Northpoint Cottages Homes with FHA Financing available

Northpoint Cottages Homes with FHA Financing available

Welcome to Northpoint Cottages, a charming subdivision nestled in the heart of Hixson, Tennessee! This delightful community is perfectly situated in Hamilton County, offering residents the ideal blend of suburban tranquility and convenient access to urban amenities. With its picturesque surroundings and friendly atmosphere, Northpoint Cottages is an inviting place to call home.

The homes in Northpoint Cottages are designed with modern living in mind, featuring spacious layouts and contemporary finishes that cater to a variety of lifestyles. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find a perfect fit in this vibrant neighborhood. One of the standout features of Northpoint Cottages is the availability of FHA financing, making homeownership more accessible for many prospective buyers. This financing option allows for lower down payments and flexible credit requirements, making it easier than ever to step into your dream home.

Beyond the beautiful homes, Northpoint Cottages boasts a strong sense of community, with friendly neighbors and a welcoming environment. Residents can enjoy nearby parks, shopping centers, and recreational activities, ensuring that there's always something to do. With its prime location in Hixson, you’ll have easy access to the scenic beauty of the Tennessee River and the stunning landscapes of the surrounding area.

Discover the charm of Northpoint Cottages today, where your ideal home awaits! Embrace the opportunity to create lasting memories in a community that truly feels like home.

Newest Northpoint Cottages Homes with FHA Financing available

$249,700
2 Beds ⋅ 2 Baths ⋅ 1541014 MLS
This charming detached two-bedroom, one-and-a-half-bath home is located in the heart of Hixson and offers a wonderful blend of comfort, convenience, and exceptional value. Set within a friendly, walkable neighborhood, it provides easy access to everything from Target and Home Depot to local restaurants, medical facilities, and nearby parks. Downtown Chattanooga is just a short drive away, making it easy to enjoy city amenities while still coming home to a quieter, more relaxed setting. An added bonus for many buyers is the home's zoning for Big Ridge Elementary, one of the area's most highly regarded schools. From the moment you step inside, the home feels bright, open, and welcoming. High ceilings and abundant natural light create an airy atmosphere that makes the space feel larger than expected. The main level flows effortlessly from the kitchen to the dining and living areas, offering a layout that works just as well for everyday living as it does for hosting friends or family. The design strikes a balance between modern comfort and timeless style, with thoughtful details throughout. Upstairs, the two bedrooms provide comfortable, private spaces, while the overall layout remains efficient and easy to maintain. Every square foot has been carefully considered, making this home a smart option for first-time buyers, those looking to simplify, or anyone seeking a low-maintenance lifestyle. Perhaps most compelling is the value this home offers. In a location this convenient, finding a well-designed, move-in-ready home at such an approachable price point is increasingly rare. This property delivers comfort, style, and location without the premium price tag--making it an excellent opportunity for homeowners and investors alike. The home pictured is available for immediate move-in, and this listing is for the same plan that can be built while getting to choose exterior colors and a design package to make your own.

5116 Certain Circle, Hixson
$424,900
3 Beds ⋅ 3 Baths ⋅ 1537800 MLS
Welcome to The Willow, the newest and largest floor plan now available in Northpoint Cottages, ideally located in the heart of Hixson. Thoughtfully designed for both comfort and convenience, this beautifully crafted home features 3 spacious bedrooms, 2.5 baths, an attached garage, and a highly desirable main-level primary suite. The open-concept layout offers a seamless flow between living, dining, and kitchen spaces -- perfect for entertaining or everyday living. Upstairs, you'll find two oversized bedrooms that provide incredible flexibility, whether you need additional sleeping space, a home office, media room, or playroom. This home also features a private courtyard, creating a peaceful outdoor retreat that enhances the charm and livability of the space -- perfect for relaxing or hosting guests. Located in one of Hixson's most convenient areas, Northpoint Cottages places you just minutes from top-rated schools, medical facilities, shopping, dining, parks, and endless outdoor activities. It's a location that truly makes everyday living easier -- and a home you won't want to leave. Buyers who go under contract early may have the opportunity to personalize selections and finishes, allowing you to create a home that reflects your individual style and needs. Built by a trusted local builder known for quality craftsmanship, this home includes high-end standard features such as quartz countertops, durable Hardie siding, abundant windows for natural light, and a builder's warranty for added peace of mind. Skip the hassle and hidden costs of a fixer-upper and step into a brand-new home designed for modern living in one of the area's most desirable and convenient locations. Photos are of a previously built or similar home and are for illustrative purposes only. This home is to be built, and final finishes, layout, and features may vary.

5176 Certain Circle, Hixson
$320,000
3 Beds ⋅ 2 Baths ⋅ 1536460 MLS
From the moment you step inside, this home just works. With three bedrooms and two full baths, it offers a rare mix of space, flexibility, and comfort—designed to fit real life without feeling oversized or complicated. One of the most appealing features is the flexibility on the main level. A first-floor bedroom with a full bathroom can easily serve as a primary suite, a private guest room, or a dedicated home office, adapting effortlessly as your needs change. High ceilings and an open layout create a bright, welcoming feel, while large windows bring in natural light throughout the day. The kitchen sits at the heart of the home, flowing naturally into the living and dining areas—perfect for quiet mornings, casual dinners, and easy entertaining. Upstairs, two spacious bedrooms with walk-in closets share a well-sized full bathroom, offering comfort and privacy for family members or guests. Out front, a generous porch extends the living space outdoors, creating a place to slow down—whether that's coffee in the morning, winding down in the evening, or getting to know your neighbors. Located in Northpoint Cottages, one of Hixson's newest and most thoughtfully planned communities, this home offers the best of both worlds: a connected neighborhood setting just minutes from Target, local dining, medical centers, and outdoor recreation, with an easy drive to downtown Chattanooga. Zoned for Big Ridge Elementary, the location adds lasting value for homeowners and investors alike. This home is currently under construction and is available on a limited number of lots. There is still time to choose exterior colors and a design package, giving you the opportunity to make it truly your own while enjoying the peace of mind that comes with new construction.

5196 Certain Circle, Hixson
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