Derby Downs Phase I Homes with FHA Financing available

Derby Downs Phase I Homes with FHA Financing available

Welcome to Derby Downs Phase I, a charming subdivision nestled in the heart of Chattanooga, Tennessee, within the picturesque Hamilton County. This inviting community offers a perfect blend of suburban tranquility and urban convenience, making it an ideal place for families, professionals, and retirees alike. With its beautifully designed homes and lush landscapes, Derby Downs Phase I embodies the essence of comfortable living.

One of the standout features of Derby Downs Phase I is the availability of homes that qualify for FHA financing. This means that homebuyers can take advantage of lower down payment options and flexible credit requirements, making the dream of homeownership more accessible than ever. Whether you're a first-time buyer or looking to downsize, the homes in this subdivision cater to a range of lifestyles and budgets.

The subdivision boasts a variety of floor plans, each thoughtfully crafted to maximize space and comfort. From modern kitchens equipped with the latest appliances to cozy living areas perfect for family gatherings, these homes are designed with your needs in mind. The community is also conveniently located near schools, parks, shopping centers, and dining options, ensuring that everything you need is just a stone's throw away.

Embrace the friendly atmosphere of Derby Downs Phase I, where neighbors become friends and community spirit thrives. If you’re ready to discover your dream home in Chattanooga, Derby Downs Phase I offers a welcoming environment and financing options that make your homeownership journey smoother than ever. Come explore the possibilities today!

Newest Derby Downs Phase I Homes with FHA Financing available

$525,000
4 Beds ⋅ 3 Baths ⋅ 1538421 MLS
Nestled in the quiet, well-established Derby Downs neighborhood, this home offers the perfect blend of comfort and convenience. Known for its welcoming atmosphere, beautifully maintained homes, and easy access to parks, shopping, dining, everyday amenities, and local schools, Derby Downs is a wonderful place to call home. This inviting 4-bedroom, 2.5-bath residence offers generous living space, a functional floor plan, and a backyard designed for relaxing, entertaining, and making lasting memories with family and friends. Step inside to a welcoming two-story foyer with beautiful hardwood floors and an abundance of natural light. The spacious living room features a cozy brick gas fireplace and flows seamlessly into the kitchen and breakfast area, creating an ideal space for everyday living and entertaining. The kitchen combines style and function with granite countertops, custom cabinetry, stainless steel appliances, and a pantry. The main level also offers a flexible room that's perfect for a home office, playroom, or guest room. In addition, there is a formal dining room that could also serve as a keeping room or second living area. A mudroom, laundry room, and convenient half bath complete the main floor. Upstairs, you'll find three additional bedrooms, including a spacious primary suite with a walk-in closet and private bath. A second full bath and a large bonus room offer endless possibilities as a media room, playroom, home gym, hobby space, or a possible fifth bedroom if desired. The backyard is where this home truly shines. The fully fenced outdoor space is thoughtfully designed for both relaxation and entertaining, featuring an in-ground pool, a spacious patio for grilling and gatherings, a hot tub tucked beneath a pergola, and a fire pit perfect for enjoying cool evenings. Offering spacious living areas, flexible spaces to fit your lifestyle, and an outdoor retreat you'll enjoy year-round, this Derby Downs home is ready to welcome its next owners. Conveniently located near shopping, dining, parks, and major commuter routes, it combines everyday comfort with exceptional convenience. Schedule your private showing today!

2648 Churchill Downs Circle, Chattanooga
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