Kelly Gardens Homes with FHA Financing available

Kelly Gardens Homes with FHA Financing available

Welcome to Kelly Gardens, a charming subdivision nestled in the heart of Chattanooga, Tennessee, within Hamilton County. This inviting community offers a perfect blend of suburban tranquility and urban convenience, making it an ideal place to call home. With its lush greenery and well-maintained streets, Kelly Gardens exudes a warm, welcoming atmosphere that appeals to families, young professionals, and retirees alike.

The homes in Kelly Gardens are thoughtfully designed, featuring a variety of styles and layouts to suit diverse lifestyles. Many of these residences boast modern amenities and spacious interiors, ensuring comfort and functionality for every homeowner. Whether you’re seeking a cozy starter home or a larger family residence, you’ll find options that cater to your needs.

One of the standout features of Kelly Gardens is the availability of FHA financing. This means that first-time homebuyers and those looking for affordable options can take advantage of low down payment requirements and favorable loan terms. The accessibility of FHA financing opens the door for many potential homeowners to realize their dream of owning property in this delightful community.

In addition to its beautiful homes, Kelly Gardens is conveniently located near shopping centers, parks, and schools, making everyday living a breeze. The vibrant city of Chattanooga offers a plethora of dining, entertainment, and outdoor activities, ensuring that residents have everything they need just a stone's throw away.

Discover the charm and community spirit of Kelly Gardens, where your dream home awaits! Experience the perfect blend of comfort, convenience, and affordability in one of Chattanooga's most desirable neighborhoods.

Newest Kelly Gardens Homes with FHA Financing available

$330,000
4 Beds ⋅ 2 Baths ⋅ 1540305 MLS
Welcome home to 106 S Germantown Rd, a charming Belvoir 1947 Cape Cod style home full of character on nearly 0.4 private acres in the heart of Chattanooga. With over 3,000 square feet across multiple levels, this 4-bedroom, 2-bath home, plus an additional finished bonus room and third full bath on the top floor, offers an impressive amount of space and flexibility for a large household, multigenerational living, working from home, or simply having room to spread out. Inside, gleaming hardwood floors flow through the bright living and dining areas, leading into a well-appointed kitchen with ample counter space and cabinetry. But the main level is only the beginning. This home just keeps going, with additional finished spaces both upstairs and down that open the door to countless possibilities. The finished basement adds another level of usable living space with a family room, two bedrooms, a full bath, laundry area, storage, and its own private exterior entrance. The layout offers exciting potential for a mother-in-law setup, extended family, older children, guests, or even potential rental income. It could also serve as a media room, recreation area, home gym, or second family room depending on your needs. Upstairs, the finished attic adds yet another unexpected bonus, with an additional finished room and full bath not included in the advertised bedroom and bathroom count. Vaulted ceilings give the space an open and inviting feel, making it a great option for a home office, game room, creative studio, playroom, lounge, or additional flex space. Outside, enjoy a large, flat, fully fenced backyard with plenty of room for pets, play, gardening, and entertaining. The covered patio with retractable awning provides a comfortable place for outdoor dining and relaxing, while the fire pit creates another great gathering spot. Additional features include a 2-car carport and a spacious, level lot. Zoned for East Ridge Elementary, Dalewood Middle, and Brainerd High School.

106 S Germantown Road, Chattanooga
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