Ward Bates & Bradfor Homes with FHA Financing available

**Welcome to Ward Bates & Bradfor Subdivision: Your Ideal Chattanooga Retreat**

Nestled in the heart of Chattanooga, Tennessee, the Ward Bates & Bradfor subdivision offers a perfect blend of suburban tranquility and urban convenience. This charming community is located in Hamilton County, where picturesque landscapes meet a vibrant city life. Residents enjoy easy access to local amenities, schools, and parks, making it an ideal place for families and professionals alike.

The homes in Ward Bates & Bradfor are designed with modern living in mind, featuring spacious layouts, contemporary finishes, and ample outdoor space. Whether you’re looking for a cozy starter home or a larger residence to accommodate your growing family, you’ll find a variety of options that cater to diverse lifestyles. One of the standout features of this subdivision is the availability of FHA financing, making homeownership more accessible for first-time buyers and those looking to invest in their future. With FHA loans, you can benefit from lower down payments and flexible credit requirements, allowing you to secure your dream home without the financial stress.

Living in Ward Bates & Bradfor means embracing the best of Chattanooga. Explore the nearby hiking trails, enjoy the vibrant arts scene, or savor the local culinary delights—all just a stone’s throw away. With a strong sense of community and an array of amenities at your fingertips, you’ll quickly feel at home in this welcoming neighborhood.

Discover the charm of Ward Bates & Bradfor today and take the first step toward making your dream of homeownership a reality in beautiful Chattanooga, TN!

Newest Ward Bates & Bradfor Homes with FHA Financing available

$479,900

3 Beds ⋅ 3 Baths ⋅ 1531933 MLS

Built in 2021 and owned by one family, this 3-bedroom, 2.5-bath home delivers the peace of mind of newer construction in the heart of historic St. Elmo. The open-concept main level features dark engineered hardwood floors, a gray shaker kitchen with granite countertops, center island, and a professional-grade range hood that anchors the space. The primary suite is on the main level with a double vanity, walk-in shower, and direct access to the rear patio, bordered by a newly installed cedar privacy fence. Upstairs, a generous landing at the top of the stairs offers the perfect dedicated space for a home office. Move-in ready. Just two blocks to the Virginia Avenue Greenway trailhead on 55th Street -- 0.7 miles to Guild-Hardy Trail, 1.4 miles to Virginia Avenue Park -- walk or bike straight into some of St. Elmo's best outdoor access. The Tennessee Riverwalk's 13-mile paved greenway also connects St. Elmo directly to downtown Chattanooga, the new Erlanger Park baseball stadium for the Chattanooga Lookouts, and the broader Riverpark corridor. A short stroll puts you at BlueCross Healthy Place at St. Elmo, Mr. T's Pizza & Ice Cream, Little Coyote, and The Hot Chocolatier, with the Incline Railway and St. Elmo's walkable restaurant corridor just beyond. An assumable VA loan at 3.125% is also available for a qualifying, VA-eligible buyer -- contact the listing agent for a personalized comparison.

5505 Alabama Avenue, Chattanooga

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