Mcdonald Homes with FHA Financing available

Mcdonald Homes with FHA Financing available

Welcome to McDonald, Tennessee—a charming community nestled in the heart of Bradley County. This picturesque town offers a unique blend of small-town charm and modern conveniences, making it an ideal place for families, retirees, and anyone seeking a peaceful lifestyle. With its stunning natural landscapes, friendly neighbors, and a strong sense of community, McDonald provides the perfect backdrop for your next home.

One of the standout features of McDonald is its accessibility to larger cities, while still maintaining that cozy, rural feel. Just a short drive from Cleveland and Chattanooga, residents enjoy the best of both worlds—serene living with nearby urban amenities. The area is rich in outdoor activities, with beautiful parks, hiking trails, and recreational facilities that make it easy to embrace an active lifestyle.

For those considering purchasing a home, McDonald offers a variety of charming properties that are eligible for FHA financing. This makes it easier for first-time homebuyers and those looking to invest in real estate to find their dream home. With FHA loans, you can take advantage of lower down payment options and more flexible credit requirements, paving the way for homeownership in this delightful community.

Whether you're drawn to the scenic beauty, the welcoming atmosphere, or the affordability of homes with FHA financing, McDonald, TN, is a place where you can truly feel at home. Explore the opportunities that await you in this wonderful town, and discover why so many choose to call McDonald their home sweet home!

Newest Mcdonald Homes with FHA Financing available

3170 Highline Drive, Mcdonald
$347,000
4 Beds ⋅ 3 Baths ⋅ 1544248 MLS
Better than new, and already set up for the way you live. This four-bedroom home comes with the extras most buyers end up adding after closing: a wood privacy fence, an above-ground pool, a trampoline, and a backyard that's ready to use on move-in day. Walk in and the main floor opens up in front of you. The great room flows right into the kitchen, so whoever is cooking is still part of the conversation. The big island with counter seating is where mornings start, where projects spread out, and where everyone lands at the end of the day. Stainless steel appliances, solid-surface countertops, Shaker-style cabinets, and a deep pantry keep it all working hard and looking good. Off the foyer, a separate flex room gives you options: a home office, formal dining, a playroom, or a quiet spot for reading. A powder room on the main level means guests don't have to head upstairs. All four bedrooms are on the second floor. The primary suite has a walk-in closet and its own bath, and a second full bath serves the other three bedrooms. The laundry hookups are upstairs too, right where the clothes and towels pile up, so nobody is hauling baskets up and down the stairs. Out back, the privacy fence gives the yard a tucked-away feel. Picture long summer afternoons in the pool, flips on the trampoline, cookouts on the rear patio, and evenings watching the fireflies come out without ever leaving home. More to like: 9-foot ceilings on the main level, Mohawk flooring, LED lighting, architectural shingles, and smart-home features. A whole-house air filtration system and water purification system are two more thoughtful upgrades already in place, providing cleaner air and filtered water throughout the home. The neighborhood has its own little perks. The HOA covers trash pickup and weekly large-item collection, and every other Thursday the ice cream truck makes its rounds, the kind of small detail that makes a street feel like home. Fence in place, backyard fun already set up, and room for everyone to spread out. You get the ease of newer construction without the wait or the to-do list.

3170 Highline Drive, Mcdonald
276 Hidden Ridges Drive SW, Mcdonald
$639,000
5 Beds ⋅ 4 Baths ⋅ 1543390 MLS
Welcome to this custom built almost new home with 5 full bedrooms and 4 bathrooms on a private lot. This home has all the goodies with 5 full bedrooms and 4 bathrooms and even has a 672 square foot workshop area in the basement which is conveniently connected from inside the garage area. The spacious kitchen has granite tops and a large island area with stainless appliances including the refrigerator. There are 3 full bedrooms downstairs and two upstairs including lots of extra storage space and family room areas. You will LOVE the layout! The owner also added a full encapsulation in the basement area as an added quality feature. There is a private deck and a private rear yard to relax on. Check out the 3D Virtual Tour to view this beautiful home!

276 Hidden Ridges Drive SW, Mcdonald
5903 Stone Mill Road, Mcdonald
$810,000
3 Beds ⋅ 4 Baths ⋅ 1542985 MLS
Welcome to this beautiful all-brick home nestled in the quiet Stonemill neighborhood. Thoughtfully designed for comfort and an aging-in-place lifestyle, this home features soaring ceilings, hardwood floors throughout the main level, custom cabinetry, granite countertops, Andersen windows, and wood plantation shutters. The inviting living room features a cozy gas fireplace and double doors leading to a charming brick patio, perfect for relaxing or entertaining. The split-bedroom floor plan offers privacy, with the spacious owner's suite located on the opposite side of the home. Accessibility features include ADA-compliant doorways and a roll-in shower in the owner's suite. The finished walk-out basement with driveway offers excellent flexibility and can serve as a separate apartment, featuring a 4th bedroom with generous closet space, kitchenette, full bathroom, living room with fireplace, office space, and a private one-car garage. With a two-car main-level garage and an additional one-car basement garage, this home offers exceptional convenience and versatility. Whether you're seeking multigenerational living, accessible design, or a peaceful retreat, this tranquil oasis is ready to welcome you home!

5903 Stone Mill Road, Mcdonald
1528 Brymer Creek Road, Mcdonald
$300,000
3 Beds ⋅ 1 Baths ⋅ 1542031 MLS
Refined, beautifully renovated, and surrounded by privacy, 1528 Brymer Creek Road offers an exceptional blend of modern style, comfort, and country tranquility on .91 acres in McDonald. This thoughtfully transformed one level residence features 3 bedrooms and 1 full bathroom with an impressive collection of upgrades designed for effortless everyday living. From the moment you enter, the attention to detail is evident with new drywall, fresh paint, new trim work, and beautifully refinished hardwood floors. The inviting living room is anchored by a new electric fireplace, creating an elegant yet comfortable gathering space. The sophisticated kitchen has been completely elevated with granite countertops, a striking stone backsplash, all new appliances, updated lighting, and new plumbing fixtures. The bathroom and laundry room feature beautiful new tile flooring, while updated electrical, lighting, and partial new windows provide modern convenience throughout the home. Numerous major improvements offer peace of mind, including a 3 year old roof, 3 year old HVAC system, and 3 year old water heater. The septic tank was pumped and serviced approximately 3 years ago. Outside, the property offers a private retreat surrounded by partially wooded acreage. Newly added landscaping enhances the home's curb appeal, while the detached shed provides valuable storage. With nearly an acre of land, there is plenty of space to create your own outdoor oasis while enjoying the peaceful setting. Beautifully reimagined from the inside out, this exceptional property delivers the feel of a luxury renovation with the privacy and space that are increasingly hard to find. Impeccably refreshed, move in ready, and ready to welcome you home. Schedule your private showing today!

1528 Brymer Creek Road, Mcdonald
751 Owl Hollow Road, Mcdonald
$599,000
3 Beds ⋅ 2 Baths ⋅ 1541460 MLS
Completely remodeled from the ground up and ready for its next owner! This beautiful property offers 9.13 acres of land with a long list of updates and improvements. The home features fresh paint, new plumbing, new flooring, updated appliances, and granite countertops. Outside, enjoy a freshly paved driveway, fresh landscaping, a small barn, and a charming A-frame tiny house that offers additional possibilities and would make a great outdoor place for the kids.With so much land and so many improvements already completed, this property offers the perfect combination of updated living space and room to enjoy the outdoors. Come see all this unique McDonald, TN property has to offer! Conviently located 8 miles to Cleveland and 10 miles to Ooltewah.

751 Owl Hollow Road, Mcdonald
4973 Harrison Pike, Mcdonald
$349,900
3 Beds ⋅ 2 Baths ⋅ 1539543 MLS
4973 Harrison Pike, McDonald, TN. 4.25 private acres, a detached 24x28 wired workshop, and a 3-bedroom home tucked between Cleveland and the Hamilton County line. This is the rare combination of real acreage and genuine workspace, all within 10 minutes of Cleveland, 10 of Harrison, and 15 of Ooltewah without touching the interstate. The workshop alone is worth the showing: 24x28, fully wired, and big enough for vehicles, equipment, or a home-based trade. Beyond it, the level, usable acreage gives you room for a garden, animals, or simply space to spread out with a creek running the back property line for privacy and natural charm. Inside, the 1,200 sq ft home offers 3 bedrooms and 2 baths with a front porch built for slow mornings and a backyard ready for fire pits and gatherings. Move-in ready, or reimagine it as your workshop-and-land homestead. Land, privacy, and outbuilding space like this rarely sit long in this market. Schedule your showing today.

4973 Harrison Pike, Mcdonald
494 Johnston Road, Mcdonald
$549,000
4 Beds ⋅ 3 Baths ⋅ 1539269 MLS
Beautiful stone-accented home in Hidden Ridges featuring a highly desirable main-level primary suite, distinctive craftsmanship, and a spacious open-concept floor plan. The primary bedroom offers a private retreat with an en suite bath and custom-designed walk-in closet providing generous storage. The main living area is designed for both comfortable everyday living and easy entertaining. The kitchen features a large island, abundant cabinet and counter space, a generous pantry, breakfast area, and separate formal dining room. The inviting living room is anchored by a handsome fireplace and overlooks the spacious front and back yards. Upstairs, you'll find two additional bedrooms, a large shared bath, and an oversized bonus room that could serve as a fourth bedroom, home office, playroom, hobby space, or media room. Additional features include a large laundry room, utility area, and two-car garage with convenient access to the kitchen. Located in McDonald, this home offers the peaceful feel of country living while remaining just a short drive from everything Ooltewah and Collegedale have to offer, with convenient access to Cleveland, Chattanooga, and Dalton. The generous backyard provides room to garden, entertain, play, or create your own manageable homestead without the maintenance and equipment required for a large acreage property. Enjoy more breathing room, privacy, and a relaxed setting while staying close to shopping, dining, recreation, medical services, and everyday conveniences. Schedule your private showing today.

494 Johnston Road, Mcdonald
7128 White Oak Valley Road, Mcdonald
$879,000
4 Beds ⋅ 3 Baths ⋅ 1536622 MLS
Privacy. Location. Serenity. VIEWS! Nestled on 10 breathtaking acres just minutes from Cambridge Square in Ooltewah, this exceptional estate offers a rare blend of luxury, privacy, and convenience. Ideally located near Volkswagen, premier medical facilities, dining, and shopping, the property provides a peaceful retreat without sacrificing accessibility. Surrounded by mature hardwoods and mountain views, the custom two-level residence is designed to embrace both comfort and natural beauty. Inside, an open-concept floor plan filled with natural light features soaring cathedral ceilings, a wood-burning fireplace, hardwood and tile flooring, granite countertops, ENERGY STAR® windows, and quality finishes throughout. The main-level primary suite serves as a private sanctuary with heated floors, a whirlpool tub, oversized double shower, and spacious walk-in closet. A dedicated home office with EPB high-speed fiber internet provides an ideal workspace for remote professionals. Upstairs, three additional bedrooms, a full bath, and a versatile bonus room offer abundant space for family, guests, recreation, or media use. Outdoor living is equally impressive. A covered observation deck with ceiling fans and lighting creates the perfect setting for entertaining, relaxing, or enjoying spectacular sunset views. The attached two-car garage is complemented by two detached garages, providing exceptional flexibility for storage, workshops, hobbies, recreational vehicles, or equipment. Additional features include energy-efficient appliances, a brand-new HVAC system installed in Spring 2026, multi-zone climate control, an encapsulated crawl space, underground utilities, septic system, Murphy bed, and a partial stone exterior with durable fiber-cement siding. Offering luxury acreage, scenic beauty, and unmatched privacy in one of Southeast Tennessee's most desirable locations, this remarkable property presents a truly rare opportunity.

7128 White Oak Valley Road, Mcdonald
6229 Tallant Road, Mcdonald
$574,000
3 Beds ⋅ 4 Baths ⋅ 1531415 MLS
Escape to your very own backyard oasis with this stunning 3 bedroom, 3 1/2 bathroom home in McDonald, Tn Inside, an expansive open floor plan flows seamlessly leading to a full finished basement with flexible space like a recreational room or living room. The real highlight though is the background retreat complete with an in-ground pool, spacious sitting area and a fire pit for a night under the stars. Call today to schedule an appointment to see your dream home.

6229 Tallant Road, Mcdonald
5017 Mcdonald Road, Mcdonald
$999,999
4 Beds ⋅ 3 Baths ⋅ 1526564 MLS
Don't miss this rare chance to own a large, unique property in the heart of Collegedale! This property features nearly 4 acres of flat, beautiful land, with many extras including the popular Haunted Barn. Families come from near and far each Halloween to enjoy this annual tradition that operates for about 10 days. There are a large number of buildings used in the operation, as well as some commercial shops that were formerly used to run a small-engine repair business. Many buildings are flex-use and have multiple bays, garage doors and entry points. This location and set-up are perfect for someone looking to have a turn-key business site, complete with buildings and parking. The home has so many features that are above and beyond the average. Most of the rooms have a view of the private backyard amenities, and the Great Room looks out with an array of floor-to-ceiling windows. Sit inside and enjoy the perks of this home, which include the beautiful pond and the in-ground salt water pool as well. All of these areas have a nice buffer of trees to maintain the privacy and seclusion of the home. Plenty of entertaining space outside once the warmer weather arrives, with a fire pit surrounded by rows of seating. There are multiple areas to sit and relax, or be active with friends and family. Enjoy the huge expanses of concrete walkways, sitting areas and Trex decks, as well as the oversized space around the pool itself. The pond is a major focus of the back acreage, stocked for fishing or just relaxing in the sunshine. The home was designed for entertaining large groups but maintaining the cozy, intimate spaces inside as well. The inside is a mirror to the back yard, with larger open spaces as well as quiet corners to escape and relax. Constant updates inside and out make this home move-in ready, just needing your personal touch to make it all yours. The floor plan is unique, built with the concept of many gathering spots while keeping a nice separation of space. Open rooms flow from one major area to another, with lots of storage found everywhere. There is a partial basement that includes a custom built storm shelter. This wonderful home is a limited opportunity to own the home and land that the owners spent a lifetime building. It is a chance to relax and enjoy the beauty and scenery, and also to renew the business opportunity that's built in to this location. It's not often that a home offers the chance to pay for itself in just a few years' time, yet this is a very real possibility. Schedule your private showing today and see if this home is the perfect end to your searching. Buyers to verify accuracy of all information including but not limited to square footage. Halloween decor is for sale at an additional price.

5017 Mcdonald Road, Mcdonald
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