2109 Garfield Street, Chattanooga, TN 37404

$214,900
3
BD
1
BA
970
SqFt

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List Price
$214,900
Price Change
▼ $5,000 1786770172
MLS#
1538027
Bedrooms
3
Full-baths
1
Sq. Ft
970
Acres
0.12
Year Built
1950
Subdivision
Lovemans Addn

Property Description

Recently renovated and move-in ready, this charming Chattanooga home combines modern updates, original character, and a convenient central location. Inside, natural light fills the spacious living room and highlights the original hardwood floors. The updated kitchen features refreshed cabinetry, countertops, and newer appliances, with direct access to a large rear deck overlooking a level, fenced backyard--ideal for entertaining, pets, gardening, or additional outdoor space. The generous lot may also offer potential for a future secondary dwelling, subject to zoning and approval. Major improvements have already been completed, including updates to the roof, HVAC, water heater, electrical, plumbing, kitchen, bathroom, and appliances. New exterior siding and fresh paint add to the home's curb appeal and help make this a truly move-in-ready opportunity. Located just minutes from Downtown Chattanooga, UTC, Erlanger Hospital, CHI Memorial Hospital, shopping, dining, and major highway access, 2109 Garfield Street offers convenient access to many of Chattanooga's largest employers and everyday amenities. Whether you're a first-time buyer looking for an affordable path to homeownership or an investor seeking a low-maintenance rental opportunity, this property offers excellent flexibility and value. Buyer assistance up to $21,000 may be available! This home qualifies under Chattanooga's Down Payment Assistance Program, and qualified buyers may be eligible for up to $21,000 in combined assistance through City of Chattanooga and THDA programs. If you're currently paying around $1,600 per month in rent, homeownership may be closer than you think. Plus, the seller is offering a paid home warranty for additional peace of mind.

Additional Information

Exterior
Vinyl Siding
Interior
Open Floorplan, Primary Downstairs, Tub/shower Combo, Connected Shared Bathroom
Roof
Metal
Floors
Hardwood
Foundation
Block
Basement
Crawl Space
Appliances
Dishwasher, Free-Standing Gas Range, Gas Water Heater, Refrigerator
Exterior Features
None
Community Features
Sidewalks
Lot Description
Level
Cooling
Central Air
Heating
Central
Elementary School
Orchard Knob Elementary
Middle School
Orchard Knob Middle
High School
Brainerd High
Financing Available
Cash, Conventional, FHA, Owner May Carry, VA Loan

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Calculator source: Real Geeks

Listing courtesy of Auben Realty.