James Addn Homes with Conventional Financing available

James Addn Homes with Conventional Financing available

Welcome to James Addn., a charming subdivision nestled in the heart of Chattanooga, Tennessee. Located in Hamilton County, this vibrant community offers a perfect blend of suburban tranquility and urban convenience, making it an ideal place for families, young professionals, and retirees alike.

James Addn. is known for its friendly atmosphere, picturesque streets, and well-maintained homes that reflect a variety of architectural styles. Whether you’re looking for a cozy cottage or a modern family residence, you’ll find an array of options that cater to diverse tastes and budgets. The neighborhood is characterized by its lush greenery and spacious lots, providing residents with ample outdoor space for relaxation and recreation.

One of the standout features of homes in James Addn. is the availability of conventional financing. This means that potential buyers can explore a range of lending options, making homeownership more accessible. With competitive interest rates and flexible terms, conventional financing allows you to invest in your dream home with confidence.

Living in James Addn. means you’re just a stone's throw away from Chattanooga's vibrant downtown area, where you can enjoy a rich tapestry of culture, dining, and entertainment. Whether you’re exploring the scenic Tennessee River, visiting the famous Tennessee Aquarium, or indulging in local cuisine, there’s always something exciting to discover.

Join the welcoming community of James Addn., where your dream home awaits, and experience the perfect blend of comfort, convenience, and charm in one of Tennessee's most beloved cities.

Newest James Addn Homes with Conventional Financing available

829 S Greenwood Avenue 113, Chattanooga
$449,000
3 Beds ⋅ 4 Baths ⋅ 1541948 MLS
The James Addition Townhomes comprise a boutique collection of just six modern three-story residences, defined by clean architectural lines, striking views, and one of the city's finest addresses. Completed in 2023, Unit 113 offers three spacious bedrooms and three and a half bathrooms within an open, thoughtfully arranged floor plan. A generous third-floor patio overlooks Lookout Mountain and the Southside, complemented by a covered private porch off the second-level primary suite, where the same sweeping views unfold. These sightlines are uniquely safeguarded: a national cemetery lies between the home and the mountain, so the view is expected to remain largely unobstructed for years to come. Interior finishes balance warmth and refinement, with honed granite countertops, a generous kitchen island suited to entertaining, polished chrome fixtures, and a gas range beneath a vented hood. A powder room sits conveniently on the main level, while oversized windows and ten-foot ceilings bring natural light throughout the home. The current owner has invested roughly $28,000 in thoughtful upgrades, including commercial-grade LVP flooring throughout, custom black iron stair railings, a smart front door lock, and an acoustic wood accent wall that lends texture and character. Two of the three bedrooms include en-suite bathrooms, lending flexibility for guests or roommates, while the third-floor bedroom readily serves as a home office, studio, or gym, with direct access to the rooftop deck. An attached two-car garage provides ample parking and storage space. Notably, the home is priced below its recent appraised valuation. ''Potential assumable mortgage opportunity! Seller's existing 10-year ARM originated in 2026 with a 5.375% interest rate. Assumption is subject to lender verification, buyer qualification, and approval. Buyer and buyer's agent to independently verify all loan terms and conduct due diligence. Seller/listing brokerage make no guarantees regarding assumability.

829 S Greenwood Avenue 113, Chattanooga

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