Charleston Homes with Cash Financing available

Charleston Homes with Cash Financing available

Welcome to Charleston, Tennessee—a charming town nestled in the heart of Bradley County, where Southern hospitality meets serene living. With its picturesque landscapes and rich history, Charleston is an ideal place for families, retirees, and anyone looking to escape the hustle and bustle of urban life. The town boasts a close-knit community, where neighbors become friends and local events foster a sense of belonging.

Charleston's strategic location offers easy access to nearby attractions, including the stunning landscapes of the Cherokee National Forest and the vibrant city of Cleveland, just a short drive away. Here, you can enjoy an array of outdoor activities, from hiking and fishing to exploring local parks and trails. The town is also home to several historic sites, providing a glimpse into its storied past.

For prospective homeowners, Charleston presents an exciting opportunity. The real estate market here is thriving, with a variety of homes available to suit different lifestyles and budgets. One of the standout features of the Charleston housing market is the availability of cash financing options. This flexibility allows buyers to navigate the purchasing process with ease, making it an attractive choice for first-time homeowners and seasoned investors alike.

Whether you’re looking for a cozy family home, a charming cottage, or a spacious property with room to grow, Charleston has something for everyone. Embrace the warmth of this delightful town and discover the perfect place to call home. With cash financing available, your dream home in Charleston is within reach!

Newest Charleston Homes with Cash Financing available

$199,900
2 Beds ⋅ 1 Baths ⋅ 1540525 MLS
PRICED TO SELL!! Welcome to 8956 Hiwassee Street, a beautifully renovated gem nestled in the heart of historic Charleston, Tennessee! This charming 2-bedroom, 1-bath home has been thoughtfully updated from top to bottom and is practically brand new. Recent improvements include beautiful new red oak kitchen cabinetry, brand-new kitchen appliances, new countertops, new flooring throughout, fresh interior paint, new light fixtures, a new water heater, plumbing and electrical upgrades, brand new bathroom fixtures including the commode and shower, brand-new HVAC system with a 10-year transferable warranty, and a newly built back porch-perfect for enjoying your morning coffee or relaxing in the evenings. Step outside to enjoy the newly fenced in backyard, offering the perfect space for children, pets, gardening, or entertaining family and friends. Conveniently located just minutes from Cleveland and I-75, this home provides the perfect combination of small-town charm and modern convenience. Whether you're a first-time homebuyer, downsizing, or looking for a move-in-ready investment property, you'll appreciate the quality updates and attention to detail throughout. Don't miss your opportunity to own this beautifully restored home in one of Tennessee's most charming historic communities. Schedule your private showing today and discover everything 8956 Hiwassee Street has to offer!

8956 Hiwassee Street NE, Charleston
$?
3 Beds ⋅ 2 Baths ⋅ 1539960 MLS
ABSOLUTE AUCTION (No minimum....No reserve) Don't miss this opportunity to own a beautifully updated 3,600 sq ft ranch home situated on a 2.6 acre level lot with approx. 900 feet of Hiwassee River shoreline. The perfect place for living, relaxing, entertaining and enjoying the outdoors. The home has been completely updated. Premium LVP flooring, granite counter tops, tiled walk in shower, crown molding, walk in closet, nice sized laundry room, stack stone gas fireplace,w/remote, dual HVAC units, 2 water heaters, and so much more. Enjoy the 10x32 screened porch with a 180 degree water view. There are also water views from the master bedroom, living room, kitchen and dining room. The triple garage is also an upgraded feature. Home is connected to city water, however, the well has remained for outside use as well. Additional parking space for RV. A gentle, level walk to your own water access. Water enthusiast will appreciate the 27x48 covered boat dock with new marine grade trex decking, electricity and water. The 2 boat lifts and 2 jet ski ports make docking and storing a breeze. Enjoy the convenience of walking to B&B Marina for great food (2 restaurants), entertainment, groceries, fuel and public boat ramp. Properties like this don't come along very often. The auction will also have a large selection of personal property such as 25' Barletta Tritoon Boat w/300 Mercury engine, EZ Go Golf Cart, gun safe, generator, furniture, pool table, 2010 diesel 4x4 truck, (2) 16' enclosed trailers, (3) Yamaha 4-wheelers, tools and more. Public Open House Dates: 8/9/2026 1:00-3:00/8/16/2026 1:00-3:00/8/21/2026 1:00-3:00 or by appointment. Owner is a licensed TN realtor and Auctioneer. 10% Buyer's Premium day of sale Public Open House Dates: 8/9/2026 1:00-3:00/8/16/2026 1:00-3:00/8/21/2026 1:00-3:00 or by appointment. Owner is a licensed TN realtor and auctioneer.

348 Marina Drive NW, Charleston
$500,000
3 Beds ⋅ 2 Baths ⋅ 1539667 MLS
Discover the possibilities on 6.78 acres surrounded by natural beauty and peaceful scenery. The property features a three-bedroom, one-and-a-half-bath 1950s home offering plenty of character and potential for renovation. A freshwater spring fed by McKenzie Spring adds a unique natural feature to the land. An additional manufactured home is also located on the property and is ready for someone with the vision to restore it. Once renovated, it could provide rental income, guest accommodations, a private space for extended family, or multigenerational living. With two residences, nearly seven acres, a natural water source, and room to create your own private retreat, this property offers an exciting opportunity for homeowners, investors, or anyone searching for space and flexibility. Bring your ideas and unlock the full potential of this one-of-a-kind property.

5904 Candies Creek Ridge Road, Charleston
$265,000
3 Beds ⋅ 2 Baths ⋅ 1539570 MLS
QUALIFIES FOR 100% FINANCING | RANCH | NEW CONSTRUCTION! Welcome home to effortless style and comfort in this beautifully crafted new construction ranch. From the moment you step inside, you'll love the bright, open floor-plan designed for both everyday living and easy entertaining. The kitchen shines with sleek granite countertops, while low-maintenance flooring adds a modern touch throughout. All on one convenient level, this home is perfect for anyone dreaming of simplified living without sacrificing style. Priced to impress and built to last -- this is the opportunity you've been waiting for to turn your homeownership dreams into reality!

117 Dunn Lane NE, Charleston
$125,000
1539409 MLS
Build your dream estate on five pristine, gently sloping acres in one of the area's most desirable neighborhoods. Surrounded by stately luxury homes, this private sanctuary features towering mature trees and a tranquil, meandering creek along the boundary. Elevated topography offers the potential for sweeping, breathtaking views from your future home--all just minutes from modern conveniences. Multiple prime building sites are ready for your vision, with water and electricity conveniently available at the road. A rare blend of privacy, natural beauty, and location. Seller financing is available for qualified buyers. Terms include a 10% to 20% down payment, with financing available for up to five years. Interest rates range from 6% to 10%, based on the buyer's credit. Contact the listing agent for additional details and qualification requirements.

493 Mowery Circle NW, Charleston
$272,900
3 Beds ⋅ 2 Baths ⋅ 1538662 MLS
Welcome to 260 High Street -- a beautifully crafted new construction home in the heart of Charleston, TN! This 3 bedroom, 2 bathroom home offers 1,200 square feet of thoughtfully designed living space, perfect for first-time buyers, downsizers, or investors alike. Featuring modern finishes throughout, an open and functional floor plan, and the peace of mind that comes with brand-new construction, this home is truly move-in ready. Enjoy the added bonus of being within walking distance to a community park, perfect for morning walks, weekend picnics, or letting the kids and pets play. With the charm of small-town Charleston living and easy access to Cleveland, TN and the greater Chattanooga area, this brand-new home in a growing community won't last long -- schedule your showing today!

260 High Street, Charleston
$277,900
4 Beds ⋅ 3 Baths ⋅ 1538395 MLS
Welcome to 221 Forest Hill Drive in beautiful Charleston, Tennessee, where space, functionality, and comfort come together. This 4-bedroom, 3-bath home offers a well-designed layout with generous living areas, providing plenty of room for family, guests, and everyday living. The property features several valuable upgrades and unique amenities. A 25x30 detached garage with a concrete floor offers the perfect space for a workshop, hobby area, or ''man cave.'' There is also dedicated parking for a motorhome, complete with electrical hookups that could also accommodate a hot tub. Outdoor living is easy with a large covered area ideal for entertaining or relaxing. The home also benefits from updated insulation designed to help improve energy efficiency and reduce utility costs. The roof was replaced just two years ago, and at that time a new skylight was added to the living room, allowing natural light to fill the space. With its spacious layout, practical features, and opportunity to add your own personal touches, 221 Forest Hill Drive offers a wonderful place to call home in a peaceful Charleston setting.

221 Forest Hills Drive, Charleston
$58,900
1537227 MLS
Beautiful 0.46-acre level lot in Charleston offering a great opportunity to build your dream home or place a mobile home. The property features city water and city sewer, making it convenient and ready for your plans. A mobile home was currently removed from the property, leaving a blank canvas for your new home. Enjoy low city & county taxes and a peaceful setting while still being close to everyday conveniences. Priced at only $58,900, this is an affordable option whether you're looking to build, invest, or bring in a new mobile home. Buyer to verify school zones, and zoning.

116 Cass Street NE, Charleston
$430,000
3 Beds ⋅ 3 Baths ⋅ 1536455 MLS
Imagine spending your summer days lounging by the in ground pool and your evenings relaxing on the screened-in porch, surrounded by the peaceful beauty of over 2 acres of open land. This 3-bedroom, 3-bath home offers the space you've been looking for, along with two detached garages for all your hobbies and equipment needs. Conveniently located just a short drive from shopping, dining, parks, and the river, you'll enjoy the perfect balance of country living and everyday convenience. Properties offering this much space, charm, and outdoor enjoyment are hard to find, don't miss your opportunity to make it yours.

116 Swafford Lane NW, Charleston
$299,000
3 Beds ⋅ 2 Baths ⋅ 1535572 MLS
ONE LEVEL LIVING | CONVENIENT CHARLESTON LOCATION - If you've been searching for a ranch style home with a comfortable layout and a convenient location, this home at 101 Golden Maple Trail NW is worth a look. Built in 1997, this 3 bedroom, 2 bathroom home offers easy everyday living on one level. Inside, the layout feels inviting and works well for both relaxing and gathering with friends and family. Located within the Charleston city limits, you'll enjoy quick access to shopping, restaurants, schools, and everyday amenities while still being tucked into a peaceful neighborhood setting. Whether you're looking for more space, a convenient location, or a home with a classic ranch style layout, this property offers a great opportunity in the growing Charleston area.

101 Golden Maple Trail NW, Charleston
$1,650,000
4 Beds ⋅ 5 Baths ⋅ 1534005 MLS
Twenty-one acres of Tennessee. Yours. Wake to deer crossing meadows at dawn, sunlight spilling across land that answers to no one else. Your screened porch faces nothing but your own private forest. By dark, the fire pit glows under stars suburbia edited out. This 2021 estate delivers 4,350 square feet where life finally spreads out: four bedrooms and a bonus room, four and a half baths, the home office that closes, guest rooms for family and friends, and the workshop you've postponed. No HOA dictating paint colors. No neighbors close enough to care. The screened porch works every season--coffee without bugs, wine without mosquitoes, dinners that stretch past midnight. The hot tub dissolves deadlines under actual darkness. The fire pit turns ordinary weekends into the ones your friends talk about. Green belt status slashes taxes while you live on acreage that costs triple near the city. Space for horses, gardens, equipment, projects, the life you design instead of the one that fits a quarter-acre lot. Three garage spaces, basement storage for toys and tools, modern systems throughout. Move in, not move-and-renovate. Get all the benefits of the country, with the convenience of Cleveland.

1618 Van Davis Road NW, Charleston
$569,900
3 Beds ⋅ 3 Baths ⋅ 1533175 MLS
Construction will soon begin on this exceptional new home at Lot 30 Karen Lane, offering you the opportunity to secure your property before completion. This presale residence will feature 2,354 square feet of thoughtfully designed living space, built with careful attention to quality and long term durability. Inside, the single level layout will provide a seamless flow for everyday living. Three generously sized bedrooms will be arranged in a desirable split bedroom design, allowing the primary suite to serve as a private retreat, separate from the secondary bedrooms. Two and a half bathrooms will comfortably support both daily living and entertaining, while a dedicated dining room will create an ideal setting for gatherings. Upstairs, a 354 square foot bonus room will offer versatile space that can be used as a home office, media room, playroom, or additional living area to fit your needs. The generous lot will provide ample outdoor space, offering room for entertaining areas, landscaping, or simply enjoying added privacy. Every aspect of the home will reflect quality craftsmanship and thoughtful design from start to finish. This presale opportunity allows you to secure a new construction home in its early stages. Contact your agent today for more information and to take the next step toward making this home yours.

Lot 30 Karen Lane NE, Charleston
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