Chickamauga Homes with FHA Financing available

Chickamauga Homes with FHA Financing available

Welcome to Chickamauga, Georgia, a charming city steeped in history and southern hospitality. Nestled in the heart of Walker County, Chickamauga is known for its picturesque landscapes, friendly community, and rich Civil War heritage. With its quaint downtown area featuring local shops and eateries, residents enjoy a small-town atmosphere while being just a short drive from the vibrant city life of Chattanooga, Tennessee.

Chickamauga is not just a beautiful place to live; it also offers a variety of housing options that cater to diverse lifestyles and budgets. For those looking to make their dream of homeownership a reality, many homes in this area qualify for FHA financing. This means you can secure a mortgage with a lower down payment and more flexible credit requirements, making it easier to buy a home in this delightful community.

Imagine waking up in a cozy home surrounded by the natural beauty of Georgia, with access to local parks, historical sites, and a strong sense of community. Whether you’re a first-time homebuyer or looking to relocate, Chickamauga has something to offer everyone. From charming bungalows to spacious family homes, you’ll find a range of properties that fit your needs and budget.

Explore the possibilities of homeownership in Chickamauga today, and discover why so many have chosen to call this welcoming city their home. With FHA financing options available, your dream of living in this beautiful part of Georgia is closer than ever!

Newest Chickamauga Homes with FHA Financing available

$450,000
10 Beds 7 Baths 1541221 MLS
346 Longwood St offers a strong investment opportunity in Chickamauga with four well-maintained residential units, stable income, and room for future upside. The property has seen numerous updates throughout, with two units very recently renovated and additional improvements across the building including new flooring, fresh paint, updated fixtures, kitchens, appliances in select units, new decks, and new rain awnings. The property is currently income-producing with established tenants and presents an opportunity to increase rents over time as leases turn and additional improvements are made. Whether you are an investor looking to add a solid multifamily asset to your portfolio or an owner-occupant interested in house hacking, this property offers flexibility, cash flow, and long-term potential. Live in one unit while generating income from the other three, or lease all four units for a fully investment-focused approach. Conveniently located near everyday shopping, dining, local employers, and major routes through Chickamauga, the property offers a location that should continue to attract a broad tenant base. For an owner-occupant, it also provides the benefit of an accessible, convenient place to live while building equity and offsetting housing costs with rental income from the other units. A rare opportunity to acquire an updated four-unit property with immediate income, strong rental appeal, and future value-add potential.

346 Longwood Street, Chickamauga

$500,000
4 Beds 4 Baths 1539712 MLS
Set on two level, sun-drenched acres in Walker County, 70 Cottage Lane is the kind of property that gives you room to breathe -- and room to grow. This 3,466-square-foot home was built in 1978 and thoughtfully expanded in 2002, so you get the solid bones of a classic build paired with real, meaningful updates: a roof and windows both replaced within the last decade. Step inside the main house and you're greeted by an open, light-filled floor plan anchored by a main-level primary suite. A formal dining room, a second dining area, and a cozy sunroom give you options for everything from holiday gatherings to quiet morning coffee. The oversized living room centers around a propane fireplace, and gorgeous hardwood floors carry the warmth throughout. The kitchen and bathrooms have been tastefully updated, and a split-bedroom layout keeps everyone's space private. Thanks to the 2002 addition, this home also includes a private guest apartment complete with its own entrance, living room, and second primary suite -- ideal for extended family, guests, a home office, or a creative studio. Outside, a covered front porch invites you to slow down and take in the view over two flat, usable acres. A large storage building and a metal shed/pole barn offer serious space for equipment, tools, and hobbies, while the attached two-car carport and concrete driveway make everyday parking effortless. Families may also be able to apply for out-of-zone enrollment in Gordon Lee Schools for a $1,000 fee (please confirm current fee and eligibility with the district). With space to spread out, a flexible guest suite, and acreage that's rare to find this close to town, 70 Cottage Lane is ready to welcome its next chapter.

70 Cottage Lane, Chickamauga

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