Bradley County Homes with USDA Loan Financing available

Bradley County Homes with USDA Loan Financing available

Welcome to Bradley County, Tennessee, a hidden gem nestled in the heart of the scenic Appalachian region. Known for its warm community spirit and picturesque landscapes, Bradley County offers a perfect blend of small-town charm and modern conveniences. The county seat, Cleveland, is a vibrant city that boasts a rich history, diverse culture, and a variety of recreational opportunities. From its lush parks to its charming downtown area filled with unique shops and delicious eateries, there’s something for everyone in this welcoming community.

For those considering a move to Bradley County, you’ll be pleased to discover that many homes in the area qualify for USDA loan financing. This financing option is designed to help low to moderate-income families achieve the dream of homeownership in rural and suburban areas. With no down payment required and competitive interest rates, USDA loans make it easier than ever to settle into your new home in Cleveland.

Imagine waking up in a beautiful home surrounded by the natural beauty of Tennessee, with the Smoky Mountains as your backdrop. Whether you’re looking for a cozy starter home or a spacious family residence, Bradley County has a variety of options to meet your needs. With USDA loan financing available, your dream home is within reach.

Explore the possibilities in Bradley County today, where your ideal home awaits amidst friendly neighbors and stunning landscapes. Embrace the lifestyle you’ve always wanted—your new beginning starts here!

Newest Bradley County Homes with USDA Loan Financing available

5054 Old Georgetown Trail NW, Cleveland
$250,000
3 Beds ⋅ 2 Baths ⋅ 1546355 MLS
Updated 3-Bedroom Home in NW Cleveland! This charming 3-bedroom, 1.5-bath home in Northwest Cleveland offers comfort, convenience, and fresh updates throughout. Enjoy all-new flooring, brand-new kitchen cabinets, a new stove and microwave, and fresh interior paint that gives the home a clean, modern feel. Conveniently located near schools, restaurants, dining, and shopping, this home offers easy access to everyday essentials while providing a comfortable place to call home. Don't miss the opportunity to make this home yours.

5054 Old Georgetown Trail NW, Cleveland
190 Lead Mine Valley Road SW, Cleveland
$585,000
3 Beds ⋅ 3 Baths ⋅ 1546174 MLS
Beautiful new construction offering approximately 2,600 square feet of thoughtfully designed living space situated on 0.89 acres. This 3-bedroom, 3-bath home combines quality finishes, spacious living areas, and a functional layout designed for today's lifestyle. The desirable split-bedroom floor plan provides privacy, while the open-concept design creates a seamless flow between the main living areas. Nine-foot and twelve-foot ceilings, crown molding, and a combination of luxury vinyl tile, wood, and tile flooring add character and style throughout. The spacious living room features an attractive stone electric fireplace, creating a warm and inviting gathering space. The kitchen is beautifully appointed with quartz countertops, ample cabinet space, and a large pantry. An adjoining eat-in kitchen area offers a convenient spot for everyday dining, while the separate formal dining room provides additional space for entertaining family and friends. The primary suite offers a relaxing retreat with a trey ceiling and a well-appointed bathroom featuring a double vanity, soaking tub, and separate tiled shower. Two additional bedrooms and bathrooms provide comfortable accommodations for family or guests. Upstairs, the spacious bonus room offers endless possibilities and could easily serve as a fourth bedroom, home office, media room, or recreation space. Additional features include a large laundry room complete with a wash sink, abundant storage throughout, and plenty of parking. Enjoy outdoor living with both a covered front porch and a covered rear patio, perfect for morning coffee or relaxing evenings. The exterior combines vinyl and Hardie board siding with attractive stone accents for added curb appeal. With its spacious floor plan, desirable finishes, flexible living space, and nearly an acre of property, this beautiful new home offers the perfect combination of style, comfort, and functionality. Schedule your private showing today!

190 Lead Mine Valley Road SW, Cleveland
Lot 97 Falcon Crest Subdivision Way NW, Cleveland
$550,000
3 Beds ⋅ 3 Baths ⋅ 1546110 MLS
CUSTOM HOME FOR SALE | BEAUTIFUL MOUNTAIN VIEWS | MAIN LEVEL LIVING | BONUS ROOM - Take a look at this custom quality new home with beautiful mountain views you'll want to wake up to. The views are the star here, and the one-level layout makes the most of them, so you can enjoy the scenery from home every day. Custom details like hardwood floors and crown molding give the whole house a finished, one-of-a-kind feel, and the living room is built around a fireplace feature wall for cozy nights in. The kitchen has granite countertops and plenty of room for cooking and entertaining. Upstairs, the bonus room and full bathroom is a handy bit of flexibility, whether you need a home office, media room, hobby space, or a spot for guests. A conditioned crawl space adds to the quality of the build, and the attached 2-car garage gives you room for parking and storage. If you're looking for a custom home with mountain views and main level living, come see this one. Schedule your showing today.

Lot 97 Falcon Crest Subdivision Way NW, Cleveland
144 Mccrackin Road SE, Cleveland
$329,900
4 Beds ⋅ 3 Baths ⋅ 1546011 MLS
Welcome home to this beautifully remodeled property offering the perfect combination of modern updates, spacious living, and privacy! This home qualifies for 100% financing for eligible buyers, making homeownership even more attainable! This move-in-ready home features fresh paint, new flooring, updated fixtures throughout, and so much more! Step inside to discover an inviting open floor plan with soaring vaulted ceilings in the living room, creating a bright and airy atmosphere perfect for everyday living and entertaining. The spacious kitchen features stainless steel appliances, a pantry, abundant cabinet space, and convenient Lazy Susan storage. All four generously sized bedrooms offer walk-in closets, providing exceptional storage space. The expansive primary suite features a large private en-suite bathroom, creating the perfect retreat. With two full bathrooms on the main level and an additional full bathroom upstairs, this home offers plenty of space and convenience. Laundry hookups on both levels provide added flexibility! Outside, you'll find a large, level corner lot with a fenced backyard offering plenty of privacy. Enjoy relaxing evenings or entertaining guests on the patio! The property also features a two-car garage and a spacious outbuilding with electricity, perfect for additional storage, a workshop, or hobby space. With extensive updates, oversized bedrooms, an open-concept layout, incredible indoor and outdoor space, and the opportunity for 100% financing, this home truly has it all! Schedule your private showing today! *100% financing is subject to buyer eligibility, lender approval, and applicable loan program requirements.*

144 Mccrackin Road SE, Cleveland
238 NW Soaring Way Drive, Cleveland
$600,000
3 Beds ⋅ 3 Baths ⋅ 1546010 MLS
CUSTOM HOME | MAIN LEVEL LIVING | FALCON CREST - Take a look at this custom-built home in the Falcon Crest subdivision. With about 2,647 square feet, 3 bedrooms, and 3 full baths, it lives mostly on one level, with the primary suite and main living areas downstairs and a bonus room with a full bath upstairs. Engineered hardwood floors run through the main level, and detailed crown molding gives the whole house a finished look. The living room is built around a fireplace feature wall, a good spot for gathering with family and friends. The kitchen has granite countertops, quality cabinetry, and plenty of workspace for everyday cooking or entertaining. Upstairs, the bonus room and full bath work well as a guest suite, home office, media room, or hobby room. The attached 2-car garage gives you room for parking and storage. If you're looking for a new construction custom home with primary on main in Falcon Crest, come see this one. Schedule your showing today.

238 NW Soaring Way Drive, Cleveland
212 Soaring Way Drive NW, Cleveland
$600,000
3 Beds ⋅ 4 Baths ⋅ 1545999 MLS
CUSTOM HOME | MAIN LEVEL LIVING | FALCON CREST - Take a look at this custom-built home in the Falcon Crest subdivision. With about 2,680 square feet, 3 bedrooms, and 3.5 baths, it lives mostly on one level, with just a bonus room upstairs. Engineered hardwood floors run through the main level, and detailed crown molding gives the whole house a finished look. The living room is built around a fireplace feature wall that makes a great spot to gather. The kitchen has granite countertops and plenty of room for cooking and entertaining. Upstairs, the bonus room works well as a media room, office, hobby space, or guest retreat. A conditioned crawl space adds to the quality of the build, and the attached 2-car garage gives you room for parking and storage. If you're looking for a new construction custom home with main level living in Falcon Crest, come see this one. Schedule your showing today.

212 Soaring Way Drive NW, Cleveland
153 Bartlett Circle NE, Cleveland
$595,000
3 Beds ⋅ 3 Baths ⋅ 1545938 MLS
FULL BRICK HOME | IN-GROUND SALTWATER POOL | DETACHED GARAGE WITH FINISHED FLEX SPACE & FULL BATH! Welcome to this beautiful one-level, full brick home offering 3 bedrooms, 3 baths, a full unfinished basement, and an abundance of space for comfortable living and entertaining! Step inside to an inviting open floor plan featuring hardwood and ceramic tile flooring throughout, vaulted ceilings in the great room and dining area, and a cozy gas fireplace. The spacious kitchen offers granite countertops, stainless steel appliances, a gas range, and pantry. The primary suite features a tray ceiling, double closets, and a spacious ensuite bath complete with vaulted ceiling, double vanities, walk-in tile shower, jetted soaking tub, walk-in closet, and private water closet. Step outside to your own backyard retreat! A large deck overlooks the in ground saltwater swimming pool, creating the perfect setting for relaxing, entertaining, and enjoying the privacy of your backyard. The full unfinished basement provides even more possibilities for future expansion, storage, or a workshop. AN ADDED BONUS! The detached two-car garage features a spacious finished area above, complete with luxury vinyl flooring and a full bathroom. This versatile space offers endless possibilities for a home office, guest retreat, potential mother-in-law suite, recreation room, pool house, hobby room, or additional space to suit your needs! Situated in a desirable location convenient to the YMCA, shopping, dining, and everyday amenities, with I-75 approximately 5 miles away. With so much to offer inside and out, this is a property you won't want to miss! Schedule your private showing today!

153 Bartlett Circle NE, Cleveland
72 Leyland Pass, Cleveland
$329,900
4 Beds ⋅ 3 Baths ⋅ 1545803 MLS
Low rates for those who buy with Lennar!! These quick move-in homes at Magnolia Terrace, the best value in Cleveland, are complete and ready for you now. No waiting on construction. Just pick your home and move in. With your closing costs covered and a lower interest rate, your monthly house payment could be about the same as rent, or even less. Instead of paying a landlord, you'll be building equity in a home that's yours. Magnolia Terrace is the kind of place where you'll actually get to know your neighbors. The community was designed to be walkable, so evening strolls, dog walks, and bike rides with the kids are part of everyday life. And next summer, you'll have even more to enjoy when the new community pool opens. Picture lazy weekends poolside and warm evenings with friends just steps from home. Every Lennar home comes with Everything's Included®, which means the upgrades buyers usually pay extra for are already built in at no added cost. You'll love the beautiful quartz countertops in the kitchen, perfect for cooking, homework, or hosting. Smart home features are included too, so you can control things like your lights, locks, and thermostat right from your phone.

72 Leyland Pass, Cleveland
62 Leyland Pass, Cleveland
$324,000
4 Beds ⋅ 3 Baths ⋅ 1545802 MLS
THIS WEEK ONLY: We'll pay ALL your closing costs AND buy down your interest rate! These quick move-in homes at Magnolia Terrace, the best value in Cleveland, are complete and ready for you now. No waiting on construction. Just pick your home and move in. With your closing costs covered and a lower interest rate, your monthly house payment could be about the same as rent, or even less. Instead of paying a landlord, you'll be building equity in a home that's yours. Magnolia Terrace is the kind of place where you'll actually get to know your neighbors. The community was designed to be walkable, so evening strolls, dog walks, and bike rides with the kids are part of everyday life. And next summer, you'll have even more to enjoy when the new community pool opens. Picture lazy weekends poolside and warm evenings with friends just steps from home. Every Lennar home comes with Everything's Included®, which means the upgrades buyers usually pay extra for are already built in at no added cost. You'll love the beautiful quartz countertops in the kitchen, perfect for cooking, homework, or hosting. Smart home features are included too, so you can control things like your lights, locks, and thermostat right from your phone. This offer is only good through Sunday, October 18, 2026, on select quick move-in homes. Buyers must finance with Lennar Mortgage. Some restrictions apply, so ask our team for details. Stop by the Welcome Home Center at 1582 Leyland Pass, Cleveland, TN, and see these homes before this week's savings are gone!

62 Leyland Pass, Cleveland
3490 Timber Hill Drive SE, Cleveland
$270,000
3 Beds ⋅ 2 Baths ⋅ 1545772 MLS
Welcome home to 3490 SE Timber Hill Drive in beautiful Cleveland, Tennessee! This charming three-bedroom, two-bath home offers approximately 1,425 square feet of living space situated on a 0.24-acre lot. Whether you're a first-time homebuyer, looking to downsize, or searching for a place to make your own, this home offers wonderful possibilities! Inside, you'll find a comfortable and inviting layout with three bedrooms, offering flexibility for family, guests, a home office, or hobbies. The finished basement provides additional versatile space, perfect for a recreation room, home office, or a cozy place to relax. A brand-new HVAC unit adds comfort and peace of mind for the next homeowner! Step outside to discover a spacious backyard with plenty of room for entertaining, gardening, outdoor activities, or simply enjoying a peaceful afternoon. Don't miss this opportunity! Schedule your private showing today!

3490 Timber Hill Drive SE, Cleveland
2414 Executive Park NW, Cleveland
$196,000
2 Beds ⋅ 2 Baths ⋅ 1545759 MLS
Looking for affordable, low-maintenance living with location, space, and incredible views? This condo offers it all. A spacious lower-level garage fits your car and storage needs, while brand-new HVAC with a transferable warranty, a brand-new refrigerator, a newer water heater, and a washer and dryer make it truly move-in ready. The main bedroom opens to a deck with mountain views, and the main level also has a screened deck for morning coffee, evening relaxation, or time outdoors with friends and family. The main level features a great-sized family room, an eat-in kitchen with a pantry, and a half bath. Upstairs, the laundry and 2 bedrooms share a hall bath. This may be exactly what you have been looking for, so schedule an appointment to view it before it slips away.

2414 Executive Park NW, Cleveland
6357 Benton Pike NE, Cleveland
$699,000
3 Beds ⋅ 3 Baths ⋅ 1545755 MLS
5.88 Unrestricted Acres | In-Ground Pool | Beautifully Renovated | Bradley County, TN Welcome to your own private retreat! Situated on 5.88 acres of beautiful, level land in Bradley County, this thoughtfully renovated home offers the perfect combination of modern comfort, outdoor living, and endless possibilities. Whether you've dreamed of gardening, raising animals, entertaining outdoors, or simply enjoying the peace and privacy of country living, this unrestricted property offers the space and freedom to make it your own! Extensively renovated in 2024, this nearly 2,700-square-foot home features updated flooring, fixtures, windows, roofing, appliances, and water heater, bringing a fresh, modern feel throughout. Inside, you'll find an inviting open-concept floor plan with three spacious bedrooms, three full bathrooms, a half bath, and a versatile bonus room. The heart of the home is the beautifully designed kitchen, featuring an oversized island with striking black waterfall countertops, perfect for gathering, entertaining, and everyday living. The main living areas overlook the backyard and in-ground pool, creating a seamless connection between indoor and outdoor spaces. The spacious main-level primary suite offers two generous closets and a beautifully appointed private bathroom. Conveniently located nearby, the laundry room and half bath provide easy access to the pool area, making outdoor entertaining and summer days even more enjoyable. An additional bedroom and full bathroom complete the main level. Upstairs, you'll find a generously sized third bedroom with its own bathroom, along with a spacious bonus room offering endless flexibility for a playroom, home office, media room, or additional living space. Extra storage provides plenty of room for seasonal items and holiday decorations. Step outside to enjoy your own backyard oasis, complete with an in-ground pool, fenced pool area, and thoughtfully landscaped surroundings. Buyer to verify all details.

6357 Benton Pike NE, Cleveland
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