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$249,700
2 Beds ⋅ 2 Baths ⋅ 1540819 MLS
Finding a brand-new DETACHED home in Chattanooga under $250,000 is hard enough. Finding one where construction is just beginning, you still have time to make your own selections, and eligible buyers may qualify for up to $21,000 in down payment assistance*? That's an opportunity worth paying attention to. Priced at $249,700, this brand-new 2-bedroom home in Somerville Cottages offers something increasingly difficult to find: the privacy and independence of a detached home, the confidence of new construction, and an attainable price point just minutes from downtown Chattanooga. Even better, construction is just getting started. Buy early enough and you'll still have the opportunity to select available colors, finishes and personal touches along the way. Rather than moving into someone else's version of a home, you can watch yours come together from the ground up and make it feel like your own before you ever receive the keys. At this price point, buyers are often asked to compromise. An older home may come with an aging roof, HVAC system, outdated finishes and expensive projects waiting around the corner. A quick renovation can leave questions about what was actually updated. Here, everything is new -- from the systems behind the walls to the finishes you see every day -- with the added peace of mind of a builder warranty. Inside, the thoughtful design makes every square foot count. Soaring ceilings, oversized windows and abundant natural light create a bright, open atmosphere, while the open-concept main level provides an inviting space for everyday living and entertaining. The kitchen features quartz countertops, modern cabinetry and stylish finishes that give the home a look and feel well beyond what you might expect at this price. Luxury vinyl plank flooring provides durability and easy maintenance, while two comfortable bedrooms and a beautifully finished full bathroom create a private retreat upstairs. Outside, a welcoming front porch gives you the perfect place for morning coffee, evening conversations or simply enjoying the neighborhood. For qualified buyers, there may be another significant advantage. This home meets the property requirements for the City of Chattanooga's Down Payment Assistance Program, which may provide eligible first-time homebuyers with up to $15,000 in City assistance. When combined with eligible THDA assistance, qualified buyers may be able to receive up to $21,000 in total down payment assistance.* Located in rapidly growing South Chattanooga, Somerville Cottages offers convenient access to downtown, Main Street, St. Elmo, Broad Street, Publix, the Tennessee Riverwalk and Chattanooga's newest stadium, along with restaurants, shopping, recreation and some of the city's most exciting new development. Brand-new. Detached. Two bedrooms. $249,700. The opportunity to make your own selections. And potential down payment assistance for qualified buyers. If you've been waiting for new construction that makes homeownership feel within reach, this is one you don't want to overlook. *Down payment assistance is not guaranteed. Buyer and property must meet applicable City of Chattanooga and/or THDA program requirements. Assistance amounts and availability are subject to program guidelines, funding and final approval. Buyer should verify eligibility and available assistance with a participating lender.

4712 Abraham Street, Chattanooga
$349,000
3 Beds ⋅ 3 Baths ⋅ 1538785 MLS
New price. New opportunity. At just $349,000, the final completed 3-bedroom home in Somerville Cottages delivers something that's becoming increasingly difficult to find--a brand-new detached home just minutes from downtown Chattanooga with three full bathrooms, a flexible floor plan, and room to live the way you want. While so much of today's new construction near downtown has shifted toward narrow three-story townhomes, this home offers a refreshing alternative. Thoughtfully designed with comfort and flexibility in mind, it features a spacious main-level bedroom and full bath that can easily serve as a primary suite, guest retreat, home office, or multigenerational living space. Upstairs, two additional bedrooms each enjoy access to their own full bathroom, creating privacy and convenience for family and guests. The open-concept living spaces are filled with natural light and designed for everyday life, with a seamless flow between the kitchen, dining, and living areas that makes entertaining feel effortless. An oversized front porch extends your living space outdoors and reflects the welcoming, front-porch lifestyle that makes Somerville Cottages unlike any other community in the area. Location only adds to the appeal. Just minutes from downtown Chattanooga, St. Elmo, the Tennessee Riverwalk, the South Broad District, shopping, dining, and outdoor recreation, you'll enjoy the convenience of being close to everything while coming home to a neighborhood intentionally designed around connection and walkability. With limited-time pricing of just $349,000, this is the final completed 3-bedroom opportunity in Somerville Cottages. If you've been waiting for a move-in ready new home that offers the privacy of detached living, the flexibility of three full bathrooms, and exceptional value in one of Chattanooga's fastest-growing areas, now is the time to see it for yourself.

5245 Abram Street, Chattanooga
$268,900
2 Beds ⋅ 3 Baths ⋅ 1538781 MLS
Some homes look good on paper. This is the kind of home that makes sense the moment you walk through the door. Thoughtfully designed, incredibly functional, and surprisingly spacious, this 2-bedroom, 2.5-bath home offers one of the most livable floor plans in Somerville Cottages--with two true bedroom suites, private bathrooms, flexible living space, and the kind of layout that adapts to the way you actually live. From the moment you enter, the difference is clear. High ceilings on both levels, abundant natural light, and a smart use of space create an open, comfortable feel throughout the home. The main level was designed for everyday living, with a beautifully finished kitchen that flows naturally into the living area--perfect for quiet mornings, casual dinners, or entertaining friends without feeling separated from the action. One of the standout features of this floor plan is the upstairs layout. Each bedroom offers its own private full bathroom, creating two true suites that provide incredible flexibility. Whether you need a private guest retreat, a dedicated home office space, a roommate-friendly layout, or simply appreciate having your own space, this design delivers options that many homes at this price point cannot. And the living space doesn't stop inside. The covered front and rear porches extend your home outdoors, giving you the perfect places to enjoy your morning coffee, unwind after a long day, or gather with friends. These are the details that turn a house into a home. Quality comes standard throughout with features buyers are looking for, including quartz countertops, luxury vinyl plank flooring, durable Hardie siding, modern finishes, and the confidence of new construction backed by a builder's warranty. No guessing what needs to be repaired, no unexpected projects waiting after move-in--just a beautiful, completed home ready for its next owner. Beyond your front door, Somerville Cottages offers something increasingly rare in new construction: a true neighborhood feel. Designed as a pocket community with charming cottage-style homes, welcoming front porches, shared green spaces, and a layout that encourages connection, it creates a sense of place that feels established from day one. Located just minutes from Main Street, St. Elmo, downtown Chattanooga, the South Broad District, the Riverwalk, and the new Lookouts Stadium, Somerville Cottages places you close to the best of Chattanooga while offering a neighborhood atmosphere that's hard to find. This is a floor plan that truly needs to be experienced in person to appreciate. The combination of thoughtful design, private bedroom suites, indoor and outdoor living spaces, and exceptional value makes this one of the most versatile homes available. Schedule your tour today and see why this plan stands out.

2981 Hodley Avenue, Chattanooga
$219,900
2 Beds ⋅ 2 Baths ⋅ 1538713 MLS
The hardest home to find in Chattanooga right now? A brand-new 2-bedroom home under $220,000. This is the rare opportunity to own a beautifully built, move-in-ready home with premium finishes, a builder's warranty, and the confidence that comes from knowing everything is new--all at a price point that is becoming nearly impossible to find. Today's buyers are tired of making impossible choices. Buy an older home and inherit years of wear and tear, aging systems, and expensive surprises. Buy a cheap flip and wonder what corners were cut. Or spend significantly more for new construction. This home changes that equation by offering the best of both worlds: modern construction, quality finishes, and true peace of mind without sacrificing affordability. From the moment you step inside, this home feels different. Soaring ceilings, oversized windows, and abundant natural light create a bright, open atmosphere that makes the home feel spacious and inviting. The thoughtfully designed floor plan provides the perfect balance of comfort and functionality, with an open-concept main level ideal for entertaining, relaxing, and everyday living. The kitchen is finished with the details buyers are searching for, including beautiful quartz countertops, modern cabinetry, and a stylish design that feels far beyond this price point. Luxury vinyl plank flooring runs throughout the home, offering the perfect combination of durability, easy maintenance, and timeless appeal. Every feature was selected with both quality and long-term value in mind. Upstairs, you'll find two comfortable bedrooms and a beautifully finished full bathroom designed to provide a private retreat at the end of the day. Outside, the welcoming front porch creates the perfect spot for morning coffee, evening conversations, or simply enjoying the neighborhood. The value continues with durable Hardie siding, quality construction, and the protection of a builder's warranty. Instead of spending your first year in a home fixing problems, you can spend it enjoying your new home with confidence. But this opportunity is about more than just the home itself. Somerville Cottages was thoughtfully designed around a sense of connection and community, featuring charming cottage-style homes, inviting front porches, shared green spaces, and a neighborhood layout that encourages neighbors to actually know each other. Inspired by the character and charm of traditional cottage communities, it offers a refreshing alternative to typical new construction developments where homes feel disconnected and impersonal. Located near South Chattanooga, Somerville Cottages places you just minutes from downtown Chattanooga, St. Elmo, Main Street, Broad Street, Publix, the Riverwalk, and the new Erlanger Stadium. Enjoy the convenience of being close to everything Chattanooga has to offer while living in a neighborhood designed for a simpler, more connected lifestyle. At $219,900, this is more than an affordable home--it is an opportunity that rarely exists in today's market. A brand-new 2-bedroom home with premium finishes, modern design, a builder's warranty, and a community unlike anything else in Chattanooga is the kind of value buyers search for but rarely find. Don't miss your chance to make this one yours.

3712 Abraham Street, Chattanooga