage and laundry area add everyday convenience. Buyers can DESIGN THEIR WAY HOME, personalizing their home to be an authentic reflection of their unique lifestyle by choosing structural options and designer finishes ENVISION home path at Homebase in Northshore Chattanooga. Discover Chastain, a thoughtfully designed community in Ooltewah where natural beauty and intentional living come together. Set among gently preserved landscapes with nearly half the land left undisturbed, Chastain offers a quieter rhythm one rooted in connection to both nature and neighborhood. At the heart of the community, residents will soon gather at the clubhouse and pool, designed as a central place to unwind, connect, and enjoy the everyday. The CoWah Trail System winds through the community, inviting morning walks and unhurried evenings outdoors, just steps from home. Chastain also introduces Corkspin a signature social experience centered around pickleball and connection. Featuring dedicated pickleball courts and an open-air pavilion relaxed, elevated living. With its balance of preserved green space, curated amenities, and a setting that feels both tucked away and connected, Chastain offers a lifestyle that feels considered, grounded, and distinctly its own.

10202 Shetland Terrace 77, Collegedale
$399,000
5 Beds ⋅ 3 Baths ⋅ 1536708 MLS
Prime opportunity for a large family, multi-generational living or investment potential in the quaint City of Collegedale, TN. 4313 Katie Kim Ln. offers a main level with 1,200 square feet of one level living plus a mother-in-law basement apartment with 900 square feet of open concept living, all beautifully updated and located minutes to Southern Adventist University, McKee foods and the heart of Ooltewah. The main level features luxury vinyl plank floors throughout the living room and eat-in kitchen with granite countertops and stainless-steel appliances. Step out of the dining area to the new 16x16 deck overlooking the back yard and mature trees. Beside the kitchen is a laundry closet with stacked washer/dryer and pantry space. The primary bedroom features an en suite bathroom with shower. There are two additional bedrooms and a hallway bathroom with a tub and shower combo. A single car garage with brand new garage door provides sheltered entry. Step down into the backyard for a private entrance to the mother-in-law suite that flows between the living room centered around a brick hearth and spacious kitchen with granite countertops, stainless steel appliances and island seating. Step off the kitchen to the laundry room with ample built-in cabinets and a granite countertop. Down the hall are two bedrooms and a hallway bathroom with a tub and shower combo. The basement suite has a new concrete walkway and patio to its private rear entrance. The lot offers plenty of green yard space and mature trees to enjoy outside without excessive yard work. Sellers have made extensive updates: new roof 2023, one of the HVAC units new in 2023 and the other HVAC in 2021, all new appliances, flooring, countertops, basement cabinets, new septic field lines with septic access in new concrete patio. A unique property, fully updated with endless possibilities located 15 minutes to Hamilton Place Mall and 30 minutes to downtown Chattanooga. Call today to schedule a private showing

4313 Katie Kim Lane, Collegedale
$304,990
3 Beds ⋅ 3 Baths ⋅ 1536638 MLS
Move in Ready in September! The Norwood II floorplan by Smith Douglas Homes in the brand- new Dogwood Estates community! The Norwood II is an interior unit, designed for comfort, convenience, and modern living. The kitchen connects to a cozy breakfast nook and fireside family room featuring a modern linear fireplace, creating a warm and inviting living space. The kitchen features upgraded cabinetry with 36'' brown cabinets, and granite counters. Back covered patio for outdoor enjoyment. Upstairs, the primary suite is tucked away in the back of the home. Primary bath with garden tub and separate shower. The laundry room is conveniently located upstairs, making it easy to keep up with household chores. In addition to the primary suite, there are two bedrooms and a shared hall bathroom in the front of the home, providing plenty of space for family or guests. The loft is a versatile space used as a playroom, home office, or additional living space. Both floors have 9ft ceiling heights. Vinyl plank flooring on main level. Collegedale is ranked as one of the best places to live in Tennessee and is conveniently located close to I-75, just minutes to local shopping, dining, and entertainment. Primary photo of home secondary Photos representative of plan not of actual home. Seller incentives with use of preferred lender.

9412 Sapling Lane 27, Collegedale
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