James Creek Homes with USDA Loan Financing available

James Creek Homes with USDA Loan Financing available

Welcome to James Creek, a charming subdivision nestled in the heart of Ooltewah, Tennessee, within Hamilton County. This picturesque community offers a perfect blend of suburban tranquility and modern convenience, making it an ideal place for families, first-time homebuyers, and anyone looking to enjoy a serene lifestyle without sacrificing accessibility to urban amenities.

James Creek is characterized by its beautifully designed homes, many of which boast spacious layouts, contemporary finishes, and lush landscaping. The neighborhood is thoughtfully planned, featuring wide streets, well-maintained sidewalks, and ample green spaces that encourage outdoor activities and foster a sense of community. Residents can enjoy leisurely strolls or family picnics in the nearby parks, all while being just a short drive from shopping, dining, and entertainment options.

One of the standout features of homes in James Creek is the availability of USDA loan financing, making it an excellent opportunity for buyers looking to invest in their future. This financing option is particularly beneficial for those who may be looking for affordable homeownership solutions, as it allows qualified buyers to purchase homes with little to no down payment.

Living in James Creek means embracing a lifestyle filled with community spirit, accessibility to nature, and the comfort of a well-established neighborhood. Whether you’re raising a family or seeking a peaceful retreat, James Creek offers the perfect backdrop for your next chapter. Explore the possibilities today and discover why this delightful subdivision is the place to call home!

Newest James Creek Homes with USDA Loan Financing available

$370,000
2 Beds ⋅ 2 Baths ⋅ 1541824 MLS
Like new and thoughtfully upgraded, this beautifully maintained home in James Creek offers the best of easy, single-level living without the wait or work of new construction. Completed earlier this year, this Orchid floor plan has been gently lived in and enhanced with a number of stylish and practical upgrades. Designed with comfort and convenience in mind, the home features two bedrooms and two full baths, all on one level with no stairs. The open concept floor plan creates an inviting flow between the living, dining, and kitchen areas, while vaulted ceilings add an airy, spacious feel. The kitchen features granite countertops, stainless steel appliances, a pantry, under-cabinet lighting, and a beautiful tile backsplash. An upgraded range hood adds both style and function. Throughout the home, upgraded light fixtures and ceiling fans bring a more personalized, finished look. The primary suite offers a walk-in closet and private bath with a granite topped double vanity, along with an upgraded shower door that adds an elevated finishing touch. The second bedroom has its own attached full bath and additional storage, making it ideal for guests, family, or a flexible home office. The laundry room has been especially well thought out, with custom shelving and cabinetry providing exceptional organization and storage. Outside, the covered back porch is enhanced by an upgraded ceiling fan, creating a comfortable space to enjoy your morning coffee or unwind at the end of the day. James Creek offers low-maintenance living with lawn care included through the HOA. The convenient Ooltewah location is just minutes from Cambridge Square and I-75 and offers county-only taxes and EPB fiber internet availability. If you're looking for a home that feels fresh, modern, and truly move-in ready with upgrades already completed this one is it. Come see all the thoughtful details that make this home stand apart. Call to schedule your private tour today!

6530 Elizabeth Ann Way, Ooltewah
$299,900
2 Beds ⋅ 2 Baths ⋅ 1541782 MLS
NEW LOWER PRICE offers an EXCEPTIONAL VALUE! This better-than-new, single level, zero-entry Bluebell floorplan was a part-time second-home only occupied a few months at a time. This meticulously maintained turnkey home is MOVE-IN-READY and INCLUDES A SAMSUNG STAINLESS STEEL REFRIGERATOR, SAMSUNG WASHING MACHINE, SAMSUNG DRYER, AMAZON SMART THERMOSTAT, TWO INCH BLINDS AND CURTAINS THROUGHOUT. This home is unique in part because it sits on a PREMIUM LOT where the LARGER BACKYARD BORDERS THE PARK and provides VIEWS ACROSS THE COMMUNITY COMMONS and COVERED PICNIC PAVILION (rather than looking directly into the back of another home). SUNRISE VIEWS OF WHITE OAK MOUNTAIN make the morning special. The flat backyard even has space for an extended outdoor living area such as a pergola, firepit or even a pool. James Creek Community is located in beautiful Ooltewah Tennessee and this home is a 2 Bedroom, 2 full bath open concept layout design that offers main-level, easy living at its finest. Outside, the timeless brick and board and batten exterior style offers a charming and low maintenance streetscape. A deep single-car garage provides space to keep your vehicle out of the elements while leaving room for storage. Inside, you will find a large great room with lots of natural light, functionality and space to spread out. The kitchen is highlighted by granite countertops, a large island, stainless appliances and a pantry. The inviting primary suite features granite countertops, duel sinks and a walk in shower in the ensuite bath. With great convenience and consistent community curb appeal in mind, the professionally managed community HOA maintains each owners' lawn/landscaping as well as the park and all common areas so you can spend your time doing other things. Conveniently located only 3 minutes to Cambridge Square and just 5 minutes to Interstate-75, Publix and Wal-Mart.

8844 James Creek Drive, Ooltewah
$335,000
2 Beds ⋅ 2 Baths ⋅ 1540644 MLS
Welcome to 8876 James Creek Drive, Ooltewah, TN 37363, in desirable East Hamilton County - an inviting end-unit townhome where thoughtful upgrades, added privacy, and warm designer touches set this home apart from the ordinary. From the moment you arrive, you will notice the attention to detail. Inside, beautiful plantation blinds add timeless character, while carefully selected contrasting colors create warmth and personality throughout the home. No clinical, all-white interior here?this home offers a comfortable, welcoming atmosphere with a sense of style that immediately feels like home. The desirable end-unit location provides an added sense of openness and privacy. Another thoughtful upgrade is the professionally finished epoxy-coated garage floor, with the epoxy surfacing extended through the entryway, creating a clean, finished transition while providing a durable, easy-to-maintain, and slip-resistant surface. Designed for today's lifestyle, this townhome offers the convenience of low maintenance living without sacrificing the warmth and comfort of a traditional home. Whether you are relaxing at the end of the day, entertaining friends, and family, or simply enjoying your own space, you will appreciate the extras and finishing touches that make this property stand out. Location adds even more to the appeal. Situated in Ooltewah in East Hamilton County, the home offers convenient access to shopping, dining, recreation, and everyday necessities, along with the added convenience of being close to a hospital, doctors' clinics, and other medical services. Not just another townhome- this is an end unit with the upgrades, warmth, location, and finishing touches that make it feel like home. Look at the photos and call for your private show today!

8876 James Creek Drive, Ooltewah
$315,000
2 Beds ⋅ 2 Baths ⋅ 1540119 MLS
MOVE-IN READY + INCREDIBLE INCENTIVES! For a limited time, receive $7,500 toward Buyer's closing costs, 3 YEARS of HOA Dues PREPAID, & an additional $3,000 toward closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! Must close within 30 days of contract. Located in Ooltewah, TN, the Bluebell floor plan offers two bedrooms and two full baths with an open concept layout designed for easy main level living. From the inviting front porch to the classic brick and board and batten exterior, this home delivers both charm and functionality. The spacious great room features vaulted ceilings and abundant natural light, making it ideal for relaxing or entertaining. The kitchen includes granite countertops, a large island, stainless steel appliances, and a pantry for added storage. The primary suite offers a walk in shower and a bath with granite topped vanities. A deep single car garage provides space for parking and extra storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Schedule your private tour today!

8730 James Creek Drive Lot 83, Ooltewah
$300,000
2 Beds ⋅ 2 Baths ⋅ 1540117 MLS
MOVE-IN READY + INCREDIBLE INCENTIVES! For a limited time, receive $7,500 toward Buyer's closing costs, 3 YEARS of HOA Dues PREPAID, & an additional $3,000 toward closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! Must close within 30 days of contract. Located in Ooltewah, TN, the Bluebell floor plan offers two bedrooms and two full baths with an open concept layout designed for easy main level living. From the inviting front porch to the classic brick and board and batten exterior, this home delivers both charm and functionality. The spacious great room features vaulted ceilings and abundant natural light, making it ideal for relaxing or entertaining. The kitchen includes granite countertops, a large island, stainless steel appliances, and a pantry for added storage. The primary suite offers a walk in shower and a bath with granite topped vanities. A deep single car garage provides space for parking and extra storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Schedule your private tour today!

8736 James Creek Drive Lot 82, Ooltewah
$305,000
2 Beds ⋅ 2 Baths ⋅ 1540115 MLS
MOVE-IN READY + INCREDIBLE INCENTIVES! For a limited time, receive $7,500 toward Buyer's closing costs, 3 YEARS of HOA Dues PREPAID, & an additional $3,000 toward closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! Must close within 30 days of contract. Located in Ooltewah, TN, the Bluebell floor plan offers two bedrooms and two full baths with an open concept layout designed for easy main level living. From the inviting front porch to the classic brick and board and batten exterior, this home delivers both charm and functionality. The spacious great room features vaulted ceilings and abundant natural light, making it ideal for relaxing or entertaining. The kitchen includes granite countertops, a large island, stainless steel appliances, and a pantry for added storage. The primary suite offers a walk in shower and a bath with granite topped vanities. A deep single car garage provides space for parking and extra storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Schedule your private tour today.

8742 James Creek Drive Lot 81, Ooltewah
$315,000
2 Beds ⋅ 2 Baths ⋅ 1540114 MLS
MOVE-IN READY + INCREDIBLE INCENTIVES! For a limited time, receive $7,500 toward Buyer's closing costs, 3 YEARS of HOA Dues PREPAID, & an additional $3,000 toward closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! Must close within 30 days of contract. Located in Ooltewah, TN, the Bluebell floor plan offers two bedrooms and two full baths with an open concept layout designed for easy main level living. From the inviting front porch to the classic brick and board and batten exterior, this home delivers both charm and functionality. The spacious great room features vaulted ceilings and abundant natural light, making it ideal for relaxing or entertaining. The kitchen includes granite countertops, a large island, stainless steel appliances, and a pantry for added storage. The primary suite offers a walk in shower and a bath with granite topped vanities. A deep single car garage provides space for parking and extra storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Schedule your private tour today.

8748 James Creek Drive Lot 80, Ooltewah
$420,000
3 Beds ⋅ 3 Baths ⋅ 1532908 MLS
MOVE-IN READY + INCREDIBLE INCENTIVES! For a limited time, receive $7,500 toward Buyer's closing costs, 3 YEARS of HOA Dues PREPAID, & an additional $3,000 toward closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! Must close within 30 days of contract. This spacious home offers flexible living in the desirable James Creek community. Located in Ooltewah, TN, the Daisy floor plan features 3 bedrooms and 3 full baths with an open concept design ideal for everyday living and entertaining. The main level includes a large great room, a well appointed kitchen with granite countertops, stainless steel appliances, and pantry storage, along with a generous primary suite, a second bedroom, a full bath, and a conveniently located laundry room. Upstairs offers an additional bedroom and a third full bath, perfect for guests, a home office, or extra living space. The large upstairs loft offers an additional entertaining area or second living room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Schedule your private tour today!

6570 Elizabeth Ann Way Lot 110, Ooltewah
$425,350
3 Beds ⋅ 3 Baths ⋅ 1532899 MLS
MOVE-IN READY + INCREDIBLE INCENTIVES! For a limited time, receive $7,500 toward Buyer's closing costs, 3 YEARS of HOA Dues PREPAID, & an additional $3,000 toward closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! Must close within 30 days of contract. This spacious home offers flexible living in the desirable James Creek community. Located in Ooltewah, TN, the Daisy floor plan features 3 bedrooms and 3 full baths with an open concept design ideal for everyday living and entertaining. The main level includes a large great room, a well appointed kitchen with granite countertops, stainless steel appliances, and pantry storage, along with a generous primary suite, a second bedroom, a full bath, and a conveniently located laundry room. Upstairs offers an additional bedroom and a third full bath, perfect for guests, a home office, or extra living space. The large upstairs loft offers an additional entertaining area or second living room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Schedule your private tour today!

6539 Elizabeth Ann Way Lot 91, Ooltewah
$305,000
2 Beds ⋅ 2 Baths ⋅ 1524117 MLS
MOVE-IN READY + INCREDIBLE INCENTIVES! For a limited time, receive $7,500 toward Buyer's closing costs, 3 YEARS of HOA Dues PREPAID, & an additional $3,000 toward closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! Must close within 30 days of contract. Located in Ooltewah, TN, the Bluebell floor plan offers two bedrooms and two full baths with an open concept layout designed for easy main level living. From the inviting front porch to the classic brick and board and batten exterior, this home delivers both charm and functionality. The spacious great room features vaulted ceilings and abundant natural light, making it ideal for relaxing or entertaining. The kitchen includes granite countertops, a large island, stainless steel appliances, and a pantry for added storage. The primary suite offers a walk in shower and a bath with granite topped vanities. A deep single car garage provides space for parking and extra storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of another Bluebell floor plan and finishes may vary. Schedule your private tour today.

8754 James Creek Drive Lot 79, Ooltewah
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