Charleston Homes with Conventional Financing available

Charleston Homes with Conventional Financing available

Welcome to Charleston, Tennessee – a hidden gem nestled in the heart of Bradley County. This charming city, with its warm southern hospitality and rich historical roots, offers a delightful blend of small-town allure and modern conveniences. Surrounded by picturesque landscapes and lush greenery, Charleston is the perfect place for those seeking a peaceful yet vibrant community.

Charleston boasts a friendly atmosphere, where neighbors greet each other with smiles and local businesses thrive. The city is known for its strong sense of community, hosting various events throughout the year that bring residents together. Whether you're exploring the local parks, enjoying a leisurely stroll along the scenic streets, or indulging in delectable cuisine at nearby eateries, you'll quickly discover why Charleston is a beloved home for many.

For prospective homeowners, Charleston offers a range of housing options, including beautiful residences that qualify for conventional financing. This means that whether you’re a first-time buyer or looking to upgrade, you can find a home that fits your needs and budget. The availability of conventional financing makes the dream of homeownership more accessible, allowing you to invest in your future in this charming city.

As you explore the real estate opportunities in Charleston, you’ll find a welcoming community that values tradition and embraces growth. With its excellent schools, convenient amenities, and a strong sense of belonging, Charleston, TN, is not just a place to live; it’s a place to call home. Come and experience the warmth and charm of Charleston – your future awaits!

Newest Charleston Homes with Conventional Financing available

$199,900
2 Beds ⋅ 1 Baths ⋅ 1540525 MLS
PRICED TO SELL!! Welcome to 8956 Hiwassee Street, a beautifully renovated gem nestled in the heart of historic Charleston, Tennessee! This charming 2-bedroom, 1-bath home has been thoughtfully updated from top to bottom and is practically brand new. Recent improvements include beautiful new red oak kitchen cabinetry, brand-new kitchen appliances, new countertops, new flooring throughout, fresh interior paint, new light fixtures, a new water heater, plumbing and electrical upgrades, brand new bathroom fixtures including the commode and shower, brand-new HVAC system with a 10-year transferable warranty, and a newly built back porch-perfect for enjoying your morning coffee or relaxing in the evenings. Step outside to enjoy the newly fenced in backyard, offering the perfect space for children, pets, gardening, or entertaining family and friends. Conveniently located just minutes from Cleveland and I-75, this home provides the perfect combination of small-town charm and modern convenience. Whether you're a first-time homebuyer, downsizing, or looking for a move-in-ready investment property, you'll appreciate the quality updates and attention to detail throughout. Don't miss your opportunity to own this beautifully restored home in one of Tennessee's most charming historic communities. Schedule your private showing today and discover everything 8956 Hiwassee Street has to offer!

8956 Hiwassee Street NE, Charleston
$500,000
3 Beds ⋅ 2 Baths ⋅ 1539667 MLS
Discover the possibilities on 6.78 acres surrounded by natural beauty and peaceful scenery. The property features a three-bedroom, one-and-a-half-bath 1950s home offering plenty of character and potential for renovation. A freshwater spring fed by McKenzie Spring adds a unique natural feature to the land. An additional manufactured home is also located on the property and is ready for someone with the vision to restore it. Once renovated, it could provide rental income, guest accommodations, a private space for extended family, or multigenerational living. With two residences, nearly seven acres, a natural water source, and room to create your own private retreat, this property offers an exciting opportunity for homeowners, investors, or anyone searching for space and flexibility. Bring your ideas and unlock the full potential of this one-of-a-kind property.

5904 Candies Creek Ridge Road, Charleston
$265,000
3 Beds ⋅ 2 Baths ⋅ 1539570 MLS
QUALIFIES FOR 100% FINANCING | RANCH | NEW CONSTRUCTION! Welcome home to effortless style and comfort in this beautifully crafted new construction ranch. From the moment you step inside, you'll love the bright, open floor-plan designed for both everyday living and easy entertaining. The kitchen shines with sleek granite countertops, while low-maintenance flooring adds a modern touch throughout. All on one convenient level, this home is perfect for anyone dreaming of simplified living without sacrificing style. Priced to impress and built to last -- this is the opportunity you've been waiting for to turn your homeownership dreams into reality!

117 Dunn Lane NE, Charleston
$125,000
1539409 MLS
Build your dream estate on five pristine, gently sloping acres in one of the area's most desirable neighborhoods. Surrounded by stately luxury homes, this private sanctuary features towering mature trees and a tranquil, meandering creek along the boundary. Elevated topography offers the potential for sweeping, breathtaking views from your future home--all just minutes from modern conveniences. Multiple prime building sites are ready for your vision, with water and electricity conveniently available at the road. A rare blend of privacy, natural beauty, and location. Seller financing is available for qualified buyers. Terms include a 10% to 20% down payment, with financing available for up to five years. Interest rates range from 6% to 10%, based on the buyer's credit. Contact the listing agent for additional details and qualification requirements.

493 Mowery Circle NW, Charleston
$272,900
3 Beds ⋅ 2 Baths ⋅ 1538662 MLS
Welcome to 260 High Street -- a beautifully crafted new construction home in the heart of Charleston, TN! This 3 bedroom, 2 bathroom home offers 1,200 square feet of thoughtfully designed living space, perfect for first-time buyers, downsizers, or investors alike. Featuring modern finishes throughout, an open and functional floor plan, and the peace of mind that comes with brand-new construction, this home is truly move-in ready. Enjoy the added bonus of being within walking distance to a community park, perfect for morning walks, weekend picnics, or letting the kids and pets play. With the charm of small-town Charleston living and easy access to Cleveland, TN and the greater Chattanooga area, this brand-new home in a growing community won't last long -- schedule your showing today!

260 High Street, Charleston
$277,900
4 Beds ⋅ 3 Baths ⋅ 1538395 MLS
Welcome to 221 Forest Hill Drive in beautiful Charleston, Tennessee, where space, functionality, and comfort come together. This 4-bedroom, 3-bath home offers a well-designed layout with generous living areas, providing plenty of room for family, guests, and everyday living. The property features several valuable upgrades and unique amenities. A 25x30 detached garage with a concrete floor offers the perfect space for a workshop, hobby area, or ''man cave.'' There is also dedicated parking for a motorhome, complete with electrical hookups that could also accommodate a hot tub. Outdoor living is easy with a large covered area ideal for entertaining or relaxing. The home also benefits from updated insulation designed to help improve energy efficiency and reduce utility costs. The roof was replaced just two years ago, and at that time a new skylight was added to the living room, allowing natural light to fill the space. With its spacious layout, practical features, and opportunity to add your own personal touches, 221 Forest Hill Drive offers a wonderful place to call home in a peaceful Charleston setting.

221 Forest Hills Drive, Charleston
$430,000
3 Beds ⋅ 3 Baths ⋅ 1536455 MLS
Imagine spending your summer days lounging by the in ground pool and your evenings relaxing on the screened-in porch, surrounded by the peaceful beauty of over 2 acres of open land. This 3-bedroom, 3-bath home offers the space you've been looking for, along with two detached garages for all your hobbies and equipment needs. Conveniently located just a short drive from shopping, dining, parks, and the river, you'll enjoy the perfect balance of country living and everyday convenience. Properties offering this much space, charm, and outdoor enjoyment are hard to find, don't miss your opportunity to make it yours.

116 Swafford Lane NW, Charleston
$299,000
3 Beds ⋅ 2 Baths ⋅ 1535572 MLS
ONE LEVEL LIVING | CONVENIENT CHARLESTON LOCATION - If you've been searching for a ranch style home with a comfortable layout and a convenient location, this home at 101 Golden Maple Trail NW is worth a look. Built in 1997, this 3 bedroom, 2 bathroom home offers easy everyday living on one level. Inside, the layout feels inviting and works well for both relaxing and gathering with friends and family. Located within the Charleston city limits, you'll enjoy quick access to shopping, restaurants, schools, and everyday amenities while still being tucked into a peaceful neighborhood setting. Whether you're looking for more space, a convenient location, or a home with a classic ranch style layout, this property offers a great opportunity in the growing Charleston area.

101 Golden Maple Trail NW, Charleston
$1,650,000
4 Beds ⋅ 5 Baths ⋅ 1534005 MLS
Twenty-one acres of Tennessee. Yours. Wake to deer crossing meadows at dawn, sunlight spilling across land that answers to no one else. Your screened porch faces nothing but your own private forest. By dark, the fire pit glows under stars suburbia edited out. This 2021 estate delivers 4,350 square feet where life finally spreads out: four bedrooms and a bonus room, four and a half baths, the home office that closes, guest rooms for family and friends, and the workshop you've postponed. No HOA dictating paint colors. No neighbors close enough to care. The screened porch works every season--coffee without bugs, wine without mosquitoes, dinners that stretch past midnight. The hot tub dissolves deadlines under actual darkness. The fire pit turns ordinary weekends into the ones your friends talk about. Green belt status slashes taxes while you live on acreage that costs triple near the city. Space for horses, gardens, equipment, projects, the life you design instead of the one that fits a quarter-acre lot. Three garage spaces, basement storage for toys and tools, modern systems throughout. Move in, not move-and-renovate. Get all the benefits of the country, with the convenience of Cleveland.

1618 Van Davis Road NW, Charleston
$569,900
3 Beds ⋅ 3 Baths ⋅ 1533175 MLS
Construction will soon begin on this exceptional new home at Lot 30 Karen Lane, offering you the opportunity to secure your property before completion. This presale residence will feature 2,354 square feet of thoughtfully designed living space, built with careful attention to quality and long term durability. Inside, the single level layout will provide a seamless flow for everyday living. Three generously sized bedrooms will be arranged in a desirable split bedroom design, allowing the primary suite to serve as a private retreat, separate from the secondary bedrooms. Two and a half bathrooms will comfortably support both daily living and entertaining, while a dedicated dining room will create an ideal setting for gatherings. Upstairs, a 354 square foot bonus room will offer versatile space that can be used as a home office, media room, playroom, or additional living area to fit your needs. The generous lot will provide ample outdoor space, offering room for entertaining areas, landscaping, or simply enjoying added privacy. Every aspect of the home will reflect quality craftsmanship and thoughtful design from start to finish. This presale opportunity allows you to secure a new construction home in its early stages. Contact your agent today for more information and to take the next step toward making this home yours.

Lot 30 Karen Lane NE, Charleston
$299,000
6 Baths ⋅ 1530779 MLS
Great investment package! This listing includes both a triplex and a duplex, offering five total units with strong rental potential. Several units feature updated interiors with modern finishes, while others provide the opportunity to add value through future renovations. With a mix of updated units and additional upside, this duplex and triplex combo provides reliable cash flow today and room for growth tomorrow.

389 Market Street NE, Charleston
$249,000
1530177 MLS
This 5.18 acre level cleared tract is zoned FAR, and offers a great combination of rural setting with convenient access to town. The property is partially fenced and surveyed, providing an excellent opportunity for a homesite, mini-farm, or investment. Located across from Candies Creek Baptist Church and just minutes from the Hiwassee River as well as shopping, dining, and amenities in Cleveland. A beautiful piece of usable land in a desirable location!

Lot #2 Eureka Road NW, Charleston
Start Your Search