Mcdonald Homes with FHA Financing available

Mcdonald Homes with FHA Financing available

Welcome to McDonald, Tennessee—a charming community nestled in the heart of Bradley County. This picturesque town offers a unique blend of small-town charm and modern conveniences, making it an ideal place for families, retirees, and anyone seeking a peaceful lifestyle. With its stunning natural landscapes, friendly neighbors, and a strong sense of community, McDonald provides the perfect backdrop for your next home.

One of the standout features of McDonald is its accessibility to larger cities, while still maintaining that cozy, rural feel. Just a short drive from Cleveland and Chattanooga, residents enjoy the best of both worlds—serene living with nearby urban amenities. The area is rich in outdoor activities, with beautiful parks, hiking trails, and recreational facilities that make it easy to embrace an active lifestyle.

For those considering purchasing a home, McDonald offers a variety of charming properties that are eligible for FHA financing. This makes it easier for first-time homebuyers and those looking to invest in real estate to find their dream home. With FHA loans, you can take advantage of lower down payment options and more flexible credit requirements, paving the way for homeownership in this delightful community.

Whether you're drawn to the scenic beauty, the welcoming atmosphere, or the affordability of homes with FHA financing, McDonald, TN, is a place where you can truly feel at home. Explore the opportunities that await you in this wonderful town, and discover why so many choose to call McDonald their home sweet home!

Newest Mcdonald Homes with FHA Financing available

$369,900
3 Beds ⋅ 2 Baths ⋅ 1539543 MLS
Welcome home to 4973 Harrison Pike, McDonald, TN 4.25 acres, a 3-bedroom, 2-bath home, and a workshop wired and ready to work and all sitting right between Cleveland and the Hamilton County line. You're tucked away on real acreage with room to breathe, but nothing is far. Approximately ten minutes to Cleveland, ten to Harrison, and fifteen to Ooltewah without ever having to get on the interstate. Most properties this private ask you to give up convenience. This one doesn't. The detached 24x28 workshop has electricity, big enough for vehicles, equipment, hobby projects, or a home-based trade. If you work with your hands or just need genuine storage and workspace, this building alone earns a showing. The 1,200 sq ft home opens onto a front porch made for slow mornings, and the backyard has room for a fire pit, s'mores, and everyone you'd want to invite. A creek runs along the back of the property line, adding to the natural setting. Land like this in this location doesn't sit long. Schedule your showing today.

4973 Harrison Pike, Mcdonald
$560,000
4 Beds ⋅ 3 Baths ⋅ 1539269 MLS
Beautiful stone-accented home in Hidden Ridges featuring a highly desirable main-level primary suite, distinctive craftsmanship, and a spacious open-concept floor plan. The primary bedroom offers a private retreat with an en suite bath and custom-designed walk-in closet providing generous storage. The main living area is designed for both comfortable everyday living and easy entertaining. The kitchen features a large island, abundant cabinet and counter space, a generous pantry, breakfast area, and separate formal dining room. The inviting living room is anchored by a handsome fireplace and overlooks the spacious front and back yards. Upstairs, you'll find two additional bedrooms, a large shared bath, and an oversized bonus room that could serve as a fourth bedroom, home office, playroom, hobby space, or media room. Additional features include a large laundry room, utility area, and two-car garage with convenient access to the kitchen. Located in McDonald, this home offers the peaceful feel of country living while remaining just a short drive from everything Ooltewah and Collegedale have to offer, with convenient access to Cleveland, Chattanooga, and Dalton. The generous backyard provides room to garden, entertain, play, or create your own manageable homestead without the maintenance and equipment required for a large acreage property. Enjoy more breathing room, privacy, and a relaxed setting while staying close to shopping, dining, recreation, medical services, and everyday conveniences. Schedule your private showing today.

494 Johnston Road, Mcdonald
$575,000
4 Beds ⋅ 4 Baths ⋅ 1538204 MLS
Welcome home to this beautifully designed residence. From the moment you enter, you'll appreciate the open-concept layout with vaulted ceilings, abundant natural light, and a cozy gas fireplace that anchors the spacious living room. The stunning kitchen is complete with a large eat-at island, quartz countertops, stainless steel appliances, a generous pantry, and ample cabinet space. A luxurious primary suite is conveniently located on the main level and serves as a private retreat with its own fireplace. The spa-inspired en suite bathroom offers a large double vanity, soaking tub, tiled walk-in shower, and an oversized walk-in closet. Upstairs, you'll find a versatile bonus room or loft, a walk-out attic providing easy-access storage, a junior primary suite with a private en suite bathroom, plus two additional guest bedrooms that share a full bathroom. Step outside through elegant French doors to enjoy the screened porch and adjoining deck overlooking the large, fully fenced backyard. Need even more space? The unfinished basement area provides abundant storage and offers exciting potential to create additional finished living space in the future. This exceptional home combines timeless finishes, flexible living areas, and room to grow, making it one you won't want to miss. See it today!

185 Ridge Crest Court SW, Mcdonald
$385,000
5 Beds ⋅ 3 Baths ⋅ 1537558 MLS
**Preferred Lender offering 1% Buyer credit.** Welcome to this exceptional 5-bedroom, 3-bathroom residence in the highly desirable Hillcrest Landing community, where contemporary design, spacious living, and everyday convenience come together seamlessly. Offering 2,535 square feet of thoughtfully designed living space, this home provides the perfect balance of elegance and functionality. The open-concept floor plan is designed for both entertaining and comfortable daily living, centered around a beautifully appointed kitchen featuring granite countertops, an oversized island, abundant cabinetry, and premium finishes. The adjoining living room is anchored by a cozy gas fireplace, creating a warm and inviting atmosphere for gathering with family and friends. A versatile flex room on the main level offers endless possibilities as a home office, formal dining room, playroom, or guest space, while the spacious upstairs loft provides an additional living area perfect for relaxation or recreation. The luxurious primary suite serves as a private retreat, complete with a generously sized walk-in closet and a well-appointed ensuite bath designed for comfort and convenience. Four additional bedrooms and two additional full baths provide ample accommodations for family and guests. Additional highlights include a dedicated laundry room, an energy-efficient tankless water heater, and an attached two-car garage. Ideally located in the sought-after Hillcrest Landing community, this home places you just minutes from Cleveland's premier shopping, dining, schools, and major highways, offering the perfect combination of peaceful neighborhood living and exceptional accessibility. This is an outstanding opportunity to enjoy modern living in one of Cleveland's most desirable communities.

3111 Highline Drive SW, Mcdonald
$899,000
4 Beds ⋅ 3 Baths ⋅ 1536622 MLS
Privacy. Location. Serenity. VIEWS! Nestled on 10 breathtaking acres just minutes from Cambridge Square in Ooltewah, this exceptional estate offers a rare blend of luxury, privacy, and convenience. Ideally located near Volkswagen, premier medical facilities, dining, and shopping, the property provides a peaceful retreat without sacrificing accessibility. Surrounded by mature hardwoods and mountain views, the custom two-level residence is designed to embrace both comfort and natural beauty. Inside, an open-concept floor plan filled with natural light features soaring cathedral ceilings, a wood-burning fireplace, hardwood and tile flooring, granite countertops, ENERGY STAR® windows, and quality finishes throughout. The main-level primary suite serves as a private sanctuary with heated floors, a whirlpool tub, oversized double shower, and spacious walk-in closet. A dedicated home office with EPB high-speed fiber internet provides an ideal workspace for remote professionals. Upstairs, three additional bedrooms, a full bath, and a versatile bonus room offer abundant space for family, guests, recreation, or media use. Outdoor living is equally impressive. A covered observation deck with ceiling fans and lighting creates the perfect setting for entertaining, relaxing, or enjoying spectacular sunset views. The attached two-car garage is complemented by two detached garages, providing exceptional flexibility for storage, workshops, hobbies, recreational vehicles, or equipment. Additional features include energy-efficient appliances, a brand-new HVAC system installed in Spring 2026, multi-zone climate control, an encapsulated crawl space, underground utilities, septic system, Murphy bed, and a partial stone exterior with durable fiber-cement siding. Offering luxury acreage, scenic beauty, and unmatched privacy in one of Southeast Tennessee's most desirable locations, this remarkable property presents a truly rare opportunity.

7128 White Oak Valley Road, Mcdonald
$584,000
3 Beds ⋅ 4 Baths ⋅ 1531415 MLS
Escape to your very own backyard oasis with this stunning 3 bedroom, 3 1/2 bathroom home in McDonald, Tn Inside, an expansive open floor plan flows seamlessly leading to a full finished basement with flexible space like a recreational room or living room. The real highlight though is the background retreat complete with an in-ground pool, spacious sitting area and a fire pit for a night under the stars. Call today to schedule an appointment to see your dream home.

6229 Tallant Road, Mcdonald
$1,100,000
4 Beds ⋅ 3 Baths ⋅ 1526564 MLS
Don't miss this rare chance to own a large, unique property in the heart of Collegedale! This property features nearly 4 acres of flat, beautiful land, with many extras including the popular Haunted Barn. Families come from near and far each Halloween to enjoy this annual tradition that operates for about 10 days. There are a large number of buildings used in the operation, as well as some commercial shops that were formerly used to run a small-engine repair business. Many buildings are flex-use and have multiple bays, garage doors and entry points. This location and set-up are perfect for someone looking to have a turn-key business site, complete with buildings and parking. The home has so many features that are above and beyond the average. Most of the rooms have a view of the private backyard amenities, and the Great Room looks out with an array of floor-to-ceiling windows. Sit inside and enjoy the perks of this home, which include the beautiful pond and the in-ground salt water pool as well. All of these areas have a nice buffer of trees to maintain the privacy and seclusion of the home. Plenty of entertaining space outside once the warmer weather arrives, with a fire pit surrounded by rows of seating. There are multiple areas to sit and relax, or be active with friends and family. Enjoy the huge expanses of concrete walkways, sitting areas and Trex decks, as well as the oversized space around the pool itself. The pond is a major focus of the back acreage, stocked for fishing or just relaxing in the sunshine. The home was designed for entertaining large groups but maintaining the cozy, intimate spaces inside as well. The inside is a mirror to the back yard, with larger open spaces as well as quiet corners to escape and relax. Constant updates inside and out make this home move-in ready, just needing your personal touch to make it all yours. The floor plan is unique, built with the concept of many gathering spots while keeping a nice separation of space. Open rooms flow from one major area to another, with lots of storage found everywhere. There is a partial basement that includes a custom built storm shelter. This wonderful home is a limited opportunity to own the home and land that the owners spent a lifetime building. It is a chance to relax and enjoy the beauty and scenery, and also to renew the business opportunity that's built in to this location. It's not often that a home offers the chance to pay for itself in just a few years' time, yet this is a very real possibility. Schedule your private showing today and see if this home is the perfect end to your searching. Buyers to verify accuracy of all information including but not limited to square footage.

5017 Mcdonald Road, Mcdonald
Start Your Search