St Elmo Homes with VA Loan Financing available

St Elmo Homes with VA Loan Financing available

Welcome to St. Elmo, a charming and vibrant subdivision nestled in the heart of Chattanooga, Tennessee. Known for its rich history and picturesque landscapes, St. Elmo offers a unique blend of suburban tranquility and urban convenience, making it one of the most sought-after neighborhoods in Hamilton County.

St. Elmo is characterized by its tree-lined streets, friendly community atmosphere, and an eclectic mix of architectural styles that reflect the area's historical roots. From cozy bungalows to modern family homes, there's something for everyone in this delightful enclave. Residents enjoy easy access to local parks, quaint shops, and a variety of dining options, all within a short drive or leisurely stroll.

One of the standout features of St. Elmo is its accessibility to VA loan financing, making it an attractive option for military veterans and active-duty service members looking to settle in this beautiful area. With the benefits of VA loans, homebuyers can take advantage of favorable terms, including no down payment and competitive interest rates, allowing them to invest in their dream home without the financial strain.

Living in St. Elmo means embracing a lifestyle filled with community events, outdoor activities, and a strong sense of belonging. Whether you’re exploring the nearby Lookout Mountain or enjoying a weekend at the local farmers' market, this neighborhood is brimming with opportunities for connection and adventure.

Discover the allure of St. Elmo today, where your dream home awaits amidst the scenic beauty and welcoming spirit of Chattanooga. Come experience the perfect blend of comfort, community, and convenience in this enchanting subdivision!

Newest St Elmo Homes with VA Loan Financing available

$689,000
3 Beds ⋅ 2 Baths ⋅ 1538967 MLS
Beautifully restored 3-bedroom, 2-bath bungalow in the heart of Historic St. Elmo. Originally built over a century ago, this home has been thoughtfully renovated by Hope of Restoration, blending modern updates with the character and craftsmanship of the original home. Renovations include new plumbing, new electrical, updated kitchen and baths, while preserving many of the home's historic details. Also brand new roof and gutters! Inside, you'll find original hardwood floors throughout the living areas, matching hardwood flooring in the kitchen, original pantry built-ins, exposed brick, butcher block countertops, Café appliances, and a bright breakfast nook. The primary living spaces offer plenty of natural light and a functional layout. Situated on an elevated corner lot, the property also features a detached 650-square-foot two-car garage and views of Lookout Mountain from the covered front porch. Conveniently located just minutes from downtown Chattanooga, restaurants, shopping, parks, and everything Historic St. Elmo has to offer.

4218 Tennessee Avenue, Chattanooga
$317,000
2 Beds ⋅ 1 Baths ⋅ 1537326 MLS
Welcome home to this adorable 2-bedroom, 1-bath bungalow in the heart of historic St. Elmo. Thoughtfully updated while maintaining its timeless charm, this home offers a cozy yet spacious layout filled with beautiful natural light and fresh paint throughout. The inviting living area flows seamlessly into the updated kitchen, featuring modern appliances, a gas range, ample cabinet space, and a convenient stackable washer and dryer that remains with the home. Recessed lighting adds a warm, contemporary touch throughout the home. Both bedrooms are generously sized with excellent closet storage, and the full bathroom showcases a beautifully tiled shower with a luxurious rain shower head. An on-demand hot water heater ensures you'll never run short on hot water. Step outside and enjoy multiple outdoor living spaces, including a charming front paver patio perfect for morning coffee and a spacious rear deck overlooking the backyard--ideal for entertaining, relaxing, or unwinding at the end of the day. Major systems have already been updated, providing peace of mind for years to come. The HVAC system, roof, windows, siding, and water heater are all approximately 7 years old, and the HVAC system is still under warranty. Additional improvements include a drainage system and sump pump in the crawlspace for enhanced protection and functionality. Nestled just minutes from downtown Chattanooga, local parks, shops, restaurants, and all that St. Elmo has to offer, this home combines historic charm with modern conveniences in one exceptional package. Don't miss your opportunity to own this St. Elmo gem--schedule your private tour today!

5412 Alabama Avenue, Chattanooga
$479,900
3 Beds ⋅ 3 Baths ⋅ 1536438 MLS
Welcome to one of the most desirable streets in St. Elmo: Alabama Avenue! This charming dead end street is known for its friendly neighbors, historic character, and unbeatable access to outdoor adventures via the nearby Guild Trail. This 3-bedroom home offers a rare opportunity to own a newer, low-maintenance property at the base of Lookout Mountain. The inviting front porch is full of character, featuring a tongue-and-groove ceiling and plenty of space to relax and enjoy the sunset. An additional parking area has been added in the front for convenience! Inside, you'll find real hardwood floors, shaker-style cabinetry, and granite countertops throughout the main living areas. The open-concept kitchen and living room provide a functional layout with a spacious pantry and ample storage. Upstairs, a hardwood landing connects two generously sized secondary bedrooms and a beautifully tiled hall bath with a tub/shower combination. The primary suite features a double vanity, fully tiled walk-in shower, and private bath. A dedicated laundry room adds everyday convenience. Out back, the large covered porch is perfect for grilling, entertaining, or simply relaxing year-round. St. Elmo is beloved for its unique blend of historic charm and proximity to downtown Chattanooga. Neighborhood favorites such as BlueCross Healthy Place at St. Elmo, Mr. T's Pizza & Ice Cream, Little Coyote, and soon to be Jenni's Ice Cream are just minutes away. Come experience the best of Chattanooga living in one of the city's most cherished neighborhoods!

5721 Alabama Avenue, Chattanooga
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